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Kamrul Islam

36/1, North Bashaboo (3rd floor) Dhaka-1214 Cell: 01731077578, 01911206412 Email Address: kamruljk@gmail.com

CAREER MISSION To project myself as highly responsible, ethical, eligible & energetic person having stamina to face any challenge in an organization in the field of business operation or administration and any statusbearing position preferably in an esteemed, advanced and third-generation commercial bank or a multinational or reputed company or a group of companies environment where the contribution will be acknowledge. My Motto in life is Problems are opportunities and never accept defeat in life.

JOB OBJECTIVE
To take an opportunity of self-assessment and self-improvement in both individual and group based jobs. To face and take various critical challenges and serve for the betterment of the organization. To keep pace with this rough, tough, and challenging era. To work under pressure and in a challenging environment. To peruse a career that offers opportunity for self-development. To forge ahead with alliances to achieve own and Companies objectives. To function effectively across Age, Sex & Cultures. To build up career in private sector. Job Experience: 01. Position : Principal Officer & Deputy In-Charge Organization : Pubali Bank Limited, Islamic Banking Window, Principal Branch, Dhaka Duration : 20 January, 2010 to till date Responsibilities: Selection of Investment Customers of different types of Investment Products. Preparation of Investment proposal for Advance: Product- Bai Muajjal Preparation of Investment proposal : Product- Hire Purchase under Shirkatul Melk (HPSM) Preparation of Investment proposal for Documentary Credit: Product- Letter of Credit (LC) Documentation, Disbursement, Monitoring and Realization of other Investment products. Opening of different types of accounts and maintenance of relative registers and customers signatures. Opening and Encashment of various terms of MTDR (Mudaraba Term Deposit Receipt) and Mudaraba Deposit Pension Account (MDPA) Issuance and Payment of TT (Telephonic Transfer), MT (Mail Transfer), PO (Payment Order) & DD (Demand Draft). Payment of FDD (Foreign Demand Draft) and maintenance of relative register as well as FDD signature books. 1

Issuance of Cheque books and maintenance of relative register. Dealing with inward & outward clearing and acquainted with NIKASH software. Collection and Payment of different instruments (Cheques, DD, PO etc.) other than Clearing House. Preparation of SBS-1, SBS-2 and SBS-3 for onward submission to Bangladesh Bank. Preparation of Classification of Loan (CL) Statement for onward submission to Bangladesh Bank Preparation of need-based, weekly, monthly, quarterly, half-yearly and yearly statement related to Loans & Advances and General banking.

02. Position : Senior Officer & Advance in- charge Organization : Pubali Bank Limited, Fakirapool Bazar Branch, Dhaka Duration : July 13, 2005 to January 19, 2010. Responsibilities : Selection of Credit Customers of different types of Credit Products. Preparation of Credit proposal for Advance: Product- Cash Credit (CC) Preparation of Credit proposal for Loan: Product- Lease Financing (LF) Preparation of Credit proposal for Loan: Product- Consumer Loan Scheme (CLS) Preparation of Credit proposal for Documentary Credit: Product- Letter of Credit (LC) Documentation, Disbursement, Monitoring and Realization of other credit products such as OD, SOD, DL(PF) etc. Opening of different types of accounts and maintenance of relative registers and customers signatures. Opening and Encashment of various terms of FDR (Fixed Deposit Receipt) and Deposit Pension Scheme (DPS) such as Pubali Sanchay Prokalpa (PSP), Shiksha Sanchay Prokalpa (SSP). Issuance and Payment of TT (Telephonic Transfer), MT (Mail Transfer), PO (Payment Order) & DD (Demand Draft). Payment of FDD (Foreign Demand Draft) and maintenance of relative register as well as FDD signature books. Issuance of cheque books and maintenance of relative register. Dealing with inward & outward clearing and acquainted with NIKASH software. Collection and Payment of different instruments (Cheques, DD, PO etc.) other than Clearing House. Preparation of SBS-1, SBS-2 and SBS-3 for onward submission to Bangladesh Bank. Preparation of need-based, weekly, monthly, quarterly, half-yearly and yearly statement related to Loans and Advances and General banking.

3. Position : Officer Organization : Pubali Bank Limited, Reazuddin Bazar Branch, Chittagong Duration : January 20, 2002 to July 09, 2005. Responsibilities : Opening of different types of accounts and maintenance of relative registers and customers signatures. Opening and Encashment of various terms of FDR (Fixed Deposit Receipt) and Deposit Pension Scheme (DPS) such as Pubali Sanchay Prokalpa (PSP), Shiksha Sanchay Prokalpa (SSP). 2

Issuance and Payment of TT (Telephonic Transfer), MT (Mail Transfer), PO (Payment Order) & DD (Demand Draft). Payment of FDD (Foreign Demand Draft) and maintenance of relative register as well as FDD signature books. Issuance of cheque books and maintenance of relative register. Dealing with inward & outward clearing and acquainted with NIKASH software. Collection and Payment of different instruments (Cheques, DD, PO etc.) other than Clearing House. Preparation of Credit proposal for Advance: Product- Cash Credit (CC) Preparation of Credit proposal for Loan: Product- Consumer Loan Scheme (CLS) Documentation, Disbursement, Monitoring and Realization of other credit products such as OD, SOD, DL(PF) etc. Preparation of SBS-1, SBS-2 and SBS-3 for onward submission to Bangladesh Bank. Preparation of need-based, weekly, monthly, quarterly, half-yearly and yearly statement related to Loans and Advances and General banking.

4. Position : Officer (on probation) Organization : Pubali Bank Limited, Chawk Bazar Branch, Chittagong Duration : November 11, 2001 to January 19, 2002. Responsibilities : Opening of different types of accounts and maintenance of relative registers and customers signatures. Issuance of cheque books and maintenance of relative register. Collection and Payment of different instruments (Cheques, DD, PO etc.) other than Clearing House. Educations: Seminar / Workshop/ Training: Course Duration Foundation Course for the Officers of 09-03-2006 - 25-04-2006 Pubali Bank Ltd. Conducted by BIBM Credit Management Conducted by 16-07-2006 - 27-07-2006 Pubali Bank Training Institute (PBTI), Dhaka. Credit Risk Management and Grading 06.05.2008- 07.05.2008 Conducted by PBTI Internal Control and Compliance 05.06.2008- 05.06.2008 Conducted by PBTI Manager and his/ her job Conducted 09.07.2008- 10.07.2008 by PBTI Orientation Course on Islamic 03.08.2008 22.09.2008 Banking Conducted by PBTI Technical Expertise: Computer Literacy Operating System : Windows XP, Windows 95, 2000 Word Processing : Microsoft Word Remarks The course has been completed successfully The course has been completed successfully The course has completed successfully The course has completed successfully The course has completed successfully The course has completed successfully been been been been

Spreadsheet Analysis : Microsoft Excel Presentation Package : Microsoft PowerPoint Personal: Name Fathers Name Mothers Name Permanent Address

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Present Address Job Experience as on 31.07.2011 Religion Date of Birth Marital Status Nationality References:

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Md. Kamrul Islam Sheikh Abdul Latif Delowara Begum Vill. : Kaibarta Khali P.O.: Uday Kathi P.S: Pirojpur Sadar Dist.: Pirojpur, Bangladesh. 36/1, North Bashaboo (3rd floor) Dhaka. 9 years 8 months 23 days Islam (Sunni) 10/25/71 Married Bangladeshi

Md. Mosarraf Hussain General Manager Pubali Bank Limited Principal Branch, 26/Dilkusha, dhaka Tel: 9673525 (home), Cell phone: 0171-595479 Office: 7112141

Md. Nurul Haque Dy. General Manager General Credit Division-2 Agrani Bank Ltd. Head Office, Motijheel C/A Dhaka-1000, Bangladesh Phone: Off.- Pabx:9566160-69/347 9567476 (On Request), Res:9137179

Certification I certify that to the best of my knowledge and belief, this Curriculum Vitae correctly describes my qualifications and me. Any willful misstatement described herein may lead to my disqualification or dismissal, if employed.

Signature: _____________________ Kamrul Islam Date: 14 / 05 /2009.