HISTORY The Milwaukee Land Company purchased land from C.C.

and Anna Herron for a town site in 1905 and the town was named Herron, but changed to Reliance when it was decided that the name Herron sounded too much like Huron. To the southwest stood a town site named Dirkstown and all of the buildings from there were moved into Reliance once it was learned the railroad would not be going through Dirkstown. Town sites were set up by the railroad company at about 10-mile intervals. Businesses, of the day, were set up immediately, probably the land office being the first. That and the first bank and the newspaper to advertise the land transactions. The lots sold for $200 for corner lots, $150 for inside business lots, $150 for residential corner lots and $100 for inside residential lots. Peter B. Dirks and a Mr. Montgomery, of the Farmers and Merchants State Bank from Dirkstown, purchased the first corner lot. Dirks' Trust and Title Company also opened a hardware and general store. Lafferty and Schoessler also had general stores. The school was built in 1921; high school was discontinued in 1972 and the school was finally closed in 1996. All children now go to Kennebec and Lyman High School in Presho. The community has had three churches: Catholic, Methodist and Lutheran, almost since its beginning. The first residence built in Reliance was the two and one half story home most of us remember as the Andy and Florence (Dirks) Anderson home until 1972. This home has been purchased by Wade and Chyree Hamiel and now sits on their land north of Reliance. In 1910 the west side of Reliance's Main Street was almost completely wiped out by fire. Businesses were rebuilt and along with the railroad came two lumberyards, a creamery, livery, blacksmith, taverns, hotels, restaurants, meat market, two banks, etc. Reliance reached its population peak in the 1920s when it was at 317 and according to the census, continued to decline until it was at 183 in 1945. The construction of Big Bend Dam at Fort Thompson in the 1960s caused the population in Reliance, Chamberlain and Oacoma to increase. In 1960, Reliance had 72 homes housing 201 people. Today (1999) Reliance is feeling a small growth as the communities of Chamberlain, Oacoma and Lower Brule fill up and the overflow moves to Reliance, and also to Pukwana in Brule County. Many Reliance natives can still remember the parades and Indian dances by the Lower Brule Sioux Tribe and the Fourth of July celebrations at the Fred Fletcher home with horseshoe, baseball, fishing, swimming, picnics, fireworks and homemade ice cream made with ice that had been harvested in the winter and stored in ice houses. In the late 1940s, early 1950s, Albert Stallman harvested ice and sold it from his ice house west of the Stallman Cafe on Reliance's west side of Main Street. Stallmans bought the two-story hotel/cafe from George Husman. Also behind the cafe stood the Water tower as seen in the photo, winter 1921-'22 ... Many of us will also remember the gas station in the far SE corner of town owned and operated by Jobe and Violet Marsden. A gymnasium was built in 1949 with all volunteer help. Fundraisers were held to help pay for the building. The American Legion purchased the building in 1973 and it continues to be used today for community functions and high school reunions. We all remember the amateur shows, dances, carnivals, roller-skating with the Neugebauers, the proms, etc.

Our Founder Few men in history have made as dramatic a contribution to their countrys economic fortunes as did the founder of Reliance, Shri. Dhirubhai H Ambani. Fewer still have left behind a legacy that is more enduring and timeless. As with all great pioneers, there is more than one unique way of describing the true genius of Dhirubhai: The corporate visionary, the unmatched strategist, the proud patriot, the leader of men, the architect of Indias capital markets, the champion of shareholder interest. But the role Dhirubhai cherished most was perhaps that of Indias greatest wealth creator. In one lifetime, he built, starting from the proverbial scratch, Indias largest private sector enterprise. When Dhirubhai embarked on his first business venture, he had a seed capital of barely US$ 300 (around ` 14,000). Over the next three and a half decades, he converted this fledgling enterprise into a ` 60,000 crore colossusan achievement which earned Reliance a place on the global Fortune 500 list, the first ever Indian private company to do so. Dhirubhai is widely regarded as the father of Indias capital markets. In 1977, when Reliance Textile Industries Limited first went public, the Indian stock market was a place patronised by a small club of elite investors which dabbled in a handful of stocks. Undaunted, Dhirubhai managed to convince a large number of first-time retail investors to participate in the unfolding Reliance story and put their hard-earned money in the Reliance Textile IPO, promising them, in exchange for their trust, substantial return on their investments. It was to be the start of one of great stories of mutual respect and reciprocal gain in the Indian markets. Under Dhirubhais extraordinary vision and leadership, Reliance scripted one of the greatest growth stories in corporate history anywhere in the world, and went on to become Indias largest private sector enterprise. Throughout this amazing journey, Dhirubhai always kept the interests of the ordinary shareholder uppermost in mind, in the process making millionaires out of many of the initial investors in the Reliance stock, and creating one of the worlds largest shareholder families.

About Reliance Life Insurance Reliance Life Insurance offers you products that fulfill your savings and protection needs. Our aim is to emerge as a transnational Life Insurer of global scale and standard. Reliance Life Insurance is a Reliance Capital Company and is part of Reliance Group. Reliance Capital is one of Indias leading private sector financial services companies, and ranks among the top 3 private sector financial services and banking companies, in terms of net worth. Reliance Capital has interests in asset management and mutual funds, stock broking, life and general insurance, proprietary investments, private equity and other activities in financial services. Reliance Group also has presence in Communications, Energy, Natural Resources, Media, Entertainment, Healthcare and Infrastructure. Nippon Life Insurance Company acquired 26% interest in equity share capital of the Company effective October 7, 2011 subsequent to receipt of all regulatory approval. Nippon Life Insurance, also called Nissay, is Japan's largest private life insurer with revenues of Rs 346,834 crore (US$ 80 Billion) and profits of over Rs 12,199 crore (US$ 3 billion). The Company has over 14 million policies in Japan, offers a wide range of products, including individual and group life and annuity policies through various distribution channels and mainly uses face-to-face sales channel for its traditional insurance products. The company primarily operated in Japan , North America, Europe and Asia and is headquartered in Osaka, Japan. It is ranked 81st in Global Fortune 500 firms in 2011.

VISION & MISSION Vision Empowering everyone live their dreams. Mission Create unmatched value for everyone through dependable, effective, transparent and profitable life insurance and pension plans. Our Goal Reliance Life Insurance would strive hard to achieve the 3 goals mentioned below: Emerge as transnational Life Insurer of global scale and standard Create best value for Customers, Shareholders and all Stake holders Achieve impeccable reputation and credentials through best business practices

Achievements

Largest Private Life Insurance in terms of Number of Policies for two consecutive years as of 31st March 2012 A wide network of 1230 branches and 1,50,000 advisors Over 9 million policies RLIC continues to be amongst the foremost Life Insurance companies in India to be certified ISO 9008:2001 Winner of Best Non-Urban Coverage Award at Indian Insurance Awards 2011 RLICs Boundaries for Books Campaign won the 'Silver' at the Indian Digital Media Awards (IDMA) 2012, under Best Integrated Campaign Social Cause and Best Use of Social Network Social Cause Amongst the top 3 Most Trusted Service Brands in the Insurance category as per the Brand Equitys Most Trusted Service Brands 2011 Survey

Leadership Team BOARD OF DIRECTORS Satya Pal Talwar, Independent Director Satya Pal is an Independent Director of Reliance Life Insurance Company Limited. He holds an experience of more than 35 years in operations and policy formulation. Through his distinguished service in the financial industry, Satya Pal has served as the Chairman and Managing Director of renowned organisations such as Bank of Baroda, Union Bank of India and Oriental Bank of Commerce. His in-depth knowledge of the sector has seen him rise quickly into pivotal positions at advisory and board levels in Indian and as well Global organisations such as SEBI, IDBI and MasterCard International. He has also held the coveted position of Deputy Governor of RBI from 1994 to 2001. Satya Pal holds a degree in Law. He is a Certified Associate of the Indian Institute of Bankers and a member of the Indian Council of Arbitration.

Rajendra Chitale, Independent Director Rajendra is an independent Director at Reliance Life Insurance Company Limited. Rajendra is the Managing Partner of M/s. M.P. Chitale & Associates, Indias leading financial boutique specialist with converging expertise in financial structuring, legal, tax and regulatory advice.Government of Maharashtra. Rajendra serves as independent director on the boards of the National Securities Clearing Corporation Limited, Asset Reconstruction Company (India) Limited, Reliance Capital Limited, Ambuja Cements Limited, Hinduja Global Solutions Limited, Hinduja Ventures Limited, Ishaan Real Estate Plc, Reliance General Insurance Company Ltd. He is a member of the Insurance Advisory Committee of the IRDA and the Advisory Committee on Regulations, Competition Commission of India. He has served on the board of LIC, UTI, NSE, SIDBI, and has served as a member of Takeover Panel of SEBI, the Company Law Advisory Committee, Government of India, the Investor Education and Protection Fund, Government of India, and the Maharashtra Board for Restructuring of State Enterprises, Rajendra is an eminent Chartered Accountant and law graduate.

Upendra Joshi, Independent Director Upendra is an Independent Director of Reliance Life Insurance Company Limited. Upendra is a partner of the corporate and infrastructure team of Khaitan & Co. He has rich experience in all aspects of law and documentation relating to infrastructure including power, oil & gas, telecom, mining, ports, airports and project financing and has headed several large infrastructure related matters. He is also experienced in aspects relating to nuclear energy as well as mergers & acquisitions, securities laws, India-centric AIM listings, privatisation of government businesses, in foreign investment, joint ventures and foreign collaborations and also advised in dispute resolution and conveyance related matters. He is instrumental in some notable M&A transactions he has advised on include NTT DoCoMo's investment in Tata Teleservices and, Vedanta on acquisition of Sesa Goa. Upendra holds a degree in law and is a Solicitor.

Takeshi Furuichi, Non Executive Director Takeshi is a Non Executive Director at Reliance Life Insurance Company Limited. Takeshi is Representative Director & Senior Managing Executive Officer and Chief Investment Officer (oversees the Investment and International Business) of Nippon Life Insurance Company, Japan. He joined Nippon Life Insurance Company in the year 1977 and has taken leading roles in various fields including securities investment, financial planning, risk management, customer service, and international business. He currently serves as Director on the Boards of foreign subsidiaries including Nippon Life Insurance Company of America, Nissay Schroders Asset Management Europe Limited, and Nissay Schroders Asset Management Asia Limited. Takeshi holds a degree of Bachelor of Arts in Economics from University of Tokyo and Master of Business Administration from Wharton School, University of Pennsylvania.

Soumen Ghosh, Non Executive Director Soumen is currently the Group President of Reliance Capital Limited and Non Executive Director of Reliance Life Insurance Company Limited. Soumen has an experience of around 22 years in the areas of General Insurance and Life Insurance in India and abroad. Soumen was previously responsible for the overall Allianz operations in India and Middle East. Soumen worked as the Chief Executive Officer of Bajaj Allianz Life Insurance Company and Country Manager, Bajaj Allianz, India. At Bajaj Allianz Life Insurance Company, Sam was attributed with bringing new strategic initiatives on distribution and at the same time launching customer need based flexible and simple products designed for India. Soumen is a member of the Institute of Chartered Accountant in England & Wales and Institute of Chartered Accountant of Australia

Malay Ghosh, Executive Director & President Malay is the Executive Director and President of Reliance Life Insurance Company. Malay leads all activities at Reliance Life Insurance Company Limited and his key focus is on rapid expansion of all channels and accelerating the Companys growth trajectory. Malay has over 24 years of work experience in the insurance industry. He has worked for 17 years with LIC across various functions and for 7 years with Bajaj Allianz Life Insurance where he was last designated Head of Sales. Malay holds a Masters degree in statistics from Indian Statistical Insititute, Kolkata.

Amit Bapna, Non Executive Director Amit is currently the Chief Financial Officer at Reliance Capital Limited and Non Executive Director of Reliance Life Insurance Company Limited. Amit has been with the Reliance Group since 1999. In his existing role, he provides financial direction, oversight and control for Reliance Capital Limited and its group companies and further provides strategic leadership for Corporate Treasury. He has over thirteen years of experience in varied business environments e.g. manufacturing and financial services. He has earlier worked in the capacity of Chief Financial Officer of Reliance Capital Asset Management Limited and Reliance Consumer Finance where he played a key role and had been a significant contributor to the exponential growth of the business bringing operational & process disciplines. Earlier still, he had worked in the Corporate Treasury of Reliance Industries Limited. Amit is a Chartered Accountant.

Top Management Team-Reliance Life Insurance Malay Ghosh Executive Director & President Malay is the Executive Director and President of Reliance Life Insurance Company Malay leads all activities at Reliance Life Insurance Company Limited and his key focus is on rapid expansion of all channels and accelerating the Companys growth trajectory. Malay has over 24 years of work experience in the insurance industry. He has worked for 17 years with LIC across various functions and for 7 years with Bajaj Allianz Life Insurance where he was last designated Head of Sales. Malay holds a Masters degree in statistics from Indian Statistical Insititute, Kolkata.

Andleeb Rabbi Chief Human Resources Officer Andleeb is the Chief Human Resources Officer and is responsible for providing leadership for Human Resources, Administration and Infrastructure functions of Reliance Life Insurance Company. Andleeb is one of the founding team members of Reliance Life Insurance and has been involved from the acquisition of AMP Sanmar days. He has been with the Reliance Capital and worked for Reliance Commercial Finance and Home Finance as their Head of HR and Admin. Begining his career as a management trainee in Elbee-UPS, he subsequently worked with ICICI Bank and Hutch-3G in the Human Resource function. Andleeb holds a Management degree in Human Resources from Symbiosis Institute of Business Management - Pune, a Diploma in Labour Laws from Pune University and has over thirteen years of experience post management degree.

S V Sunder Krishnan, Executive Vice President and Chief Risk Officer Sunder is the Chief Risk officer for Reliance Life Insurance and is responsible for Enterprise Risk Management and has currently oversight over Internal Audit, Legal, Secretarial, Claims and Compliance functions at Reliance Life Insurance. Sunder joined the Organisation in 2006 with 23 years of experience and knowledge in Internal Audits, Compliance, Assurance Consulting and Risk Management. He has worked for various leading organizations such as DSP Merrill Lynch, ING Vysya, Credit Lyonnais, Standard Chartered, Bank International Indonesia, Ernst & Young and Delloitte at senior and middle management positions with exposure to businesses and operations in more than 12 countries. Sunder is a qualified FCA, CISA, ERM and CCSA. He is currently the advisor to the Board of Information Systems Audit Control Association (ISACA-USA), Mumbai Chapter. He was president of Information Systems Audit Control Association (ISACA-USA), Mumbai Chapter for the year 2007-08. He is also a part of Indian Task Force - ISACA (USA)

Sunil Agrawal, Chief Financial Officer Sunil Agrawal is the Chief Financial Officer (CFO) of Reliance Life Insurance Company Limited and he is responsible for Financial strategy formulation and implementation. Sunil has over 10+ years of post qualification experience of which he has more than 9+ years experience in the insurance industry in financial function. Prior to joining Reliance Life Insurance, he has worked with ICICI Prudential Life Insurance in various roles right from the inception of the company including compliance, special projects, Financial Control and finance operations. He is a B.E. Computer Science, a Chartered Accountant and DISA (ICAI).

Saroj K Panigrahi, Head Legal, Compliance & Company Secretary Saroj K Panigrahi heads the Legal, Compliance and Company Secretarial function of Reliance Life Insurance'. He is armed with twelve years of valuable experience in the Corporate Legal, Commercial, Regulatory Compliance and Corporate Governance domains. Prior to joining Reliance, he headed the Legal & IP department at Accentures India Outsourcing Business. During his fulfilling tenure, he skillfully managed the Legal, Intellectual Property, Regulatory Risk & Compliance aspects of several Fortune 500 companies. Prior to his assignment with Accenture, Saroj was Associate Legal Counsel & Company Secretary at ING Vysya Life Insurance and was also associated with ICRA, an associate of Moodys Investors Inc. Saroj holds a degree in Law. He is also a Fellow Company Secretary, a Chartered Secretary (UK) and a Chartered Financial Analyst (CFA).

Pournima Gupte, Appointed Actuary Pournima is the Appointed Actuary at Reliance Life Insurance Company Limited where she has the overall responsibility for statutory reporting, risk appetite, pricing, valuation, reinsurance, etc. Prior to joining Reliance, Pournima served at Life Insurance Corporation of India for 20 long and rewarding years. Her stint with LIC included a four-year deputation at the London branch, as Manager. She then moved on to be the Chief Manager Actuarial, at Kotak Mahindra Life Insurance Company and Associate Vice President Actuarial at Bajaj Allianz Life Insurance Company. Pournima is a graduate in Statistics and a Fellow of the Actuarial Society of India (FASI).

Manoranjan Sahoo , Head- Agency Manoranjan is the Head- Agency at Reliance Life Insurance Company Limited. Manoranjan started his career in Pharma before Joining LIC as an Administrative officer. Manoranjan has 20 years of experience in insurance industry. He has indepth knowledge of Life Insurance Business by virtue of working in different functions at Life Insurance Corporation of India. His core competence is setting up of new business.Prior to joining the Company, he was with Bajaj Allianz Life Insurance Company Limited as Zonal Head Sales (North & Central). Manoranjan holds a Masters Degree in Science from Utkal University. Manoranjan has undergone many Leadership development courses at ISB,IIM(K) & Michigan University.

Murli Nambiar , Chief Technology Officer Murli Nambiar is the Chief Technology Officer of Reliance Life Insurance and is responsible for Information technology and Information security strategy and implementation. Having 19 years of IT experience, he's worked for premier organizations like Mashreqbank in Dubai, and ICICI Bank where he held the position of Chief Information security officer. Murli holds many certifications relating to Information Security like Chief Information systems auditor (CISA), CISSP, BS 7799 Lead Auditor, MSCE (Microsoft certified systems engineer). He's a Physics graduate and also holds a Diploma in Management studies from Bombay University.