Today is Earth Day. A lot of today's conversations about climate change and the environment are depressing, but it doesn't have to be that way. We chatted with Joe Sanberg, the co-founder of Aspiration, a financial firm that only lends to sustainable companies.---TicToc is a daily news podcast hosted by Alexis Benveniste (@apbenven), produced at Bloomberg Worldwide HQ in New York City. You can follow up with us and watch our reporting @tictoc. If you like it, be sure to rate us on iTunes, and tell your friends!