Vous êtes sur la page 1sur 77

Checking Account

Simulation

Understanding Checking
Accounts
What is a Checking
Account?





Checking Accounts
continued


Benefits




How Do They Work?



Characteristics


What is a Check?

 
 


 Payee





Bouncing a Check

 Bounces




Other Checking
Components
 Register

 Checkbook

What is an ATM?
 Automated teller machine (ATM)




ATMs continued


ATM Availability



ATM Fees



ATM Card

 personal identification number


(PIN)

PINs



What is a ?



Debit Cards continued


Using a Debit Card





Debit Cards continued
 
 





Types of Accounts
Available







Regular Checking


Free Checking



Special Checking


Interest-Earning
Checking


Opening a Checking
Account



Opening continued
 signature card


Signature Card example
Opening continued



Ordering Checks
 starter checks




Ordering continued


Ordering continued



Ordering continued
Single Duplicate
 

 
Endorsing a Check
 Endorsement



Blank Endorsement


Restrictive Endorsement



Special Endorsement



Making a Deposit
 Deposit slip



Completing a Deposit
Slip

 Date

Completing a Deposit
Slip

 Signature Line

Completing a Deposit
Slip

 Cash

Completing a Deposit
Slip

 Checks


Completing a Deposit
Slip



Completing a Deposit
Slip

 Total from Other Side



Completing a Deposit
Slip

 Subtotal

Completing a Deposit
Slip

 Less Cash Received



Completing a Deposit
Slip

 Net Deposit


Writing a Check







Writing a Check

 Personal Information


Writing a Check

 Check Number


Writing a Check

 Date

Writing a Check

 Pay to the Order of



Writing a Check

 Amount of the Check in Numerals





Writing a Check

 Amount of the Check in Words




Writing a Check

 Memo


Writing a Check

 Signature

Writing a Check

 Identification Numbers



Check 21


How Check 21 Works

 physically

 substitute check.
Check Register



Check Register

 Date

Check Register

 Number

Check Register

 Description of Transaction


Check Register

 Payment/Debit(-)


Check Register

 Deposit/Credit(+)


Check Register

 √T

Check Register

 Fee (if any)



Check Register

 Balance



Monthly Statement







Monthly Statement
continued



Reconciling a Checking
Account
 Reconcile



Steps for Reconciling


 outstanding transactions

Steps for Reconciling
continued



Reconciling Example






Reconciling Example
continued



Checking Account Safety



Safety continued





Conclusion

Vous aimerez peut-être aussi