BANKING & INSURANCE

BANK VISITED
State Bank of India IDBI
PUBLIC SECTOR

Dena Bank
HDFC

PRIVATE SECTOR

ICICI
Axis Bank Abhyudaya Co-operative Bank Ltd.

CO-OPERATIVE Janalaxmi Co-operative Bank Ltd.

Citi Bank
FOREIGN BANK

Barclays

Public Sector Bank

SBI Dena Bank Idbi

The oldest bank in existence in India is the State Bank of India, which originated in the Bank of Calcutta in June 1806. The three banks(Bank of Madras, Bank of Bombay, Bank of Bengal) merged in 1921 to form the Imperial Bank of India, which, upon India's independence, became the State Bank of India.

Dena Bank was founded on 26th May, 1938 by the family of Devkaran Nanjee under the name Devkaran Nanjee Banking Company Ltd

Founded:-July 1964

Headquarters:Mumbai, India Key people:- Shri neelabh krishna CMD

It became a Public Ltd. Company in December 1939 and later the name was changed to Dena Bank Ltd.

Product:-Finance and insurance

Private Sector Bank

HDFC ICICI Axis Bank

It is the major Indian financial services company based in India

Incorporated in August 1994 HDFC Bank has 1,725 branches and over 5,000 ATMs, in 780 cities in India Key people Aditya Puri (MD)

Industrial Credit and Investment Corporation of India Bank

Axis Bank Limited, formerly UTI Bank

Setup:-1994 Headquarters Mumbai, India Products:- Investment Banking *Commercial Banking *Retail Banking *Private Banking *Asset Management *Mortgages *Credit Cards

ICICI Bank was originally promoted in 1994, by ICICI Limited, an Indian financial institution ICICI Bank has set up different institutions which include the following

Co-Operative Bank
Abhyudaya Co-operative Bank Ltd. Janalaxmi Co-operative Bank Ltd.

Setup:-January 1964 Urban Co-operative Banks with a "Scheduled Bank" status. The bank has 1,38,000 members and more than 14 lakh depositors. The Bank has total 105 branches including a Mobile Bank at Navi Mumbai

Founded on 14 Feb., 1976 at Nashik Founded by Shri Madhavrao B. Patil

Foreign Bank
Citi Bank Barclays Bank

Established 109 years ago in Kolkata,

Currently it is the largest foreign direct investor in financial services in India.

Products Credit Cards, Loans, Investments, Insurance and NRI Banking

Barclays is a global banking and financial services company Headquartered in London, United Kingdom Products:Retail banking Commercial banking Investment banking Investment management Private Equity

Types of Account & Services provided by SBI

Current Account Savings Plus Account Savings Bank Account Basic Banking 'No frills Account E-Ticketing SBI E-Tax Bill Payment Eztrade@sbi RTGS/NEFT E-Payment Fund Transfer Third Party Transfer Demand Draft Cheque Book Request Account Opening Request Account Statement Transaction Enquiry Demat Account Statement Donation Debit Card Credit Card

SAVING A/C interest at the rate of 4.00% p.a. compounded half yearly. Low Minimum Balance Requirements CURRENT A/C ELIGIBILITY Individual Proprietorship, Partnership, Limited & Private Ltd. companies. MB is Rs.25,000/RECURRING A/C ELIGIBILITY An individual resident/nonresident either singly or jointly. MINIMUM DEPOSIT Rs.1,000/- per month PERIOD OF DEPOSIT One year up to 10 years

Term Deposits
Recurring Deposit Account Special Term Deposits PREMIUM SAVINGS ACCOUNT Multi Option Deposit Scheme Scheme SBI Tax Savings Scheme, 2006

Types of Account & Services provided by IDBI

Savings Account Super Savings Account SuperShakti (Women's') Account Jubilee Plus (Senior Citizens) Account Power Kids Account Sabka Account -No Frill account Pension Savings Account (Central Government Employees) Current Account Core Current Account Premium Current Account Premium Special Current Account Fixed deposit Suvidha fixed deposit Suvidha Tax saving fixed deposit Recurring Deposits

Savings Bank Rate (w.e.f. May 03,2011)

Base Rate (w.e.f August 01, 2011)

4.00% p.a. 10.75% All floating Loans are linked to Base Rate of the Bank.

Current BPLR (w.e.f August 01, 2011)

15.25%

Recurring Dp. Normal Retail *Senior Tenure Rate Citizens 1 Yr 9.25 9.75 >1 Yr 7 yrs 9.50 10.00 >5 yrs 7 yrs 9.50 10.00

Loans

Types of Account & Services provided by Dena Bank

Premium Savings Account Scheme Correspondent Banking Credit Counseling Centers - Dena Mitra Dena Alpha Bachat Khata Dena Fixed Deposit Scheme Dena Freedom Deposit Scheme Dena Jeevan Sb Account Dena Maha Tax Bachat Yojana Dena Minor Savings Scheme Dena Recurring Deposit Scheme Dena Samruddhi Deposit Scheme Dena Savifix Deposit Scheme Dena Senior Citizen Scheme Dena Super Premium Current Account Export Services Import Services Parameters Of Recommendations Of Sachar Committee Premium Current Account Scheme

Core Banking Solution Dena ATM Services Verified by Visa Services Internet Banking Dena e-Tax Pay Mobile Banking Phone Banking Dena Alert Services Dena Bill Pay RTGS / NEFT Dena India Remit Inbound Remittances Direct Tax Collection Indirect Tax Bank assurance Distribution of Mutual Funds Demat Services

CURRENT A/C MB=Rs 5000/Monthly Average Balance: Rs. 1 Lac per month 1 Free of commission Demand Drafts/MT/Pay Orders up to an aggregate amount of Rs. 1.00 lac per month

Dena Fixed Deposit Scheme You can choose yearly, halfyearly, quarterly or even monthly interest payments according to your needs of income. Deposit period 7 days to 10 years.

Types of Account & Services provided by HDFC

Savings Accounts Current Accounts Regular saving Savings Plus Savings max Senior Citizens NoFrills Limited KYC NoFrills Institutional Savings Salary Kid's Advantage Pension Savings Family Savings Group Kisan No Frills Savings Kisan Club Savings
A minimum deposit of Rs. 10,000 (Metro / Urban Branches), Rs. 5000 (SemiUrban / Rural Branches)

Fixed Deposit
9.25% on Fixed Deposit with an additional 0.50% for Senior Citizens

Plus Current Trade Current Premium Current Regular Current Max Current Merchant Advantage Current Merchant Advantage Plus Current Apex Current Flexi Current

Services
Loans Cards Investments & Insurance Forex and Trade Services Payment Services Net Safe Quick Remit Net Banking Mobile Banking One view InstaAlert

Regular Current Account requires you to maintain an average quarterly balance of only Rs. 10,000.

ICICI
Accounts & Deposits Savings Account 4.00% 10000

Axis
Easy Access Savings Account Krishi Savings Account Prime Savings Account Salary Account Women's Savings Account Priority Account Senior Citizen's Account Defense Salary Account Trust/NGO Savings Account Azaadi - No Frills RFC(D) Account Pension Savings Account

Fixed Deposits Recurring Deposits Encash 24 Tax Saver Fixed Deposit At-par cheque ATM Network Anywhere Banking Telebanking Internet Banking SMS Banking Quarterly account statement Quarterly interest @ 4% per annum Free monthly estatement.

Fixed Deposit
Recurring Deposit Dream Deposits Salary Account

3.75 to 8.75
7.00 to 8.75

Silver Savings Account

Young Stars Savings Account CA

Abhyudaya Cooperative Bank Ltd.

Saving Deposits Current Deposits Term or Fixed deposits

Janalaxmi Co-operative Bank Ltd.

ATM DEMAT: Demat Account 2. Dematerialisation 3. Rematerialization 4. Market Transfer 5. Off Market Transfer 6. Inter Depository Transfer 7. Pledge 8. Transmission 9. Nomination 10. Mobile Alerts (Debit / Credit) Franking Issuance of PAN Card M.S.E.B Bills Collections Samruddhi Tax Saving Scheme :

TeleBanking Fax on demand Franking Lockers RTGS: for Customer Transaction / Remittances

Saving Deposits Current Deposits

Term or Fixed deposits

Saving Deposit 4.00%

Barclays Bank
Accounts & Deposits
Current accounts Business First Business Special Business Super Business Royal Savings Accounts sweep Deposit account Term Deposit account Safe Deposit Lockers
NRI Banking (Consumer) Loans Business loan Personal Loan Home loan Loan against property Commercial Banking

Citi Bank
Citibank Savings Account Commercial Bank Account Time Deposits Internet Banking Mobile Banking Citi Alert on Demand Bill Pay Prepaid Mobile Recharge CitiAlert Citi Tap and Pay SMS Banking Statement on E-mail Online Tax Payment

Online Security Mobile Banking Online Money Transfer E-Statements ATMs Rewards Program Online Payments Phone Banking Funds Transfers & Payments

Senior Citizens Deposits Recurring Deposits Citibank Suvidha Premium Account Citibank Suvidha Salary Account

4.00%