EASY PAISA

Mobile Banking

MOBILE BANKING
Telenor Pakistan partnered with Tameer Micro Finance Bank to introduce branchless banking in Pakistan. Access to the easiest way to conduct financial transactions, whether they are related to paying bills, sending/receiving money within Pakistan, receiving money from abroad.

Fulfills Our need to Receive Money from anywhere across Pakistan.

EASYPAISA MOBILE ACCOUNT

Easypaisa Mobile Accounts are Actual bank accounts and work just like a normal bank account. Available only for existing and new Telenor subscribers. Easypaisa Mobile Account can be opened from any Telenor Sales and Service Centers, Telenor Franchise or Tameer Bank branch. No Charges Involved for cash deposit for account holder

APPLICABILITY FOR HERBION PAKISTAN OPERATIONS

Easy.Pay solutions cater specifically to Corporate Organizations that want a mode of payment collection from customers that is both convenient and reliable. Herbion will be provided with a Corporate Easypaisa Mobile Account number, which they can communicate to their customers. Customers in turn can then make payments to the Herbion from thousands of Easypaisa shops all over Pakistan or from their own Easypaisa Mobile Account.

USING EP FOR HERBION PAK OPERATIONS

Open a mobile account, Easy Pay. Using Easypaisa, money can be Received or Transfered Its easy to send money or receive money from Easypaisa shop in the most efficient, secure and convenient way. Any person in Pakistan can use this product and that no registration is required for transfer. Transactions will be identified via NIC numbers

USING EP FOR HERBION PAK OPERATIONS

An instant SMS message will be sent to both the Sender and the Receiver on sending/receiving money Sending/Receiving can be done from thousands of easypaisa shops all over Pakistan No more waiting in long lines - Money Transfer can be done even at late hours

STEPS INVOLVED
1 2

Customers

Visit EP outlet

EP outlet
Monet Transfer

Herbion Pakistan EP account

TRANSACTION RECORD
Consumer Transactions could be identified through Transaction ID CNIC Date / Time Amount Invoice No

CHARGES INVOLVED
Two kinds of charges involved: Charges for End-customer: Standard Easypaisa shop / or Mobile Account charges to the endcustomer who visits the Easypaisa shop or sends money through his own mobile account. Charges for Corporate Client: A minimal charge is also charged to the Corporate client for providing an Easypaisa solution. These charges are made clear to the organization when a formal proposal is sent to them.

LIMITATIONS
Different account limitations exists that vary accordingly Level 1 Account: Daily limit: Rs 25,000, Monthly Limit Rs 60,000 Yearly Limit Rs. 500,000 No Capping on the Maximum Balance

LIMITATIONS
Level 2 Account: Daily limit: Rs 500000, Monthly Limit Rs 1,000,000 Yearly Limit Rs. 6, 000,000 Maximum Balance of Rs 3,000,000

HOW CONSUMERS CAN SEND MONEY TO US?

By using two modes 1. Through CNIC 2. Through Mobile account

Transaction Cost is cost is involved for money transfer Consumers have to bear the transaction costs

Money Transfer (From CNIC to Mobile Account) All Amounts in RS.

Money Transfer (easypaisa shop to Mobile Account) F.E.D* (16% as per Govt. Regulations)

Slab Start

Slab End

Charges*

Total Charges (inclusive of FED)

1
201 501 1001 2,501 4,001 6,001 8,001

200
500 1,000 2500 4,000 6,000 8,000 10,000

12.93
21.55 30.17 60.34 90.52 120.69 150.86 181.03

2.07
3.45 4.83 9.66 14.48 19.31 24.14 28.97

15
25 35 70 105 140 175 210

10,001
13,001

13,000
15,000

211.21
241.38

33.79
38.62

245
280

ADDITIONAL CHARGES
All fees will be charged in addition to the transaction amount. 16 % tax will be applicable of transaction fees

Sending & Receiving Transactional Limits: Rs.15,000 per month on a CNIC There is no limit on number of transactions per CNIC in a month

PAYMENT CHANNELS INVOLVED

1. 2. 3. 4.

Any person can use Easypaisa services by visiting their nearest Easypaisa shop, Telenor Franchise, Telenor Sales & Service Center Tameer Microfinance Bank branch.

AUTHENTICITY/SECURITY

Approved by the State Bank of Pakistan

Everyone can enjoy secure branchless banking service with instant transactions. Easy and quick transfer.

HOW TO GET MOBILE ACCOUNT

Visit: http://www.easypaisa.com.pk Submit request Easy paisa CR will contact within 24 hrs

Links:

Terms and conditions:

http://www.easypaisa.com.pk/index.php/en/easypay-terms-and-conditions
Online form:

http://www.easypaisa.com.pk/index.php/index.php/e n/corporatesolutionsform