Académique Documents
Professionnel Documents
Culture Documents
1.Why Do You Need A Bank? 2The Many Services of a Bank 3.The ABCs of a Checking Account 4.Opening a Checking Account 5.How to Write a Check 6..Maintaining a Checking Account 7The ABCs of a Savings Account
ACTIVITY 1
Slide 1 Safety of Financial Institutions Lesson Reference: Basic Banking Services, Activity 1 Overhead 3
ACTIVITY 2
BANK OCCUPATIONS
Tellers Platform Bankers
Slide 2 Bank Occupations Lesson Reference: Basic Banking Services, Activity 2 Overhead 2
Types of Services
Bank Cards
Automated Services
Protect Your Passwords!
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Slide 3 - Electronic Bank Services Lesson Reference: Basic Banking Services, Activity 2 Overhead 3
Slide 4 - Bank Card Types Lesson Reference: Basic Banking Services, Activity 2 Overhead 4
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Slide 5 Electronic Bank Services Lesson Reference: Basic Banking Services, Activity 2 Handout 3
ACTIVITY 3
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Slide 1 - Checking Account Terms Lesson Reference: Basic Banking Services, Activity 3 Handout 1
SHOPPING AROUND
(THINGS TO ASK ABOUT WHEN OPENING A CHECKING ACCOUNT)
SERVICES Location of bank Location of ATMs Banking hours Minimum balance required Minimum transactions or limits Interest-bearing accounts? Other COSTS Non-primary bank ATM transactions In-branch transaction fees Per-check fees Other checking fees Overdraft protection Printing of checks
Slide 2 - Shopping Around Lesson Reference: Basic Banking Services, Activity 3 - Handout 2
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ACTIVITY 4
Checking Account Application Process The Application Acceptable Forms of ID The Signature Authorization Card The PATRIOT Act
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Slide 1 Opening a Checking Account Lesson Reference: Basic Banking Services, Activity 4 Handout 1
Government Photo ID
U.S. Passport Non-U.S. Passport Resident Registration Card Mexican Consular ID (Matricula Consular)
* Financial institutions' ID requirements may differ; check with the institution first before applying for an account.
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Slide 2 - Commonly Accepted Forms of ID Lesson Reference: Basic Banking Services, Activity 4 Handout 2
* Financial institutions' ID requirements may differ; check with the institution first before applying for an account.
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Slide 3 - Commonly Accepted Forms of ID Lesson Reference: Basic Banking Services, Activity 4 Handout 2
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Slide 5 Signature Authorization Card Lesson Reference: Basic Banking Services, Activity 4 Handout 3
ACTIVITY 5
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WRITING A CHECK
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Slide 1 - Writing a Check Lesson Reference: Basic Banking Services, Activity 5 Handout 1
ACTIVITY 6
Check 21 Keeping a check register Making a deposit into a checking account Reconciling a bank statement Maintaining a checking account Avoiding Overdrafts
Basic Banking Services - Activity 6
CHECK 21
Check 21 is a federal law that helps banks handle more checks electronically and that makes check processing faster and more efficient.
Under this law, a check deposited in a bank is typically delivered overnight to the paying bank and deducted from the checkwriters account on the next business day.
Money may be deducted from your checking account almost immediately.
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Slide 1 Check 21 Lesson Reference: Basic Banking Services, Activity 6 Handout 1
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Slide 2 - Keeping a Check Register Lesson Reference: Basic Banking Services, Activity 6 Handout 2
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Slide 4 - Making a Deposit - Completing a Deposit Slip Lesson Reference: Basic Banking Services, Activity 6 Handout 2
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Slide 5 - Reconciling a Bank Statement Lesson Reference: Basic Banking Services, Activity 6 Handout 2
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Slide 6 Overdrafts and Bounced Checks Lesson Reference: Basic Banking Services, Activity 6 Overhead 1
ACTIVITY 7
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REASONS TO SAVE
Emergencies Future Purchases Future Investments
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Slide 1 - Reasons to Save Lesson Reference: Basic Banking Services, Activity 7 Overhead 1
Safety Risk Liquidity Minimum Account Balance Requirements Fees and Service Charges Interest Rate Returns (Earnings) Automatic Transfer Direct Deposit
Slide 2 - Shopping for a Savings Account Lesson Reference: Basic Banking Services, Activity 7 Overhead 2
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Slide 3 Opening a Savings Account Lesson Reference: Basic Banking Services, Activity 7 Overhead 3
BANK STATEMENT
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Slide 4 Bank Statement Lesson Reference: Basic Banking Services, Activity 7 Overhead 4