Académique Documents
Professionnel Documents
Culture Documents
Perceived Service
Service Delivery External Communications to Customers
COMPANY
Gap 3 Gap 1 Gap 2
Gap 4
Gap 1
Inadequate marketing research orientation Lack of upward communication Insufficient relationship focus Inadequate service recovery
Company Perceptions of Customer Expectations
Gap 2
Poor service design Absence of customer-driven standards Inappropriate physical evidence and services gap
Management Perceptions of Customer Expectations
Gap 3
Deficiencies in human resource policies Customers who do not fulfill roles Problems with service intermediaries Failure to match supply and demand
Service Delivery
Gap 4
Lack of integrated services marketing communications. Ineffective management of customer expectations. Overpromising. Inadequate horizontal communications.
External Communications to Customers
Personal Needs
Predicted Service
Situational Factors
Expressing Dissatisfaction
Service Failure
Take Action
Do Nothing
Switch Providers
Employees
Customers
People
Process
Physical Evidence
ATM
ATM
35000
30000
25000
20000 ATM
15000
10000
5000
0 CBI SBI ALLAHBAD BANK BANK OF BARODA UBI ICICI HDFC AXIS
TRANSACTIONS
AXIS HDFC
ICICI
SBI
CBI 0
100000
200000
300000
400000
500000
600000