Académique Documents
Professionnel Documents
Culture Documents
Presented by:
Abdul Hameed Baloch
Mahad Mohamod
Definition of Commercial Banking
Objectives of Commercial Banks
Mission Statements of Commercial Banks
Functions of Commercial Banks
Modes of Short-term Financial Assistance
Modes of Deposit
Forms of lending money
Types of Credit Facilitates
Merchandize Loan
Categories of Commercial Banks in Pakistan
Regulation of Commercial Banks
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Financial System
BANK
Providing loans
Secondary functions
Accepting deposits
Loans
Advances
Bank overdraft
Discounting of Bills
Supplement Function
1. Agency services
Formula
m=1/r
M= money multiplier
R= reserve Ratio
The Commercial Bank extends various types of loans and advances to
the following business sectors:
Domestic trade
Import and export trade
Agriculture
Hotels and tourism
Manufacturing
Manufacturing
Construction
Transport
Services (education, health, etc), and
Others.
Commercial Bank offers the following credit
products:
Cash credit
Term Loan
▪ Short-term loan
▪ Medium- and long-term loans (Project Loan)
Overdraft
Merchandise loan
Agricultural loan.
A cash credit is an arrangement whereby
the bank agrees to lend money to the
borrower up to a certain limit.