Banking Sector in India

Liquidity analysis
Project Presentation

Banking Sector - Overview

India considered among top economies of the world with tremendous
potential for banking sector to flourish.
Passing of the banking laws amendment bill duly changed the landscape
of banking sector in India
The sector expected to create up to two million new jobs with expansion
into rural areas in next 5-10 years
Banking assets totalled nearly $1.8 trillion FY 2013 and expected to
touch $28.5 trillion by FY 2025
Bank deposits have grown at an average annual CAGR of 21.2 percent
over FY 2006-13 ; credit grew at 22.8 percent in the same period
Credit to housing sector grew at a CAGR of 11.1 percent during FY 200813
Total banking sector credit expected to grow at a CAGR of 18.1 percent
and to reach $2.4 trillion by 2017
Indian banking to become the fifth largest globally by 2020 and third
largest by 2025

Evolution of Indian Banking sector

1921

ICICI Bank - About

Indias largest private sector bank in India headquartered in Vadodara;

among the big four in India
Has a network of 3,753 branches and 11,292 ATMs in India; presence in 18
countries; employs nearly 72,226 people
Total assets of Rs. 5,946.42 billion and PAT Rs. 98.10 billion for the year
ended March 31, 2014
Chairpersonis K V Kamathand Managing Directoris Chanda Kochhar
ICICI Bank was originally promoted in 1994 by ICICI Limited, an Indian
financial institution, and was its wholly-owned subsidiary
In 1999, ICICI become the first Indian company and the first bank or financial
institution from non-Japan Asia to be listed on the NYSE
The Bank, together with its subsidiaries, joint ventures and associates, is a
diversified
Financialservices group providing a range of banking and
financial services. It operates under four segments: retail banking, wholesale
banking, treasury and other banking.
Offers a wide range of banking products and financial services to corporate
and retail customers in the areas of investment banking, life and non-life
insurance, venture capital and asset management

Axis Bank
Axis Bank is the third largest private sector bank in India; headquartered in
Mumbai, Maharashtra
Has a network of 1947 domestic branches and 12,292 ATMs spread across
India; also has overseas offices in Singapore, Hong Kong, Shanghai,
Colombo, Dubai and Abu Dhabi
Chairman is Dr. Sanjiv Mishra and Managing Director is Shikha Sharma
Total assets of Rs. 3832.44 billion and PAT Rs.62.17 billion for the year
ended March 31, 2014
Employs nearly 42,420 people
The Bank was promoted in 1993, jointly by Specified Undertaking of Unit
Trust of India (SUUTI) (then known as Unit Trust of India), Life Insurance
Corporation of India (LIC), General Insurance Corporation of India (GIC),
National Insurance Company Ltd, The New India Assurance Company Ltd,
The Oriental Insurance Company Ltd and United India Insurance Company
Ltd
Offersthe entire spectrum of financial services to customer segments,
covering large and mid-corporates, MSME, agriculture and retail businesses