WEALTH MINDSET

What is that one thing that you

desire most in your life?

Wealth should not be the

one thing that you desire
wealth should only be the
means in achieving your
dreams.

All is gift
that we may grow these
gifts and share them with
others

Matthew 19:16-24

Once a man came to Jesus. Teacher, he asked, what good

thing must I do to receive eternal life?
17Why do you ask me concerning what is good? answered Jesus.
There is only One who is good. Keep the commandments if you
want to enter life.
18What commandments? he asked.
Jesus answered, Do not commit murder; do not commit adultery;
do not steal; do not accuse anyone falsely; 19respect your father
and your mother; and love your neighbor as you love yourself.
20I have obeyed all these commandments, the young man
replied. What else do I need to do?
21Jesus said to him, If you want to be perfect, go and sell all you
have and give the money to the poor, and you will have riches in
heaven; then come and follow me.
22When the young man heard this, he went away sad, because he
was very rich.
16

Three steps in becoming truly

wealthy
Define your purpose
Clarify your wealth beliefs
Improve your abilities to create
wealth

The first step to becoming

truly wealthy is to first define
your purpose

Why?

John 15:8

My Father's glory is shown by your

bearing much fruit; and in this way
you become my disciples.
8

The second step is clarifying our

beliefs about becoming wealthy

What?

God wants us to be truly

wealthy

I alone know the plans I have for

you, plans to bring you prosperity
and not disaster, plans to bring about
the future you hope for. (Jeremiah
29:11)
11

Luke 16:9-11

And Jesus went on to say, And so I tell you:

make friends for yourselves with worldly
wealth, so that when it gives out, you will be
welcomed in the eternal home.
10Whoever is faithful in small matters will be
faithful in large ones; whoever is dishonest in
small matters will be dishonest in large ones.
11If, then, you have not been faithful in
handling worldly wealth, how can you be
trusted with true wealth?
9

Kinds of Wealth

Spiritual Wealth
Intellectual Wealth
Interpersonal Wealth
Financial Wealth
Physical Wealth

The third step is developing the

ability to become truly wealthy

How?

What must we do?

Put it on paper
Dont do it alone
Revise your routines
Surround yourself with different
people
Keep on Learning
Stay healthy
Pray and thank the Lord everyday

PUT IT ON PAPER
Create a Dream Board

DON NOT DO IT ALONE

Work as a family

REVISE YOUR ROUTINES

You wont be truly
wealthy if you keep
on doing what you
have been doing in
the past.
Your future depends
on what you decide
to do today.
A change in routines
leads to a change in
habits.

BE WITH DIFFERENT PEOPLE

You are influenced by those around
you.
Hang out with positive people

KEEP ON LEARNING
Read
Attend seminars
Dont think you
know everything
Even the ignorant
and the least of
persons has
something to teach
us

STAY HEALTHY
Exercise
Eat healthy
Energize you mind, body, heart and
soul

A healthy tree does not

bear bad fruit, nor does
a poor tree bear good
fruit. - Luke 6:43

PRAY AND THANK THE LORD

Go to Mass
Perform the Sacraments
Go on retreats
Reflect
Remember all is gift
The only way blessings will stop is to go
away from God
But God has a way of finding us
because He loves us.

BECOMING FREE TO LOVE AND SERVE THE LORD

IMPROVING MY FINANCIAL
HEALTH

THE SPIRITUALITY OF
ABUNDANCE
I cannot give what I do not have
The more I have the more I can give
Time
Talent
Treasures

THE WAY TO FINANCIAL

FREEDOM
Distinguish NEEDS from WANTS
Understand INCOME
Understand SAVINGS, BORROWINGS,
INVESTMENTS

NEEDS and WANTS

Things I cannot live without are
NEEDS
Things I can forego are WANTS

NEEDS AND OUR LIFE CYCLE

NEEDS
EXPENSES
INCOME

INCOME STAGES
We work for money
Money works for us

PASSIVE
INCOME
ACTIVE
INCOME

INVESTMENTS
Anything that gives us passive
income is a form of investment

SAVINGS AND BORROWINGS

INCOME
TODAY

EXPENSE
TODAY

SA W
VOI
R
N
R
G
O
G
S
B
N

INCOME
TOMORROW

EXPENSE
TOMORROW

OUR BASIC MONEY

PROBLEMS

If
If
If
If

we
we
we
we

leave too soon

live too long
save too little
borrow too much

2 Corinthians 12:14
children should not have to provide
for their parents, but parents should
provide for their children.

Proverbs 6:6-8

Lazy people should learn a lesson

from the way ants live. 7They have
no leader, chief, or ruler, 8but they
store up their food during the
summer, getting ready for winter.
6

Proverbs 22:7

Poor people are slaves of the rich.

Borrow money and you are the
lender's slave.
7

WHAT MUST WE DO?

Pay-off your debts

Avoid debts if it is not used for business
Create an emergency fund
Get insurance
Set aside part of your income for future
needs
Invest 30% of your income
Live within the 70% of your income

 LUKE 16 9-11
Handling money does is not outside your relationship
with God.
Proverbs 6: 6-8
The only way blessings stop is to go away from God.
What if you live up to a hundred? (proof) NSO graph
If God calls us, we must be ready to go.
Living too long is a blessing but it can be a burden if
you are not spiritually healthy, physically healthy,
financially healthy
How many have you seen old people working. Story of
father being given away by daughter.

 Stop borrowing (too much) Prov 22: 7 (compare borrowing

interest with savings) (give example of credit card debt stress):
marital fights, income goes to debt repayments, you delay
payments for other bills
Protect your assets get a term insurance
Live on 70% of your income. (some of us live on 110%) control
your little expenses. Compute your salary over the years and how
much have you saved. Give examples of unnecessary expenses
and then compute if you saved it for 10 years. You can save it in a
bank or invest it (compute) give examples of people who know
how to save like saving even text message.
Set aside 30% for your special funds: Freedom fund (6.66% to pay
your debts) create an emergency fund (one year worth of salary
for any kind of emergency fund), wealth fund for our future 20%,
Tithe fund 10%.

 Prov 10:11
Prov 27:23
Two stages of your financial life. Man works for money and
when money works for man.
Serve God full time because your needs are provided for by
your money machines
Purpose is not just to become wealthy the purpose is to
serve the Lord with your money.
Chicken with the golden egg story. (just like the OFW
boxes)
Filipinos are poor because we love money I want a car,
then gas, then registration, then battery, etc. etc. Why not
create a money machine to produce money

 If you have money but you dont have a money machine, the money
becomes a burden. Because we buy more stuff that needs money to
maintain.
Financial wealth what is it. Cash, property, house, car etc.
Its the mindset to create money and the ability to make money this is
financial wealth.
What if we are all equally given the same amounts of money they will
all go back to the same people. Because they have the mindset.
Example CARP. If you want to help the poor, dont give them money
give them a mindset and ability to create money machines.
Two kinds of money machines: Manual (typewriter) I have to be here to
work to produce something. Automatic you dont need to be here. JOB /
Self Employment it starts there. We exchange our time and talents for
money. Paper Assets, Business, and Property.
Example: Paper Assets mutual funds, stock markets, bonds. Give
example of how it works.
Property ex. Rent to own or rentals