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  • Notes On Cyber Security

    Transféré par

    Deeksha Saxena
    41 vues9 pages
    Electronic payment systems allow for the secure transfer of funds online through various methods like credit cards, debit cards, and e-cash. Common protocols for electronic payments include Secure Electronic Payment Protocol (SEPP) and Secure Electronic Transaction (SET). A typical electronic payment transaction involves a consumer sending a purchase order with encrypted credit card details to a merchant via a payment gateway for authorization. The document then discusses different types of electronic payment methods like e-cash and debit and credit cards, as well as security threats to e-commerce like phishing and ways to enhance security through measures like firewalls and password policies.

    Description originale:

    college notes for cyber securioty

    Titre original

    notes on Cyber Security

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    Electronic payment systems allow for the secure transfer of funds online through various methods like credit cards, debit cards, and e-cash. Common protocols for electronic payments include Secure Electronic Payment Protocol (SEPP) and Secure Electronic Transaction (SET). A typical electronic payment transaction involves a consumer sending a purchase order with encrypted credit card details to a merchant via a payment gateway for authorization. The document then discusses different types of electronic payment methods like e-cash and debit and credit cards, as well as security threats to e-commerce like phishing and ways to enhance security through measures like firewalls and password policies.

    Droits d'auteur :

    © All Rights Reserved
    Téléchargez comme PPTX, PDF, TXT ou lisez en ligne sur Scribd
    Signaler comme contenu inapproprié
    41 vues9 pages

    Notes On Cyber Security

    Transféré par

    Deeksha Saxena
    Electronic payment systems allow for the secure transfer of funds online through various methods like credit cards, debit cards, and e-cash. Common protocols for electronic payments include Secure Electronic Payment Protocol (SEPP) and Secure Electronic Transaction (SET). A typical electronic payment transaction involves a consumer sending a purchase order with encrypted credit card details to a merchant via a payment gateway for authorization. The document then discusses different types of electronic payment methods like e-cash and debit and credit cards, as well as security threats to e-commerce like phishing and ways to enhance security through measures like firewalls and password policies.

    Droits d'auteur :

    © All Rights Reserved
    Téléchargez comme PPTX, PDF, TXT ou lisez en ligne sur Scribd
    Signaler comme contenu inapproprié
    sur 9

    Unit 2

    9/14/2014

    GAURAV SHARMA

    Electronic Payment System


    E-payments are the central part of e-commerce
    activities as t deals with the payments of gods
    and services by the consumers.
    It is a financial exchange between buyer and
    seller.
    Example
    Credit Cards/Debit Cards
    Smart cards
    E-cash

    Issues
    Method of payment
    How to minimize the risk of leakage of information
    Methods to complete the transaction
    9/14/2014

    GAURAV SHARMA

    Electronic Payment System


    Factors make electronic payment worth
    Decreasing technology cost
    Reduced operational and processing cost
    Increasing online commerce

    Protocols for secured transaction are:


    SEPP
    Secure Electronic Payment Protocol
    Used by Netscape and Master Card

    SET
    Secure Electronic Transaction
    Used by VISA
    9/14/2014

    GAURAV SHARMA

    Electronic Payment System


    Consumer sends initial message to company
    Company responds by sending the Invoice
    Consumer prepares purchase order and sends
    the credit card details (Encrypted)
    Merchant sends the details to payment
    gateway for authorization
    Gateway sends the receipt that transaction
    has been accepted
    Merchant sends the consumer message that
    payment has been accepted
    Issuer Bank sends bill to consumer
    9/14/2014

    GAURAV SHARMA

    E-Cash

    It is transfer of funds initiated through electronic terminal to order,


    instruct or authorize a financial institutions to debit or credit an
    account.
    Also termed as electronic money, e-currency, digital cash, etc.
    Categories

    Retailing payments

    Online commerce payments

    Smart cards

    Banking and financial payments

    Credit cards
    Debit cards

    Large scale (bank to bank)


    Small scale (ATM)
    Home banking

    Features

    Facilitate online transaction


    Complicated and secure
    Globalize the economy
    Online Model
    Offline model

    9/14/2014

    GAURAV SHARMA

    Credit Card
    Credit cards are small plastic cards issued to
    users as a system of payment.
    Post-paid mechanism
    Advantages

    Safe and secure money


    Purchase power
    Protection of purchases
    Building credit line
    Emergencies

    Disadvantages
    Blowing our budget
    High interest rates
    Fraud
    9/14/2014

    GAURAV SHARMA

    Debit Card
    Credit cards are small plastic cards issued to
    users as am alternative method of payment to
    cash and can be used to get cash from bank
    terminals (ATMs).
    Pre-paid mechanism
    Advantages

    Available for all users


    Protection of purchases
    No extra charge on withdrawing cash
    Emergencies

    Disadvantages
    Fraud

    9/14/2014

    GAURAV SHARMA

    Security Threats to E-Commerce

    Website defacement
    DoS
    Customer information theft
    Guessing password
    Network sniffing
    Customer phishing

    9/14/2014

    GAURAV SHARMA

    Defense

    Education/Training
    Installation of firewalls
    SSL
    IDS
    Security audit
    Password policies

    Password attempts
    Unsuccessful log-in delay
    Fixing lifetime of password
    Prescribing password length

    9/14/2014

    GAURAV SHARMA

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