Académique Documents
Professionnel Documents
Culture Documents
Pre Sanction
1.Following KYC norms scrupulously.
2Sanctioning limits NOT ignoring / flouting laid
down guidelines.
3.Sanction of facilities / additional facilities with
proper assessment.
4. Do not Act on extraneous influence in sanctioning
loan though nothing is on record.
5. Undue reliance on certificates given the CA,
opinion of lawyers and valuation by valuers.
6. Try to know whether assets are mortgaged to
other banks.
Reckless lending
Ensure end use of funds
check diversion of fund
Monitor large value transaction
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