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LIFE STAGE FINANCIAL

PLANNING

Introduction: your PRU LIFE U.K.


Financial Consultant
I am Maria Arlene V. Goyenechea, as a financial consultant,
I help people understand and achieve their financial goals
An assistant Unit Manager aspirant
LUAP member (Life Underwriters Association of the
Philippines)
My background before Pru Life UK:
Worked as an information monitoring assistant with
Philippine Information Agency under the Office of the
President. AB Journalism and Broadcast Communication
(UST and PUP)
Customer Service specialist of a US based satellite
television program provider
Candidate for Masters in Communication at PUP OU

PRU LIFE UK

PRU LIFE UK
Wholly owned subsidiary of Prudential plc in London.
165 years in business and have significant operations in

the UK, US and Asia.


Regional Headquarters Prudential Corporation Asia is
based in Hongkong
In the Philippines, we were established in 1996 and now
we have grown to become a trusted brand in the
financial industry. Fund
Pioneered the sale of unit-linked or investment-linked
life insurance products in 2002
One of the first life insurance companies approved to
market US dollar-denominated unit-linked policies.
Pru Life UK is one of the leading life insurers in the
country today.
Please view >>>> https://youtu.be/hbUGHHXfRpE

PRU LIFE UK
About Eastspring Investments
Eastspring Investments, part of Prudential Corporation Asia, is
Prudential's asset management business in Asia.We are one of
Asia's largest asset managers, with operations in 14 markets
(including sales and corporate offices in the US, UK and
Luxembourg), almost 2,500 employees and close to US$118 billion
(73 billion) in assets under management (as at 30 September
2014).
Eastspring Investments wins six awards and is named 2014 Best
Asset Management House by Asia Asset Management Magazine
Eastspring Investments, the Asia asset management arm of
British financial services giant Prudential plc, received six awards
in Asia Asset Management's annual Best of the Best Awards. In
addition, Eastsprings India joint venture, ICICI Prudential Asset
Management Company clinched two awards.
Eastspring tapped as BSP Provident Fund's equity fund manager
ABS-CBN News/Posted atAug 19 2013 02:55 PM| Updated as
ofAug 20 2013 12:56 AM

LIFE STAGE FINANCIAL


PLANNING

LIFE STAGE FINANCIAL


PLANNING

LIFE STAGE FINANCIAL


PLANNING

LIFE STAGE FINANCIAL


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PROTECTION : An illustration
A. Monthly budget is php 60,000 (gas, electric,and water bill, groceries,
phone bills, car amortization, household help etc.)
B. Annual budget (Ax12) php 60,000 x 12 = php 720,000
C. Years to protect income if you have a dependent like 7 year old child
(21* y.o. -7) = 14
D. Family protection need (BxC) This is how much you will need =php
10,080,000
E. If an accident happened to you or your loved ones where will you get
the money for unforeseen expenses, do you have an existing insurance
policy today? If so, how much is your coverage?
F. Protection shortfall (D-F)
*Assuming child graduated and is already working/age of majority.
** Note: Inflation rate is not included. Core Inflation Rate in Philippines
averaged 3.89 percent from 2001 until 2016
(Source:http://www.tradingeconomics.com/philippines/core-inflationrate)

TUITION FEE
FORECAST

INTRODUCING OUR BEST SELLING


PRODUCTPRU ELITE 5

OUR PRODUCT: PRU


ELITE 5
Education of children or grandchildren

/TUITION
Business for OFWs in their retirement
years
Travel at a future date / PANG
BAKASYON
Supplemental fund for retirement
/PANG RETIREMENT
Balloon payment for a house/condo
purchase
Wedding gift for children

PRU ELITE 5 HIGHLIGHTS


(March 14 April 22)
442 issued policies;
Over 50% came from MM
Over 20% came from Luzon
Visayas had the highest percent of above 500k
Annual Premium cases (13%).
60% of insured individuals are over 30 y.o.
while 20% are less than 14 y.o.
7% of clients bought more than 1 Elite5 policy client can buy more than 1 Elite5 policy if there
is a need for more than 1 (e.g. 2 children)

PRU ELITE 5 HIGHLIGHTS


PRU ELITE 5

The PruLink Elite Protector 5 is a limited-pay


variable life insurance product that provides
living, disability, and death benefits.
Living benefit are the partially and fully
withdrawable values which are taken from
the chosen fund(s) of the policyowner.
Disability benefit the Accelerated Total
and Permanent Disability benefit (TPD)
which advances a portion of or the entire
sum assured of your policy.

PRU ELITE 5 HIGHLIGHTS


Focusing on Education... PRU ELITE 5

is FLEXIBLE
Parents with elementary-age kids
Parents age 30-50 years old who have 1-2
children
Parents or grandparents who want to send
their children or grandchildren to the same
school they attended
Elite 5 is also good insurance for
quality education

LIFE STAGE FINANCIAL


PLANNING
ADVANTAGES DIVERSIFYING YOUR PORTFOLIO
Instead of letting the money sit in the bank which earns

too little interest, (not to mention inflation* which often


is higher), being subjected to estate tax, and frozen if
uncertainties happen, secure that money with PRU
ELITE 5. Core Inflation Rate in Philippines averaged
3.89 percent from 2001 until 2016*
While you are still young, strong, healthy and earning,

the next five years will be the best time to save with
PRU ELITE 5. Your kids are protected for life at the same
time, you have peace of mind knowing that there is
money being set aside for them when they reach
college.
As parents we should be a role model for prudence.
Pru Elite 5 is similar to PRU MIL (a one single pay

premium of PHP1 million) spread out in five years but


with high protection benefit and with high fund
accumulation. It is similar to amortizing a car for five

LIFE STAGE FINANCIAL


PLANNING

We are committed to provide only

the best financial planning options


for our clients. Always listening,
always understanding. Talk to the
man from the PRU.

LIFE STAGE FINANCIAL


PLANNING
May I ask for an appointment next week?
Can you give me three names of people you

cared about whom you think could benefit from


this concept? Please text me for more
information. Have a great day!
MARIA ARLENE VENIDA GOYENECHEA
Financial Consultant
09178742966/09217973661 /
mgoyenec@yahoo.com
http://news.abs-cbn.com/business/08/19/13/eastspring-tapped-bsp-provident-funds-equity-fund-ma
nager
https://www.prulifeuk.com.ph/corp/prudential_en_ph/header/press/presscenter/pressreleases/2015/
012715.html
Information provided herein is proprietary and may be shared only to the intended recipient. This
is not meant to be published in public.