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COMMERCIAL BANKS

SEPTEMBER,2013
Banking
Principles of Banking

1.Liquidity

2.Safety

3.Profitability

4.Secrecy

5.Service Quality
Role of Commercial Banks

Financial Intermediation : Pool the resources from the


people who have it & deploy it to the trade & commerce who
needs it.

Payment System :Banks are the only institutions that can


accept Demand deposit/s repayable as & when demanded.

Financial Services : Selling MF, insurance, collection of bills,


utility payments, sale of gold coins etc.
Banking Services & Products 1/2
Banking Services & Products 2/2

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