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BROAD OBJECTIVE : THE PRIME OBJECTIVE OF THIS REPORT IS TO ANALYZE THE INVESTMENT
MODES AND PROCEDURES OF ISLAMI BANK BANGLADESH LIMITED.
SPECIFIC OBJECTIVES:
TO DEPICT THE PROCEDURES OF IBBL FOLLOW FOR LENDING TO THE CUSTOMER.
TO KNOW THE POLICIES OF INVESTMENT MANAGEMENT OF IBBL.
TO KNOW AND ANALYZE THE SECTOR-WISE INVESTMENT, MODE-WISE INVESTMENT,
GEOGRAPHICAL DISTRIBUTION OF INVESTMENT ETC. OF IBBL.
OBJECTIVES OF ISLAMI BANK
BAI-MECHANISM
SHARE MECHANISM
IJARA-MECHANISM
INVESTMENT PROCESS OF IBBL
INDUCTION STAGE
APPRAISAL STAGE
SANCTION STAGE
DISBURSEMENT STAGE
RECOVERY STAGE
RATIO ANALYSIS
CURRENT RATIO
1.13
1, 1.13
1.125
1.12
1.115
1, 1.11 1, 1.11
1.11
1.105
1, 1.1
1.1
1.095
1.09
1.085
1
0.22
0.14
0.11
0.08
1
ROA
0.018 0.018
0.016
0.014
0.012
0.012
0.011
0.01
0.01
0.008
0.006
0.004
0.002
0
2016 2015 2014 2013
FINDINGS
MOST OF THE TIMES ENTREPRENEURS HAVE NO CLEAR CONCEPT ABOUT SHARIAH AND
INVESTMENT MODE.
IT IS OBSERVED THAT MAJOR INVESTMENT OF MIRPUR-10 BRANCH IS ON COMMERCIAL AND
INDUSTRIAL SECTORS AND MINIMUM AMOUNT OF INVESTMENT IS ON AGRICULTURAL SECTOR.
THERE IS A LACK OF SUFFICIENT INVESTMENT SCOPE OF IBBL, MIRPUR-10 BRANCH. SO, A LARGE
AMOUNT OF MONEY IS BEING IDLE, AS A RESULT, TARGET FOR PROFIT IS NOT FULFILLED
ACCORDINGLY.
IBBL ,MIRPUR-10 TAKES TOO MUCH TIME TO DISBURSE THE FUND.
THERE IS A FEW WOMEN IN MIRPUR-10 BRANCH TO DEAL WITH WOMEN.
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