PRESENTED BY:

MANDEEP SINGH
ROLL NO. 171119
Stock Holding Corporation of
India Ltd, Jalandhar
 INTRODUCTION TO STOCK
HOLDING CORPORATION OF
INDIA
Stockholding was incorporated as a Public Limited
Company in 28th July,1986. It has been jointly
promoted by leading Banks and Financial
Institutions. Stockholding is a subsidiary of IFCI
Limited. The equity capital of Stockholding is
presently held by LIC, GIC, IFCI Ltd., SU-UTI,
NIA, NIC, UIC, and TOICL, all leaders in their
respective fields of business.
• India’s first & largest DP

• 116 branches (8 in Punjab)

Introduction to Depository
A depository is an organization, which holds the
beneficial owner's securities in electronic form, through
a registered Depository Participant (DP). A depository
functions somewhat similar to a commercial bank. To
avail of the services offered by a depository, the
investor has to open an account with it through a
registered DP

No. of Depository in the country

I. National Securities Depository Ltd.
II. Central Depository Services Ltd
 Depository Participant

A Depository Participant (DP) is an agent of the

depository who is authorized to offer depository
services to investors. Financial institutions,
banks, custodians and stockbrokers complying
with the requirements prescribed by SEBI/
Depositories can be registered as DP.
 Benefits of Depository
• Immediate transfer of shares
• No stamp duty on such transfers
• Elimination of risks that are normally associated in
dealing with Physical certificates - loss / theft /
mutilation due to careless handling / forgery / etc.
• Reduced transaction cost

Services provided by Depository

• Dematerialization (usually known as demat) is
converting physical certificates to electronic form
• Rematerialization, known as remat, is reverse of
demat, i.e. getting physical certificates from the
electronic securities
• Transfer of securities, change of beneficial
ownership Settlement of trades done on
exchange connected to the Depository
• Pledge / Hypothecation of demat shares, viz. Loan
against shares
NEED , SCOPE
&
OBJECTIVE
OF THE STUDY
Need and Scope of the
Study
Need for the study as would be observed
from the review of literature given above
on the Depository System, it can be
concluded that no comprehensive study
has been carried out to evaluate the
performance of the Depositories and the
Depository Participants or evaluate the
progress, of the Depository System in our
country
Objectives
 To understand working of depository
participant
 To understand the attitude and perception of
investors/savers towards the DPs.
 To ascertain SHCIL’s position in the competitive
market.
Methodology
 Collection of Data
 Primary Source
 Secondary Source
 Tool of Analysis
In the project work MS Excel has been used
 Research Design
For the proper analysis of data simple
quantitative technique such as percentage were used. It
help in marketing more accurate generalization From the
data available. The data which was collected from a sample
of population was assumed to be representing entire
population was interested
Analysis & Findings
 The age group of Respondents
Age (In years) Frequency %Percentage
20-30 10 20
30-40 15 30
40-50 20 40
50 & above 5 10
Total 50 100

45
40
35
Respondents

30
25
20
15
10
5
0
20-30 30-40 40-50 50 &
above
Age
 No. of years holding & trading in SHCIL
Years Frequency Percentage
0-5 15 30
5-10 5 10
10-15 20 40
15-20 10 20
Total 50 100

45

40

35
Respondents

30

25

20

15

10

05

00

0-05 05-10 10-15 15- 20

Age
 The Value-added services to their clients by SHCIL

Particulars Frequency Percentage

Online transaction 20 40
updates
Faxes / E-mails 10 20
Portfolio updates 5 10
Daily updates (Website) 15 30

Total 50 100

45 40
40
35 30
30
25 20
20
15 10
10
5
0

Online trans. Faxes / E- Portfolio Daily

Updates mails updates updates/website
How satisfying is SHCIL in terms of Infrastructure & the
hardware, software installed for serving clients
Particulars Frequency Percentage
Excellent 15 30
Very Good 25 50
Good 5 10
Average 5 10
Total 50 100

50
50

40

30
30

20
10 10

10

0
excellent Very Good Good Average
How efficient & effective the DP services of SHCIL compared to
other financial institutions

Particulars Frequency Percentage

Excellent 25 50
Very Good 20 40
Good 5 10
Average 0 0
Total 50 100

60
50
50
40
40

30

20
10
10
0
0
Excellent Very Good Good Average
 How safe & secure the demat is
Particulars Frequency Percentage

Yes 40 80

No 10 20

Total 50 100

20

Yes
No

80
 How satisfactory are the interest rates in terms of loan against
demat held in DP
Particulars Frequency Percentage

Yes 20 40

No 30 60

Total 50 100

40
Yes
No
60
 Service charges charged by SHCIL

Particulars Frequency Percentage

High 30 60
Reasonable 20 40
Low 0 0
Total 50 100

70
60
60
50
40
40
30
20
10
0
0
High Reasonable Low
 How effective the SHCIL in settling the stock

Particulars Frequency Percentage

Fast 30 60

Slow 20 20

Total 50 100

60
60

50
40
40

30

20

10

0
Fast Slow
 How satisfactory is the on-line trading
Particulars Frequency Percentage
Excellent 25 50
Very Good 10 20
Good 15 30
Average 0 0
Total 50 100

60
50
50

40
30
30
20
20

10
0
0
Excellent Very Good Good Average
 Findings
 20% of the respondents, who are not stock holders, are under the
age group of 20-30 and 50 and above.

 Out of the entire DP holders 10% of them trading in 15-20 years,

20% are 10-15 years, 30% are 5-10 years, and 40% are 0-5 years.
This indicates the popularity of the organization in the last 10 years,
during which time 70% of the existing members are trading from 0-5
years, whereas the previous 10 years the total percentage is only
30%. This indicates a healthy trend form last 10 years.

 The survey indicates majority of respondents are satisfied in terms

of Infrastructure, hardware and software installed for serving clients.

 The services provided by the SHCIL are better when compared to

other financial institutions.

 The investors feel that the Interest rates provided or charged by

SHCIL is high against demat held in DP.
 The investors feel that the services rates provided or
charged by SHCIL is high against demat held in DP.

 The survey indicates that the investors are more safe and
secured from the demat in SHCIL
 Suggestion
 Since the interest and web based communication is getting popular
SHCIL should update their website at least on a weekly basis so that
the major percentage of the remaining i.e. 20% can be brought in.

 Since Dematerialization plays a major role in influencing DP holders

there must be increased effort in promoting enhanced services
involving security and safety.

 To encourage the existing and prospective shareholder’s good

returns must be ensured in addition to security and safety.

 It is necessary to reduce the service charges charged by SHCIL

Thank you