Predictors Fin Club

Think outside the world

KSRSM Finance Quiz 1.0

Grand Finale
03.04.2017
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Ready…
 Round 1

Identify who am I?
X and Y derived the theorem and wrote their groundbreaking article when
they were both professors at the Graduate School of Industrial
Administration (GSIA) of Carnegie Mellon University. The story goes that X
and Y were set to teach corporate finance for business students despite the
fact that they had no prior experience in corporate finance.
X was awarded the 1985 Nobel Prize in Economics for this and other
contributions.
Y was a professor at the University of Chicago when he was awarded the
1990 Nobel Prize in Economics, along with Harry Markowitz and William F.
Sharpe, for their "work in the theory of financial economics", with Y
specifically cited for "fundamental contributions to the theory of corporate
finance“. Their theorem is often called the capital structure irrelevance
principle.
Franco Modigliani, Merton Miller
X (born July 4, 1946) is an American former financier and philanthropist.
X is noted for his role in the development of the market for high-yield
bonds ("junk bonds")
His critics cited him as the epitome of Wall Street greed during the 1980s,
and nicknamed him the "Junk Bond King".
X was indicted for racketeering and securities fraud in 1989 in an insider
trading investigation. As the result of a plea bargain, he pleaded guilty to
securities and reporting violations but not to racketeering or insider
trading. X was sentenced to ten years in prison, fined $600 million, and
permanently barred from the securities industry by the Securities and
Exchange Commission
Michael Robert Milken
X (born September 12, 1945) is an American economist and the Ralph and
Dorothy Keller Distinguished Service Professor of Behavioral Science and
Economics at the University of Chicago Booth School of Business.

X is perhaps best known as a theorist in behavioral finance, and for his

collaboration with Daniel Kahneman and others in further defining that field.

Most recently, X is author of Misbehaving: The Making of Behavioral

Economics
Richard H. Thaler
X, sometimes referred to as the “father of modern finance "and who was
awarded the Nobel Prize for Economics. X is a professor at the University of
Chicago and founding board member of Dimensional Fund Advisers. X
developed a theory known as the Efficient Market Hypothesis (EMH).
In 2013, X shared the Nobel Memorial Prize in Economic Sciences jointly
with Robert Shiller and Lars Peter Hansen.
X (M.B.A. and Ph.D.) came from the Booth School of Business at
the University of Chicago in economics and finance. His doctoral supervisors
were Nobel prize winner Merton Miller and Harry Roberts.
His Ph.D. thesis, which concluded that short-term stock price movements are
unpredictable and approximate a random walk, was published in the January
1965 issue of the Journal of Business, entitled "The Behavior of Stock Market
Prices".
Eugene Francis "Gene" Fama
X (born August 30, 1930 ) is an American business magnate.
X began education at Rose Hill Elementary School. In 1942, his father was
elected to the first of four terms in the United States Congress, and after
moving with his family to Washington.
X learned and eventually created his investment philosophy around a
concept pioneered by Benjamin Graham–value investing.
X as an investment salesman; from 1954 to 1956 at Graham-Newman
Corp.
In April 1952, X discovered that Graham was on the board
of GEICO insurance. Taking a train to Washington, D.C. on a Saturday, he
knocked on the door of GEICO's headquarters until a janitor admitted him.
There he met Lorimer Davidson, Geico's Vice President, and the two
discussed the insurance business for hours. Davidson would eventually
become his lifelong friend and a lasting influence, and would later recall
that he found X to be an "extraordinary man" after only fifteen minutes. X
wanted to work on Wall Street; however, both his father and Ben Graham
urged him not to. He offered to work for Graham for free, but Graham
refused.
Warren Edward Buffet
X was born in a Bengali family in the city of Kolkata. X spent her childhood
in Bhilai. Her father, Prodyut Kumar Mukherjee worked at Bhilai Steel Plant.
Her mother, Kalyani Mukherjee was a homeopathy consultant in Bokaro. X
completed her schooling from St. Xavier's School, Bokaro.

X joined Bank in 1977 as probationary officer at the age of 22 years.

X is the first woman to lead an India-based Fortune Global 500 company.

X was listed as the 25th most powerful woman in the world by Forbes.

X has also served at the bank's New York office.

X introduced a two-year sabbatical leave policy for the bank's female

employees to use either for maternity or elder care. On Women's day, X
announced free vaccination against cervical cancer to all the bank's female
employees. X was named the 4th most powerful women in Asia Pacific by
Fortune
Arundhati Bhatacharya
 Round 1

Please make me bigger ….

UIDAI
Unique Identification Development Authority of
India.
LIBOR
London Inter-Bank Offered Rate.
IFSC
Indian Financial System Code.
CIBIL
Credit Information Bureau of India Limited.
ASBA
Application Supported by Blocked Account.
AMFI
Association of Mutual Fund in India.
 Round 2

Are you strong in conceptual ?

X is a high-yielding high-risk security, typically issued by a
company seeking to raise capital quickly in order to finance a
takeover.

X is also called non-investment-grade bond (or) speculative-

grade bond.

X that is rated below investment grade.

X has a higher risk of default or other adverse credit events

Junk Bonds
X is the difference between the value of the assets and the value
of the liabilities of something owed.

X can be negative if liabilities exceeds assets.

The X is that which remains after all liabilities have been paid.

Alternatively, X can also refer to the capital stock of a corporation.

The value of the X depends on the corporation's future economic
prospects.
Equity Share
X is a model used to determine a theoretically appropriate
required rate of return of an asset, to make decisions about adding
assets to a well-diversified portfolio.

The X takes into account the asset's sensitivity to non-diversifiable

risk (also known as systematic risk or market risk), often
represented by the quantity beta (β) in the financial industry, as
well as the expected return of the market and the expected return
of a theoretical risk-free asset.

The X was introduced by Jack Treynor (1961, 1962), William F.

Sharpe (1964), John Lintner (1965a,b) and Jan Mossin (1966)
independently, building on the earlier work of Harry
Markowitz on diversification and modern portfolio theory. Sharpe,
Markowitz and Merton Miller jointly received the 1990 Nobel
Memorial Prize in Economics for this contribution to the field
of financial economics.
Capital Asset Pricing Model
(CAPM)
X is a financial metric which represents operating
liquidity available to a business, organization or other entity,
including governmental entity. Along with fixed assets such
as plant and equipment, X is considered a part of operating
capital.

Positive X is required to ensure that a firm is able to continue

its operations and that it has sufficient funds to satisfy both
maturing short-term debt and upcoming operational
expenses.
Working Capital
In finance, X is the process of determining the present value (PV) of
an asset. X can be done on assets (for example, investments in
marketable securities such as stocks, options, business enterprises,
or intangible assets such as patents and trademarks) or on liabilities
(e.g., bonds issued by a company). X are needed for many reasons
such as investment analysis, capital
budgeting, merger and acquisition transactions, financial reporting,
taxable events to determine the proper tax liability, and in litigation

Aswath Damodaran is a Professor of Finance at the Stern School of

Business at New York University (Kerschner Family Chair in Finance
Education), he very is famous for X.
Valuation
The primary goal of both X and Y is to maximize shareholder value.
X revolve around how to best allocate capital to maximize their
value. Y revolve around how to pay for investments and expenses.
Companies can use existing capital, borrow, or sell equity.

The X also concerns what specific investments to make. Since there

is no guarantee of a return for most investments, the finance
department must determine an expected return. This return is not
guaranteed, but is the average return on an investment if it were to
be made many times.

Y is a process which is responsible for all the decisions related

with liabilities and stockholder’s equity of the company as well as
the issuance of bonds.
Investment and Financing
Decision
 Round 2

Who wrote me….?

 Round 3

Are U renewing urself?

Credit growth in the banking sector continues
to fall and has now registered a growth rate of
___________ as on Feb 17, data from RBI .
4.8%
Payment banks can accept a restricted deposit
which is currently limited to INR ___________
per customer.
INR 1,00,000
IRDAI has proposed up to _______ per cent
increase in insurance premium for cars, motor
cycles as well as commercial vehicles from
April 1, 2017.
50%
China’s GDP growth target for this year to a 25-
year low of ________ percent.
6.5%
Vijaya Bank has opened its 2000th branch in
__________, the branch was opened by
Chadalawada Krishna Murthy.
Tirupati
Centre has swapped the Chief Executive
Officers (CEOs) of state-owned ___________
Bank and ___________ Bank.
Indian and IDBI Banks
Round 3

Logo
The X company is ranked 232nd on the Fortune Global 500 list of the
world's biggest corporations as of 2016.
The new logo of the X was introduced on 1 October 1971 and was
designed by Shekhar Kammat at National Institute of Design.
Though it may seem that the logo might have been greatly inspired
from the Kankaria Lake, Ahmedabad. in Gujarat, Mr. Kamat had
mentioned that it was mainly the shape of the cash counters at that
time that inspired him and not the lake in later interviews.
Its Global Depository Receipts (GDRs) are listed on the London Stock
Exchange.
X comes under Banking and Financial Sector.
The emblem/logo of X has Royal Bengal tiger standing in front of a
palm tree.
The tiger was referred from the statue at the gate of Belvedere,
Kolkata.
This has been completed by two concentric circles with thin and
thick lines.
Various seals, medals and coins were examined by the organization
before finalizing the current design. The East India Company Double
Mohur, with the sketch of the Lion and Palm Tree, was found most
suitable; however, it was decided to replace the lion by the tiger, the
latter being regarded as the more characteristic animal of India.
The current X logo was launched in 2014.

X is nicknamed "The Big Board“

Presently, the chairman of X is Jeffrey Sprecher.

Formation 07 July 1944
Logo designed by Warja Honegger-
Lavater, three keys symbolizing
confidence, security, and discretion,
which remains an integral part in the
current-day logo of X.
X traces its origins to a goldsmith banking business
established in the City of London in 1690
BARCLAYS
 Final Round
Score century, if U can….
No Ball +1 Run
Hit 6 Runs
Get Free Hit
Deepak Mohoni
01.01.1986

30

100 1978-79
SENSEX
Free Hit
6 Runs
X was born on 29 July 1954, at Paneli Moti, Rajkot district, in a Gujarati
Jain family. His early childhood was spent in Kandivali, Mumbai, where his
father was a small-time businessman. Later, the family moved
to Raipur's Modhapara, Chhattisgarh, where X studied in Kalibadi Higher
Secondary School. A cricket enthusiast, X did not show any special promise
in school and came to Bombay after his schooling for studies and to find
work. X completed his B.Com in 1976 from Lajpatrai college Mumbai and
worked a number of odd jobs for the next eight years.

X started his career as a sales person in the Mumbai office of New India
Assurance Company Limited (NIACL).

By the second half of 1991 X had earned the nickname of the 'Big Bull',

X was an Indian stockbroker, well known for his wealth and for having
been charged with numerous financial crimes that took place in 1992.
Harshad Mehta
 Hit 6 Runs

Missing - Penalty 4
IRDAI
 Hit 6 Runs
+Bonus 4 Runs

Missing - OUT
 Chennai, Delhi, Kolkata and Mumbai.

01.01.1949

It was titled “The Problem of

the Rupee – Its origin and its
solution” and presented to
the Hilton Young Commission.
RBI
No Ball +1 Run
Hit 6 Runs
Get Free Hit
 X is an Indian multinational banking and financial services company
headquartered in Mumbai, Maharashtra, India, with its registered office
in Vadodara. In 2014

X Bank became the first Indian bank to list on

the New York Stock Exchange with its five
million American depository shares issue
generating a demand book 13 times the offer
size.

The X bank has subsidiaries in the United Kingdom and Canada; branches in
United States, Singapore, Bahrain, Hong Kong, Sri Lanka, Qatar, Oman, Dubai
International Finance Centre, China and South Africa; and representative
offices in United Arab Emirates, Bangladesh, Malaysia and Indonesia. The
company's UK subsidiary has also established branches in Belgium and
Germany.
ICICI Bank
Free Hit
6 Runs
X bank was established on December 1, 1948, based on the
consolidation of the Huabei Bank, the Beihai Bank and the Xibei
Farmer Bank.

The headquarters was first located in Shijiazhuang, Hebei, and then

moved to Beijing in 1949.
People's Bank of China
 Hit 6 Runs
+Bonus 3
Missing - Penalty 9

Today’s News
BSE will start charging transaction fee on per trade basis
from tomorrow, which is expected to attract a larger
number of big deals.

Under the new system, it will charge..

Rs._____________ per trade for up to 5 lakh:

Rs.______________ per trade for 5-10 Lakh

Rs._______________ per trade for 10-20 Lakh

Rs.________________ per trade for over 40 Lakh.

Rs.1

70 Paise

60 paise

30 paise
 Hit 6 Runs
+Bonus 4 Runs

Missing - OUT
X (17 October 1892 – 5 May 1953) was an Indian lawyer, economist and
politician who served as independent India's first finance minister from
1947 to 1949. He also served as President of India's Central Legislative
Assembly from 1933 to 1935 and Diwan of Cochin kingdom from 1935
to 1941.

X was born in Coimbatore in 1892 and studied at Madras Christian

College and Madras Law College.
Sir Ramasamy Chety Kandasamy
Shanmukham Chety
 Hit 6 Runs

Missing - Penalty 4
The origins of the X go back to medieval trade fairs in the 11th century. By
the 16th century X developed into a wealthy and busy city with an economy
based on trade and financial services.

In 1879, X moved into its new building at Börsenplatz.

It was only in 1949 after World War II that the X finally established as the
leading stock exchange with consequently incoming national and
international investments.

X is the world's 10th largest stock exchange by market capitalization.

Frankfurt Stock Exchange

Index: DAX
No Ball +1 Run
Hit 6 Runs
Get Free Hit
 US delegates attending the United Nations
Monetary and Financial Conference, also known as
the Bretton Woods Conference, in Bretton Woods,
New Hampshire
Free Hit
6 Runs
People queuing outside a Northern Rock bank
branch in Birmingham, United Kingdom on
September 15, 2007, to withdraw their
savings because of the subprime crisis
 Hit 6 Runs
+Bonus 4 Runs

Missing - OUT
X is an Indian banking and financial services company headquartered in
Kolkata, West Bengal. X, which started as a micro-finance company in
2001, received banking licence by Reserve Bank of India in 2014
 Free Hit

6 Runs
+Bonus 4 Runs
X (3 February 1826 – 24 March 1877) was a British journalist, businessman,
and essayist, who wrote extensively about government, economics, and
literature.
X was born in Langport, Somerset, England, on 3 February 1826. His father
was managing director and vice-chairman of Stuckey's Banking Company.
He attended University College London (UCL), where he studied
mathematics, and in 1848 earned a master's degree in moral philosophy. X
was called to the bar by Lincoln's Inn, but preferred to join his father in
1852 in his family's shipping and banking business.
In 1858, X married Elizabeth (Eliza) Wilson (1832–1921), whose
father, James Wilson, was the founder and owner of The Economist; the
couple were happily married until X's untimely death at age 51, but had no
children. A collection of their love-letters was published in 1933.
In Lombard Street: A Description of the Money Market (1873) X seeks to
explain the world of finance and banking. His observations on finance are
often cited by central bankers, most recently in the wake of the global
financial crisis which began in 2007.
Walter Bagehot
 Thank u….

Are you ready for

Finance Quiz 2.0?