Académique Documents
Professionnel Documents
Culture Documents
Type Public
Founded In 1989
1. Current Account
2. Saving Account
3. Fixed Deposit Account
This is a Non Profit Account.
In this type of Account no limit for Debit / Credit transactions.
The deposit product is available for individuals, partnership,
Public/Private Limited Companies.
This account provide Free E-Banking facility to view account
balance and statement.
Free of cost Utility Deposit Facility through BOP ATM Network.
Account can be opened with minimum of Rs.100/- as initial
amount.
There is no minimum balance requirement.
There are no Service Charges.
Per Month Total Debit Limit is Rs.500,000/-.
Total Credit Balance limit is Rs.500,000/-.
Free e-banking facility to view account balance and statement of
account is available.
• The money is fixed with a bank for a longer period of
time.
• High volume of fixed deposit increase the strength of bank.
• Higher rate of interest are paid by the bank on fixed
deposit account.
• Fixed Deposit Scheme 5 years to 10 years.
• Debit card is a bank card, plastic card or check card.
• It is a plastic payment card that can be used instead
of cash when making purchases.
• There is no interest charge on the Debit Cards and
customer uses his own money through Debit Card or
ATM Card.
• The bank of Punjab issued:
• BOP Classic Debit Card
• BOP Gold Debit Card
• BOP Platinum Debit Card
• Issuance Fee (Rs) 495
• Payment Network MasterCard
• Rewards Up to 35% discounts
• Daily Limits 25,000
• Credit Card is a plastic card issued by bank allowing to
holder to purchase goods or services on credit.
• Credit card Eligibility
• Applicant should be 18 years old and not have a bad credit
history.
• He should be a saving account and a regular source of
income to pay back the credit card bills.
• The bank of Punjab issued unsecured Loan called as Personal
Loan.
• Minimum Loan Rs:50,000
• Maximum Loan Rs:1.5 million
• Paid Loan in Installment basis.
• Documents Needed:
1. I.D Card 3.Two Reference
2. Salary Slip 4.Bank Slip(provided by bank)
Installment Matrix:
Loan Amount 1 Year 2 Years 3 Years
Leasing Criteria:
Applicant must be Pakistani Citizen.
Minimum Monthly Income PKR 20,000
P:Political
E:Economical
S:Social
T:Technological
Political
Influence of Government
Antitrust law
Continues political
changes
Global changes
Economical
Inflation
Burglary
Labor cost
Unstable policies
Social
Illiteracy
Carrier attitude
Culture
Population growth rate
Technological
Provide services and consumer changing
demands
Rate & technological diffusion
Investments
Innovation
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