leasing company

 “Excellence in pioneering creative and flexible financial services for

a diverse market.”
 Mission:
 “A corporate culture and environment that attracts and fosters the
best available talent, inspires trust of customers, promotes
innovation in products and services, creates value for all
stakeholders, and is inclusive of support to the less privileged by
improving their access to finance”
 ORIX Leasing Pakistan Limited (“OLP”) was
established in July 1986 as a joint venture
between ORIX Corporation, Japan and local
investors. The Company is listed on the
Pakistan Stock Exchange.
 OLP’s major shareholder is ORIX Corporation
of Japan (ORIX) having 49.6% shareholding.
Established in 1964, ORIX is one of Japan’s
leading integrated financial services group
with operations in 36 countries worldwide.
 The group has experience of 53 years of
operation and has a total asset base of Yen
(¥) 11,231 trillion and equity of Yen (¥) 2,647
trillion as at March 31, 2017.
 The Company’s international activities started in 1993 with the establishment
of a leasing company in Oman. Since then, associates have been established
in Egypt, Saudi Arabia, UAE and Kazakhstan. ORIX Leasing Pakistan Limited’s
(OLP’s) overseas associates are:

 In 2016, OLP acquired subsidiaries through acquisition of 100% shareholding
of Standard Chartered Services of Pakistan (Private) Limited (now renamed
ORIX Services Pakistan Private Ltd.), which is the Management Company of
Standard Chartered Modaraba (now renamed ORIX Modaraba). As of June 30,
2017, the Company’s subsidiaries

 OLP IN PAKISTAN:
 HEADOFFICE IN PAKISTAN:
 Head office OF OLP are located in Karachi
 BRANCHES OF OLP:
 Karachi
 Lahore
 Faisalabad
 Sialkot
 Islamabad
 Peshawar
 Multan
 Hyderabad
 Multan Branch established in February 2001
on LMQ Road Trust Plaza Dera Adah.
 DEPARTMENTS:
 Management department
 Credit and Marketing department
 Accounts department
 MOUTH OF WORD marketing.
 .winning Customer loyality
 by providing them all available and
satisfactory services to their customers
 by gaining trust of customers.
 Customer retntion
 by providing them value added services like
good behavior services ,availability, strong
interaction with customers by giving them the
feelings of worthiness
 Loyal customers become unpaid product
promoter of ORIX brand.
 Repeated customer
 Working on Friend reference rather than fancy
endorsement (like advertisement on channels)
 PROOF:
 PROVED BY DELOITTE SURVEY the brands
which are creating customer loyality
programs are 88% profitable in their
competition.

 FOR SALARIED PERSON:
 1. Copy of National Identity
Card
 2. Copy of recent Utility Bills
 3. Copy of last six months
Bank Statement
 4. Copy of Ownership
Documents
 5. Original / Copy of recent
Pay slip
 6. A letter from employer
Date of joining
  Designation
  Salary Package
 For BUSINESS:
 1. Copy of National Identity
Card
 2. Copy of Ownership
Documents or Rent
agreement of the residence
 3. Copy of recent Utility
Bills
 4. Copy of Last two years
Tax Assessment Statements
 5. Copy of Last Six
month’s Bank Statement
 6. Copy of Driving License
 Sole proprietor
 Partners
 Private limited Company
 Strength
 SWOT Analysis of ORIX Leasing Biggest leasing company of
Pakistan
 . Good and reliable marketing network
 . OLP Limited provides services on door step
 It gives interest above kibor rate i.e. kior+2%. While the bank
 gives interest below the kibor rate 21.
 WEAKNESS
 Mark-up rate is higher than bank
 No media advertisement
 It is not proper working in Islamic financing in Pakistan


 OPPORTUNITY
 . SWOT Analysis of ORIX Leasing Investment
certificates, because they have done very less progress
in this field
 New customers and untouched areas of Multan region
are the
 good opportunities for the company.
 THREATS
 SWOT Analysis of ORIX Leasing Banking sector is a big
threat for OLP Limited
 100% risk can’t be minimized so risk of default of client
is always there.

 The innovative and value added strategy orix are using by
offering customers o flexible payments methods tailored to
suit the specific requirements and financial need of every
individual customers:
 Straight Leases
 Cash Back Leases
 Step up and Step Down Leases
 Balloon Payment Leases
 Leases with Grace Period
 Fixed and variable rate (KIBOR based) Leases.
 COMMERCIAL VEHICLE LEASING
 include both small and large size commercial vehicles.
 OLP can lease almost all types of commercial vehicles ranging
from smaller trucks/busses to bigger ones.
 Leasing facility can be availed : by Any business entity which
relates to transportation, logistics and distribution business
from small and medium 'sized enterprises to big
corporations can avail lease facility.
 leasing is acceptable within the Islamic modes of financing.
 Fixed rate & term make budgeting easier.
 Leasing leads to tax saving - generally all rentals are tax
deductible.
 Leasing is convenient and flexible - lease rentals can be
tailored according to cash flow and income projections of the
lessee.
 Leasing as a hedge against inflation - Lessee pays rentals
based on today's vehicle price out of tomorrow's profits
 In corporate lease orix on medium to long primary focus on Small &
Medium Enterprises.
 Eligibility Criteria:
 OLP will entertain enquiries from all business entities.
 ORIX normally deals only with organizations which have a
successful track record of three years of operations.
 All you have to do is identify an asset that you need for your
business. Subsequent to a feasibility study of your business, ORIX
will purchase the asset(s) and provide you with unlimited usage of
the asset for a predetermined repayment period structured
according to agreed terms and conditions. An innovative offshoot of
the finance lease allows you to release cash tied up in recently
purchased assets through the ‘sale and lease back’ transaction,
which increases the working capital available to your business.
 ORIX provides a wide range of assets together with attractive and
customized repayment terms to all. This sense of fair play has been
one of the foremost reasons behind ORIX’s success
 our leases are priced competitively with a payment schedule
designed specifically for you. We will give you the choices,
convenience and value that you deserve.
 ORIX provides reliable short to medium term
financial products for the establishment and
growth of micro businesses and enterprises.
The microfinance programme is targeted to
strengthen the economic base of urban and
rural poor by increasing income earning
members of a community.
 Financing is provided to micro entrepreneurs on a profit-making
basis all over the country. Under the micro leasing scheme for
equipment and machinery, ORIX finance productive assets like
generators, photocopiers, lathes etc.
 Microcredit
 ORIX Micro credit loans are based on group lending methodology
through which peer groups of five women are self selected and
incorporated into a credit council of 20 borrowers. No physical
collateral is required and access to products and services is quick
and prompt.
 The 20 members comprising a council consist of married, divorced
or widowed female clients. Divorced and widowed clients are
encouraged in the group lending approach so that they can earn for
themselves by starting a business or by increasing their existing
businesses.
 OLP will entertain enquiries from all business
entities.
 Women entrepreneurs and those looking for
finances to use their skills productively can
opt for this financing scheme
 ORIX’s AA+ long term entity rating and A1+
short term entity rating from (updated
in August 16, 2018 ) is an endorsement of
our financial stability.
 ORIX CODs offer flexible investment options
with maturity terms ranging from 3 months
to five years and profit payments can be
periodic or accumulated till maturity.
 • Tenure ranges from 3 months to one year with profit paid monthly or on
maturity

 • Encashable after 3 months of investment date without any penalty.

 Tenure ranges from 1 year to 5 years • Get fixed monthly return to cover your monthly
expenses


 Personalised service at its best
 Doorstep convenience of profit payments
 Lease / Loan facility against pledge of
certificates
 No maximum limit for deposit
 ORIX Consumer Auto Division offers flexible product range tailored to
suit the specific requirements and financial needs of individual
customers.
 FEATURES:
 An auto lease contract is a non-cancellable contract for a specific period
of time, typically from three to five years.
 The lessee will receive the full benefits of all warranties, guarantees, etc.,
offered by the manufacturers.
 The vehicle is insured by ORIX on behalf of the lessee with Pakistan’s
leading insurance companies and ORIX’s lessees will enjoy the following
distinctive features: No deductible amount on the policy, coverage of
terrorism, coverage of life insurance, coverage of third party limited
liability insurance.
 The auto lease comes with a complementary Tracking Device option.
 ORIX Consumer Auto Division can lease almost all types of vehicles
ranging from small to large ones.
 Any individual who relates to:
 Business entity from sole-proprietorship and partnership to public
and private companies.
 Corporate employees from small and medium-sized enterprises to
large corporations.
 Self-employed persons such as doctors, engineers, architects,
lawyers etc.
 At least 21 years of age at the time of leasing or financing.
 A resident of Pakistan.
 ORIX’s Agri Lease makes tractors and harvesters
affordable for farmers through easy instalments and
simple paperwork.
 Salient Features
 ORIX helps the agriculture sector by giving tractors and
harvesters to farmers for greater productivity and better
results.
 ORIX has the flexibility to adapt its product according to
its customer’s requirements, offering a tailor-made
solution.
 Eligibility Criteria
◦ ORIX will entertain enquiries from all business
entities, farmers and land owners.
 Our legacy of two decades in generator rentals with hundreds of satisfied customers has
given us confidence to offer another solution to your needs of reliable construction
equipment and services .
 Brand new cranes.
 Skilled and certified operators.
 Over 20 Years Experience in equipment and operators.
 High Quality and Certifies Equipment.
 Health and safety as per international standards.
 Nationwide Network Support.
 Mounted Cranes available in 30 tons, 50 tons and 75 tons.