Magandang Araw!


 PANALANGIN
Panginoon, maraming salamat po sa
ibinigay ninyong panibagong
pagkakataon upang kami ay matuto.
Gawaran mo kami ng isang bukas na isip
upang maipasok namin ang mga
itinuturo sa amin at maunawaan ang
mga aralin na makakatulong sa amin sa
pagtatagumpay sa buhay na ito. Amen.
Objectives:
At the end of this lesson, the
learners must be able to:
1. illustrate simple and
compound interest;
2. shows cooperation and
team work.
Chicka Minute:
What are the ways to
take care of hard-
earned money?
Chicka Minute :
Possible answers:
Buy only what you need
Chicka Minute :
Possible answers:
Try to save money
Depositing money in a
bank is like lending
money to the bank in
return for which the
banks pays interest.
Chicka Minute :
Possible answers:
Invest some money
Chicka Minute :
Possible answers:
Think of the future
HULAAN NATIN ‘TO!

JUMBLED
WORD
OH GAME
NA!
Person (or institution) who
invests the money or
makes the fund available.
RE LEND
L E N D E R
Person (or institution) who
owes the money or avails
of funds from lender.
ROBER ROW
B O R R O W E R
Date on which money is
received by the borrower.

OLA DANTE
L O A N D A T E
A date on which money
borrowed or loan is to
completely repaid.

DATU MATTIERY
M A T U R I T Y D A T E
Amount of time in years
the money is borrowed or
invested.
MRT E
T E R M
Amount of money
borrowed or invested on
the origin date or loan
date.
PRALP INC
P R I N C I P A L
Charged by the lender,
usually expressed in
percent.
ART E
R A T E
Amount paid or
earned for the use of
money.
NEST RITE
I N T E R E S T
Interest that is computed
on the principal and then
added to it.

PS EMIL
S I M P L E
Interest computed on the
principal and also on the
accumulated past interests.

MOUND COP
C O M P O U N D
Amount after t years; that the
lender receives from the
borrower on the maturity date.

FUE VULTURE
F U T U R E V A L U E
LINAWIN NGA NATIN:

1. How did you

find the activity?
LINAWIN NGA NATIN:
2. What are the
challenges you
encountered in
guessing the correct
term being described?
PAG ISIPAN NATIN ‘TO!
Suppose you won P10 000 and
you plan to invest it for 5 years. A
cooperative group offers 2%
simple interest rate per year. A
bank offers 2% compounded
annually. Which will you choose
and why?
USAP TAYO!
Based on the given
illustration, what did
you observe?
USAP TAYO!
Which will you
choose and why?
AT ETO NA NGA…
Simple interest remains
constant throughout the
investment term.
AT ETO PA…
In Compound interest,
the interest from the
previous year also earns
interest. Thus, the
interest grows every
year.
SAGPIAN TAZ SUBUKAN NATIN:
As a group try to illustrate the given
problem.
Suppose you earned P20 000 and you
plan to invest it for 4 years. An
investment group offers 3% simple
interest rate per year. Metrobank offers
3% compounded annually. Which will
you choose and why?
SHARE AND LIKE
If you’re done with your illustration,
the leader will choose any group to
share their answer and he will ask
for a LIKE if the chosen group
approve. DISLIKE if not approve.
GO NA!
 Simple Interest
Time Principal Interest Amount after t years
(t) (P) Rate (r) Solution Answer (Maturity Value)

1 3% (20,000) (0.03)(1) 600 20,000 + 600 = 20, 600

2 3% (20,000) (0.03)(2) 1200 20,000 + 1200 = 21, 200

20,000
3 3% (20,000) (0.03)(3) 1800 20,000 + 1800 = 21, 800

4 3% (20,000) (0.03)(4) 2400 20,000 + 2400 = 22,400

 Interest Compound Interest
Time Principal Rate Amount after t years
(t) (P) (r) Solution Answer (Maturity Value)

1 20,000 3% (20,000) (0.03)(1) 600 20,000 + 600 = 20, 600

2 20, 600 3% (20,600) (0.03)(1) 618 20, 600 + 618 = 21, 218
3 21, 218 3% (21,218) (0.03)(1) 636.54 21,218 + 636.54 = 21 854.54
4 21 854.54 3% (21 854.54)(0.03)(1) 655.64 21 854.54 + 655.64= 22,510.18
 Simple Interest
Time Principal Interest Amount after t years
(t) (P) Rate (r) Solution Answer (Maturity Value)

1 3% (20,000) (0.03)(1) 600 20,000 + 600 = 20, 600

2 3% (20,000) (0.03)(2) 1200 20,000 + 1200 = 21, 200

20,000
3 3% (20,000) (0.03)(3) 1800 20,000 + 1800 = 21, 800

4 3% (20,000) (0.03)(4) 2400 20,000 + 2400 = 22,400

Interest Compound Interest

Time Principal Rate Amount after t years
(t) (P) (r) Solution Answer (Maturity Value)

1 20,000 3% (20,000) (0.03)(1) 600 20,000 + 600 = 20, 600

2 20, 600 3% (20,600) (0.03)(1) 618 20, 600 + 618 = 21, 218
3 21, 218 3% (21,218) (0.03)(1) 636.54 21,218 + 636.54 = 21 854.54
4 21 854.54 3% (21 854.54)(0.03)(1) 655.64 21 854.54 + 655.64= 22,510.18
INDIVIDUAL THINK
TIME
“NO MAN IS AN ISLAND”, Pero paminsan
minsan kailangan MONG subukan ang
IYONG kakayahan…
AT SA HULI…
 THANK YOU &
GOD BLESS US ALL!
EMMA B. MALANA
TEACHER II
CDLSHS-SAN PABLO CITY