The Banker to Every Indian

Khayaal aapka We understand your World

Group No:- 02

OBJECTIVES
To aware investors about the companies background Effective Knowledge dessimination for the geographically distributed branches & ATMs in the fast growing company. To have knowledge about the companies strategies.

STATE BANK OF INDIA

History
Largest Public Sector Bank The establishment of Bank of Calcutta on 2 June 1806.

The Bank of Bengal ( 2 January 1809 )

The Bank of Bombay ( 15 April 1840 )

The Bank of Madras ( 1 July 1843 ) The Imperial Bank of India on 27 January 1921

State Bank of India was constituted on 1 July 1955

STATE BANK OF INDIA

Reach
8500 of its own 10000 branches and another 5100 branches of its Associate Banks & 21000 ATMs Networks.

Growth
Total Asset base rose to Rs.1242516.25 in crores & NPAT is 3540.76 in crores.

STATE BANK OF INDIA

Strength
Capital adequacy of 10.31% of Basel I and 11.40% of Basel II

NPA
2.04% of its Total Asset as on sep 2011

STATE BANK OF INDIA

Mission
Culture of mutual care

Financial Services
Retain it position

Group with world classMaximize shareholder value standard

STATE BANK OF INDIA

Institution for advance learning Internal consultant Feedback supplier Think Tank Research and Development role

ICICI BANK
History
Founded in 1955.

Originally Incorporated in 1994 Objective was to provide financial assistance to Business projects Earlier known as Industrial Credit & Investment Corporation of India.

ICICI BANK
Reach
Network of 2,542 branches and 7,037 ATMs in India

Growth
Total assets of Rs. 4,062.34 billion and profit after tax Rs. 1,503 Crores

Strength
Tier I of Capital adequacy is 19.5% and Tier II Capital adequacy of 13.2%

NON PERFORMING ASSET

0.80% of total asset

ICICI BANK
To be the leading provider of financial services

Largest bank

Vision

ICICI BANK
First choice

Create value

Mission
High standards

Expand business

ICICI BANK
Develop innovative product

Research and development

Retain it customer

Increase it market share

Credit risk management

HDFC BANK

HDFC BANK
Reach
Headquarter is in Mumbai, total Branches of 2150 in 1141 cities & Total ATMs of 6520

Growth
Net Profit of Rs.2284.3 crores an increase of 32.5% over the previous year

HDFC BANK
Strength
Tier I of Capital adequacy is 11.4% and Tier II Capital adequacy of 16.5%

NPA
1.2% of Total assets

HDFC BANK
Mission

Is to be world class Indian bank

Best practices in terms of

Achieve a healthy growth Maintain the highest level of

Business philosophy is based on

HDFC BANK
Develop innovative products and services

Increase in market share

Leverage its technology

Continue to develop

Focus on healthy earnings

DHANLAXMI BANK

DHANLAXMI BANK
Reach
A network of 275 branches & 452 ATMs

Growth
Total asset are in Rs. 1645223 in lakhs and NPAT is 435 lakhs

Strength
Capital adequacy Ratio is 10.7%

NON PERFORMING ASSET

0.17% of total asset

DHANLAXMI BANK

DHANLAXMI BANK
Focus on 3Ps Incremental asset creation in the retail
Profitability Productivity

Enhancing income from distribution of third party products

Profit per customer

Increase in retail and low cost liabilities franchise

Growth in Non fund income

Nilesh Mistry Shailesh Tambde

Vishal Gurudu
Mahesh Jain