Vinita Ahire MIT School of Management, Pune

Financial Assistance by Banks

Central Bank of India

Name of the loan - Cent Kalyani This is a scheme launched to benefit women entrepreneurs and women professionals.
Karur Vysya Bank Name of the loan- KVB Mahila Swarna Loan
UCO Bank Name of the loan - Nari Sakthi

Andhra Bank Name of the loan -AB Vanitha Vahan

 Vijaya Bank Name of the loan- Assistance to Rural Women in Non-Farm Development (ARWIND)

Assistance For Marketing Of Non Farm Products Of Rural Women (MAHIMA)

Credit facilities available for Women Entrepreneurs

Small Business : For entrepreneurs who intend to provide service (not a professional service) such as setting up a small lunch/canteen, library etc. Professional and Self Employed : Entrepreneurs who are specially

qualified/skilled and experienced like Chartered Accountants, Engineers or trained in Art or Craft etc.
Retail Trade : For entrepreneurs who intend to engage in retail trading of various commodities.

 Village and Cottage/Tiny Industries : For entrepreneurs who are engaged in manufacturing, processing, preservation and services such as handloom, weaving, handicraft, food-processing, garment making etc. In village and small towns with a population not exceeding 50,000 utilizing locally available

resources/skills.
Small Scale Industries : To start a unit engaged in manufacture, processing or preservation of goods.

Agriculture & Allied Activities : For women entrepreneurs who are engaged/intend to engage in agricultural and allied activities, such as raising of crops, floriculture, fisheries, bee-keeping, nursery, sericulture etc. and also trading in agricultural inputs

 Government Sponsored Programmes : Apart from the above schemes, women entrepreneurs are also financed under the various Government Sponsored Programmes where Capital subsidies are available.

Special incentives, tax rebates, duty cuts and subsidized land and machinery is provided to encourage women in emerging sectors.
Special recognitions and award instituted for women participating in targeted industries.

 The government of India launched a scheme called Trade

Related Entrepreneurship Assistance and Development Scheme for Women (TREAD) Credit
Credit to Projects - Government Grant up to 30% of the total project cost as appraised by lending institutions which would finance the remaining 70% as loan Assistance to applicant women, who have no easy access to credit from banks

 Training & CounselingTraining organizations viz. Micro, Small and Medium Enterprises (MSMEs), Entrepreneurship Development Institutes (EDIs), and the NGOs conducting training programs for empowerment of women beneficiaries .

Eliciting Information on Related NeedsInstitutions such as Entrepreneurship Development Institutes (EDIs), NIESBUD, EDIs sponsored by State Govt. undertake activities aiming at empowerment of women such as field surveys, research studies, evaluation studies, designing of training modules, etc.

 Any Questions????????

 Thanking You!!!!!!!!!!