Centre for Rural Development

WELCOME TO CENTRE FOR RURAL DEVELOPMENT (CRD)

Centre for Rural Development

CRD IS AN NGO
Registered under the Societies Registration Act of 1860 (Section XXI) in 1994-95 Registered under the Income Tax Act Section 12AA & 80 G Registered under the Foreign Contribution Regulation Act of 1976

Centre for Rural Development

GOVERNANCE
CRD is governed by a Nine Member Team
Mr. M.K.Sharma, Ex. MD, NeDFi Dr. K. Haloi, Asst.Director, NIRD,NERC Mr. G. Sarma, Secretary, SSK, Assam Dr. D. Baishya, Professor, B. Barua College, Ms. K. K. Thakuria, Chairperson Apex SHGs Mr. B. M. Chakravarty, Eminent Entrepreneur Mr. S. Sarma, Social worker DR. M. Kalita, Ex. Registrar, IASST, Assam Dr.Pradip Kr. Sarmah, Executive Director

Centre for Rural Development

ACTIVITIES
Rickshaw Bank VET-AID-CENTRE (VACs) District Nodal Agency, ARIASP SHGs Management Rural Marketing Networking & Strengthening The Voluntary Sector Imparting Training Food Processing Centre Backyard Poultry Farming Information Documentation Centre

Centre for Rural Development

MISSION
To ensure sustainable livelihood of poor people by using local resources and skills through community participation
VISION To convert poor to power

Centre for Rural Development

Identified Problem Rickshaw Drivers Shelterless,vulnerable and socially disadvantaged community (harassed, HIV-AIDS, exploited) Majority suffer from tuberculosis due to constant exposure to smoke, dust on the road and smoking habits No access to formal finance: 95 % hire rickshaw on high daily rental fee Below poverty line and without any social security 46% are illiterate 8 million such rickshaw drivers in India 5 dependence as an average Solutions

The Rickshaw Bank provides : a newly designed rickshaw payable through a minimal daily installment eventual ownership of the rickshaw, insurance, uniform, licenses, a photo ID, slippers etc. training, health care, cooking gas etc.

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Solution: Design Innovation

Rickshaw originally designed by IIT, Guwahati Aero-dynamically designed thus lighter More spacious More attractive to clients Comfortable for all age groups Longer functioning life

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One Window Solution Provide for Drivers:

Income Potential savings Social security Access to financial institutions

Provide for families:

An Asset: A Rickshaw

Childrens schooling Clothing Cooking gas Food cart

Insurance Licenses Photo IDs

Meetings

Uniform Training Maintenance

Eye/ Healthcare Family planning

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New initiatives
Food cart for women entrepreneurship Door to Door garbage collection

HEALTH SUPPORT CELL MICRO FINANCE CELL

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Benefits: SPONSORS Corporate
(ONGC,IOC,HLL)

Donors
(Care-India, AIF,MF)

Avenue for CSR Mobile advertisement facility at 96% cheaper rate for corporates Flexible term options on advertising (1 month to 3 yrs) Donors get 100% tax exemption Donors can participate in the programme monitoring process

Support in a sustainable model Create a Visible impact Working towards millennium development goal (MDG) to bring people 2 USD income per day Leveraging of funds to reach larger numbers

Centre for Rural Development

Benefits: RICKSHAW DRIVERS Bonafide membership of the Rickshaw Bank Receive ownership of an income generating asset Inculcates the habit of savings Social security such as insurance coverage for both the rickshaw, the puller, the passenger (s) and the mediclaim facility. Provided platform to work with dignity- norms, uniforms, photo I-cards Getting health and eye care support Subsequent loan

Centre for Rural Development

Operational Model 5 Drivers constitute a group & 5 groups under one garage/ meeting point Under each garage/meeting point cover 25 rickshaws and also provides repair facilities Each garage/meeting point serves as the collection centre for the Drivers daily payment

Garage/meeting point are the creation of new entrepreneurship

Opening of new branches on a Franchise Model

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The Results: Triple Bottom Line
Enables Rickshaw drivers to Own Their Rickshaws Increases Rickshaw Drivers Income Levels and Standard of Living Provides a Financial Resource for Rickshaw pullers Creates Jobs for Youths Improves Sales for Local Businesses and Corporations

Provides Better Health Services to the Rickshaw drivers and their Families Brings Better Law and Order to the Community Creates a Positive Work Environment

+
Social Impact

Decreases Fossil Fuel Emissions from Auto Travel Increases the Use of Environmentally Friendly Cooking Fuel

Sustainable Community + Development + Environmental Economic Impact Impact

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The Results: Impact on Stakeholders
Increases standard of living Healthcare benefits Clothing Proper cooking fuel Improves law and order Less corruption Better documentation through availability of licenses Safer roads Additional revenues

Families of Rickshaw Drivers Rickshaw Drivers Impact on Stakeholders Members of the Community Corporate/ Financial Institutions Government And Local Authorities

Rickshaw ownership and higher income Safer work environment through well engineered rickshaws and insurance Health care benefits and education Support network through discussion forums and peer groups Pride and confidence within the rickshaw driving business

Larger consumer market Job creation

Local Businesses

Less polluted environment passenger insurance Jobs for youths

Builds goodwill in the community Larger consumer market Effective and less expensive advertising Tax incentives and 100% donor efficiency Better investment opportunity

Centre for Rural Development

Cost Breakup of the Unit

Particulars Rickshaw Assembling Cost Uniform Cost Insurance Cost, 2 years License Cost for both, 2 years Total

Cost (Rs) 9600 450 350 400 10500

Amount recovered from each Rickshaw Puller Rs. 12,390/- @ Rs. 25/- EDI for 496 days for a maximum period of 18-24 months Average receivable Rs. 1800/- per rickshaw per year from the corporate advertisements till Rickshaw is owned by the RB and than 35% of the amount per year once Rickshaw is owned by the Pullers

Centre for Rural Development

Sl.N o 1

States/ city

Type of client

No of clients

No of ownership till date 1254 Supplied to GMC Nil Nil 15 38 78 90 24 57 23 Pilot model 1579

Assam

Dipbahan Seuj Bahan Fish Cart Ice-Cream Cart Food Cart

2700 350 10 3 35 450 200 237 300 400 150 7 Total 4842

2 3 4 5 6 7 8

Agartala Chennai Surat Varanasi Allahabad Lucknow Chandni Chowk

Dipbahan Dipbahan Hath Lorry Dipbahan Dipbahan Dipbahan Soleckshaw

Centre for Rural Development

Inauguration of Rickshaw Bank NOVEMBER 20, 2004 AT GUWAHATI, ASSAM Corporate representatives flag off the Rickshaw Bank

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Rickshaw Bank at Agartala The Rickshaw Bank at Agartala was inaugurated by the Chief Minister of Tripura, Mr. Manik Sarkar in presence of Rural Development Minister and CGM, State of India on 26th July, 2006

Centre for Rural Development

PARTNERSHIP WITH CARE-INDIA

Replication of the Rickshaw Bank has been initiated at Chennai in partnership with CARE- India to support 200 rickshaws for the Tsunami victims

Centre for Rural Development

Rickshaw Bank at Chennai

Rickshaws are released on Chennai Road on August 24, 2006

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New initiatives at Surat

A new initiatives is initiated at Surat by providing Hath Lorry (Hand Cart) with all other components of the Rickshaw Bank. The formal launching was organized on June 3, 2007 at Surat.

Centre for Rural Development

Research and Development

Initially IIT Guwahati assisted in R&D of Rickshaw Bank Project. Existing full-fledged workshop at Guwahati for R&D process under the supervision of Mechanical Engineer. Technical team trained at IIT Guwahati for the Rickshaw Bank project. Signing of MOU between IIT Kharagpur & CMERI.

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Glimpses of workshop at Guwahati

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Different carts

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Different carts

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Other Collaboration
Collaboration with the Department of Science & Technology, GOI To replicate the Rickshaw Bank idea in 80 districts through promotion of new entrepreneurs in 16 states Collaboration with MIT, Boston Design Innovation for Slow moving vehicle for India Partnership with Ashoka-ArtemisiaAIESEC

Centre for Rural Development

Recognition
The Rickshaw Bank won The Citizen Base Investment Award 2003 for its concept at National Stock Exchange Building, Mumbai in November, 2003. IIM, Bangalore selected Rickshaw Bank project under their Microfinance Incubation Programme, during November December, 2005. The Change makers Innovation Award Competition: Market-Based Strategies that Benefit Low-Income Communities at National Press Club, Washington on April 5, 2006. The Micro Finance Process Excellency Award, 2006 at New Delhi on April 7, 2006 given by the Planet Finance and the ABN Amro Bank. The Rickshaw Bank has got its recognition in the Limca Book of Records as First Rickshaw Bank under the business section in 2006.

Centre for Rural Development

Srijan 2007 Microfinance Business Plan Competition 3rd Prize at Hyderabad on April 25, 2007.

One of the finalist of the Micro Insurance Awards, 2007 at Hyderabad on July 27, 2007
Asian Innovation Awards, 2007 at Singapore on 13th November, 2007. The Assam Chief Ministers Best Community Action Development Award, 2008 on August 15, 2008 India NGO Award, 2008 for the medium category from the Eastern Region Rickshaw bank also awarded as Best Innovative Project of the year, 2008

Centre for Rural Development

SOLECKSHAW
A SOLUTION FOR ECO-FRIENDLY TRANSPORT

Motorised assistance Rickshaw - motor to run on battery, - battery to be charged with solar energy

The Union Minister of Science & Technology and Earth Sciences, Shri Kapil Sibal and the Chief Minister of Delhi, Smt. Sheila Dikshit launched the Soleckshaw solar operated cycle rickshaw, at Chandni Chowk on October 2nd, 2008

Centre for Rural Development

CONTACT US
Dr. Pradip Kumar Sarmah (Ashoka Fellow, India) Executive Director, CENTRE FOR RURAL DEVELOPMENT (CRD) Dewan House, Zoo Narengi Road, Guwahati- 781 021, Assam, Phone : +91-361-2228281 (O) Skype: PRADIP1963

E-mail:crd4ev@yahoo.com/ pradipsarmah@hotmail.com Website: www.crdev.org REGIONAL OFFICE : D-41 (First Floor) Sector- 27, Noida- 201301, UP, India Phone : 0120-2591436 / 4320703 Mobile: +91 9818863727