Money Magazine6 min de lecture
NEWS & VIEWS
More than 75% of international students studying in Australia are experiencing serious wage theft, according to a recent report. Of the 5000 international students surveyed, 77% were paid below the minimum casual hourly wage. More than a quarter (26%
Money Magazine1 min de lecture
Check Out The Benefits
There are several federal government benefits that you may be entitled to once you have a child. Several of the benefits listed here are means-tested and have other detailed terms and conditions. Speak to your financial adviser to see if you qualify
Money Magazine2 min de lecture
My Money
Research and analytics company GlobalData says that as Australia lifts out of lockdown, its ecommerce market will grow at an annual rate of 17.4% in 2020. While we’ll be making more transactions with debit or credit cards and mobile wallets, our over
Money Magazine3 min de lecture
Bank Gets Really Personal
The arrival of open banking – which allows financial institutions to share customer data – should give households the ability to track down better deals and products. But it also raises concerns about the privacy and security of personal information.
Money Magazine3 min de lecture
Property
MORE PROPERTY STORIES ON In response to the coronavirus pandemic, Australian banks will allow you to extend the six-month pause on your mortgage repayments for another four months – provided you genuinely need the time. However, you should keep in
Money Magazine5 min de lecture
A New Learning Curve
Future nurses and teachers will benefit from the federal government’s university fee restructure, but with fees for humanities, law and economics degrees set to rise, some students may be forced to rethink their options. New students in 2021 can expe
Money Magazine2 min de lecture
Investing
Robo advice is seeing greater popularity and engagement with women online investors across the world, according to a recent Investment Trends study. Surveying more than 20,000 online investors across Australia, the US, the UK, Spain, Germany, France,
Money Magazine1 min de lecture
How To Cover The Costs
If you’re an eligible student enrolled in an eligible university course or vocational training program, you can access the Higher Education Loan Program (if you’re at university) or the VET student loan program (if you’re at TAFE or another vocationa
Money Magazine3 min de lecture
Shares
BlackRock, the largest fund manager in the world, downgraded its position in US shares to neutral in early July. This means it doesn’t see any major increase or decrease in US shares for the next six to 12 months, and some of its investment portfolio
Money Magazine3 min de lectureScience
Loss Hurts But Don’t Throw The Game
Ever since my son was little, we’ve loved playing chess together. Chess is a great game to learn how to win at life. Look at the whole board and don’t let immediate threats blind you to other opportunities. Think four moves ahead, but be present in t
Money Magazine1 min de lecture
Simon Griffiths
Studied engineering and economics. Traded in a secure job to start a social venture that took off after he sat on a toilet for 50 hours. Who Gives A Crap was Simon’s third foray into a social venture. Kenya, where a lot of innovation in sanitisation
Money Magazine1 min de lecture
Three Ways To Control Emotion In The Face Of Loss
• Take a step back and be present. Look at the long game and don’t lose focus on your end goal. Temporary setbacks are just that – temporary. No one succeeds in life without a few speed bumps along the way. • Reframe. Often loss is also a hit to your
Money Magazine8 min de lecture
Power Of Paper Profits
There was a time in our not too distant past, before we collectively became bakers of sourdough bread, when toilet paper was the most sought-after commodity in the nation. And as we write this story in late June, toilet paper sales are again on the r
Money Magazine3 min de lecture
When Generosity Backfires
It’s natural to want to help loved ones but lending money to a family member can be tricky and spark drama at the best of times. For this reason, it’s important to think it through before helping a sibling who has lost their job or had hours or pay s
Money Magazine2 min de lecture
Don’t Give Up The Big Dreams
Should you ditch your plans to start a new business, change jobs or buy a house because of the recession? Put your big projects on review, sure, but keep your eyes open for opportunities that wouldn’t have come up if not for Covid-19 – and there are
Money Magazine1 min de lecture
Need Paul’s Help?
Send your questions to: Ask Paul, Money magazine, Level 7, 55 Clarence Street, Sydney NSW 2000 or money@moneymag.com.au. Sorry, but Paul can’t personally answer your questions other than in the Q&A column. By submitting your question to Money, you co
Money Magazine1 min de lecture
Checklist For A Family Loan
• Is it a gift or a loan? • Don’t rush in to lend to a sibling without thinking through what it will mean to your family relations. • Understand your sibling’s financial circumstances. • Work out the maximum amount you can afford to lend. • Can y
Money Magazine1 min de lecture
Good Decisions, Rather Than Gender, Are The Key
I’ve been an avid reader of Money for the past three years. I have the app on my phone and I don’t miss an issue. Even while I was travelling solo around Europe for three months last year, I still read the mag. Susan Hely’s article “Secrets that end
Money Magazine9 min de lecture
Q & A
Q I’m a self-funded retiree always on the lookout for ways in which to invest my assets. I currently operate an SMSF with assets mainly spread across Australian equities but also in some managed funds. I also have money in a “balanced” option industr
Money Magazine2 min de lecture
Feedback
I’ve enjoyed Marcus Padley’s rollicking June and July columns very much. The generosity of his advice-giving seems to know no bounds. Far be it from me to accuse him of hubris, but there was precious little in his July column to suggest that he sees
Money Magazine6 min de lecture
Destination Go local
1. Enjoy: The drive. The small town of Oberon is the destination but it’s what you do along the way that makes the trip especially memorable. Set off early in the day to allow time for a detour to Lincoln’s Rock lookout in Wentworth Falls. Soak up th
Money Magazine1 min de lecture
Prize Worth Winning
Each month we’ll award one letter a 12-month subscription to Money magazine. Write to: Letters, Money, Level 7, 55 Clarence Street, Sydney, NSW, 2000 or email money@moneymag.com.au ■
Money Magazine2 min de lecture
Paul’s Verdict: Leave The Money In An Offset Account
You have very nicely summed up the current situation and while everyone’s money concerns are different, it is fair to say that interpreting where our economy will be in the future is a bit of a mystery. My crystal ball is as cloudy as yours, but let
Money Magazine1 min de lectureTech
Subscribe
To send a letter to the editor, write to: Money, Level 7, 55 Clarence Street, Sydney NSW 2000 or email money@moneymag.com.au For all inquiries and letters, please include name, address and phone details. Letters may be edited for clarity or space. B
Money Magazine1 min de lecture
A Tough Decision To Make In An Uncertain Climate
I’m 53, single and buying my first home with the first home owners grant (FHOG) – the townhouse is being built now. There will be $3000 for lenders mortgage insurance (LMI) owing. However, the townhouse is small and I would want to purchase a larger
Money Magazine1 min de lecture
Have You Made Any Changes To Your Investment Plans Since COVID Hit?
Susan is a senior writer at Money. “The whipsawing of the market amidst Covid-19 is a reminder of why buy and hold can be easier than timing the market. But I was pessimistic early on in the crisis. My tolerance to risk is on the low side at my age a
Money Magazine1 min de lecture
Ask Your Question
If you have a question, email money@moneymag.com.au or write to Level 7, 55 Clarence Street, Sydney NSW 2000. Questions need to be 150 words or less and you must be willing to be photographed. Readers who appear on this page will receive a six-month
Money Magazine1 min de lecture
Money Australia
Founder and editorial adviser Paul Clitheroe Editor-in-chief Michelle Baltazar (02) 8234 7500 michelle.baltazar@moneymag.com.au Managing editor Darren Snyder (02) 8234 7528 darren.snyder@moneymag.com.au Editor-at-large Julia Newbould julia.newboul
Money Magazine16 min de lecture
Share Your Wealth How To Give Your Kids A Financial Leg-up
Over the next two decades, an estimated $3.5 trillion will be transferred between generations in Australia, according to McCrindle research. The figure, first published in 2016, has led many commentators to question how up-and-coming generations will
Money Magazine2 min de lecture
Focus On What We Can Control
As I write this, Victoria is experiencing lockdown once again. It’s a sobering reminder of how Covid-19 continues to control so much of our lives – and the Australian economy is bracing for the repercussions. This takes me back to when the whole coun
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