Money Magazine1 min de lectureInternet & Web
To send a letter to the editor, write to: Money, Level 7, 55 Clarence Street, Sydney NSW 2000 or email For all enquiries and letters, please include name, address and phone details. Letters may be edited for clarity or space. Be
Money Magazine1 min de lecture
HOLD Vista Group (VGL)
Cinemas have been crushed by the pandemic while studios are withholding blockbuster content and releasing direct-to-the-consumer for the first time. The big question is whether studios, having experimented with home releases, will return to the cinem
Money Magazine3 min de lecture
“I Like To Invest In Red Bricks And Blue Chips And Hang On”
What was your first job? My first job was at Coles in Adelaide. I was the microphone attendant and I used to be able to say things like “we have a red spot discount” and “are you having a bar mitzvah or party happening? We have specials today in ais
Money Magazine18 min de lecture
There is a winning number that pre-retirees and retirees need to know. We call it “the sweet spot” – the point where superannuation combines with the full age pension. The sweet spot has been harder to hit since the federal government tightened the a
Money Magazine1 min de lecture
Fact File
Online beauty products entrepreneur and co-founder of Adore Beauty; age 43; lives in Melbourne with her family Started work as soon as she was old enough, after her parents imposed a $12-a-week pocket money cap. First job was in a pharmacy in her ho
Money Magazine1 min de lecturePolitics
Tim Harcourt
Tim Harcourt is the “Airport Economist”. That is the title of the book he wrote when he travelled widely to get an anecdotal feel for other economies as well as the numbers. The name was originally used to insult the American economist Milton Friedma
Money Magazine1 min de lecture
App Of The Month
Entering the market and offering free brokerage charges for ETF purchases, Superhero is a cheap alternative to most online broking platforms. Other trades are priced at $5. Regular features cover advanced order placements, real-time market data, comp
Money Magazine4 min de lecture
I Live In Fear Of Ending Up Homeless
How do low-income-earning single mothers with health issues get their foot in the door buying property? I’m a single mum of two awesome children. I have a series of health issues that have impacted my employment opportunities for a while now.  One of
Money Magazine5 min de lecture
Floats Without Fears
‘Dear Gregory, the RAMS saver bonus rate will change to the new rate below …” Emails kicking off with this deflating news have arrived in my inbox with depressing monotony over the past few years. In2019,RAMS waspayingthe hardlyinspiring (but still c
Money Magazine1 min de lecture
Value Is Back In Fashion
The winds of economic change are blowing in favour of value stocks, according to a research paper, titled The Drought Breaks: A Broad-Based Value Rebound, from Realindex. Globally, value stocks returned an average 10.3% in the first quarter of 2021,
Money Magazine1 min de lecture
Millions Set To Fall Short On Super
Research from Industry Super Australia estimates that millions of low- and middle-income families will not have enough money for retirement unless the federal government raises the superannuation guarantee. If the rate is frozen at the present 9.5%,
Money Magazine9 min de lecture
Get Down To Business
Despite our many years of investing experience, it has taken us a long time to understand what commercial property is and isn’t. There’s no point in investing your hard-earned money if you don’t really “get” how it works and how you can make money fr
Money Magazine5 min de lecture
Return Of The Bargain Hunter
Value investing is all about finding bargains. The market prices stocks based on supply and demand, but this price may sometimes be below what investment experts assess to be a “fair” price. As the father of value investing, Benjamin Graham, has said
Money Magazine1 min de lectureEconomics
RBA interest rate decision Balance of trade ANZ job advertisements Westpac consumer confidence index NAB business confidence Unemployment rate ■
Money Magazine5 min de lecture
Let’s Drink To Debt At 2.8%
My first car was paid for with the cash I earned cutting watercress in Whitwell in the UK for 10 hours a day, six days a week, for 10 weeks in the summer of 1979. I had to stand or kneel all day in water, bending up and down. Health and safety at wor
Money Magazine2 min de lecture
How Do You Give Back To The Community?
This year I’m on a mission to donate plasma every two weeks. One in three Aussies will need blood products in their lifetime, but only one in 30 of us donates each year, so I’m trying to move the needle (pardon the pun). It’s a rewarding way to suppo
Money Magazine6 min de lecture
The Holiday Is Over
It has been anything but business as usual in the world of taxation. “The ATO has been very lenient throughout 2020, offering payment arrangements, deferrals of lodgements, remission of penalties and general interest charges, and generally trying to
Money Magazine1 min de lecture
What They Mean
Performance after fees: When calculating fees, Rainmaker assumes a member has $50,000 in their account. Strategy: Some MySuper products invest your superannuation based on age and are known as lifecycle funds (marked LC). The table includes the LC o
Money Magazine5 min de lectureMedical
Take The Bite Out Of The Bills
Both my kids needed braces. One has a cross bite and the other crooked teeth. I wasn’t prepared for the expense as neither my partner nor I had orthodontics. I soon discovered that if your kids need orthodontics, expect big bills. Prices vary from $6
Money Magazine8 min de lecture
Q & A
Q My wife and I are 79 and 84 respectively. I have only five years left, according to medical advice. We have recently downsized to an apartment and sold our home of 50-plus years. We both have a more than adequate superannuation income (she takes
Money Magazine3 min de lecturePsychology
Gained In Translation
When travelling through France in early 2020 (just before the lockdowns) I noticed something interesting when we arrived at various hotels to confirm our room. When the reception staff spoke English, we often enquired about the size of the room and t
Money Magazine1 min de lecture
Book Of The Month
Using the seminal strategies of Sun Tzu’s The Art of War, US journalist David Brown examines why some companies triumph while others fail. Based on his popular Business Wars podcast, this book explores the greatest business rivalries such as Blockbus
Money Magazine1 min de lecture
Case Study
Betty and Geoff are both 67-year-old retired schoolteachers with a combined $930,000 in super. They may qualify for some age pension in years when there is a market downturn, but generally are not eligible for age pension benefits. As the graph (belo
Money Magazine1 min de lecturePsychology
Top Three Ways To Reframe Language To Make Better Financial Decisions
Virtuous verbs. Before making a decision, change the verbs in the core decision question to help look at it in a different way. Replace invest with gamble, spend with save, give with share, credit with loan, capitalise with risk, etc. If this languag
Money Magazine4 min de lecture
Think Like An Entrepreneur
Plenty has been written about the “mindset” needed to achieve success in business. However, no single outlook has been linked to entrepreneurial power. A study by Harvard Business School sums things up neatly, saying entrepreneurs are a mixed bunch,
Money Magazine2 min de lecturePolitics
By The Numbers
$250,000 IS CLOSE to the magic number if you want to know how much you need to save through super as a single homeowner while still being eligible for the age pension. When we last ran a similar cover story two years ago, some readers were aghast at
Money Magazine3 min de lectureMedical
Catch A Global Tailwind
This time last year, Australians were revering healthcare like never before. At least not in our lifetimes. We were, at once, thankful for our health system and also wondering if it would be able to cope with the huge influx of Covid-19 cases that, w
Money Magazine1 min de lecturePolitics
Contractors Need To Disclose All Income
If you’re engaged as a contractor in the building and construction sector, road freight, information technology, cleaning services, security, investigation or surveillance services, you need to take extra care to disclose your income. In all these in
Money Magazine1 min de lectureInvestments & Securities
ETFs Provide A Home For $100bn
Australia’s exchange traded fund industry has surged past the $100 billion mark, 20 years after the first ETF was launched here. According to the latest figures released by the Australian Securities Exchange (ASX) and Vanguard, Australia had $102 bil
Money Magazine1 min de lecture
3 Funds To Watch
The fund aims to provide investors with absolute returns through exposure to global growth equities over the medium to long term while maintaining a capital preservation mindset. It has interests in such areas as digital enterprise, climate change, h
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