an

I
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15

Ce
55
5

V
2
2
4
4
4
4
4
4
4
4
4
4
4
4

Vn
1
2
2
6
6
6
6
6
6
6
6
6
6
6

Cact
VNA
-5 0.970874 -4.854369
-6 0.942596 -5.655575
-5 0.915142 -4.575708
-2 0.888487 -1.776974
2 0.862609 1.725218
2 0.837484 1.674969
2 0.813092 1.626183
2 0.789409 1.578818
2 0.766417 1.532833
2 0.744094 1.488188
2 0.722421 1.444843
2 0.70138 1.40276
2 0.680951 1.361903
2 0.661118 1.322236
2 0.641862 1.283724
-0.420953
0.420953

0.03
3%
RIR

an

I
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15

Ce
7.5 7.5

0.08

0.0267

V
2
4
4
4
4
4
4
4
4
4
4
4
4
4

Vn
1
6
6
6
6
6
6
6
6
6
6
6
6
6

-7.5
-8.5
2
2
2
2
2
2
2
2
2
2
2
2
2

Cact
VNA
0.925926 -6.944444
0.857339 -7.28738
0.793832 1.587664
0.73503 1.47006
0.680583 1.361166
0.63017 1.260339
0.58349 1.166981
0.540269 1.080538
0.500249 1.000498
0.463193 0.926387
0.428883 0.857766
0.397114 0.794228
0.367698 0.735396
0.340461 0.680922
0.315242 0.630483
-0.679397
0.679397

RIR

an

I
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15

0.071966

Ce
15 -

V
4
4
4
4
4
4
4
4
4
4
4
4
4
4

IRR

Vn
6
6
6
6
6
6
6
6
6
6
6
6
6
6

7%

Cact
VNA
-15 0.909091 -13.63636
2 0.826446 1.652893
2 0.751315 1.50263
2 0.683013 1.366027
2 0.620921 1.241843
2 0.564474 1.128948
2 0.513158 1.026316
2 0.466507 0.933015
2 0.424098 0.848195
2 0.385543 0.771087
2 0.350494 0.700988
2 0.318631 0.637262
2 0.289664 0.579329
2 0.263331 0.526663
2 0.239392 0.478784
-0.242386
0.242386

0.1
RIR

0.096842

IRR

10%

an

I
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15

Ce
55
5

V
2
2
4
4
4
4
4
4
4
4
4
4
4
4

1
2
2
6
6
6
6
6
6
6
6
6
6
6

an

I
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15

Ce
7.5 7.5

Vn

Cact
VNA
-5 0.980392 -4.901961
-6 0.961169 -5.767013
-5 0.942322 -4.711612
-2 0.923845 -1.847691
2 0.905731 1.811462
2 0.887971 1.775943
2 0.87056 1.74112
2 0.85349 1.706981
2 0.836755 1.673511
2 0.820348 1.640697
2 0.804263 1.608526
2 0.788493 1.576986
2 0.773033 1.546065
2 0.757875 1.51575
2 0.743015 1.486029
0.854794

0.02

V
2
4
4
4
4
4
4
4
4
4
4
4
4
4

0.07

Vn
1
6
6
6
6
6
6
6
6
6
6
6
6
6

-7.5
-8.5
2
2
2
2
2
2
2
2
2
2
2
2
2

Cact
VNA
0.934579 -7.009346
0.873439 -7.424229
0.816298 1.632596
0.762895 1.52579
0.712986 1.425972
0.666342 1.332684
0.62275 1.245499
0.582009 1.164018
0.543934 1.087867
0.508349 1.016699
0.475093 0.950186
0.444012 0.888024
0.414964 0.829929
0.387817 0.775634
0.362446 0.724892
0.166217

an

I
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15

Ce
15 -

V
4
4
4
4
4
4
4
4
4
4
4
4
4
4

0.09

Vn
6
6
6
6
6
6
6
6
6
6
6
6
6
6

Cact
VNA
-15 0.917431 -13.76147
2 0.84168 1.68336
2 0.772183 1.544367
2 0.708425 1.41685
2 0.649931 1.299863
2 0.596267 1.192535
2 0.547034 1.094068
2 0.501866 1.003733
2 0.460428 0.920856
2 0.422411 0.844822
2 0.387533 0.775066
2 0.355535 0.711069
2 0.326179 0.652357
2 0.299246 0.598493
2 0.274538 0.549076
0.525047

Formula
FV
PV
PMT
NPV(VNA)
NPER
XNPV

NPVNPV+
B/C

Calcul
34885
25863
-500
11393.01
60

-41,651.83
53,044.84
1.27

34885
25863

An

Rata
1
2
3
4
5
6

Valoare
0.06
0.06
0.06
0.06
0.06
0.06

Coef.
-30000 0.9433962264
-15000
0.88999644
20000 0.839619283
18000 0.7920936632
20000 0.7472581729
20000 0.7049605404

VNA
-28301.88679245
-13349.94660021
16792.385660646
14257.685938284
14945.163457321
14099.210808794
18442.612472379