Ingresos C.V.

Costo total Flujo d caja

1 24000 5200.00 13700.00 10300.00
2 30720 5676.00 14176.00 16544.00
3 39322 6414.00 14914.00 24408.00
4 50332 7247.00 15747.00 34585.00
5 64425 8189.00 16689.00 47736.00
6 82464 9254.00 17754.00 64710.00

PREGUNTA A

VALOR ACTUAL NETO (VAN)

k VAN INVERSIÓN TOTAL

25% $ -1,903.46 80000

AÑO FCE Fsa (ri) Fsa (FCE)

0 -80000 1.00 - 80,000.00
1 10300 0.80 8,240.00
2 16544 0.64 10,588.16
3 24408 0.51 12,496.90
4 34585 0.41 14,166.02
5 47736 0.33 15,642.13
6 64710 0.26 16,963.34
VPN - 1,903.46

PREGUNTA B

PRÉSTAMO $ 67,850.00

P= 67.850,00 67.850,01
i= 28%
Cuota 12
i(t)= 2.08%
θ 36 cuotas 34

Para facilitar los cálculos se determina:

Monto del crédito 67850

Al término del período de gracia 1: 69,260.24 Saldo al período 2
Al término del período de gracia 2: 70,699.80 70,699.80

Cálculo de la cuota

C 2802.9134779

PERIODO SALDO AMORTIZACION INTERÉS CUOTA SALDO FINAL

1 67,850.00 - 1,410.24 1,410.24 67,850.00
2 67,850.00 - 1,410.24 1,410.24 67,850.00
3 67,850.00 1,392.67 1,410.24 2,802.91 66,457.33
4 66,457.33 1,421.62 1,381.30 2,802.91 65,035.71
5 65,035.71 1,451.16 1,351.75 2,802.91 63,584.55
6 63,584.55 1,481.33 1,321.59 2,802.91 62,103.22
7 62,103.22 1,512.11 1,290.80 2,802.91 60,591.11
8 60,591.11 1,543.54 1,259.37 2,802.91 59,047.57
9 59,047.57 1,575.63 1,227.29 2,802.91 57,471.94
10 57,471.94 1,608.37 1,194.54 2,802.91 55,863.57
11 55,863.57 1,641.80 1,161.11 2,802.91 54,221.76
12 54,221.76 1,675.93 1,126.98 2,802.91 52,545.83
13 52,545.83 1,710.76 1,092.15 2,802.91 50,835.07
14 50,835.07 1,746.32 1,056.59 2,802.91 49,088.75
15 49,088.75 1,782.62 1,020.30 2,802.91 47,306.13
16 47,306.13 1,819.67 983.25 2,802.91 45,486.46
17 45,486.46 1,857.49 945.42 2,802.91 43,628.97
18 43,628.97 1,896.10 906.82 2,802.91 41,732.88
19 41,732.88 1,935.51 867.41 2,802.91 39,797.37
20 39,797.37 1,975.74 827.18 2,802.91 37,821.63
21 37,821.63 2,016.80 786.11 2,802.91 35,804.83
22 35,804.83 2,058.72 744.19 2,802.91 33,746.11
23 33,746.11 2,101.51 701.40 2,802.91 31,644.60
24 31,644.60 2,145.19 657.72 2,802.91 29,499.41
25 29,499.41 2,189.78 613.14 2,802.91 27,309.64
26 27,309.64 2,235.29 567.62 2,802.91 25,074.35
27 25,074.35 2,281.75 521.16 2,802.91 22,792.60
28 22,792.60 2,329.18 473.74 2,802.91 20,463.42
29 20,463.42 2,377.59 425.33 2,802.91 18,085.84
30 18,085.84 2,427.00 375.91 2,802.91 15,658.83
31 15,658.83 2,477.45 325.46 2,802.91 13,181.38
32 13,181.38 2,528.94 273.97 2,802.91 10,652.44
33 10,652.44 2,581.51 221.41 2,802.91 8,070.94
34 8,070.94 2,635.16 167.75 2,802.91 5,435.77
35 5,435.77 2,689.93 112.98 2,802.91 2,745.84
36 2,745.84 2,745.84 57.07 2,802.91 0.00
67,850.00
COSTO FIJO 8500

BENEFICIO/COSTO

B/C $ 0.98

Como la relación B/C es menor a 1, no se acepta la inversión

do al período 2

Período de gracia 1
Período de gracia 2

INTEGRANTES
BALDEÓN ALIAGA CAROLINA
BEJARANO TORALVA ZHYLMA
CÁRDENAS ESCOBAR LUIS