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Cuota 50000

Tiempo 36 meses 36
Interés 10%/12 1%
Amortización Constante 1388.88889
Año Saldo Interés Amortización Total Pago
1 50000 416.67 1388.8888888889 1805.56
2 48611.1111 405.09 1388.8888888889 1793.98
3 47222.2222 393.52 1388.8888888889 1782.41
4 45833.3333 381.94 1388.8888888889 1770.83
5 44444.4444 370.37 1388.8888888889 1759.26
6 43055.5556 358.80 1388.8888888889 1747.69
7 41666.6667 347.22 1388.8888888889 1736.11
8 40277.7778 335.65 1388.8888888889 1724.54
9 38888.8889 324.07 1388.8888888889 1712.96
10 37500 312.50 1388.8888888889 1701.39
11 36111.1111 300.93 1388.8888888889 1689.81
12 34722.2222 289.35 1388.8888888889 1678.24
13 33333.3333 277.78 1388.8888888889 1666.67
14 31944.4444 266.20 1388.8888888889 1655.09
15 30555.5556 254.63 1388.8888888889 1643.52
16 29166.6667 243.06 1388.8888888889 1631.94
17 27777.7778 231.48 1388.8888888889 1620.37
18 26388.8889 219.91 1388.8888888889 1608.80
19 25000 208.33 1388.8888888889 1597.22
20 23611.1111 196.76 1388.8888888889 1585.65
21 22222.2222 185.19 1388.8888888889 1574.07
22 20833.3333 173.61 1388.8888888889 1562.50
23 19444.4444 162.04 1388.8888888889 1550.93
24 18055.5556 150.46 1388.8888888889 1539.35
25 16666.6667 138.89 1388.8888888889 1527.78
26 15277.7778 127.31 1388.8888888889 1516.20
27 13888.8889 115.74 1388.8888888889 1504.63
28 12500 104.17 1388.8888888889 1493.06
29 11111.1111 92.59 1388.8888888889 1481.48
30 9722.22222 81.02 1388.8888888889 1469.91
31 8333.33333 69.44 1388.8888888889 1458.33
32 6944.44444 57.87 1388.8888888889 1446.76
33 5555.55556 46.30 1388.8888888889 1435.19
34 4166.66667 34.72 1388.8888888889 1423.61
35 2777.77778 23.15 1388.8888888889 1412.04
36 1388.88889 11.57 1388.8888888889 1400.46

Con Periodo de Gracia normal 0


Año Saldo Interés Amortización Total Pago
1 0.00 1388.8888888889 1388.89
2 0.00 1388.8888888889 1388.89
3 0.00 1388.8888888889 1388.89
4 0.00 1388.8888888889 1388.89
5 0.00 1388.8888888889 1388.89
6 0.00 1388.8888888889 1388.89
7 -1388.88889 -11.57 1388.8888888889 1377.31
8 -2777.77778 -23.15 1388.8888888889 1365.74
9 -4166.66667 -34.72 1388.8888888889 1354.17
10 -5555.55556 -46.30 1388.8888888889 1342.59
11 -6944.44444 -57.87 1388.8888888889 1331.02
12 -8333.33333 -69.44 1388.8888888889 1319.44
13 -9722.22222 -81.02 1388.8888888889 1307.87
14 -11111.1111 -92.59 1388.8888888889 1296.30
15 -12500 -104.17 1388.8888888889 1284.72
16 -13888.8889 -115.74 1388.8888888889 1273.15
17 -15277.7778 -127.31 1388.8888888889 1261.57
18 -16666.6667 -138.89 1388.8888888889 1250.00
19 -18055.5556 -150.46 1388.8888888889 1238.43
20 -19444.4444 -162.04 1388.8888888889 1226.85
21 -20833.3333 -173.61 1388.8888888889 1215.28
22 -22222.2222 -185.19 1388.8888888889 1203.70
23 -23611.1111 -196.76 1388.8888888889 1192.13
24 -25000 -208.33 1388.8888888889 1180.56
25 -26388.8889 -219.91 1388.8888888889 1168.98
26 -27777.7778 -231.48 1388.8888888889 1157.41
27 -29166.6667 -243.06 1388.8888888889 1145.83
28 -30555.5556 -254.63 1388.8888888889 1134.26
29 -31944.4444 -266.20 1388.8888888889 1122.69
30 -33333.3333 -277.78 1388.8888888889 1111.11
31 -34722.2222 -289.35 1388.8888888889 1099.54
32 -36111.1111 -300.93 1388.8888888889 1087.96
33 -37500 -312.50 1388.8888888889 1076.39
34 -38888.8889 -324.07 1388.8888888889 1064.81
35 -40277.7778 -335.65 1388.8888888889 1053.24
36 -41666.6667 -347.22 1388.8888888889 1041.67
Fórmula: 1612.42
Interés 14%/12 1% 0.83%
Amortización con pagos iguales
Año Saldo Interés Amortización Total Pago 1612.42
1 50000 416.67 1195.75 1612.42 58047.12
2 48804.25 406.702055555556 1205.72 1612.42
3 47598.53 396.654406018519 1215.77 1612.42
4 46382.76 386.523026068673 1225.90 1612.42
5 45156.87 376.307217952579 1236.11 1612.42
6 43920.75 366.006278102183 1246.41 1612.42
7 42674.34 355.619497086368 1256.80 1612.42
8 41417.54 345.146159562088 1267.27 1612.42
9 40150.27 334.585544225105 1277.83 1612.42
10 38872.43 323.936923760315 1288.48 1612.42
11 37583.95 313.199564791651 1299.22 1612.42
12 36284.73 302.372727831581 1310.05 1612.42
13 34974.68 291.455667230177 1320.96 1612.42
14 33653.72 280.447631123762 1331.97 1612.42
15 32321.74 269.347861383127 1343.07 1612.42
16 30978.67 258.15559356132 1354.26 1612.42
17 29624.41 246.870056840997 1365.55 1612.42
18 28258.86 235.490473981339 1376.93 1612.42
19 26881.93 224.016061264517 1388.40 1612.42
20 25493.52 212.446028441721 1399.97 1612.42
21 24093.55 200.779578678735 1411.64 1612.42
22 22681.91 189.015908501058 1423.40 1612.42
23 21258.50 177.154207738567 1435.27 1612.42
24 19823.24 165.193659469722 1447.23 1612.42
25 18376.01 153.133439965303 1459.29 1612.42
26 16916.73 140.97271863168 1471.45 1612.42
27 15445.28 128.710657953611 1483.71 1612.42
28 13961.57 116.346413436558 1496.07 1612.42
29 12465.50 103.879133548529 1508.54 1612.42
30 10956.96 91.3079596614334 1521.11 1612.42
31 9435.84 78.6320259919453 1533.79 1612.42
32 7902.06 65.8504595418782 1546.57 1612.42
33 6355.49 52.9623800380605 1559.46 1612.42
34 4796.03 39.966899871711 1572.45 1612.42
35 3223.57 26.8631240373086 1585.56 1612.42
36 1638.02 13.6501500709528 1598.77 1612.42

Amortización con periodo de gracia total


Año Saldo Interés Amortización Total Pago
1 0 0.00 1612.42 1612.42
2 -1612.42 -13.4368333333333 1625.86 1612.42
3 -3238.28 -26.9856402777778 1639.41 1612.42
4 -4877.68 -40.6473539467593 1653.07 1612.42
5 -6530.75 -54.4229152296489 1666.84 1612.42
6 -8197.59 -68.3132728565627 1680.73 1612.42
7 -9878.33 -82.3193834637007 1694.74 1612.42
8 -11573.07 -96.4422116592315 1708.86 1612.42
9 -13281.93 -110.682730089725 1723.10 1612.42
10 -15005.03 -125.04191950714 1737.46 1612.42
11 -16742.49 -139.520768836366 1751.94 1612.42
12 -18494.43 -154.120275243335 1766.54 1612.42
13 -20260.97 -168.841444203697 1781.26 1612.42
14 -22042.23 -183.685289572061 1796.11 1612.42
15 -23838.34 -198.652833651828 1811.07 1612.42
16 -25649.41 -213.745107265593 1826.17 1612.42
17 -27475.58 -228.96314982614 1841.38 1612.42
18 -29316.96 -244.308009408024 1856.73 1612.42
19 -31173.69 -259.780742819758 1872.20 1612.42
20 -33045.89 -275.382415676589 1887.80 1612.42
21 -34933.69 -291.114102473894 1903.53 1612.42
22 -36837.23 -306.976886661176 1919.40 1612.42
23 -38756.62 -322.971860716686 1935.39 1612.42
24 -40692.02 -339.100126222659 1951.52 1612.42
25 -42643.54 -355.362793941181 1967.78 1612.42
26 -44611.32 -371.760983890691 1984.18 1612.42
27 -46595.50 -388.295825423113 2000.72 1612.42
28 -48596.21 -404.968457301639 2017.39 1612.42
29 -50613.60 -421.780027779153 2034.20 1612.42
30 -52647.80 -438.731694677312 2051.15 1612.42
31 -54698.96 -455.82462546629 2068.24 1612.42
32 -56767.20 -473.059997345176 2085.48 1612.42
33 -58852.68 -490.438997323052 2102.86 1612.42
34 -60955.54 -507.962822300744 2120.38 1612.42
35 -63075.92 -525.632679153251 2138.05 1612.42
36 -65213.97 -543.449784812861 2155.87 1612.42
Valor al Contado 18750
Cuota inicial(20%) 3750
Saldo Inicial 15000
Interés 14%/ 1%
Amortización Constante
Año Saldo Interés AmortizaciónTotal Pago
1 15000 175.00 625 800.00
2 14375 167.71 625 792.71
3 13750 160.42 625 785.42
4 13125 153.13 625 778.13
5 12500 145.83 625 770.83
6 11875 138.54 625 763.54
7 11250 131.25 625 756.25
8 10625 123.96 625 748.96
9 10000 116.67 625 741.67
10 9375 109.38 625 734.38
11 8750 102.08 625 727.08
12 8125 94.79 625 719.79
13 7500 87.50 625 712.50
14 6875 80.21 625 705.21
15 6250 72.92 625 697.92
16 5625 65.63 625 690.63
17 5000 58.33 625 683.33
18 4375 51.04 625 676.04
19 3750 43.75 625 668.75
20 3125 36.46 625 661.46
21 2500 29.17 625 654.17
22 1875 21.88 625 646.88
23 1250 14.58 625 639.58
24 625 7.29 625 632.29
17187.50
Fórmula: 719.63

Interés 14%/ 1%
Amortización con pagos iguales
Año Saldo Interés AmortizaciónTotal Pago
1 15000 175.00 544.63 719.63
2 14455.37 168.645983 550.98 719.63
3 13904.39 162.217836 557.41 719.63
4 13346.97 155.714695 563.92 719.63
5 12783.06 149.135683 570.49 719.63
6 12212.56 142.479916 577.15 719.63
7 11635.41 135.746498 583.88 719.63
8 11051.53 128.934524 590.70 719.63
9 10460.84 122.043077 597.59 719.63
10 9863.25 115.071229 604.56 719.63
11 9258.69 108.018043 611.61 719.63
12 8647.08 100.882571 618.75 719.63
13 8028.33 93.6638506 625.97 719.63
14 7402.36 86.3609122 633.27 719.63
15 6769.09 78.9727729 640.66 719.63
16 6128.44 71.4984385 648.13 719.63
17 5480.31 63.9369037 655.69 719.63
18 4824.61 56.2871509 663.34 719.63
19 4161.27 48.548151 671.08 719.63
20 3490.19 40.7188627 678.91 719.63
21 2811.28 32.7982328 686.83 719.63
22 2124.45 24.7851955 694.84 719.63
23 1429.60 16.6786728 702.95 719.63
24 726.65 8.47757398 711.15 719.63
Préstamo 18,750
Cuota inicial 20% 3750 Fórmula de Cuotas iguales :
tiempo 24 2194.54
Saldo 15,000
Interés 14%
otas iguales :