Compound Interest Factors & Formulas

i= 1% i = 15%
Single Payments Uniform Series Payments Gradient Single Payments Uniform Series Payments Gradient
n F/P P/F A/F F/A A/P P/A P/G A/G n F/P P/F A/F F/A A/P P/A P/G A/G
1 1.010 0.990 1.000 1.000 1.010 0.990 0.000 0.000 1 1.150 0.870 1.000 1.000 1.150 0.870 0.000 0.000
2 1.020 0.980 0.498 2.010 0.508 1.970 0.980 0.498 2 1.323 0.756 0.465 2.150 0.615 1.626 0.756 0.465
3 1.030 0.971 0.330 3.030 0.340 2.941 2.921 0.993 3 1.521 0.658 0.288 3.473 0.438 2.283 2.071 0.907
4 1.041 0.961 0.246 4.060 0.256 3.902 5.804 1.488 4 1.749 0.572 0.200 4.993 0.350 2.855 3.786 1.326
5 1.051 0.951 0.196 5.101 0.206 4.853 9.610 1.980 5 2.011 0.497 0.148 6.742 0.298 3.352 5.775 1.723
6 1.062 0.942 0.163 6.152 0.173 5.795 14.321 2.471 6 2.313 0.432 0.114 8.754 0.264 3.784 7.937 2.097
7 1.072 0.933 0.139 7.214 0.149 6.728 19.917 2.960 7 2.660 0.376 0.090 11.067 0.240 4.160 10.192 2.450
8 1.083 0.923 0.121 8.286 0.131 7.652 26.381 3.448 8 3.059 0.327 0.073 13.727 0.223 4.487 12.481 2.781
9 1.094 0.914 0.107 9.369 0.117 8.566 33.696 3.934 9 3.518 0.284 0.060 16.786 0.210 4.772 14.755 3.092
10 1.105 0.905 0.096 10.462 0.106 9.471 41.843 4.418 10 4.046 0.247 0.049 20.304 0.199 5.019 16.979 3.383
11 1.116 0.896 0.086 11.567 0.096 10.368 50.807 4.901 11 4.652 0.215 0.041 24.349 0.191 5.234 19.129 3.655
12 1.127 0.887 0.079 12.683 0.089 11.255 60.569 5.381 12 5.350 0.187 0.034 29.002 0.184 5.421 21.185 3.908
13 1.138 0.879 0.072 13.809 0.082 12.134 71.113 5.861 13 6.153 0.163 0.029 34.352 0.179 5.583 23.135 4.144
14 1.149 0.870 0.067 14.947 0.077 13.004 82.422 6.338 14 7.076 0.141 0.025 40.505 0.175 5.724 24.972 4.362
15 1.161 0.861 0.062 16.097 0.072 13.865 94.481 6.814 15 8.137 0.123 0.021 47.580 0.171 5.847 26.693 4.565
i= 5% i= 20%
Single Payments Uniform Series Payments Gradient Single Payments Uniform Series Payments Gradient
n F/P P/F A/F F/A A/P P/A P/G A/G n F/P P/F A/F F/A A/P P/A P/G A/G
1 1.050 0.952 1.000 1.000 1.050 0.952 0.000 0.000 1 1.200 0.833 1.000 1.000 1.200 0.833 0.000 0.000
2 1.103 0.907 0.488 2.050 0.538 1.859 0.907 0.488 2 1.440 0.694 0.455 2.200 0.655 1.528 0.694 0.455
3 1.158 0.864 0.317 3.153 0.367 2.723 2.635 0.967 3 1.728 0.579 0.275 3.640 0.475 2.106 1.852 0.879
4 1.216 0.823 0.232 4.310 0.282 3.546 5.103 1.439 4 2.074 0.482 0.186 5.368 0.386 2.589 3.299 1.274
5 1.276 0.784 0.181 5.526 0.231 4.329 8.237 1.903 5 2.488 0.402 0.134 7.442 0.334 2.991 4.906 1.641
6 1.340 0.746 0.147 6.802 0.197 5.076 11.968 2.358 6 2.986 0.335 0.101 9.930 0.301 3.326 6.581 1.979
7 1.407 0.711 0.123 8.142 0.173 5.786 16.232 2.805 7 3.583 0.279 0.077 12.916 0.277 3.605 8.255 2.290
8 1.477 0.677 0.105 9.549 0.155 6.463 20.970 3.245 8 4.300 0.233 0.061 16.499 0.261 3.837 9.883 2.576
9 1.551 0.645 0.091 11.027 0.141 7.108 26.127 3.676 9 5.160 0.194 0.048 20.799 0.248 4.031 11.434 2.836
10 1.629 0.614 0.080 12.578 0.130 7.722 31.652 4.099 10 6.192 0.162 0.039 25.959 0.239 4.192 12.887 3.074
11 1.710 0.585 0.070 14.207 0.120 8.306 37.499 4.514 11 7.430 0.135 0.031 32.150 0.231 4.327 14.233 3.289
12 1.796 0.557 0.063 15.917 0.113 8.863 43.624 4.922 12 8.916 0.112 0.025 39.581 0.225 4.439 15.467 3.484
13 1.886 0.530 0.056 17.713 0.106 9.394 49.988 5.322 13 10.699 0.093 0.021 48.497 0.221 4.533 16.588 3.660
14 1.980 0.505 0.051 19.599 0.101 9.899 56.554 5.713 14 12.839 0.078 0.017 59.196 0.217 4.611 17.601 3.817
15 2.079 0.481 0.046 21.579 0.096 10.380 63.288 6.097 15 15.407 0.065 0.014 72.035 0.214 4.675 18.509 3.959
i = 10%
Single Payments Uniform Series Payments Gradient
n F/P P/F A/F F/A A/P P/A P/G A/G
1 1.100 0.909 1.000 1.000 1.100 0.909 0.000 0.000
2 1.210 0.826 0.476 2.100 0.576 1.736 0.826 0.476
3 1.331 0.751 0.302 3.310 0.402 2.487 2.329 0.937
4 1.464 0.683 0.215 4.641 0.315 3.170 4.378 1.381
5 1.611 0.621 0.164 6.105 0.264 3.791 6.862 1.810
6 1.772 0.564 0.130 7.716 0.230 4.355 9.684 2.224
7 1.949 0.513 0.105 9.487 0.205 4.868 12.763 2.622
8 2.144 0.467 0.087 11.436 0.187 5.335 16.029 3.004
9 2.358 0.424 0.074 13.579 0.174 5.759 19.421 3.372
10 2.594 0.386 0.063 15.937 0.163 6.145 22.891 3.725
11 2.853 0.350 0.054 18.531 0.154 6.495 26.396 4.064
12 3.138 0.319 0.047 21.384 0.147 6.814 29.901 4.388
13 3.452 0.290 0.041 24.523 0.141 7.103 33.377 4.699
14 3.797 0.263 0.036 27.975 0.136 7.367 36.800 4.996
15 4.177 0.239 0.031 31.772 0.131 7.606 40.152 5.279
i = 12%
Single Payments Uniform Series Payments Gradient
n F/P P/F A/F F/A A/P P/A P/G A/G
1 1.120 0.893 1.000 1.000 1.120 0.893 0.000 0.000
2 1.254 0.797 0.472 2.120 0.592 1.690 0.797 0.472
3 1.405 0.712 0.296 3.374 0.416 2.402 2.221 0.925
4 1.574 0.636 0.209 4.779 0.329 3.037 4.127 1.359
5 1.762 0.567 0.157 6.353 0.277 3.605 6.397 1.775
6 1.974 0.507 0.123 8.115 0.243 4.111 8.930 2.172
7 2.211 0.452 0.099 10.089 0.219 4.564 11.644 2.551
8 2.476 0.404 0.081 12.300 0.201 4.968 14.471 2.913
9 2.773 0.361 0.068 14.776 0.188 5.328 17.356 3.257
10 3.106 0.322 0.057 17.549 0.177 5.650 20.254 3.585
11 3.479 0.287 0.048 20.655 0.168 5.938 23.129 3.895
12 3.896 0.257 0.041 24.133 0.161 6.194 25.952 4.190
13 4.363 0.229 0.036 28.029 0.156 6.424 28.702 4.468
14 4.887 0.205 0.031 32.393 0.151 6.628 31.362 4.732
15 5.474 0.183 0.027 37.280 0.147 6.811 33.920 4.980