1.

ejerecicio
N Saldo inicial Cuota Intereses abono inicial Saldo Final
$0 $ 50,000,000 $ 5,000,000 $ 45,000,000
$1 $ 45,000,000 $ 1,673,031 $ 1,199,970 $ 473,061 $ 44,526,939
$2 $ 44,526,939 $ 1,673,031 $ 1,187,355 $ 485,676 $ 44,041,263
$3 $ 44,041,263 $ 1,673,031 $ 1,174,404 $ 498,627 $ 43,542,637
$4 $ 43,542,637 $ 1,673,031 $ 1,161,108 $ 511,923 $ 43,030,714
$5 $ 43,030,714 $ 1,673,031 $ 1,147,457 $ 525,574 $ 42,505,140
$6 $ 42,505,140 $ 1,673,031 $ 1,133,442 $ 539,589 $ 41,965,551
$7 $ 41,965,551 $ 1,673,031 $ 1,119,053 $ 553,978 $ 41,411,573
$8 $ 41,411,573 $ 1,673,031 $ 1,104,281 $ 568,750 $ 40,842,823
$9 $ 40,842,823 $ 1,673,031 $ 1,089,115 $ 583,916 $ 40,258,907
$ 10 $ 40,258,907 $ 1,673,031 $ 1,073,544 $ 599,487 $ 39,659,420
$ 11 $ 39,659,420 $ 1,673,031 $ 1,057,558 $ 615,473 $ 39,043,947
$ 12 $ 39,043,947 $ 1,673,031 $ 1,041,146 $ 631,885 $ 38,412,062
$ 13 $ 38,412,062 $ 1,673,031 $ 1,024,296 $ 648,735 $ 37,763,327
$ 14 $ 37,763,327 $ 1,673,031 $ 1,006,997 $ 666,034 $ 37,097,293
$ 15 $ 37,097,293 $ 1,673,031 $ 989,236 $ 683,795 $ 36,413,498
$ 16 $ 36,413,498 $ 1,673,031 $ 971,002 $ 702,029 $ 35,711,469
$ 17 $ 35,711,469 $ 1,673,031 $ 952,282 $ 720,749 $ 34,990,720
$ 18 $ 34,990,720 $ 1,673,031 $ 933,063 $ 739,968 $ 34,250,752
$ 19 $ 34,250,752 $ 1,673,031 $ 913,331 $ 759,700 $ 33,491,052
$ 20 $ 33,491,052 $ 1,673,031 $ 893,072 $ 779,959 $ 32,711,093
$ 21 $ 32,711,093 $ 1,673,031 $ 872,274 $ 800,757 $ 31,910,336
$ 22 $ 31,910,336 $ 1,673,031 $ 850,921 $ 822,110 $ 31,088,226
$ 23 $ 31,088,226 $ 828,999 -$ 828,999 $ 31,917,225
$ 24 $ 31,917,225 $ 851,105 -$ 851,105 $ 32,768,329
$ 25 $ 32,768,329 $ 19,021,750 $ 873,800 $ 18,147,949 $ 14,620,380
$ 26 $ 14,620,380 $ 389,867 -$ 389,867 $ 15,010,247
$ 27 $ 15,010,247 $ 400,263 -$ 400,263 $ 15,410,510
$ 28 $ 15,410,510 $ 410,937 -$ 410,937 $ 15,821,447
$ 29 $ 15,821,447 $ 421,895 -$ 421,895 $ 16,243,342
$ 30 $ 16,243,342 $ 433,145 -$ 433,145 $ 16,676,487
$ 31 $ 16,676,487 $ 444,695 -$ 444,695 $ 17,121,182
$ 32 $ 17,121,182 $ 456,553 -$ 456,553 $ 17,577,735
$ 33 $ 17,577,735 $ 468,728 -$ 468,728 $ 18,046,463
$ 34 $ 18,046,463 $ 481,227 -$ 481,227 $ 18,527,690
$ 35 $ 18,527,690 $ 19,021,750 $ 494,059 $ 18,527,690 $0

2ejercicio
N Saldo Inicial Cuota Intereses abonos extraordinarios Saldo Final
0 $ 25,000,000 $ 25,000,000
1 $ 25,000,000 $ 966,644 $ 467,500 $ 24,500,856
2 $ 24,500,856 $ 966,644 $ 458,166 $ 23,992,378
3 $ 23,992,378 $ 966,644 $ 448,657 $ 23,474,392
4 $ 23,474,392 $ 966,644 $ 438,971 $ 22,946,719
5 $ 22,946,719 $ 966,644 $ 429,104 $ 22,409,179
6 $ 22,409,179 $ 966,644 $ 419,052 $ 4,000,000 $ 17,861,586
7 $ 17,861,586 $ 966,644 $ 334,012 $ 17,228,954
8 $ 17,228,954 $ 966,644 $ 322,181 $ 16,584,492
9 $ 16,584,492 $ 966,644 $ 310,130 $ 15,927,978
10 $ 15,927,978 $ 966,644 $ 297,853 $ 15,259,187
11 $ 15,259,187 $ 966,644 $ 285,347 $ 14,577,890
12 $ 14,577,890 $ 966,644 $ 272,607 $ 13,883,852
13 $ 13,883,852 $ 966,644 $ 259,628 $ 13,176,836
14 $ 13,176,836 $ 966,644 $ 246,407 $ 12,456,599
15 $ 12,456,599 $ 966,644 $ 232,938 $ 11,722,894
16 $ 11,722,894 $ 966,644 $ 219,218 $ 10,975,468
17 $ 10,975,468 $ 966,644 $ 205,241 $ 10,214,065
18 $ 10,214,065 $ 966,644 $ 191,003 $ 4,000,000 $ 5,438,424
19 $ 5,438,424 $ 966,644 $ 101,699 $ 4,573,479
20 $ 4,573,479 $ 966,644 $ 85,524 $ 3,692,359
21 $ 3,692,359 $ 966,644 $ 69,047 $ 2,794,762
22 $ 2,794,762 $ 966,644 $ 52,262 $ 1,880,380
23 $ 1,880,380 $ 966,644 $ 35,163 $ 948,900
24 $ 948,900 $ 966,644 $ 17,744 $0

3. ejercicio
N Saldo inicial Cuota Intereses Abono Inicial Saldo Final
0 $0 $0 $0 $0 $0
1 $0 $ 300,000 $0 $0 $ 300,000
2 $ 300,000 $ 300,000 $ 7,500 $ 292,500 $ 900,000
3 $ 900,000 $ 300,000 $ 22,500 $ 277,500 $ 1,500,000
4 $ 1,500,000 $ 300,000 $ 37,500 $ 262,500 $ 2,100,000
5 $ 2,100,000 $ 300,000 $ 52,500 $ 247,500 $ 2,700,000
6 $ 2,700,000 $ 300,000 $ 67,500 $ 232,500 $ 3,300,000
7 $ 3,300,000 $ 300,000 $ 82,500 $ 217,500 $ 3,900,000
8 $ 3,900,000 $ 300,000 $ 97,500 $ 202,500 $ 4,500,000
9 $ 4,500,000 $ 300,000 $ 112,500 $ 187,500 $ 5,100,000
10 $ 5,100,000 $ 300,000 $ 127,500 $ 172,500 $ 5,700,000
11 $ 5,700,000 $ 300,000 $ 142,500 $ 157,500 $ 6,300,000
12 $ 6,300,000 $ 300,000 $ 157,500 $ 142,500 $ 6,900,000
13 $ 6,900,000 -$ 200,000 $ 172,500 -$ 372,500 $ 6,500,000
14 $ 6,500,000 -$ 200,000 $ 162,500 -$ 362,500 $ 6,100,000
15 $ 6,100,000 -$ 200,000 $ 152,500 -$ 352,500 $ 5,700,000
16 $ 5,700,000 -$ 200,000 $ 142,500 -$ 342,500 $ 5,300,000
17 $ 5,300,000 -$ 200,000 $ 132,500 -$ 332,500 $ 4,900,000
18 $ 4,900,000 -$ 200,000 $ 122,500 -$ 322,500 $ 4,500,000
19 $ 4,500,000 -$ 200,000 $ 112,500 -$ 312,500 $ 4,100,000
20 $ 4,100,000 -$ 200,000 $ 102,500 -$ 302,500 $ 3,700,000
21 $ 3,700,000 -$ 200,000 $ 92,500 -$ 292,500 $ 3,300,000
22 $ 3,300,000 -$ 200,000 $ 82,500 -$ 282,500 $ 2,900,000
23 $ 2,900,000 -$ 200,000 $ 72,500 -$ 272,500 $ 2,500,000
24 $ 2,500,000 -$ 200,000 $ 62,500 -$ 262,500 $ 2,100,000
25 $ 2,100,000 $ 52,500 -$ 52,500 $ 2,100,000
26 $ 2,100,000 $ 52,500 -$ 52,500 $ 2,100,000
27 $ 2,100,000 $ 52,500 -$ 52,500 $ 2,100,000
28 $ 2,100,000 $ 52,500 -$ 52,500 $ 2,100,000
29 $ 2,100,000 $ 52,500 -$ 52,500 $ 2,100,000
30 $ 2,100,000 -$ 150,000 $ 52,500 -$ 202,500 $ 1,800,000
31 $ 1,800,000 $ 45,000 -$ 45,000 $ 1,800,000
32 $ 1,800,000 $ 45,000 -$ 45,000 $ 1,800,000
33 $ 1,800,000 $ 45,000 -$ 45,000 $ 1,800,000
34 $ 1,800,000 $ 45,000 -$ 45,000 $ 1,800,000
35 $ 1,800,000 $ 45,000 -$ 45,000 $ 1,800,000
36 $ 1,800,000 -$ 150,000 $ 45,000 -$ 195,000 $ 1,500,000
37 $ 1,500,000 $ 37,500 -$ 37,500 $ 1,500,000
38 $ 1,500,000 $ 37,500 -$ 37,500 $ 1,500,000
39 $ 1,500,000 $ 37,500 -$ 37,500 $ 1,500,000
40 $ 1,500,000 $ 37,500 -$ 37,500 $ 1,500,000
41 $ 1,500,000 $ 37,500 -$ 37,500 $ 1,500,000
42 $ 1,500,000 -$ 150,000 $ 37,500 -$ 187,500 $ 1,200,000
43 $ 1,200,000 $ 30,000 -$ 30,000 $ 1,200,000
44 $ 1,200,000 $ 30,000 -$ 30,000 $ 1,200,000
45 $ 1,200,000 $ 30,000 -$ 30,000 $ 1,200,000
46 $ 1,200,000 $ 30,000 -$ 30,000 $ 1,200,000
47 $ 1,200,000 $ 30,000 -$ 30,000 $ 1,200,000
48 $ 1,200,000 $ 30,000 -$ 30,000 $ 1,200,000
 Cuota tasa
1673031 2.67%

###

RTA:Talleres Guzman en el mes 25 y 35 tiene que pagar una cuota igual a 19.021.750
 tasa
1.87%

RTA: El valor de los depositos mensuales que debe realizar maria son de $ 966.644

Cuota tasa
300000 2.50%

-200000

-150000
RTA: Ignacio en su cuenta de ahorros al finalizar el cuarto año tendra un acumulado de 1.200.000
do de 1.200.000