Tabel I: Future Value

Thn/i 1% 5,75% 8% 10% 12%

1 1,010 1,058 1,080 1,100 1,120
2 1,020 1,118 1,166 1,210 1,254
3 1,030 1,183 1,260 1,331 1,405
4 1,041 1,251 1,360 1,464 1,574
5 1,051 1,323 1,469 1,611 1,762
6 1,062 1,399 1,587 1,772 1,974
7 1,072 1,479 1,714 1,949 2,211
8 1,083 1,564 1,851 2,144 2,476
9 1,094 1,654 1,999 2,358 2,773
10 1,105 1,749 2,159 2,594 3,106
11 1,116 1,850 2,332 2,853 3,479
12 1,127 1,956 2,518 3,138 3,896
13 1,138 2,068 2,720 3,452 4,363
14 1,149 2,187 2,937 3,797 4,887
15 1,161 2,313 3,172 4,177 5,474
16 1,173 2,446 3,426 4,595 6,130
17 1,184 2,587 3,700 5,054 6,866
18 1,196 2,736 3,996 5,560 7,690
19 1,208 2,893 4,316 6,116 8,613
20 1,220 3,059 4,661 6,727 9,646
21 1,232 3,235 5,034 7,400 10,804
22 1,245 3,421 5,437 8,140 12,100
23 1,257 3,618 5,871 8,954 13,552
24 1,270 3,826 6,341 9,850 15,179
25 1,282 4,046 6,848 10,835 17,000
26 1,295 4,278 7,396 11,918 19,040
27 1,308 4,524 7,988 13,110 21,325
28 1,321 4,785 8,627 14,421 23,884
29 1,335 5,060 9,317 15,863 26,750
30 1,348 5,351 10,063 17,449 29,960
Tabel II: Present Value

Thn/i 20% 5,75% 8% 10% 12%

1 0,833 0,946 0,926 0,909 0,893
2 0,694 0,894 0,857 0,826 0,797
3 0,579 0,846 0,794 0,751 0,712
4 0,482 0,800 0,735 0,683 0,636
5 0,402 0,756 0,681 0,621 0,567
6 0,335 0,715 0,630 0,564 0,507
7 0,279 0,676 0,583 0,513 0,452
8 0,233 0,639 0,540 0,467 0,404
9 0,194 0,605 0,500 0,424 0,361
10 0,162 0,572 0,463 0,386 0,322
11 0,135 0,541 0,429 0,350 0,287
12 0,112 0,511 0,397 0,319 0,257
13 0,093 0,483 0,368 0,290 0,229
14 0,078 0,457 0,340 0,263 0,205
15 0,065 0,432 0,315 0,239 0,183
16 0,054 0,409 0,292 0,218 0,163
17 0,045 0,387 0,270 0,198 0,146
18 0,038 0,366 0,250 0,180 0,130
19 0,031 0,346 0,232 0,164 0,116
20 0,026 0,327 0,215 0,149 0,104
21 0,022 0,309 0,199 0,135 0,093
22 0,018 0,292 0,184 0,123 0,083
23 0,015 0,276 0,170 0,112 0,074
24 0,013 0,261 0,158 0,102 0,066
25 0,010 0,247 0,146 0,092 0,059
26 0,009 0,234 0,135 0,084 0,053
27 0,007 0,221 0,125 0,076 0,047
28 0,006 0,209 0,116 0,069 0,042
29 0,005 0,198 0,107 0,063 0,037
30 0,004 0,187 0,099 0,057 0,033
Tabel III: Future Value of Annuitas

Thn/i 1% 5,75% 8% 10% 12%

1 1,000 1,000 1,000 1,000 1,000
2 2,010 2,058 2,080 2,100 2,120
3 3,030 3,176 3,246 3,310 3,374
4 4,060 4,358 4,506 4,641 4,779
5 5,101 5,609 5,867 6,105 6,353
6 6,152 6,932 7,336 7,716 8,115
7 7,214 8,330 8,923 9,487 10,089
8 8,286 9,809 10,637 11,436 12,300
9 9,369 11,373 12,488 13,579 14,776
10 10,462 13,027 14,487 15,937 17,549
11 11,567 14,776 16,645 18,531 20,655
12 12,683 16,626 18,977 21,384 24,133
13 13,809 18,582 21,495 24,523 28,029
14 14,947 20,650 24,215 27,975 32,393
15 16,097 22,838 27,152 31,772 37,280
16 17,258 25,151 30,324 35,950 42,753
17 18,430 27,597 33,750 40,545 48,884
18 19,615 30,184 37,450 45,599 55,750
19 20,811 32,919 41,446 51,159 63,440
20 22,019 35,812 45,762 57,275 72,052
21 23,239 38,871 50,423 64,002 81,699
22 24,472 42,106 55,457 71,403 92,503
23 25,716 45,528 60,893 79,543 104,603
24 26,973 49,145 66,765 88,497 118,155
25 28,243 52,971 73,106 98,347 133,334
26 29,526 57,017 79,954 109,182 150,334
27 30,821 61,296 87,351 121,100 169,374
28 32,129 65,820 95,339 134,210 190,699
29 33,450 70,605 103,966 148,631 214,583
30 34,785 75,664 113,283 164,494 241,333
Tabel IV: PV Value of Annuitas

Thn/i 20% 5,75% 8% 10% 12%

1 0,833 0,946 0,926 0,909 0,893
2 1,528 1,840 1,783 1,736 1,690
3 2,106 2,685 2,577 2,487 2,402
4 2,589 3,485 3,312 3,170 3,037
5 2,991 4,241 3,993 3,791 3,605
6 3,326 4,956 4,623 4,355 4,111
7 3,605 5,632 5,206 4,868 4,564
8 3,837 6,272 5,747 5,335 4,968
9 4,031 6,876 6,247 5,759 5,328
10 4,192 7,448 6,710 6,145 5,650
11 4,327 7,989 7,139 6,495 5,938
12 4,439 8,500 7,536 6,814 6,194
13 4,533 8,983 7,904 7,103 6,424
14 4,611 9,441 8,244 7,367 6,628
15 4,675 9,873 8,559 7,606 6,811
16 4,730 10,282 8,851 7,824 6,974
17 4,775 10,668 9,122 8,022 7,120
18 4,812 11,034 9,372 8,201 7,250
19 4,843 11,379 9,604 8,365 7,366
20 4,870 11,706 9,818 8,514 7,469
21 4,891 12,015 10,017 8,649 7,562
22 4,909 12,308 10,201 8,772 7,645
23 4,925 12,584 10,371 8,883 7,718
24 4,937 12,846 10,529 8,985 7,784
25 4,948 13,093 10,675 9,077 7,843
26 4,956 13,326 10,810 9,161 7,896
27 4,964 13,547 10,935 9,237 7,943
28 4,970 13,756 11,051 9,307 7,984
29 4,975 13,954 11,158 9,370 8,022
30 4,979 14,141 11,258 9,427 8,055