UNIVERSIDAD PEDGOGICA NACIONAL FRANCISCO MORAZAN

CARRERA: P. EN EDUCACION COMERCIAL

CLASE: SEMINARIO CONTABLE

ESTUDIANTE: NERLY PATRICIA SOSA BONILLA

LIC: BELIA IRIS ORDOÑEZ

FECHA: SEPTIEMBRE 2023

III PARCIAL
O MORAZAN

AL

ILLA
monto L 320,000.00
interes L 16,000.00
tiempo 84 meses
IM L 12,000.00
CAT 18.61%

Liquidacion de un prestamo

Pmo·# #15243801
Monto de prestamo L 320,000.00
Monto a desembolsar L 304,729.49
Gastos de cierre:
Seguro de vida y desempleo L 792.74
Comision por desembolso L 2,000.00
Intereses anticipados L 4,477.77
Gastos administrativos L 8,000.00
Monto neto a acreditar L 15,270.51

PRESTAMO L 320,000.00
TIEMPO EN AÑOS 7
TASA 16%
MESES 84
CUOTA L6,355.86

PAGO FECHA SALDO ANTERIOINTERESES CAPITAL SEGURO

1 L 320,000.00 L 4,266.67 L2,089.19 L 792.74
2 317,910.81 4,238.81 2,117.05 792.74
3 315,793.76 4,210.58 2,145.28 792.74
4 313,648.48 4,181.98 2,173.88 792.74
5 311,474.60 4,152.99 2,202.87 792.74
6 309,271.73 4,123.62 2,232.24 792.74
7 307,039.50 4,093.86 2,262.00 792.74
8 304,777.50 4,063.70 2,292.16 792.74
9 302,485.33 4,033.14 2,322.72 792.74
10 300,162.61 4,002.17 2,353.69 792.74
11 297,808.92 3,970.79 2,385.07 792.74
12 295,423.84 3,938.98 2,416.88 792.74
13 293,006.97 3,906.76 2,449.10 792.74
14 290,557.87 3,874.10 2,481.76 792.74
15 288,076.11 3,841.01 L2,514.85 792.74
16 285,561.27 3,807.48 L2,548.38 792.74
17 283,012.89 3,773.51 L2,582.36 792.74
18 280,430.53 3,739.07 L2,616.79 792.74
19 277,813.75 3,704.18 L2,651.68 792.74
20 275,162.07 3,668.83 L2,687.03 792.74
21 272,475.04 3,633.00 L2,722.86 792.74
22 269,752.18 3,596.70 L2,759.16 792.74
23 266,993.01 3,559.91 L2,795.95 792.74
24 264,197.06 3,522.63 L2,833.23 792.74
25 261,363.83 3,484.85 L2,871.01 792.74
26 258,492.82 3,446.57 L2,909.29 792.74
27 255,583.53 3,407.78 L2,948.08 792.74
28 252,635.45 3,368.47 L2,987.39 792.74
29 249,648.06 3,328.64 L3,027.22 792.74
30 246,620.84 3,288.28 L3,067.58 792.74
31 243,553.26 3,247.38 L3,108.48 792.74
32 240,444.77 3,205.93 L3,149.93 792.74
33 237,294.84 3,163.93 L3,191.93 792.74
34 234,102.91 3,121.37 L3,234.49 792.74
35 230,868.43 3,078.25 L3,277.61 792.74
36 227,590.81 3,034.54 L3,321.32 792.74
37 224,269.49 2,990.26 L3,365.60 792.74
38 220,903.89 2,945.39 L3,410.48 792.74
39 217,493.42 2,899.91 L3,455.95 792.74
40 214,037.47 2,853.83 L3,502.03 792.74
41 210,535.44 2,807.14 L3,548.72 792.74
42 206,986.72 2,759.82 L3,596.04 792.74
43 203,390.68 2,711.88 L3,643.98 792.74
44 199,746.70 2,663.29 L3,692.57 792.74
45 196,054.13 2,614.06 L3,741.81 792.74
46 192,312.32 2,564.16 L3,791.70 792.74
47 188,520.63 2,513.61 L3,842.25 792.74
48 184,678.38 2,462.38 L3,893.48 792.74
49 180,784.89 2,410.47 L3,945.40 792.74
50 176,839.50 2,357.86 L3,998.00 792.74
51 172,841.50 2,304.55 L4,051.31 792.74
52 168,790.19 2,250.54 L4,105.32 792.74
53 164,684.87 2,195.80 L4,160.06 792.74
54 160,524.80 2,140.33 L4,215.53 792.74
55 156,309.27 2,084.12 L4,271.74 792.74
56 152,037.54 2,027.17 L4,328.69 792.74
57 147,708.84 1,969.45 L4,386.41 792.74
58 143,322.43 1,910.97 L4,444.89 792.74
59 138,877.54 1,851.70 L4,504.16 792.74
60 134,373.38 1,791.65 L4,564.22 792.74
61 129,809.16 1,730.79 L4,625.07 792.74
62 125,184.09 1,669.12 L4,686.74 792.74
63 120,497.35 1,606.63 L4,749.23 792.74
64 115,748.12 1,543.31 L4,812.55 792.74
65 110,935.57 1,479.14 L4,876.72 792.74
66 106,058.85 1,414.12 L4,941.74 792.74
67 101,117.11 1,348.23 L5,007.63 792.74
68 96,109.48 1,281.46 L5,074.40 792.74
69 91,035.08 1,213.80 L5,142.06 792.74
70 85,893.02 1,145.24 L5,210.62 792.74
71 80,682.40 1,075.77 L5,280.10 792.74
72 75,402.30 1,005.36 L5,350.50 792.74
73 70,051.81 934.02 L5,421.84 792.74
74 64,629.97 861.73 L5,494.13 792.74
75 59,135.84 788.48 L5,567.38 792.74
76 53,568.46 714.25 L5,641.61 792.74
77 47,926.85 639.02 L5,716.84 792.74
78 42,210.01 562.80 L5,793.06 792.74
79 36,416.95 485.56 L5,870.30 792.74
80 30,546.65 407.29 L5,948.57 792.74
81 24,598.08 327.97 L6,027.89 792.74
82 18,570.19 247.60 L6,108.26 792.74
83 12,461.93 166.16 L6,189.70 792.74
84 6,272.23 83.63 L6,272.23 792.74
CUOTA TOTAL SALDO CAPITAL INTERESES ACUMULADOS CAPITAL ACUMULADO
L 7,148.60 L 317,910.81 L 4,266.67 L 2,089.19
7,148.60 315,793.76 4,238.81 2,117.05
7,148.60 313,648.48 4,210.58 2,145.28
7,148.60 311,474.60 4,181.98 2,173.88
7,148.60 309,271.73 4,152.99 2,202.87
7,148.60 307,039.50 4,123.62 2,232.24
7,148.60 304,777.50 4,093.86 2,262.00
7,148.60 302,485.33 4,063.70 2,292.16
7,148.60 300,162.61 4,033.14 2,322.72
7,148.60 297,808.92 4,002.17 2,353.69
7,148.60 295,423.84 3,970.79 2,385.07
7,148.60 293,006.97 3,938.98 2,416.88
7,148.60 290,557.87 3,906.76 2,449.10
7,148.60 288,076.11 3,874.10 2,481.76
7,148.60 285,561.27 3,841.01 2,514.85
7,148.60 283,012.89 3,807.48 2,548.38
7,148.60 280,430.53 3,773.51 2,582.36
7,148.60 277,813.75 3,739.07 2,616.79
7,148.60 275,162.07 3,704.18 2,651.68
7,148.60 272,475.04 3,668.83 2,687.03
7,148.60 269,752.18 3,633.00 2,722.86
7,148.60 266,993.01 3,596.70 2,759.16
7,148.60 264,197.06 3,559.91 2,795.95
7,148.60 261,363.83 3,522.63 2,833.23
7,148.60 258,492.82 3,484.85 2,871.01
7,148.60 255,583.53 3,446.57 2,909.29
7,148.60 252,635.45 3,407.78 2,948.08
7,148.60 249,648.06 3,368.47 2,987.39
7,148.60 246,620.84 3,328.64 3,027.22
7,148.60 243,553.26 3,288.28 3,067.58
7,148.60 240,444.77 3,247.38 3,108.48
7,148.60 237,294.84 3,205.93 3,149.93
7,148.60 234,102.91 3,163.93 3,191.93
7,148.60 230,868.43 3,121.37 3,234.49
7,148.60 227,590.81 3,078.25 3,277.61
7,148.60 224,269.49 3,034.54 3,321.32
7,148.60 220,903.89 2,990.26 3,365.60
7,148.60 217,493.42 2,945.39 3,410.48
7,148.60 214,037.47 2,899.91 3,455.95
7,148.60 210,535.44 2,853.83 3,502.03
7,148.60 206,986.72 2,807.14 3,548.72
7,148.60 203,390.68 2,759.82 3,596.04
7,148.60 199,746.70 2,711.88 3,643.98
7,148.60 196,054.13 2,663.29 3,692.57
7,148.60 192,312.32 2,614.06 3,741.81
7,148.60 188,520.63 2,564.16 3,791.70
7,148.60 184,678.38 2,513.61 3,842.25
7,148.60 180,784.89 2,462.38 3,893.48
7,148.60 176,839.50 2,410.47 3,945.40
7,148.60 172,841.50 2,357.86 3,998.00
7,148.60 168,790.19 2,304.55 4,051.31
7,148.60 164,684.87 2,250.54 4,105.32
7,148.60 160,524.80 2,195.80 4,160.06
7,148.60 156,309.27 2,140.33 4,215.53
7,148.60 152,037.54 2,084.12 4,271.74
7,148.60 147,708.84 2,027.17 4,328.69
7,148.60 143,322.43 1,969.45 4,386.41
7,148.60 138,877.54 1,910.97 4,444.89
7,148.60 134,373.38 1,851.70 4,504.16
7,148.60 129,809.16 1,791.65 4,564.22
7,148.60 125,184.09 1,730.79 4,625.07
7,148.60 120,497.35 1,669.12 4,686.74
7,148.60 115,748.12 1,606.63 4,749.23
7,148.60 110,935.57 1,543.31 4,812.55
7,148.60 106,058.85 1,479.14 4,876.72
7,148.60 101,117.11 1,414.12 4,941.74
7,148.60 96,109.48 1,348.23 5,007.63
7,148.60 91,035.08 1,281.46 5,074.40
7,148.60 85,893.02 1,213.80 5,142.06
7,148.60 80,682.40 1,145.24 5,210.62
7,148.60 75,402.30 1,075.77 5,280.10
7,148.60 70,051.81 1,005.36 5,350.50
7,148.60 64,629.97 934.02 5,421.84
7,148.60 59,135.84 861.73 5,494.13
7,148.60 53,568.46 788.48 5,567.38
7,148.60 47,926.85 714.25 5,641.61
7,148.60 42,210.01 639.02 5,716.84
7,148.60 36,416.95 562.80 5,793.06
7,148.60 30,546.65 485.56 5,870.30
7,148.60 24,598.08 407.29 5,948.57
7,148.60 18,570.19 327.97 6,027.89
7,148.60 12,461.93 247.60 6,108.26
7,148.60 6,272.23 166.16 6,189.70
7,148.60 - 0.00 83.63 6,272.23