Peliod 1-u; 2% 3% 4% 5% 6% 7% 8% 9%

1 .9901 .9a>4 .9109 .9615 .9524 .9434 .9346 .9259 .9174 ...... ..,1
2 .9003 .9612 .9426 .92146 .9070 .8900 .8734 .8573 .8417 .8264
3 .9106 .~3 .9151 .8000 .8638 .8396 .8163 .1938 .n22 .7513
4 .9610 .9238 .888-5 .8548 .8227 .7921 .1629 .7350 .7084 .6830
s .9$15 .9ai1 .8626 .821 9 .7835 .1413 .7130 .6806 .6499 .6209
6 .9420 .8880 .8375 .7903 .7462 .7050 .6863 .fn02 .!:B63 .5645
7 .9321 .8706 .8 131 .7!'.99 .710., .66.51 .6227 .5835 ..5470 .513'2
8 .9235 .8535 .7'004 .73)7 .6768 .6274 .5820 .5403 .!1019 ..4665
9 .9143 .8368 .7664 .7026 .6446 .5919 .5439 .S:>02 .4604 .-4241
10 .9003 .Ba)J .7441 .6756 .6139 .5584 .sa!3 .4632 ,4224 .3855
1"1 .8963 .8043 .7224 .6496 .5847 .5268 .4751 .4289 .3875 -~
12 .8&74 .7'885 .7014 .6246 .5568 .4970 .4-440 .397 1 .3555 .3186
13 .8787 .7730 .6810 .6006 .5~3 .4688 ,4 150 :~n .:3262 2Ps9:7
14 .8700 .7519 .661 1 .5775 .5001 .4423 .3878 .3405 ..2992 203
15 .8613 -~: .7430 .6419 .5553 .4810 .4173 .3624 .3152 .2745 .2.394
.8528 .7284 .6232 .5339 .4581 .3~ .3387 ..2919 .2519 .2176
16
17 ,S,444 .7 142 .6050 .5134 .4363 .3714 .3.166 .2703 .2311 .1978
,8360 .7002 .5874 .4006 .41 55 .3Sl3 ..2959 .2502 .2120 .t799
18
.4746 .3007 .3~5 .2765 .2317 .1945 .1635
19 .8217 .6864· .5703
.5537 .4564 .3769 .3118 .2584 .2145 .1784 .1486
20 .8195 .6730
.4388 .3589 .2942 .2415 .1987 .1637 .1351
21 .811-4 .6Sl8 .5315
22 .8()3.4 .6468 .5219 .-4220 .3418 .2ns .m,1 .1839 .1502 .1228
.5067 .3256 .2618 .2109 .1703 .131 8 .1117
23 .7$4 .6342 .4007
.3001 .3101 .2470 .1911 .1577 .1264 .1015
24 .7W6 .6217 .4919
.6095 .3751 ..2953 .23.10 .1842 .1460 .1160 .0023
25 .7798 .4-716
.3007 .2812 .2198 .1722 .t3$2 .1()64 .0039
26 .1120 .59T6 .4637
.3468 .2074 .1009 .1252 .~76 .0763
27 ,7644 -~ .400:2
.4311 .am
.2678
.2561 .1856 ,1504 ,1:16$ ,()3.95 . 0093
28 .7S66 .5744 .w z .relO
.4243 .32:>7 .2429 .1846 .1406 .1013
29 .7493 .5631 ,()7,54 .<673
30 ~7419 .552:1 ,,4120 ,3003 ,.Z-314 .1741 .1l14 .0004
.OtJ)O .o.356
35 .7009 .5000 . 3£64
. .2534 .1813
.1420
.13>1
.0972
.0031
.oeea
.<616
.0460 ,0318 .0221
40 .6717 .4!J29 .3006 .2003 .0137
.1113 .0727 .0476 ,00,1 3 .Q207
45 .6~1 .4102 .2644 .1712 .0085
.0872 .0{14~ .0339 .()213 .0134
50 .6(80 .3715 .2261 .1407
,0406 .0~2 .0145 .0087 .0053
55 .5785 .3365 .1968 .1157 .0683
PtHiod 12" 14" 16%
15% 18% 20% 24% 28% 32% V ,
1 .8929 .8172 .8006 .8621 .8475 .8333 .8065 .1813 .7576 J
2 .T972 .7695 . 7561 .7432 .7182 .6944 .6~ .6104 .5739 .5407
3 .7118 .6750 .6575 .6407 .6006 .5787 .5245 .4188 .43-48 .3975
4 .63.55 .5.92 1 .5'718 .5523 .5158 .4823 .4230 .312& ,;Q94 ..2923
5 .5674 .5 194 .4972 .4761 .4371 .4019 .3411 .2910 .2495 .2149

6 .Sffie .4556 .4323 .4104 .3704 .3349 .2751 2214 .1890 .1580
7 .4523 .3006 .3759 .3538 .3139 .2191 .2218 .1776 .1432 .1162
8 .4039 .3506 .3269 .3000 .2El60 .2.3 26 .1769 .1388 .10B5 .<'.854
g . 38)6 .30.75 .2843 .144,3 .1084 .<B22 .00.28
..2630 .2255 .1938
10 ,3220 .2897 .2472 .2267 .1911 .1615 .1164 .OOA7 .0823 .04.62

11 .2875 .2366 .21-49 .1004 .1619 .1346 .0008 .0062 .0472 .0040
12 .2$7 .2076 .1 869 .1685 .1372 .1122 .0757 .0017 ,m57 .0250
13 .2292 .1821 .1625 .1452 .1163 .0935 .0610 .0404 .0271 .0184

14 .2046 .1 ~7 .141 3 .1252 .0965 .om; .0492 .0316 .azos .0135

t5 .1827 .1401 .1229 .1079 .0835 .064.9 .0397 .0247 .0155 .0099

16 .1613 .1229 .1009 .oroo .0708 .0541 .0320 .0193 .0118 .0073

17 .1456 .1078 .0929 .Ga>2 .0000 .0451 .0258 .0150 .0089 .0054

18 .1:nJ .0946 .0008 ..0691 .0508 .0376 -~ .011 8 ,(X)88 .0039

19 ,1161 .0829 .0703 .09Jo .0431 .0313 .0168 .0092 .0051 .0029

20 .1037 .0728 .0611 .0514 .0365 .()a,1 .0135 ,0072 .0039 .0021

21 ,0926 .0638 .OS'.31 .0443 .0009 .0217 .0109 .0056 ,0029 .0016

22 .0826 .0560 .0462 .0382 .0262 .0181 .0068 .0044 .00,22 .0012

23 .0738 .0491 .0402 ,0329 .0222 ,0151 .0071 .0034 .0.)17 .0008

24 .0659 .0431 .0349 .0284 .0188. .0126 .0007 .0021 .00~3 .0006

.,0318 .03J.4 .0245 .0160 .0105 .0046 .0021 ,001Q .0005

25 .

.6526 ,0031 .0264 .0211 .0135 .0007 .0()37 ,cx:)16 .00()7 .0003
26
Z7 .0469 .0;291 .0230 .0182 .0115 .Q07"3 .0030 .0013 .«1()6 .())()2·

-041~ .0255 .0'..00 .0157 .0007 .0051 .OQ24 .0010 .0004 .0002

2$ .O"J74 .0224 .0174 .0135 .0002 .0051 -~ .0008 .00()3 ,OOQ1

3/'J .~ .0100 .0151 .0116 .0070 .0042 .0()1Q -~ .0002 .0001

36 ;(}189 .Q1()fl .0075 .OCl,5 .0030 .0017 .00)5 .ooo~ .

,0001
4(J.0107 AX»~ .0031 ,()026 .001 a .0007 .oooa .0001
.0006 .0003 ,0001
45 .0061 .<Y.JZ'I
.
.0-011) ,0()-13

. .•
50 .0036 .001' .O<IJO ,()006 .0003 ,0001
55 .0020 .I.X1J7 .(,005 J.K)'.13 .0001
MJmb« d
Petfod 1" 2" 3" "" 5" 8" 1% 8% 9%

1 0 .9001 0 .9004 0 .9709 0 .9615 0 .9524 0.943-4 0.9346 0.925i 0.9174

i .9416 1.9135 1.8861 1.8!94 1.8334 1.8>80 1.7833 1.7591

2 1.9704
2.8286 2.7761 2.7232 2.6730 2.ttl43 2.5771 2.5313
3 2.9410 2.8&19
3.4651 3.3872 3.3121 3.2397
4 3.0020 3.6077 3.7171 3.6299 3.5460
4.1002 3.0027 3".8897
s 4.853-4 4 .7135 4 .5797 4.4518 4.3295 4,2124

5.0757 4.9173 4.7665 4 .ttl29 4.'4&-59

6 S..Tit>S 5-.6014 5.4172 5.2421
5.562A 5,3893 5.a>64 5.0330
1 6.7282 6 .4720 6.23)3 6.0021 5.7864
6.4632 6.~ S.9713 5.7466 5.5348
8 7 .6517 7.3255 7.0197 6.1'51.1
6J~)17 6.51S2 6.l4&9 5.9352
9 6..se30 8. 1622 7.7861 7.4363 7.1078
7.3601 7.0236 6 .7101 6 .41TT
10 9.4713 8.9826 8.Sl)2 6.1109 7.7217

7.8869 7.~7 7.1300 6.~2

'11 t0.3676 9 .7868 9.2526 6.7005 8.l>64
6.3838 7.9427 7.5361 7.1607
,2 H.2551 10.5753 9.9540 9.3851 8.8633
8.8527 8.3577 7.0038 7.4869
12.1337 11 .3484 10.6350 9.9858 9.3936
13
9.2950 8.1455 8.2442 7.7862
13J)031 12.1002 11.2961 10.5631 9.0086
14
10.3797 9.1122 9.1079 8.5595 8.0607
15 13.8651 12.8493 11.9379 11.1184

11 .6523 10.8378 10.1059 9;-4466 6.8614 8.3126

16 14.1179 13.5777 12.5611
11.2141 10.4173 9.7632 9.1216 6.5433
15.5623 14.2919 13.1861 12.1657
17
12.6$93 11 .6896 10,8276 10.0091 9.3719 8.7556
1.8 16.3933 14.9920 13.7535
13.1.33-9 12.0053 11.1581 10.3.156 9.m36 8.~1
19 17.2260 15.6785 14.3238
12.4622 11.4699 10.$40 9~8181 9'.1285
20 16.0456 16.3514 14.8775 13..5903

15.4150 14.02$2, 12.8212 11.71$4-1 10.83$5 10.0166 9.2922

21 18.8570 17.0112
15.9369 14.4511 13.1630 12.0416 11.~12 10.2007 9 ... 24
22 19.6&4 17.6580
14.6568 13.4866 12.~ 11.2722 10•.1711. 9.5802
23 20.4fi68 18.2922 16.4436
15.2470 13.7986' 12.5504 11.4693 1Q..Sl88 9.7'Q66
24 21.2434 18.91'39 16.9355
17.4131 15.6221 14.0039 12.~ 11 .6\S86 1Q.$748 9.82:26
25 22,.0232 19.5235

20.1210 17,8766 15.9628 14,3752 13.0032 11.e2:58 10.8100

26 22.7952
20.7009 18.3270 16.3296 14,6430 1$.210$ 1U667 10.~ 10,02:66
Zl 23.5596
16 ,0031 1-Ul)81 13.«>t\2 12.1$1 1 11 .(1j11 10.tt61
28 24.3164 21.2813 18.7641
16.~37 15.1411 1'3.~7 12,2777 11 .1584 tQ.1983
29 25.0666 2 1.8444 18.1865
17 .2920 15.3726 13.~6 12.~ 11 .2578 10.273 7
30 1:b.&111 22 .3965 19.6004
1a,86-4e 16.3742 14 ,49&2 12.941'7 1U~46 10.5688
35 29~ 2,4 .~ 21 .4872
10, 10~8 17.1ti91 15.()483 13,3317 11 ;~.\6 10.7574
40 32.B347 27.3565 23 .1148
20.,002 24 .5187 20 .7200 17 ,7741 16.46$8 13,«)5.S 12.1084 10.8812
45 36.09$5
26.7298 21 ."'822 18,2559 15.16 19 13.tl)()7 12.2335 10.9617
50 3~.1861 31.<4236
55 ,2.1472 33 .1748 2e.11,.- 2.2.1086 18,6331) 1S.OOQ5 13.W99 12.3186 11 .0140
Mlmbord
~ tfod 10% 12% 14% 16% 16% 18% 2°" 24% 28" 31%

1 0 .9001 0.8929 0.877 2 0.88}6 0;8621 0 .847 5 0.8333 0,8)65 0.7813 0.1576
2 1 .135~ 1.6001 1.6467 1.6267 1.6002 1.0056 1.5218 1.4568 1.:f.31 6 1.:D1 5

3 2.4869 2.401 8 2.1216 2.28'.32 2.2459 2.1143 2.106& 1 .fll1 3 1,8684 1.'16&3

4 3.169'3 3.0373 2.9137 2.8560 2.7932 2.6901 2..5687 2A'.).43 2.241 0 2 .0057

s 3.7908 3.604-8 '.l.4331 3.3522 3.2743 3.1272 2.WOO 2.7454 2.ro20 2.3452

·'4 .3563 '4 .1114 3.&c887 3.7845 3.6847 3,4'176 3.3255 3.0'205 2.7594 2..5342
6
7 4 .8684 4.5638 4.2863 4.1fll4 4.0386 3.8115 3,(1)46 3.2423 Hn?O u sns
2.7860
s 5.3340 4.9676 4.6389 4.4813 4.3'06 4.0176 3.831 2 3.4212 3.07S8

4.600-5 4.3>30 4.0310 :).5655 3.1842 2.8681

9 5.7~ 5.~2 4.9464 4 .7716
4.1925 3.6819 3..2689 2 ,0004
10 6 .1446 5 .6502 5.2161 5.0188 4 .8332 4 .4941

4.3271 3.7757 3.3351 2 .9778

1'1 6 .4951 5.9377 5.4527 5.2337 5.0286 4.f:!>60
S.42)6 5.11171 4.7932 4.4392 3.8514 3.:Ji68 3.0133
12 6 .8137 6 .1944 5.6003
4.tX>95 4.Sl27 3.9124 3.4272 3.0404
13 7.103-4 6 .4 235 5J3424 5.5831 S.3423
5,0081 4.6106 3.9616 3.4587 3.0309
14 7.3667 6 .6282 6 .0021 5.7245 5.-4675
5.al16 4.6755 4.0013 3.4834 3.0764
1.S 7.6001 6,6 109 6.1422 5.8474 5.5755

5.1624 4 ,7'2f)6 4.-0033 . 3.!026 3.a38:2

16 1.6231 6.9740 6.2651 5.9542 5.6685
5.7.487 4.7746 4.0591 3.5177 3.al71
17 6.0216 7.1196 6..3729 6.0412 5.2223

6.4674 6.1280 S.8 178 5.27'32 4,812.2: 4 .0799 3.52.94 3.1039

16 B.2014 7.2497
6. 1~2 5.8175 5. 3162 4.8435 4 .al67 3.5386 l .1090
19 8.3649 7.3658 6.5504
6.2!'ro S.921:18 5.:1)27 4.8696 4.1103 3.5458 3.1129-
20 8 .5136 7.4694 6 .6231

6.3125 5.9731 5.3637 4.13913 4 .1212 3.5614 3.1158

21 8.6487 7.5620 6.6870
6.3587 6.01'l3 5,4099 4,b4 4 .1300 3.56S8 3 ..1180
22 8 .7715 7.6-446 6. 7429
6 .7921 6.3008 6.0442 S.4321 4.92.-45- 4.1371 3..5592 3.119'7
23 a.8832 7 .7184
6 .8351 6.4338 6 .0726 5.4509 4 .9371 4.14-2.8 3.5t>19 3. 1210
24 8.9847 7.7843
7,8431 6.8729 6.4641 6.0971 S.A669 4.906 4 .1474 3.564-0 3.1220
25 9 .0770
6.9001 6.4006 6. 11$2 5.4804 4.\'1563 4.1511 3.5656 3.1227
26 !U«J9 7.8i1.>7
7.9426 6.9362 6.5135 6,1364 5.4919 4.9636 4.1$42 3.5669 3.1233
Z7 9 .2812
7.9(14.4 0 ;~)7 6.63-15 6.1520 5,5016 4.96$7 4 .15&6 3.5679 3.12~7
2c8 9.3006
6,9630 6.5509 6 ,1666 5.5000 4.1585 3.5687 3. 1240
29 J,.~ 8.0216
7,00}.7 6 .5660 6.1172 5.5168 01189 4.1601 l .5693 l.12<t2
30 9,4169 6 .0562
7.0 700 6 .6166 6.11&3 5.5386 4.9Q15 4.1$44 3.5708 3..1248
a6 9.64'2 8 .1156
9,7'791 6~38 7.1050 6 .6418 6.2335 5.6462 4.9Q66 4 .1659 3.S71t 3.1250
40
7.1232 6 .6543 6.2"21 5.~3 4 .0086, 4.1664 l .5714 3..1250
9.8628 8.2(S2!>
•-~
-45
6.3045 7 .1327 6.~5 6 .246~ 6.!'M1 4 .~ 3.5714 3..1250
60 9.9148
9.9411 8,3170 7.1376 6 .6636 6.2482 f>,5649 4.9998 • .1666 3.5114 3.USO
65
 z 0.04 0.05 0.06 0.07 0.08 0.09
0 0.01 0.02 0.03
.48405 .48006 .47608 .472 J() .46812 .46414
-0 .50000 .49601 .49202 .48803
~:,:4 ~.. - ~j
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-0.2 .42074 .41683 .41294 .40905 .40517 .40129 '.
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-2. 390 .01355 .01321 .01287 .01255 .01222 .01191 .01160 .01130 ,01101

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