Simulador de Préstamo Personal

Por favor ingresa los siguientes datos:

Ingresa el monto del présta S/. 15000
Moneda SOLES
Tasa efectiva anual (en base a 360 días) 24.00%
Plazo en meses 48
Fecha de Desembolso 7/30/2010 formato(dd/mm/aaaa)
Día de Pago 3 DE CADA MES
Período de gracia (meses) 0
Tipo de cuotas SIMPLES
Tasa mensual de seguro de Desgravamen INDIVIDUAL
Portes S/. 10

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Cuota mensual a pagar 488.56
CRONOGRAMA
Tasa de Costo Efectivo Anual: 26.11%

Cuota Fecha de Pago Capital Amortización Interés S. Desgravamen Portes Cuota Total
1 9/3/2010 15,000.00 153.68 317.01 7.88 10.00 488.56
2 10/4/2010 14,846.32 194.31 277.57 6.68 10.00 488.56
3 11/3/2010 14,652.02 206.94 265.02 6.59 10.00 488.56
4 12/3/2010 14,445.07 210.78 261.28 6.50 10.00 488.56
5 1/3/2011 14,234.29 206.03 266.13 6.41 10.00 488.56
6 2/3/2011 14,028.26 209.97 262.27 6.31 10.00 488.56
7 3/3/2011 13,818.29 239.20 233.14 6.22 10.00 488.56
8 4/4/2011 13,579.09 210.30 262.14 6.11 10.00 488.56
9 5/3/2011 13,368.79 238.86 233.68 6.02 10.00 488.56
10 6/3/2011 13,129.92 227.17 245.48 5.91 10.00 488.56
11 7/4/2011 12,902.75 231.52 241.23 5.81 10.00 488.56

12 8/3/2011 12,671.23 243.66 229.19 5.70 10.00 488.56

13 9/5/2011 12,427.57 225.48 247.49 5.59 10.00 488.56

14 10/3/2011 12,202.09 267.20 205.87 5.49 10.00 488.56

15 11/3/2011 11,934.89 250.05 223.14 5.37 10.00 488.56
16 12/5/2011 11,684.84 247.72 225.58 5.26 10.00 488.56
17 1/3/2012 11,437.12 273.50 199.91 5.15 10.00 488.56
18 2/3/2012 11,163.62 264.82 208.72 5.02 10.00 488.56
19 3/5/2012 10,898.80 269.89 203.77 4.90 10.00 488.56
20 4/3/2012 10,628.91 287.99 185.79 4.78 10.00 488.56
21 5/3/2012 10,340.93 286.86 187.04 4.65 10.00 488.56
22 6/4/2012 10,054.06 279.94 194.09 4.52 10.00 488.56
23 7/3/2012 9,774.12 303.31 170.85 4.40 10.00 488.56
24 8/3/2012 9,470.81 297.23 177.07 4.26 10.00 488.56
25 9/3/2012 9,173.58 302.92 171.51 4.13 10.00 488.56
26 10/3/2012 8,870.66 314.12 160.45 3.99 10.00 488.56
27 11/5/2012 8,556.54 304.31 170.40 3.85 10.00 488.56
28 12/3/2012 8,252.23 335.62 139.23 3.71 10.00 488.56
29 1/3/2013 7,916.62 326.99 148.01 3.56 10.00 488.56
30 2/4/2013 7,589.63 328.62 146.52 3.42 10.00 488.56
31 3/4/2013 7,261.01 352.79 122.51 3.27 10.00 488.56
32 4/3/2013 6,908.22 350.50 124.95 3.11 10.00 488.56
33 5/3/2013 6,557.73 356.99 118.61 2.95 10.00 488.56
34 6/3/2013 6,200.73 359.84 115.93 2.79 10.00 488.56
35 7/3/2013 5,840.90 370.28 105.65 2.63 10.00 488.56
36 8/5/2013 5,470.61 367.15 108.94 2.46 10.00 488.56
37 9/3/2013 5,103.46 387.06 89.21 2.30 10.00 488.56
38 10/3/2013 4,716.41 391.13 85.31 2.12 10.00 488.56
39 11/4/2013 4,325.28 393.11 83.50 1.95 10.00 488.56
40 12/3/2013 3,932.17 408.06 68.73 1.77 10.00 488.56
41 1/3/2014 3,524.11 411.08 65.89 1.59 10.00 488.56
42 2/3/2014 3,113.02 418.96 58.20 1.40 10.00 488.56
43 3/3/2014 2,694.07 431.89 45.45 1.21 10.00 488.56
44 4/3/2014 2,262.18 435.25 42.29 1.02 10.00 488.56
45 5/5/2014 1,826.93 442.47 35.27 0.82 10.00 488.56
46 6/3/2014 1,384.46 453.74 24.20 0.62 10.00 488.56
47 7/3/2014 930.73 461.30 16.83 0.42 10.00 488.56
48 8/4/2014 469.42 469.42 9.06 0.21 10.00 488.70
Totales 15,000.00 7,780.08 23,450.92
Simulador de Préstamo Personal

Por favor ingresa los siguientes datos:

Ingresa el monto del préstamo S./ 15000
Moneda SOLES
Tasa efectiva anual (en base a 360 días) 21.00%
Plazo en meses 48
Fecha de Desembolso 7/30/2010 formato(dd/mm/aaaa)
Día de Pago 3 DE CADA MES
Período de gracia (meses) 0
Tipo de cuotas SIMPLES
Tasa mensual de seguro de Desgravamen INDIVIDUAL
Portes US$. 3

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Cuota mensual a pagar 467.90
CRONOGRAMA
Tasa de Costo Efectivo Anual: 23.10%

Cuota Fecha de Pago Capital Amortización Interés S. Desgravamen Portes Cuota Total
1 9/3/2010 15,000.00 169.45 280.58 7.88 10.00 467.90
2 10/4/2010 14,830.55 205.78 245.45 6.67 10.00 467.90
3 11/3/2010 14,624.77 217.15 234.17 6.58 10.00 467.90
4 12/3/2010 14,407.62 220.72 230.69 6.48 10.00 467.90
5 1/3/2011 14,186.90 216.72 234.79 6.38 10.00 467.90
6 2/3/2011 13,970.17 220.41 231.21 6.29 10.00 467.90
7 3/3/2011 13,749.76 246.34 205.37 6.19 10.00 467.90
8 4/4/2011 13,503.42 221.07 230.75 6.08 10.00 467.90
9 5/3/2011 13,282.35 246.39 205.53 5.98 10.00 467.90
10 6/3/2011 13,035.96 236.29 215.74 5.87 10.00 467.90
11 7/4/2011 12,799.67 240.31 211.83 5.76 10.00 467.90

12 8/3/2011 12,559.36 251.15 201.10 5.65 10.00 467.90

13 9/5/2011 12,308.21 235.40 216.96 5.54 10.00 467.90

14 10/3/2011 12,072.81 272.14 180.33 5.43 10.00 467.90

15 11/3/2011 11,800.66 257.29 195.30 5.31 10.00 467.90
16 12/5/2011 11,543.37 255.45 197.26 5.19 10.00 467.90
17 1/3/2012 11,287.92 278.15 174.67 5.08 10.00 467.90
18 2/3/2012 11,009.77 270.74 182.21 4.95 10.00 467.90
19 3/5/2012 10,739.04 275.34 177.73 4.83 10.00 467.90
20 4/3/2012 10,463.70 291.28 161.92 4.71 10.00 467.90
21 5/3/2012 10,172.42 290.44 162.88 4.58 10.00 467.90
22 6/4/2012 9,881.98 284.59 168.87 4.45 10.00 467.90
23 7/3/2012 9,597.39 305.07 148.51 4.32 10.00 467.90
24 8/3/2012 9,292.32 299.93 153.79 4.18 10.00 467.90
25 9/3/2012 8,992.39 305.03 148.82 4.05 10.00 467.90
26 10/3/2012 8,687.35 314.89 139.10 3.91 10.00 467.90
27 11/5/2012 8,372.46 306.55 147.58 3.77 10.00 467.90
28 12/3/2012 8,065.91 333.80 120.48 3.63 10.00 467.90
29 1/3/2013 7,732.12 326.46 127.97 3.48 10.00 467.90
30 2/4/2013 7,405.66 328.02 126.55 3.33 10.00 467.90
31 3/4/2013 7,077.64 349.00 105.72 3.18 10.00 467.90
32 4/3/2013 6,728.64 347.14 107.74 3.03 10.00 467.90
33 5/3/2013 6,381.51 352.85 102.18 2.87 10.00 467.90
34 6/3/2013 6,028.66 355.41 99.77 2.71 10.00 467.90
35 7/3/2013 5,673.24 364.51 90.84 2.55 10.00 467.90
36 8/5/2013 5,308.73 361.93 93.58 2.39 10.00 467.90
37 9/3/2013 4,946.80 379.13 76.55 2.23 10.00 467.90
38 10/3/2013 4,567.67 382.71 73.14 2.06 10.00 467.90
39 11/4/2013 4,184.96 384.50 71.51 1.88 10.00 467.90
40 12/3/2013 3,800.46 397.38 58.81 1.71 10.00 467.90
41 1/3/2014 3,403.08 400.05 56.32 1.53 10.00 467.90
42 2/3/2014 3,003.03 406.85 49.70 1.35 10.00 467.90
43 3/3/2014 2,596.18 417.96 38.78 1.17 10.00 467.90
44 4/3/2014 2,178.22 420.87 36.05 0.98 10.00 467.90
45 5/5/2014 1,757.35 427.08 30.03 0.79 10.00 467.90
46 6/3/2014 1,330.27 436.72 20.58 0.60 10.00 467.90
47 7/3/2014 893.55 443.19 14.31 0.40 10.00 467.90
48 8/4/2014 450.36 450.36 7.70 0.20 10.00 468.26
Totales 15,000.00 6,791.43 22,459.62