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CRÉDITO DE VIVIENDA

Tasa e.a. 9.80%


Monto $ 280,000,000
Plazo 15
Cuota $ 56,000,000
https://www.grupobancolombia.com/personas/productos-servicios/creditos/vivie

NO CUOTA INTERES AMORTIZACIÓN


0 $ 56,000,000
1 $ 29,114,710 $ 21,952,000 $ 7,162,710
2 $ 29,114,710 $ 21,250,054 $ 7,864,656
3 $ 29,114,710 $ 20,479,318 $ 8,635,392
4 $ 29,114,710 $ 19,633,050 $ 9,481,660
5 $ 29,114,710 $ 18,703,847 $ 10,410,863
6 $ 29,114,710 $ 17,683,583 $ 11,431,127
7 $ 29,114,710 $ 16,563,332 $ 12,551,378
8 $ 29,114,710 $ 15,333,297 $ 13,781,413
9 $ 29,114,710 $ 13,982,719 $ 15,131,991
10 $ 29,114,710 $ 12,499,783 $ 16,614,927
11 $ 29,114,710 $ 10,871,521 $ 18,243,189
12 $ 29,114,710 $ 9,083,688 $ 20,031,022
13 $ 29,114,710 $ 7,120,648 $ 21,994,062
14 $ 29,114,710 $ 4,965,230 $ 24,149,480
15 $ 29,114,710 $ 2,598,581 $ 26,516,129

CRÉDITO DE VEHÍCULO

Tasa e.a. 12.10%


Monto $ 35,000,000
Plazo 72
Cuota $ 3,000,000 EM

NO CUOTA INTERES AMORTIZACIÓN


0 $ 3,000,000
1 $ 616,931 $ 306,044 $ 310,887
2 $ 616,931 $ 303,071 $ 313,861
3 $ 616,931 $ 300,069 $ 316,862
4 $ 616,931 $ 297,038 $ 319,893
5 $ 616,931 $ 293,979 $ 322,952
6 $ 616,931 $ 290,890 $ 326,041
7 $ 616,931 $ 287,772 $ 329,159
8 $ 616,931 $ 284,624 $ 332,307
9 $ 616,931 $ 281,446 $ 335,485
10 $ 616,931 $ 278,237 $ 338,694
11 $ 616,931 $ 274,998 $ 341,933
12 $ 616,931 $ 271,728 $ 345,203
13 $ 616,931 $ 268,427 $ 348,505
14 $ 616,931 $ 265,093 $ 351,838
15 $ 616,931 $ 261,729 $ 355,203
16 $ 616,931 $ 258,331 $ 358,600
17 $ 616,931 $ 254,902 $ 362,030
18 $ 616,931 $ 251,439 $ 365,492
19 $ 616,931 $ 247,944 $ 368,987
20 $ 616,931 $ 244,415 $ 372,516
21 $ 616,931 $ 240,852 $ 376,079
22 $ 616,931 $ 237,256 $ 379,676
23 $ 616,931 $ 233,624 $ 383,307
24 $ 616,931 $ 229,958 $ 386,973
25 $ 616,931 $ 226,257 $ 390,674
26 $ 616,931 $ 222,521 $ 394,410
27 $ 616,931 $ 218,749 $ 398,182
28 $ 616,931 $ 214,941 $ 401,991
29 $ 616,931 $ 211,096 $ 405,835
30 $ 616,931 $ 207,215 $ 409,716
31 $ 616,931 $ 203,296 $ 413,635
32 $ 616,931 $ 199,340 $ 417,591
33 $ 616,931 $ 195,347 $ 421,585
34 $ 616,931 $ 191,315 $ 425,617
35 $ 616,931 $ 187,244 $ 429,687
36 $ 616,931 $ 183,135 $ 433,797
37 $ 616,931 $ 178,986 $ 437,945
38 $ 616,931 $ 174,797 $ 442,134
39 $ 616,931 $ 170,569 $ 446,362
40 $ 616,931 $ 166,300 $ 450,631
41 $ 616,931 $ 161,990 $ 454,941
42 $ 616,931 $ 157,639 $ 459,292
43 $ 616,931 $ 153,247 $ 463,685
44 $ 616,931 $ 148,812 $ 468,119
45 $ 616,931 $ 144,335 $ 472,596
46 $ 616,931 $ 139,815 $ 477,116
47 $ 616,931 $ 135,252 $ 481,679
48 $ 616,931 $ 130,645 $ 486,286
49 $ 616,931 $ 125,995 $ 490,937
50 $ 616,931 $ 121,299 $ 495,632
51 $ 616,931 $ 116,559 $ 500,372
52 $ 616,931 $ 111,774 $ 505,158
53 $ 616,931 $ 106,942 $ 509,989
54 $ 616,931 $ 102,065 $ 514,867
55 $ 616,931 $ 97,141 $ 519,791
56 $ 616,931 $ 92,170 $ 524,762
57 $ 616,931 $ 87,151 $ 529,781
58 $ 616,931 $ 82,084 $ 534,847
59 $ 616,931 $ 76,969 $ 539,963
60 $ 616,931 $ 71,805 $ 545,127
61 $ 616,931 $ 66,591 $ 550,340
62 $ 616,931 $ 61,328 $ 555,604
63 $ 616,931 $ 56,014 $ 560,917
64 $ 616,931 $ 50,650 $ 566,282
65 $ 616,931 $ 45,234 $ 571,698
66 $ 616,931 $ 39,766 $ 577,165
67 $ 616,931 $ 34,246 $ 582,685
68 $ 616,931 $ 28,673 $ 588,258
69 $ 616,931 $ 23,047 $ 593,884
70 $ 616,931 $ 17,368 $ 599,564
71 $ 616,931 $ 11,633 $ 605,298
72 $ 616,931 $ 5,844 $ 611,087

CRÉDITO DE LIBRE INVERSIÓN

Tasa e.M. 2.03% TASA EFECTIVA


Monto $ 35,000,000 TASA EFECTIVA
Plazo 60 TASA EFECTIVA
Cuota $ 7,000,000 TASA EFECTIVA

https://www.grupobancolombia.com/personas/productos-servicios/creditos/cons

NO CUOTA INTERES AMORTIZACIÓN


0 $ 7,000,000
1 $ 811,364 $ 568,400 $ 242,964
2 $ 811,364 $ 563,468 $ 247,897
3 $ 811,364 $ 558,436 $ 252,929
4 $ 811,364 $ 553,301 $ 258,063
5 $ 811,364 $ 548,062 $ 263,302
6 $ 811,364 $ 542,717 $ 268,647
7 $ 811,364 $ 537,264 $ 274,101
8 $ 811,364 $ 531,700 $ 279,665
9 $ 811,364 $ 526,022 $ 285,342
10 $ 811,364 $ 520,230 $ 291,135
11 $ 811,364 $ 514,320 $ 297,045
12 $ 811,364 $ 508,290 $ 303,075
13 $ 811,364 $ 502,137 $ 309,227
14 $ 811,364 $ 495,860 $ 315,504
15 $ 811,364 $ 489,455 $ 321,909
16 $ 811,364 $ 482,921 $ 328,444
17 $ 811,364 $ 476,253 $ 335,111
18 $ 811,364 $ 469,450 $ 341,914
19 $ 811,364 $ 462,510 $ 348,855
20 $ 811,364 $ 455,428 $ 355,937
21 $ 811,364 $ 448,202 $ 363,162
22 $ 811,364 $ 440,830 $ 370,534
23 $ 811,364 $ 433,308 $ 378,056
24 $ 811,364 $ 425,634 $ 385,731
25 $ 811,364 $ 417,803 $ 393,561
26 $ 811,364 $ 409,814 $ 401,550
27 $ 811,364 $ 401,663 $ 409,702
28 $ 811,364 $ 393,346 $ 418,019
29 $ 811,364 $ 384,860 $ 426,505
30 $ 811,364 $ 376,202 $ 435,163
31 $ 811,364 $ 367,368 $ 443,996
32 $ 811,364 $ 358,355 $ 453,009
33 $ 811,364 $ 349,159 $ 462,206
34 $ 811,364 $ 339,776 $ 471,588
35 $ 811,364 $ 330,203 $ 481,162
36 $ 811,364 $ 320,435 $ 490,929
37 $ 811,364 $ 310,469 $ 500,895
38 $ 811,364 $ 300,301 $ 511,063
39 $ 811,364 $ 289,927 $ 521,438
40 $ 811,364 $ 279,342 $ 532,023
41 $ 811,364 $ 268,541 $ 542,823
42 $ 811,364 $ 257,522 $ 553,842
43 $ 811,364 $ 246,279 $ 565,085
44 $ 811,364 $ 234,808 $ 576,557
45 $ 811,364 $ 223,104 $ 588,261
46 $ 811,364 $ 211,162 $ 600,202
47 $ 811,364 $ 198,978 $ 612,386
48 $ 811,364 $ 186,547 $ 624,818
49 $ 811,364 $ 173,863 $ 637,502
50 $ 811,364 $ 160,921 $ 650,443
51 $ 811,364 $ 147,717 $ 663,647
52 $ 811,364 $ 134,245 $ 677,119
53 $ 811,364 $ 120,500 $ 690,865
54 $ 811,364 $ 106,475 $ 704,889
55 $ 811,364 $ 92,166 $ 719,198
56 $ 811,364 $ 77,566 $ 733,798
57 $ 811,364 $ 62,670 $ 748,694
58 $ 811,364 $ 47,472 $ 763,893
59 $ 811,364 $ 31,965 $ 779,400
60 $ 811,364 $ 16,143 $ 795,221

TARJETA DE CRÉDITO

Tasa e.M. 2.03%


Monto $ 9,500,000
Plazo 36
Cuota $ 190,000

https://www.grupobancolombia.com/personas/tarjetas-de-credito/visa/oro
NO CUOTA INTERES AMORTIZACIÓN
0
1 $ 190,000 $ 192,955 -$ 2,955
2 $ 381,996 $ 193,015 $ 188,981
3 $ 381,996 $ 189,176 $ 192,820
4 $ 381,996 $ 185,260 $ 196,736
5 $ 381,996 $ 181,264 $ 200,732
6 $ 381,996 $ 177,187 $ 204,809
7 $ 381,996 $ 173,027 $ 208,969
8 $ 381,996 $ 168,783 $ 213,213
9 $ 381,996 $ 164,452 $ 217,544
10 $ 381,996 $ 160,033 $ 221,962
11 $ 381,996 $ 155,525 $ 226,471
12 $ 381,996 $ 150,925 $ 231,070
13 $ 381,996 $ 146,232 $ 235,764
14 $ 381,996 $ 141,443 $ 240,552
15 $ 381,996 $ 136,558 $ 245,438
16 $ 381,996 $ 131,573 $ 250,423
17 $ 381,996 $ 126,486 $ 255,510
18 $ 381,996 $ 121,297 $ 260,699
19 $ 381,996 $ 116,001 $ 265,994
20 $ 381,996 $ 110,599 $ 271,397
21 $ 381,996 $ 105,087 $ 276,909
22 $ 381,996 $ 99,462 $ 282,533
23 $ 381,996 $ 93,724 $ 288,272
24 $ 381,996 $ 87,869 $ 294,127
25 $ 381,996 $ 81,895 $ 300,101
26 $ 381,996 $ 75,799 $ 306,196
27 $ 381,996 $ 69,580 $ 312,416
28 $ 381,996 $ 63,235 $ 318,761
29 $ 381,996 $ 56,760 $ 325,235
30 $ 381,996 $ 50,154 $ 331,841
31 $ 381,996 $ 43,414 $ 338,581
32 $ 381,996 $ 36,537 $ 345,458
33 $ 381,996 $ 29,521 $ 352,475
34 $ 381,996 $ 22,362 $ 359,634
35 $ 381,996 $ 15,057 $ 366,939
36 $ 381,996 $ 7,604 $ 374,391
DITO DE VIVIENDA

tos-servicios/creditos/vivienda/adquisicion

SALDO
$ 224,000,000
$ 216,837,290
$ 208,972,634
$ 200,337,243
$ 190,855,582
$ 180,444,720
$ 169,013,592
$ 156,462,214
$ 142,680,801
$ 127,548,810
$ 110,933,883
$ 92,690,694
$ 72,659,672
$ 50,665,610
$ 26,516,129
$0

DITO DE VEHÍCULO

0.956%

SALDO
$ 32,000,000
$ 31,689,112.552
$ 31,375,251.815
$ 31,058,389.355
$ 30,738,496.462
$ 30,415,544.154
$ 30,089,503.172
$ 29,760,343.974
$ 29,428,036.740
$ 29,092,551.362
$ 28,753,857.445
$ 28,411,924.301
$ 28,066,720.953
$ 27,718,216.123
$ 27,366,378.238
$ 27,011,175.420
$ 26,652,575.487
$ 26,290,545.950
$ 25,925,054.008
$ 25,556,066.548
$ 25,183,550.139
$ 24,807,471.030
$ 24,427,795.148
$ 24,044,488.094
$ 23,657,515.141
$ 23,266,841.227
$ 22,872,430.958
$ 22,474,248.598
$ 22,072,258.074
$ 21,666,422.962
$ 21,256,706.496
$ 20,843,071.553
$ 20,425,480.658
$ 20,003,895.977
$ 19,578,279.314
$ 19,148,592.107
$ 18,714,795.426
$ 18,276,849.968
$ 17,834,716.056
$ 17,388,353.631
$ 16,937,722.253
$ 16,482,781.094
$ 16,023,488.935
$ 15,559,804.164
$ 15,091,684.771
$ 14,619,088.343
$ 14,141,972.064
$ 13,660,292.704
$ 13,174,006.625
$ 12,683,069.767
$ 12,187,437.652
$ 11,687,065.374
$ 11,181,907.599
$ 10,671,918.559
$ 10,157,052.049
$ 9,637,261.421
$ 9,112,499.581
$ 8,582,718.986
$ 8,047,871.636
$ 7,507,909.074
$ 6,962,782.379
$ 6,412,442.162
$ 5,856,838.560
$ 5,295,921.237
$ 4,729,639.371
$ 4,157,941.657
$ 3,580,776.299
$ 2,998,091.005
$ 2,409,832.983
$ 1,815,948.936
$ 1,216,385.057
$ 611,087.025
$ 0.000

O DE LIBRE INVERSIÓN

1+DTF E.A.*(1+PB E.A.)


1 + 4.53% * 1 + 27.2
104.53% * 28.2
29.47746

tos-servicios/creditos/consumo/libre-inversion

SALDO
$ 28,000,000
$ 27,757,035.52
$ 27,509,138.85
$ 27,256,209.89
$ 26,998,146.46
$ 26,734,844.35
$ 26,466,197.21
$ 26,192,096.53
$ 25,912,431.60
$ 25,627,089.48
$ 25,335,954.91
$ 25,038,910.31
$ 24,735,835.71
$ 24,426,608.69
$ 24,111,104.36
$ 23,789,195.30
$ 23,460,751.48
$ 23,125,640.25
$ 22,783,726.26
$ 22,434,871.42
$ 22,078,934.83
$ 21,715,772.72
$ 21,345,238.42
$ 20,967,182.28
$ 20,581,451.59
$ 20,187,890.58
$ 19,786,340.27
$ 19,376,638.49
$ 18,958,619.77
$ 18,532,115.27
$ 18,096,952.72
$ 17,652,956.38
$ 17,199,946.91
$ 16,737,741.35
$ 16,266,153.01
$ 15,784,991.44
$ 15,294,062.28
$ 14,793,167.26
$ 14,282,104.07
$ 13,760,666.30
$ 13,228,643.34
$ 12,685,820.32
$ 12,131,977.98
$ 11,566,892.65
$ 10,990,336.09
$ 10,402,075.43
$ 9,801,873.08
$ 9,189,486.62
$ 8,564,668.71
$ 7,927,167.00
$ 7,276,724.01
$ 6,613,077.02
$ 5,935,958.00
$ 5,245,093.46
$ 4,540,204.38
$ 3,821,006.04
$ 3,087,207.98
$ 2,338,513.82
$ 1,574,621.16
$ 795,221.49
$ 0.00

RJETA DE CRÉDITO

-de-credito/visa/oro
SALDO MANEJO PAGO TOTAL
$ 9,500,000
$ 9,502,954.50 $ 190,000
$ 9,313,973.32 $ 381,996
$ 9,121,153.75 $ 381,996
$ 8,924,417.82 $ 381,996
$ 8,723,685.98 $ 381,996
$ 8,518,877.08 $ 381,996
$ 8,309,908.31 $ 27,100 $ 409,096
$ 8,096,695.17 $ 27,100 $ 409,096
$ 7,879,151.46 $ 27,100 $ 409,096
$ 7,657,189.22 $ 27,100 $ 409,096
$ 7,430,718.70 $ 27,100 $ 409,096
$ 7,199,648.35 $ 27,100 $ 409,096
$ 6,963,884.72 $ 27,100 $ 409,096
$ 6,723,332.49 $ 27,100 $ 409,096
$ 6,477,894.41 $ 27,100 $ 409,096
$ 6,227,471.24 $ 27,100 $ 409,096
$ 5,971,961.72 $ 27,100 $ 409,096
$ 5,711,262.55 $ 27,100 $ 409,096
$ 5,445,268.32 $ 27,100 $ 409,096
$ 5,173,871.48 $ 27,100 $ 409,096
$ 4,896,962.30 $ 27,100 $ 409,096
$ 4,614,428.81 $ 27,100 $ 409,096
$ 4,326,156.79 $ 27,100 $ 409,096
$ 4,032,029.68 $ 27,100 $ 409,096
$ 3,731,928.54 $ 27,100 $ 409,096
$ 3,425,732.06 $ 27,100 $ 409,096
$ 3,113,316.42 $ 27,100 $ 409,096
$ 2,794,555.30 $ 27,100 $ 409,096
$ 2,469,319.83 $ 27,100 $ 409,096
$ 2,137,478.50 $ 27,100 $ 409,096
$ 1,798,897.14 $ 27,100 $ 409,096
$ 1,453,438.85 $ 27,100 $ 409,096
$ 1,100,963.96 $ 27,100 $ 409,096
$ 741,329.95 $ 27,100 $ 409,096
$ 374,391.42 $ 27,100 $ 409,096
$ 0.00 $ 27,100 $ 409,096
CRÉDITO DE VIVIENDA

Tasa e.a. 16.07%


Monto $ 180,000,000 Max 150 SLMV en ciertas zona
Monto max $ 131,670,450
Plazo 15 De 60 a 240 meses
Cuota $ 54,000,000
https://www.davivienda.com/wps/portal/personas/nuevo/personas/aqui_puedo/

NO CUOTA INTERES AMORTIZACIÓN


0 $ 54,000,000
1 $ 22,673,208 $ 20,248,200 $ 2,425,008
2 $ 22,673,208 $ 19,858,501 $ 2,814,707
3 $ 22,673,208 $ 19,406,178 $ 3,267,030
4 $ 22,673,208 $ 18,881,166 $ 3,792,042
5 $ 22,673,208 $ 18,271,785 $ 4,401,423
6 $ 22,673,208 $ 17,564,476 $ 5,108,732
7 $ 22,673,208 $ 16,743,503 $ 5,929,705
8 $ 22,673,208 $ 15,790,599 $ 6,882,609
9 $ 22,673,208 $ 14,684,564 $ 7,988,644
10 $ 22,673,208 $ 13,400,789 $ 9,272,419
11 $ 22,673,208 $ 11,910,711 $ 10,762,497
12 $ 22,673,208 $ 10,181,178 $ 12,492,031
13 $ 22,673,208 $ 8,173,708 $ 14,499,500
14 $ 22,673,208 $ 5,843,639 $ 16,829,570
15 $ 22,673,208 $ 3,139,127 $ 19,534,081

CRÉDITO DE VEHÍCULO CARGA O PASAJE

Tiene dos líneas de crédito, para vehículo productivo o particular, para este

Tasa e.a. 19.97% + DTF


Monto $ 120,000,000
Plazo 96 No hay condiciones mínimas, depende del per
Cuota $ 15,000,000

https://www.davivienda.com/wps/portal/personas/nuevo/personas/aqui_puedo/
NO CUOTA INTERES AMORTIZACIÓN
0 $ 15,000,000
1 $ 2,340,519 $ 1,935,050 $ 405,469
2 $ 2,340,519 $ 1,927,578 $ 412,941
3 $ 2,340,519 $ 1,919,968 $ 420,551
4 $ 2,340,519 $ 1,912,217 $ 428,302
5 $ 2,340,519 $ 1,904,324 $ 436,195
6 $ 2,340,519 $ 1,896,286 $ 444,233
7 $ 2,340,519 $ 1,888,099 $ 452,420
8 $ 2,340,519 $ 1,879,761 $ 460,758
9 $ 2,340,519 $ 1,871,270 $ 469,249
10 $ 2,340,519 $ 1,862,622 $ 477,897
11 $ 2,340,519 $ 1,853,815 $ 486,704
12 $ 2,340,519 $ 1,844,845 $ 495,674
13 $ 2,340,519 $ 1,835,711 $ 504,809
14 $ 2,340,519 $ 1,826,407 $ 514,112
15 $ 2,340,519 $ 1,816,933 $ 523,586
16 $ 2,340,519 $ 1,807,284 $ 533,236
17 $ 2,340,519 $ 1,797,457 $ 543,063
18 $ 2,340,519 $ 1,787,448 $ 553,071
19 $ 2,340,519 $ 1,777,256 $ 563,263
20 $ 2,340,519 $ 1,766,875 $ 573,644
21 $ 2,340,519 $ 1,756,304 $ 584,215
22 $ 2,340,519 $ 1,745,537 $ 594,982
23 $ 2,340,519 $ 1,734,572 $ 605,947
24 $ 2,340,519 $ 1,723,405 $ 617,114
25 $ 2,340,519 $ 1,712,032 $ 628,487
26 $ 2,340,519 $ 1,700,450 $ 640,069
27 $ 2,340,519 $ 1,688,654 $ 651,865
28 $ 2,340,519 $ 1,676,641 $ 663,878
29 $ 2,340,519 $ 1,664,406 $ 676,113
30 $ 2,340,519 $ 1,651,946 $ 688,573
31 $ 2,340,519 $ 1,639,256 $ 701,263
32 $ 2,340,519 $ 1,626,333 $ 714,186
33 $ 2,340,519 $ 1,613,171 $ 727,348
34 $ 2,340,519 $ 1,599,767 $ 740,752
35 $ 2,340,519 $ 1,586,115 $ 754,404
36 $ 2,340,519 $ 1,572,212 $ 768,307
37 $ 2,340,519 $ 1,558,053 $ 782,466
38 $ 2,340,519 $ 1,543,633 $ 796,886
39 $ 2,340,519 $ 1,528,947 $ 811,572
40 $ 2,340,519 $ 1,513,991 $ 826,528
41 $ 2,340,519 $ 1,498,759 $ 841,761
42 $ 2,340,519 $ 1,483,246 $ 857,273
43 $ 2,340,519 $ 1,467,447 $ 873,072
44 $ 2,340,519 $ 1,451,357 $ 889,162
45 $ 2,340,519 $ 1,434,971 $ 905,548
46 $ 2,340,519 $ 1,418,282 $ 922,237
47 $ 2,340,519 $ 1,401,286 $ 939,233
48 $ 2,340,519 $ 1,383,977 $ 956,542
49 $ 2,340,519 $ 1,366,349 $ 974,170
50 $ 2,340,519 $ 1,348,396 $ 992,123
51 $ 2,340,519 $ 1,330,112 $ 1,010,407
52 $ 2,340,519 $ 1,311,491 $ 1,029,028
53 $ 2,340,519 $ 1,292,527 $ 1,047,992
54 $ 2,340,519 $ 1,273,214 $ 1,067,305
55 $ 2,340,519 $ 1,253,544 $ 1,086,975
56 $ 2,340,519 $ 1,233,512 $ 1,107,007
57 $ 2,340,519 $ 1,213,111 $ 1,127,408
58 $ 2,340,519 $ 1,192,334 $ 1,148,185
59 $ 2,340,519 $ 1,171,174 $ 1,169,345
60 $ 2,340,519 $ 1,149,624 $ 1,190,895
61 $ 2,340,519 $ 1,127,677 $ 1,212,842
62 $ 2,340,519 $ 1,105,326 $ 1,235,193
63 $ 2,340,519 $ 1,082,562 $ 1,257,957
64 $ 2,340,519 $ 1,059,379 $ 1,281,140
65 $ 2,340,519 $ 1,035,769 $ 1,304,750
66 $ 2,340,519 $ 1,011,724 $ 1,328,795
67 $ 2,340,519 $ 987,236 $ 1,353,284
68 $ 2,340,519 $ 962,296 $ 1,378,223
69 $ 2,340,519 $ 936,896 $ 1,403,623
70 $ 2,340,519 $ 911,029 $ 1,429,490
71 $ 2,340,519 $ 884,685 $ 1,455,834
72 $ 2,340,519 $ 857,855 $ 1,482,664
73 $ 2,340,519 $ 830,531 $ 1,509,988
74 $ 2,340,519 $ 802,703 $ 1,537,816
75 $ 2,340,519 $ 774,363 $ 1,566,156
76 $ 2,340,519 $ 745,500 $ 1,595,019
77 $ 2,340,519 $ 716,106 $ 1,624,414
78 $ 2,340,519 $ 686,169 $ 1,654,350
79 $ 2,340,519 $ 655,681 $ 1,684,838
80 $ 2,340,519 $ 624,631 $ 1,715,888
81 $ 2,340,519 $ 593,009 $ 1,747,510
82 $ 2,340,519 $ 560,804 $ 1,779,715
83 $ 2,340,519 $ 528,005 $ 1,812,514
84 $ 2,340,519 $ 494,603 $ 1,845,917
85 $ 2,340,519 $ 460,584 $ 1,879,935
86 $ 2,340,519 $ 425,939 $ 1,914,580
87 $ 2,340,519 $ 390,655 $ 1,949,864
88 $ 2,340,519 $ 354,721 $ 1,985,799
89 $ 2,340,519 $ 318,124 $ 2,022,395
90 $ 2,340,519 $ 280,853 $ 2,059,666
91 $ 2,340,519 $ 242,896 $ 2,097,623
92 $ 2,340,519 $ 204,239 $ 2,136,281
93 $ 2,340,519 $ 164,869 $ 2,175,650
94 $ 2,340,519 $ 124,774 $ 2,215,745
95 $ 2,340,519 $ 83,940 $ 2,256,579
96 $ 2,340,519 $ 42,353 $ 2,298,166

CRÉDITO DE LIBRE INVERSIÓN

Tasa E.A. 15.34% + DTF


Monto $ 60,000,000
Plazo 84 No hay condiciones mínimas, depende del per
Cuota $ 6,000,000

https://www.davivienda.com/wps/portal/personas/nuevo/personas/aqui_puedo/

NO CUOTA INTERES AMORTIZACIÓN


0 $ 6,000,000
1 $ 1,143,249 $ 821,759 $ 321,490
2 $ 1,143,249 $ 816,867 $ 326,382
3 $ 1,143,249 $ 811,900 $ 331,349
4 $ 1,143,249 $ 806,858 $ 336,392
5 $ 1,143,249 $ 801,739 $ 341,511
6 $ 1,143,249 $ 796,542 $ 346,708
7 $ 1,143,249 $ 791,265 $ 351,984
8 $ 1,143,249 $ 785,909 $ 357,340
9 $ 1,143,249 $ 780,471 $ 362,778
10 $ 1,143,249 $ 774,950 $ 368,299
11 $ 1,143,249 $ 769,346 $ 373,903
12 $ 1,143,249 $ 763,656 $ 379,593
13 $ 1,143,249 $ 757,879 $ 385,370
14 $ 1,143,249 $ 752,015 $ 391,234
15 $ 1,143,249 $ 746,061 $ 397,188
16 $ 1,143,249 $ 740,017 $ 403,232
17 $ 1,143,249 $ 733,880 $ 409,369
18 $ 1,143,249 $ 727,651 $ 415,598
19 $ 1,143,249 $ 721,326 $ 421,923
20 $ 1,143,249 $ 714,906 $ 428,344
21 $ 1,143,249 $ 708,387 $ 434,862
22 $ 1,143,249 $ 701,770 $ 441,480
23 $ 1,143,249 $ 695,051 $ 448,198
24 $ 1,143,249 $ 688,231 $ 455,019
25 $ 1,143,249 $ 681,306 $ 461,943
26 $ 1,143,249 $ 674,277 $ 468,973
27 $ 1,143,249 $ 667,140 $ 476,109
28 $ 1,143,249 $ 659,894 $ 483,355
29 $ 1,143,249 $ 652,539 $ 490,710
30 $ 1,143,249 $ 645,071 $ 498,178
31 $ 1,143,249 $ 637,490 $ 505,759
32 $ 1,143,249 $ 629,794 $ 513,456
33 $ 1,143,249 $ 621,980 $ 521,269
34 $ 1,143,249 $ 614,047 $ 529,202
35 $ 1,143,249 $ 605,994 $ 537,255
36 $ 1,143,249 $ 597,818 $ 545,431
37 $ 1,143,249 $ 589,518 $ 553,731
38 $ 1,143,249 $ 581,092 $ 562,158
39 $ 1,143,249 $ 572,537 $ 570,712
40 $ 1,143,249 $ 563,852 $ 579,397
41 $ 1,143,249 $ 555,035 $ 588,215
42 $ 1,143,249 $ 546,083 $ 597,166
43 $ 1,143,249 $ 536,996 $ 606,253
44 $ 1,143,249 $ 527,770 $ 615,479
45 $ 1,143,249 $ 518,404 $ 624,845
46 $ 1,143,249 $ 508,895 $ 634,354
47 $ 1,143,249 $ 499,242 $ 644,008
48 $ 1,143,249 $ 489,441 $ 653,808
49 $ 1,143,249 $ 479,492 $ 663,757
50 $ 1,143,249 $ 469,391 $ 673,858
51 $ 1,143,249 $ 459,136 $ 684,113
52 $ 1,143,249 $ 448,726 $ 694,524
53 $ 1,143,249 $ 438,157 $ 705,093
54 $ 1,143,249 $ 427,427 $ 715,823
55 $ 1,143,249 $ 416,533 $ 726,716
56 $ 1,143,249 $ 405,474 $ 737,775
57 $ 1,143,249 $ 394,247 $ 749,002
58 $ 1,143,249 $ 382,849 $ 760,400
59 $ 1,143,249 $ 371,277 $ 771,972
60 $ 1,143,249 $ 359,530 $ 783,720
61 $ 1,143,249 $ 347,603 $ 795,646
62 $ 1,143,249 $ 335,495 $ 807,754
63 $ 1,143,249 $ 323,203 $ 820,046
64 $ 1,143,249 $ 310,724 $ 832,525
65 $ 1,143,249 $ 298,055 $ 845,195
66 $ 1,143,249 $ 285,193 $ 858,057
67 $ 1,143,249 $ 272,135 $ 871,114
68 $ 1,143,249 $ 258,878 $ 884,371
69 $ 1,143,249 $ 245,420 $ 897,829
70 $ 1,143,249 $ 231,757 $ 911,492
71 $ 1,143,249 $ 217,887 $ 925,363
72 $ 1,143,249 $ 203,805 $ 939,445
73 $ 1,143,249 $ 189,508 $ 953,741
74 $ 1,143,249 $ 174,995 $ 968,255
75 $ 1,143,249 $ 160,260 $ 982,989
76 $ 1,143,249 $ 145,301 $ 997,948
77 $ 1,143,249 $ 130,114 $ 1,013,135
78 $ 1,143,249 $ 114,697 $ 1,028,553
79 $ 1,143,249 $ 99,044 $ 1,044,205
80 $ 1,143,249 $ 83,154 $ 1,060,095
81 $ 1,143,249 $ 67,022 $ 1,076,228
82 $ 1,143,249 $ 50,644 $ 1,092,605
83 $ 1,143,249 $ 34,017 $ 1,109,232
84 $ 1,143,249 $ 17,137 $ 1,126,112

TARJETA DE CRÉDITO NEGRA

Tasa e.M. 2.03%


Monto $ 40,000,000
Plazo 36
Cuota $ 8,000,000

https://www.davivienda.com/wps/wcm/connect/personas/32862ad3-271a-4c13-
NO CUOTA INTERES AMORTIZACIÓN
0
1 $ 8,000,000 $ 812,440 $ 7,187,560
2 $ 1,318,980 $ 666,453 $ 652,527
3 $ 1,318,980 $ 653,200 $ 665,780
4 $ 1,318,980 $ 639,677 $ 679,303
5 $ 1,318,980 $ 625,880 $ 693,100
6 $ 1,318,980 $ 611,802 $ 707,178
7 $ 1,318,980 $ 597,439 $ 721,541
8 $ 1,318,980 $ 582,784 $ 736,197
9 $ 1,318,980 $ 567,831 $ 751,150
10 $ 1,318,980 $ 552,574 $ 766,406
11 $ 1,318,980 $ 537,008 $ 781,973
12 $ 1,318,980 $ 521,125 $ 797,855
13 $ 1,318,980 $ 504,920 $ 814,061
14 $ 1,318,980 $ 488,385 $ 830,595
15 $ 1,318,980 $ 471,515 $ 847,465
16 $ 1,318,980 $ 454,302 $ 864,678
17 $ 1,318,980 $ 436,740 $ 882,240
18 $ 1,318,980 $ 418,821 $ 900,160
19 $ 1,318,980 $ 400,538 $ 918,443
20 $ 1,318,980 $ 381,883 $ 937,097
21 $ 1,318,980 $ 362,850 $ 956,131
22 $ 1,318,980 $ 343,430 $ 975,551
23 $ 1,318,980 $ 323,615 $ 995,365
24 $ 1,318,980 $ 303,399 $ 1,015,582
25 $ 1,318,980 $ 282,771 $ 1,036,209
26 $ 1,318,980 $ 261,725 $ 1,057,256
27 $ 1,318,980 $ 240,251 $ 1,078,730
28 $ 1,318,980 $ 218,341 $ 1,100,640
29 $ 1,318,980 $ 195,985 $ 1,122,995
30 $ 1,318,980 $ 173,176 $ 1,145,804
31 $ 1,318,980 $ 149,904 $ 1,169,076
32 $ 1,318,980 $ 126,159 $ 1,192,822
33 $ 1,318,980 $ 101,931 $ 1,217,049
34 $ 1,318,980 $ 77,212 $ 1,241,768
35 $ 1,318,980 $ 51,990 $ 1,266,990
36 $ 1,318,980 $ 26,257 $ 1,292,724
DITO DE VIVIENDA

x 150 SLMV en ciertas zonas

De 60 a 240 meses

vo/personas/aqui_puedo/construir_mi_futuro/vivienda/credito_hipotecario/!ut/p/z0/fY3BDoIwEER_hQvnbcQQOaKJBxIkhsRAL6QpVV

SALDO
$ 126,000,000
$ 123,574,992
$ 120,760,285
$ 117,493,254
$ 113,701,212
$ 109,299,789
$ 104,191,057
$ 98,261,351
$ 91,378,742
$ 83,390,098
$ 74,117,679
$ 63,355,181
$ 50,863,151
$ 36,363,651
$ 19,534,081
$0

EHÍCULO CARGA O PASAJEROS

ctivo o particular, para este caso de estudio se escogerá la primera para hacer su análisis frente a la realidad del país.

= 24.50%

mínimas, depende del perfil del cliente


TEM 1.843%

vo/personas/aqui_puedo/construir_mi_futuro/vehiculo/vehiculo_particular/credito_vehiculo/!ut/p/z1/pZPLUoMwFIZfBRcsIRegAXfU
SALDO
$ 105,000,000
$ 104,594,531.256
$ 104,181,590.108
$ 103,761,038.846
$ 103,332,737.224
$ 102,896,542.409
$ 102,452,308.938
$ 101,999,888.665
$ 101,539,130.716
$ 101,069,881.435
$ 100,591,984.335
$ 100,105,280.044
$ 99,609,606.256
$ 99,104,797.670
$ 98,590,685.941
$ 98,067,099.620
$ 97,533,864.100
$ 96,990,801.556
$ 96,437,730.884
$ 95,874,467.644
$ 95,300,823.997
$ 94,716,608.642
$ 94,121,626.753
$ 93,515,679.911
$ 92,898,566.045
$ 92,270,079.355
$ 91,630,010.252
$ 90,978,145.283
$ 90,314,267.061
$ 89,638,154.193
$ 88,949,581.206
$ 88,248,318.473
$ 87,534,132.132
$ 86,806,784.016
$ 86,066,031.563
$ 85,311,627.746
$ 84,543,320.982
$ 83,760,855.053
$ 82,963,969.020
$ 82,152,397.133
$ 81,325,868.746
$ 80,484,108.226
$ 79,626,834.858
$ 78,753,762.755
$ 77,864,600.761
$ 76,959,052.355
$ 76,036,815.552
$ 75,097,582.799
$ 74,141,040.878
$ 73,166,870.797
$ 72,174,747.686
$ 71,164,340.687
$ 70,135,312.845
$ 69,087,320.997
$ 68,020,015.654
$ 66,933,040.885
$ 65,826,034.203
$ 64,698,626.439
$ 63,550,441.618
$ 62,381,096.841
$ 61,190,202.150
$ 59,977,360.399
$ 58,742,167.125
$ 57,484,210.411
$ 56,203,070.749
$ 54,898,320.898
$ 53,569,525.745
$ 52,216,242.158
$ 50,838,018.839
$ 49,434,396.172
$ 48,004,906.071
$ 46,549,071.824
$ 45,066,407.932
$ 43,556,419.952
$ 42,018,604.326
$ 40,452,448.218
$ 38,857,429.338
$ 37,233,015.774
$ 35,578,665.808
$ 33,893,827.743
$ 32,177,939.711
$ 30,430,429.490
$ 28,650,714.314
$ 26,838,200.676
$ 24,992,284.132
$ 23,112,349.097
$ 21,197,768.642
$ 19,247,904.287
$ 17,262,105.782
$ 15,239,710.894
$ 13,180,045.188
$ 11,082,421.796
$ 8,946,141.196
$ 6,770,490.971
$ 4,554,745.577
$ 2,298,166.098
$ 0.000

O DE LIBRE INVERSIÓN

= 19.87%

mínimas, depende del perfil del cliente


TEM 1.522%

vo/personas/aqui_puedo/alcanzar_lo_que_quiero/credito_libre_inversion/credito%20movil/1ec536f3-a853-46bd-b042-a5f73f19cfb7

SALDO
$ 54,000,000
$ 53,678,510.06
$ 53,352,127.76
$ 53,020,778.65
$ 52,684,387.15
$ 52,342,876.52
$ 51,996,168.86
$ 51,644,185.09
$ 51,286,844.91
$ 50,924,066.81
$ 50,555,768.04
$ 50,181,864.58
$ 49,802,271.15
$ 49,416,901.16
$ 49,025,666.70
$ 48,628,478.52
$ 48,225,246.03
$ 47,815,877.23
$ 47,400,278.77
$ 46,978,355.82
$ 46,550,012.14
$ 46,115,150.04
$ 45,673,670.30
$ 45,225,472.23
$ 44,770,453.58
$ 44,308,510.57
$ 43,839,537.82
$ 43,363,428.35
$ 42,880,073.56
$ 42,389,363.19
$ 41,891,185.31
$ 41,385,426.27
$ 40,871,970.71
$ 40,350,701.50
$ 39,821,499.74
$ 39,284,244.71
$ 38,738,813.86
$ 38,185,082.78
$ 37,622,925.14
$ 37,052,212.72
$ 36,472,815.33
$ 35,884,600.81
$ 35,287,434.98
$ 34,681,181.62
$ 34,065,702.44
$ 33,440,857.04
$ 32,806,502.89
$ 32,162,495.29
$ 31,508,687.33
$ 30,844,929.88
$ 30,171,071.52
$ 29,486,958.54
$ 28,792,434.89
$ 28,087,342.15
$ 27,371,519.47
$ 26,644,803.56
$ 25,907,028.67
$ 25,158,026.49
$ 24,397,626.17
$ 23,625,654.26
$ 22,841,934.66
$ 22,046,288.60
$ 21,238,534.58
$ 20,418,488.36
$ 19,585,962.86
$ 18,740,768.19
$ 17,882,711.54
$ 17,011,597.19
$ 16,127,226.42
$ 15,229,397.51
$ 14,317,905.64
$ 13,392,542.91
$ 12,453,098.23
$ 11,499,357.30
$ 10,531,102.56
$ 9,548,113.15
$ 8,550,164.83
$ 7,537,029.98
$ 6,508,477.47
$ 5,464,272.70
$ 4,404,177.46
$ 3,327,949.94
$ 2,235,344.65
$ 1,126,112.34
$ 0.00

TA DE CRÉDITO NEGRA

nas/32862ad3-271a-4c13-b015-4de783b726c5/TASAS+TARIFAS+DAVIVIENDA+22+05+2020.pdf?MOD=AJPERES&CVID=n9h1YRU
SALDO
$ 40,000,000
$ 32,812,440.00
$ 32,159,913.09
$ 31,494,132.71
$ 30,814,829.66
$ 30,121,729.28
$ 29,414,551.35
$ 28,693,009.92
$ 27,956,813.27
$ 27,205,663.73
$ 26,439,257.58
$ 25,657,284.97
$ 24,859,429.70
$ 24,045,369.20
$ 23,214,774.32
$ 22,367,309.22
$ 21,502,631.26
$ 20,620,390.82
$ 19,720,231.20
$ 18,801,788.44
$ 17,864,691.19
$ 16,908,560.55
$ 15,933,009.95
$ 14,937,644.93
$ 13,922,063.06
$ 12,885,853.70
$ 11,828,597.90
$ 10,749,868.17
$ 9,649,228.37
$ 8,526,233.47
$ 7,380,429.42
$ 6,211,352.94
$ 5,018,531.35
$ 3,801,482.36
$ 2,559,713.89
$ 1,292,723.86
$ 0.00
R_hQvnbcQQOaKJBxIkhsRAL6QpVVelLWWLfr578-Zt5s3sDkjoQFq14k0ROqte7HuZD9nuvD1V-03dHotMlLVoD2XRFM0lhwrk_wJ_wMc8y

ealidad del país.

p/z1/pZPLUoMwFIZfBRcsIRegAXfUehmd2rGdWsmmQyG00UJoCEV9eoOjo62WOmNWJyffn5xbAAUPgBbxli9jxUURr_U-or2549-5t9d9PD
6f3-a853-46bd-b042-a5f73f19cfb7/!ut/p/z0/jY5BT4QwEIX_Sj1wbFoosHDETTTZBI3ZC_ZC2tKuo2wLpbDqr7fxoPFi9jDJzJuZ7z3CSUe4FRu
OD=AJPERES&CVID=n9h1YRU
D2XRFM0lhwrk_wJ_wMc8yxKkdpbMh6B762lA1sEaGrwJC28tqUCLGl0qfkTNERMfzciUrxcKEUMyYXKNFAPDFVc0dlQcBzMiueSO3pHRKq

9jxUURr_U-or2549-5t9d9PDwbYQ-Gw2F_MCBD5A4gmO0Ck4vA0QCcnIXBCMEbB9B_6dG_9KNL_Dc9PLBCeEx_D6I-iLBwonG4H8xPmna_
fxoPFi9jDJzJuZ7z3CSUe4FRucRABnxRjnZ172rHrKHw63WXu8qxltWnrcN_Vjel_tyIHw_w8iAV7nmTeEK2eDfg-ku6hzD7H3Vod-0n6JXktCw
FVc0dlQcBzMiueSO3pHRKqAD_5T9F-BM2HM!/

Ex_D6I-iLBwonG4H8xPmna_NQO06z1_2tsH9uqF8RGgbUg3gLqB95J23nBBPoCORCNdKHIozclUV2LLWQOmhZC5nsJJe2OZ8BRECGPfJzG
-ku6hzD7H3Vod-0n6JXktCwYICl9BfRcwroGnVQ1TFqIT9FB6NDs2rjgXaR115PUBwCxpBeo3AbvE9pv_ZoLPbYExoqlXBSsOwqAqG81IOWNI
hZC5nsJJe2OZ8BRECGPfJzGxHOYRy00JsmKCPCvIXB9lAXEXXgauILg-1jg92fxxs6EhoIkoFHtW4KFJ8jnXtiyYmpdMVvoPVCbkBU-4MOGXJ97
ExoqlXBSsOwqAqG81IOWNI8w6IwO2bSWhn5HTfz7b49ET6J8ILBGke6PyTSXUWa3rj8uDQ3X0SWcUE!/
dMVvoPVCbkBU-4MOGXJ97U3ChrlmqvVldK1lwaOTeyWtVSO7dsxZN6_c0yyliq1oql1kiWciWMlBmf523EfJHbOgYb2gEhmCBIoOuQnuu10
bOgYb2gEhmCBIoOuQnuu10YbFwvGXgEqWMcmkXUv9PVdKldWpCU3YNI29FGK5ZnYichP-JlmJqs1yhwRlPtWreLGexufjq9f-rXU5s-jipQlP
WreLGexufjq9f-rXU5s-jipQlPTt4AvWVC1A!!/dz/d5/L2dBISEvZ0FBIS9nQSEh/
CRÉDITO DE VIVIENDA SEGMENTO PERS

Crédito para vivienda usada NO VIS

Tasa e.a. 11.50%


Monto no VIS $ 350,000,000

Plazo 12
Cuota $ 105,000,000
https://www.bancodebogota.com/wps/portal/banco-de-bogota/bogota/producto

NO CUOTA INTERES
0 $ 105,000,000
1 $ 38,639,983 $ 28,175,000
2 $ 38,639,983 $ 26,971,527
3 $ 38,639,983 $ 25,629,655
4 $ 38,639,983 $ 24,133,467
5 $ 38,639,983 $ 22,465,218
6 $ 38,639,983 $ 20,605,120
7 $ 38,639,983 $ 18,531,110
8 $ 38,639,983 $ 16,218,590
9 $ 38,639,983 $ 13,640,130
10 $ 38,639,983 $ 10,765,147
11 $ 38,639,983 $ 7,559,541
12 $ 38,639,983 $ 3,985,290

CRÉDITO DE VEHÍCULO PARTICULA

Es vehiculo usado particular de 45 millones, tie

Tasa e.a. 15.23%


Monto $ 45,000,000
Plazo 72
Cuota $ 2,250,000

https://www.bancodebogota.com/wps/portal/banco-de-bogota/bogota/producto
NO CUOTA INTERES
0 $ 2,250,000
1 $ 886,859 $ 508,015
2 $ 886,859 $ 503,513
3 $ 886,859 $ 498,957
4 $ 886,859 $ 494,348
5 $ 886,859 $ 489,683
6 $ 886,859 $ 484,963
7 $ 886,859 $ 480,188
8 $ 886,859 $ 475,355
9 $ 886,859 $ 470,465
10 $ 886,859 $ 465,517
11 $ 886,859 $ 460,510
12 $ 886,859 $ 455,443
13 $ 886,859 $ 450,316
14 $ 886,859 $ 445,129
15 $ 886,859 $ 439,880
16 $ 886,859 $ 434,568
17 $ 886,859 $ 429,193
18 $ 886,859 $ 423,755
19 $ 886,859 $ 418,251
20 $ 886,859 $ 412,683
21 $ 886,859 $ 407,048
22 $ 886,859 $ 401,346
23 $ 886,859 $ 395,577
24 $ 886,859 $ 389,738
25 $ 886,859 $ 383,831
26 $ 886,859 $ 377,853
27 $ 886,859 $ 371,805
28 $ 886,859 $ 365,684
29 $ 886,859 $ 359,491
30 $ 886,859 $ 353,224
31 $ 886,859 $ 346,882
32 $ 886,859 $ 340,466
33 $ 886,859 $ 333,973
34 $ 886,859 $ 327,402
35 $ 886,859 $ 320,754
36 $ 886,859 $ 314,027
37 $ 886,859 $ 307,220
38 $ 886,859 $ 300,332
39 $ 886,859 $ 293,362
40 $ 886,859 $ 286,309
41 $ 886,859 $ 279,172
42 $ 886,859 $ 271,951
43 $ 886,859 $ 264,644
44 $ 886,859 $ 257,250
45 $ 886,859 $ 249,768
46 $ 886,859 $ 242,197
47 $ 886,859 $ 234,536
48 $ 886,859 $ 226,785
49 $ 886,859 $ 218,941
50 $ 886,859 $ 211,004
51 $ 886,859 $ 202,972
52 $ 886,859 $ 194,845
53 $ 886,859 $ 186,622
54 $ 886,859 $ 178,300
55 $ 886,859 $ 169,880
56 $ 886,859 $ 161,360
57 $ 886,859 $ 152,739
58 $ 886,859 $ 144,015
59 $ 886,859 $ 135,188
60 $ 886,859 $ 126,255
61 $ 886,859 $ 117,217
62 $ 886,859 $ 108,071
63 $ 886,859 $ 98,816
64 $ 886,859 $ 89,451
65 $ 886,859 $ 79,975
66 $ 886,859 $ 70,387
67 $ 886,859 $ 60,685
68 $ 886,859 $ 50,867
69 $ 886,859 $ 40,932
70 $ 886,859 $ 30,880
71 $ 886,859 $ 20,708
72 $ 886,859 $ 10,415

CRÉDITO DE LIBRE INVERSIÓN


Cabe aclarar que tienen ahora una modalidad de solicitud por internet, a pesar qu
la EA, al revisar la página actualizada se evidencia que la tasa es del 1,9% E.M. qu

Tasa E.A. 25.36%


Monto $ 10,000,000
Plazo 72
Cuota $ 500,000

https://www.bancodebogota.com/wps/themes/html/digital/credito-libre-destino/
https://www.bancodebogota.com/wps/themes/html/banco-de-bogota/pdf/produ
NO CUOTA INTERES
0 $ 500,000
1 $ 243,322 $ 180,628
2 $ 243,322 $ 179,436
3 $ 243,322 $ 178,221
4 $ 243,322 $ 176,983
5 $ 243,322 $ 175,722
6 $ 243,322 $ 174,437
7 $ 243,322 $ 173,127
8 $ 243,322 $ 171,792
9 $ 243,322 $ 170,432
10 $ 243,322 $ 169,046
11 $ 243,322 $ 167,634
12 $ 243,322 $ 166,195
13 $ 243,322 $ 164,729
14 $ 243,322 $ 163,234
15 $ 243,322 $ 161,711
16 $ 243,322 $ 160,160
17 $ 243,322 $ 158,579
18 $ 243,322 $ 156,967
19 $ 243,322 $ 155,325
20 $ 243,322 $ 153,652
21 $ 243,322 $ 151,947
22 $ 243,322 $ 150,210
23 $ 243,322 $ 148,440
24 $ 243,322 $ 146,636
25 $ 243,322 $ 144,797
26 $ 243,322 $ 142,924
27 $ 243,322 $ 141,015
28 $ 243,322 $ 139,070
29 $ 243,322 $ 137,088
30 $ 243,322 $ 135,068
31 $ 243,322 $ 133,009
32 $ 243,322 $ 130,912
33 $ 243,322 $ 128,775
34 $ 243,322 $ 126,597
35 $ 243,322 $ 124,377
36 $ 243,322 $ 122,116
37 $ 243,322 $ 119,811
38 $ 243,322 $ 117,463
39 $ 243,322 $ 115,070
40 $ 243,322 $ 112,631
41 $ 243,322 $ 110,147
42 $ 243,322 $ 107,614
43 $ 243,322 $ 105,034
44 $ 243,322 $ 102,405
45 $ 243,322 $ 99,726
46 $ 243,322 $ 96,995
47 $ 243,322 $ 94,213
48 $ 243,322 $ 91,378
49 $ 243,322 $ 88,489
50 $ 243,322 $ 85,545
51 $ 243,322 $ 82,545
52 $ 243,322 $ 79,488
53 $ 243,322 $ 76,373
54 $ 243,322 $ 73,199
55 $ 243,322 $ 69,964
56 $ 243,322 $ 66,668
57 $ 243,322 $ 63,309
58 $ 243,322 $ 59,887
59 $ 243,322 $ 56,399
60 $ 243,322 $ 52,845
61 $ 243,322 $ 49,223
62 $ 243,322 $ 45,533
63 $ 243,322 $ 41,772
64 $ 243,322 $ 37,940
65 $ 243,322 $ 34,035
66 $ 243,322 $ 30,056
67 $ 243,322 $ 26,001
68 $ 243,322 $ 21,869
69 $ 243,322 $ 17,658
70 $ 243,322 $ 13,368
71 $ 243,322 $ 8,995
72 $ 243,322 $ 4,540

TARJETA DE CRÉDITO GOLD

Tasa e.M. 2.03%


Monto $ 9,500,000
Plazo 36
Cuota $ 190,000

Para este tipo de tarjeta las condiciones son bastante altas porque la tasa es una d
6 SLMV y todo queda diferido a 36 meses

https://www.bancodebogota.com/wps/portal/banco-de-bogota/bogota/producto

NO CUOTA INTERES
0
1 $ 190,000 $ 192,755
2 $ 381,862 $ 192,811
3 $ 381,862 $ 188,975
4 $ 381,862 $ 185,061
5 $ 381,862 $ 181,068
6 $ 381,862 $ 176,994
7 $ 381,862 $ 172,837
8 $ 381,862 $ 168,596
9 $ 381,862 $ 164,269
10 $ 381,862 $ 159,854
11 $ 381,862 $ 155,350
12 $ 381,862 $ 150,754
13 $ 381,862 $ 146,064
14 $ 381,862 $ 141,280
15 $ 381,862 $ 136,399
16 $ 381,862 $ 131,418
17 $ 381,862 $ 126,337
18 $ 381,862 $ 121,152
19 $ 381,862 $ 115,862
20 $ 381,862 $ 110,465
21 $ 381,862 $ 104,959
22 $ 381,862 $ 99,340
23 $ 381,862 $ 93,608
24 $ 381,862 $ 87,759
25 $ 381,862 $ 81,792
26 $ 381,862 $ 75,703
27 $ 381,862 $ 69,491
28 $ 381,862 $ 63,153
29 $ 381,862 $ 56,687
30 $ 381,862 $ 50,089
31 $ 381,862 $ 43,357
32 $ 381,862 $ 36,489
33 $ 381,862 $ 29,481
34 $ 381,862 $ 22,332
35 $ 381,862 $ 15,037
36 $ 381,862 $ 7,594
CRÉDITO DE VIVIENDA SEGMENTO PERSONAS

5 A 20 AÑOS

portal/banco-de-bogota/bogota/productos/para-ti/creditos-y-financiacion/credito-vivienda

AMORTIZACIÓN SALDO
$ 245,000,000
$ 10,464,983 $ 234,535,017
$ 11,668,456 $ 222,866,562
$ 13,010,328 $ 209,856,233
$ 14,506,516 $ 195,349,718
$ 16,174,765 $ 179,174,952
$ 18,034,863 $ 161,140,089
$ 20,108,872 $ 141,031,217
$ 22,421,393 $ 118,609,824
$ 24,999,853 $ 93,609,971
$ 27,874,836 $ 65,735,135
$ 31,080,442 $ 34,654,693
$ 34,654,693 $0

CRÉDITO DE VEHÍCULO PARTICULAR

hiculo usado particular de 45 millones, tienen diferentes tasas para diferentes rangos de solicitud de crédito

TEA= (1+TEM)^12
0,1523= (1+TEM)^12
TEM= (1,1523)^1/12
TEM = 1.188%

portal/banco-de-bogota/bogota/productos/para-ti/creditos-y-financiacion/credito-para-vehiculo
AMORTIZACIÓN SALDO
$ 42,750,000
$ 378,845 $ 42,371,155.115
$ 383,347 $ 41,987,808.271
$ 387,902 $ 41,599,905.971
$ 392,512 $ 41,207,394.079
$ 397,176 $ 40,810,217.819
$ 401,896 $ 40,408,321.762
$ 406,672 $ 40,001,649.820
$ 411,505 $ 39,590,145.241
$ 416,395 $ 39,173,750.595
$ 421,343 $ 38,752,407.774
$ 426,350 $ 38,326,057.974
$ 431,416 $ 37,894,641.697
$ 436,543 $ 37,458,098.736
$ 441,731 $ 37,016,368.168
$ 446,980 $ 36,569,388.347
$ 452,291 $ 36,117,096.895
$ 457,666 $ 35,659,430.690
$ 463,105 $ 35,196,325.863
$ 468,608 $ 34,727,717.785
$ 474,177 $ 34,253,541.058
$ 479,812 $ 33,773,729.508
$ 485,513 $ 33,288,216.175
$ 491,283 $ 32,796,933.301
$ 497,121 $ 32,299,812.325
$ 503,028 $ 31,796,783.871
$ 509,006 $ 31,287,777.737
$ 515,055 $ 30,772,722.890
$ 521,175 $ 30,251,547.449
$ 527,369 $ 29,724,178.681
$ 533,636 $ 29,190,542.989
$ 539,977 $ 28,650,565.901
$ 546,394 $ 28,104,172.059
$ 552,887 $ 27,551,285.210
$ 559,457 $ 26,991,828.195
$ 566,105 $ 26,425,722.939
$ 572,833 $ 25,852,890.439
$ 579,640 $ 25,273,250.751
$ 586,528 $ 24,686,722.984
$ 593,498 $ 24,093,225.283
$ 600,550 $ 23,492,674.823
$ 607,687 $ 22,884,987.792
$ 614,908 $ 22,270,079.384
$ 622,216 $ 21,647,863.785
$ 629,610 $ 21,018,254.160
$ 637,092 $ 20,381,162.644
$ 644,662 $ 19,736,500.326
$ 652,323 $ 19,084,177.240
$ 660,075 $ 18,424,102.350
$ 667,919 $ 17,756,183.538
$ 675,856 $ 17,080,327.591
$ 683,887 $ 16,396,440.191
$ 692,014 $ 15,704,425.895
$ 700,238 $ 15,004,188.129
$ 708,559 $ 14,295,629.171
$ 716,979 $ 13,578,650.136
$ 725,499 $ 12,853,150.966
$ 734,121 $ 12,119,030.412
$ 742,844 $ 11,376,186.023
$ 751,672 $ 10,624,514.131
$ 760,604 $ 9,863,909.835
$ 769,643 $ 9,094,266.988
$ 778,789 $ 8,315,478.181
$ 788,043 $ 7,527,434.729
$ 797,408 $ 6,730,026.656
$ 806,884 $ 5,923,142.679
$ 816,472 $ 5,106,670.191
$ 826,175 $ 4,280,495.249
$ 835,993 $ 3,444,502.555
$ 845,927 $ 2,598,575.441
$ 855,980 $ 1,742,595.852
$ 866,152 $ 876,444.330
$ 876,444 $ 0.000

CRÉDITO DE LIBRE INVERSIÓN


alidad de solicitud por internet, a pesar que en la página de tasas y tarifas para el segmento de personas dice 27,19%
e evidencia que la tasa es del 1,9% E.M. que equivale a 25,36% E.A., probablemente por internet hay menos costos
transaccionales

EM 1.901%

themes/html/digital/credito-libre-destino/credito-libre-inversion.html
themes/html/banco-de-bogota/pdf/productos-para-ti/tasas/2020/tasas-mayo-2020.pdf
AMORTIZACIÓN SALDO
$ 9,500,000
$ 62,694 $ 9,437,305.79
$ 63,886 $ 9,373,419.56
$ 65,101 $ 9,308,318.62
$ 66,339 $ 9,241,979.89
$ 67,600 $ 9,174,379.84
$ 68,885 $ 9,105,494.47
$ 70,195 $ 9,035,299.35
$ 71,530 $ 8,963,769.59
$ 72,890 $ 8,890,879.79
$ 74,276 $ 8,816,604.11
$ 75,688 $ 8,740,916.19
$ 77,127 $ 8,663,789.19
$ 78,593 $ 8,585,195.73
$ 80,088 $ 8,505,107.95
$ 81,611 $ 8,423,497.41
$ 83,162 $ 8,340,335.18
$ 84,743 $ 8,255,591.75
$ 86,355 $ 8,169,237.05
$ 87,997 $ 8,081,240.46
$ 89,670 $ 7,991,570.74
$ 91,375 $ 7,900,196.10
$ 93,112 $ 7,807,084.10
$ 94,882 $ 7,712,201.73
$ 96,686 $ 7,615,515.32
$ 98,525 $ 7,516,990.56
$ 100,398 $ 7,416,592.51
$ 102,307 $ 7,314,285.55
$ 104,252 $ 7,210,033.37
$ 106,234 $ 7,103,799.01
$ 108,254 $ 6,995,544.76
$ 110,313 $ 6,885,232.23
$ 112,410 $ 6,772,822.27
$ 114,547 $ 6,658,275.02
$ 116,725 $ 6,541,549.82
$ 118,945 $ 6,422,605.28
$ 121,206 $ 6,301,399.19
$ 123,511 $ 6,177,888.56
$ 125,859 $ 6,052,029.56
$ 128,252 $ 5,923,777.55
$ 130,691 $ 5,793,087.03
$ 133,175 $ 5,659,911.63
$ 135,708 $ 5,524,204.10
$ 138,288 $ 5,385,916.31
$ 140,917 $ 5,244,999.19
$ 143,596 $ 5,101,402.75
$ 146,327 $ 4,955,076.05
$ 149,109 $ 4,805,967.17
$ 151,944 $ 4,654,023.22
$ 154,833 $ 4,499,190.29
$ 157,777 $ 4,341,413.45
$ 160,777 $ 4,180,636.73
$ 163,834 $ 4,016,803.09
$ 166,949 $ 3,849,854.41
$ 170,123 $ 3,679,731.45
$ 173,358 $ 3,506,373.88
$ 176,654 $ 3,329,720.18
$ 180,012 $ 3,149,707.68
$ 183,435 $ 2,966,272.52
$ 186,923 $ 2,779,349.63
$ 190,477 $ 2,588,872.69
$ 194,099 $ 2,394,774.13
$ 197,789 $ 2,196,985.09
$ 201,550 $ 1,995,435.39
$ 205,382 $ 1,790,053.54
$ 209,287 $ 1,580,766.67
$ 213,266 $ 1,367,500.54
$ 217,321 $ 1,150,179.48
$ 221,453 $ 928,726.40
$ 225,664 $ 703,062.74
$ 229,954 $ 473,108.43
$ 234,327 $ 238,781.89
$ 238,782 $ 0.00

TARJETA DE CRÉDITO GOLD

s son bastante altas porque la tasa es una de las más altas, exisgen salario de
SLMV y todo queda diferido a 36 meses

portal/banco-de-bogota/bogota/productos/para-ti/tarjetas-de-credito/tarjeta-gold

AMORTIZACIÓN SALDO MANEJO PAGO TOTAL


$ 9,500,000
-$ 2,755 $ 9,502,755.00 $ 190,000
$ 189,051 $ 9,313,703.75 $ 381,862
$ 192,887 $ 9,120,816.64 $ 381,862
$ 196,801 $ 8,924,015.86 $ 381,862
$ 200,794 $ 8,723,221.98 $ 381,862
$ 204,868 $ 8,518,354.00 $ 381,862
$ 209,025 $ 8,309,329.25 $ 381,862
$ 213,266 $ 8,096,063.39 $ 381,862
$ 217,593 $ 7,878,470.36 $ 79,800 $ 461,662
$ 222,008 $ 7,656,462.37 $ 381,862
$ 226,513 $ 7,429,949.84 $ 381,862
$ 231,108 $ 7,198,841.37 $ 79,800 $ 461,662
$ 235,798 $ 6,963,043.71 $ 381,862
$ 240,582 $ 6,722,461.71 $ 381,862
$ 245,463 $ 6,476,998.30 $ 79,800 $ 461,662
$ 250,444 $ 6,226,554.44 $ 381,862
$ 255,525 $ 5,971,029.08 $ 381,862
$ 260,710 $ 5,710,319.11 $ 79,800 $ 461,662
$ 266,000 $ 5,444,319.33 $ 381,862
$ 271,397 $ 5,172,922.41 $ 381,862
$ 276,904 $ 4,896,018.85 $ 79,800 $ 461,662
$ 282,522 $ 4,613,496.92 $ 381,862
$ 288,254 $ 4,325,242.62 $ 381,862
$ 294,103 $ 4,031,139.64 $ 79,800 $ 461,662
$ 300,070 $ 3,731,069.31 $ 381,862
$ 306,159 $ 3,424,910.55 $ 381,862
$ 312,371 $ 3,112,539.83 $ 79,800 $ 461,662
$ 318,709 $ 2,793,831.11 $ 381,862
$ 325,175 $ 2,468,655.79 $ 381,862
$ 331,773 $ 2,136,882.66 $ 79,800 $ 461,662
$ 338,505 $ 1,798,377.86 $ 381,862
$ 345,373 $ 1,453,004.79 $ 381,862
$ 352,381 $ 1,100,624.11 $ 79,800 $ 461,662
$ 359,530 $ 741,093.62 $ 381,862
$ 366,825 $ 374,268.25 $ 381,862
$ 374,268 $ 0.00 $ 79,800 $ 461,662
to
CRÉDITO DE VIVIENDA PARA NO VIS EN UNO DE LOS 45 M

Crédito para vivienda usada NO VIS en pesos

Tasa e.a. 11.50%


Monto no VIS $ 250,000,000
Monto Max $ 131,670,450
Plazo 20
Cuota $ 1,250,000

https://www.bbva.com.co/personas/productos/prestamos/vivienda/hipotecario/t

NO CUOTA INTERES
0 $ 1,250,000
1 $ 17,078,287 $ 15,142,102
2 $ 17,078,287 $ 14,919,440
3 $ 17,078,287 $ 14,671,173
4 $ 17,078,287 $ 14,394,355
5 $ 17,078,287 $ 14,085,703
6 $ 17,078,287 $ 13,741,555
7 $ 17,078,287 $ 13,357,831
8 $ 17,078,287 $ 12,929,979
9 $ 17,078,287 $ 12,452,923
10 $ 17,078,287 $ 11,921,007
11 $ 17,078,287 $ 11,327,919
12 $ 17,078,287 $ 10,666,627
13 $ 17,078,287 $ 9,929,286
14 $ 17,078,287 $ 9,107,151
15 $ 17,078,287 $ 8,190,470
16 $ 17,078,287 $ 7,168,371
17 $ 17,078,287 $ 6,028,731
18 $ 17,078,287 $ 4,758,032
19 $ 17,078,287 $ 3,341,202
20 $ 17,078,287 $ 1,761,438

CRÉDITO DE VEHÍCULO PRODUCTIV

Se financia hasta el 95% de v

Tasa e.a. 18.00%


Monto $ 150,000,000
Plazo 72
Cuota $ 7,500,000
https://www.bbva.com.co/personas/productos/prestamos/vehiculo/productivos.h
NO CUOTA INTERES
0 $ 7,500,000
1 $ 3,143,584 $ 1,979,101
2 $ 3,143,584 $ 1,962,928
3 $ 3,143,584 $ 1,946,531
4 $ 3,143,584 $ 1,929,906
5 $ 3,143,584 $ 1,913,050
6 $ 3,143,584 $ 1,895,960
7 $ 3,143,584 $ 1,878,632
8 $ 3,143,584 $ 1,861,064
9 $ 3,143,584 $ 1,843,252
10 $ 3,143,584 $ 1,825,192
11 $ 3,143,584 $ 1,806,882
12 $ 3,143,584 $ 1,788,317
13 $ 3,143,584 $ 1,769,494
14 $ 3,143,584 $ 1,750,411
15 $ 3,143,584 $ 1,731,062
16 $ 3,143,584 $ 1,711,444
17 $ 3,143,584 $ 1,691,554
18 $ 3,143,584 $ 1,671,387
19 $ 3,143,584 $ 1,650,941
20 $ 3,143,584 $ 1,630,210
21 $ 3,143,584 $ 1,609,192
22 $ 3,143,584 $ 1,587,882
23 $ 3,143,584 $ 1,566,275
24 $ 3,143,584 $ 1,544,369
25 $ 3,143,584 $ 1,522,158
26 $ 3,143,584 $ 1,499,639
27 $ 3,143,584 $ 1,476,807
28 $ 3,143,584 $ 1,453,659
29 $ 3,143,584 $ 1,430,188
30 $ 3,143,584 $ 1,406,392
31 $ 3,143,584 $ 1,382,265
32 $ 3,143,584 $ 1,357,803
33 $ 3,143,584 $ 1,333,001
34 $ 3,143,584 $ 1,307,855
35 $ 3,143,584 $ 1,282,360
36 $ 3,143,584 $ 1,256,510
37 $ 3,143,584 $ 1,230,302
38 $ 3,143,584 $ 1,203,729
39 $ 3,143,584 $ 1,176,788
40 $ 3,143,584 $ 1,149,472
41 $ 3,143,584 $ 1,121,777
42 $ 3,143,584 $ 1,093,697
43 $ 3,143,584 $ 1,065,227
44 $ 3,143,584 $ 1,036,362
45 $ 3,143,584 $ 1,007,096
46 $ 3,143,584 $ 977,424
47 $ 3,143,584 $ 947,339
48 $ 3,143,584 $ 916,837
49 $ 3,143,584 $ 885,911
50 $ 3,143,584 $ 854,555
51 $ 3,143,584 $ 822,764
52 $ 3,143,584 $ 790,532
53 $ 3,143,584 $ 757,852
54 $ 3,143,584 $ 724,718
55 $ 3,143,584 $ 691,123
56 $ 3,143,584 $ 657,062
57 $ 3,143,584 $ 622,529
58 $ 3,143,584 $ 587,515
59 $ 3,143,584 $ 552,015
60 $ 3,143,584 $ 516,022
61 $ 3,143,584 $ 479,530
62 $ 3,143,584 $ 442,530
63 $ 3,143,584 $ 405,017
64 $ 3,143,584 $ 366,982
65 $ 3,143,584 $ 328,420
66 $ 3,143,584 $ 289,322
67 $ 3,143,584 $ 249,680
68 $ 3,143,584 $ 209,489
69 $ 3,143,584 $ 168,739
70 $ 3,143,584 $ 127,423
71 $ 3,143,584 $ 85,533
72 $ 3,143,584 $ 43,061

CRÉDITO DE LIBRE INVERSIÓN

Se hará la simulación con una tasa de máxima po

Tasa E.A. 26.50%


Monto $ 60,000,000
Plazo 60
Cuota $ 3,000,000

https://www.bbva.com.co/personas/productos/prestamos/consumo/libre-inversio

NO CUOTA INTERES
0 $ 3,000,000
1 $ 1,631,149 $ 1,127,601
2 $ 1,631,149 $ 1,117,640
3 $ 1,631,149 $ 1,107,481
4 $ 1,631,149 $ 1,097,122
5 $ 1,631,149 $ 1,086,557
6 $ 1,631,149 $ 1,075,784
7 $ 1,631,149 $ 1,064,797
8 $ 1,631,149 $ 1,053,594
9 $ 1,631,149 $ 1,042,168
10 $ 1,631,149 $ 1,030,517
11 $ 1,631,149 $ 1,018,635
12 $ 1,631,149 $ 1,006,517
13 $ 1,631,149 $ 994,161
14 $ 1,631,149 $ 981,560
15 $ 1,631,149 $ 968,709
16 $ 1,631,149 $ 955,604
17 $ 1,631,149 $ 942,240
18 $ 1,631,149 $ 928,612
19 $ 1,631,149 $ 914,714
20 $ 1,631,149 $ 900,541
21 $ 1,631,149 $ 886,088
22 $ 1,631,149 $ 871,349
23 $ 1,631,149 $ 856,318
24 $ 1,631,149 $ 840,990
25 $ 1,631,149 $ 825,359
26 $ 1,631,149 $ 809,418
27 $ 1,631,149 $ 793,162
28 $ 1,631,149 $ 776,585
29 $ 1,631,149 $ 759,680
30 $ 1,631,149 $ 742,440
31 $ 1,631,149 $ 724,859
32 $ 1,631,149 $ 706,930
33 $ 1,631,149 $ 688,647
34 $ 1,631,149 $ 670,002
35 $ 1,631,149 $ 650,988
36 $ 1,631,149 $ 631,598
37 $ 1,631,149 $ 611,824
38 $ 1,631,149 $ 591,660
39 $ 1,631,149 $ 571,096
40 $ 1,631,149 $ 550,125
41 $ 1,631,149 $ 528,740
42 $ 1,631,149 $ 506,932
43 $ 1,631,149 $ 484,692
44 $ 1,631,149 $ 462,012
45 $ 1,631,149 $ 438,884
46 $ 1,631,149 $ 415,298
47 $ 1,631,149 $ 391,245
48 $ 1,631,149 $ 366,717
49 $ 1,631,149 $ 341,703
50 $ 1,631,149 $ 316,195
51 $ 1,631,149 $ 290,182
52 $ 1,631,149 $ 263,654
53 $ 1,631,149 $ 236,602
54 $ 1,631,149 $ 209,014
55 $ 1,631,149 $ 180,881
56 $ 1,631,149 $ 152,191
57 $ 1,631,149 $ 122,933
58 $ 1,631,149 $ 93,097
59 $ 1,631,149 $ 62,671
60 $ 1,631,149 $ 31,642
TARJETA DE CRÉDITO BLACK

Tasa e.M. 27.19%


Monto $ 25,000,000
Plazo 36
Cuota $ 500,000

Es una tarjeta con cupo de 15 millones en adelante, exoneración los 6 primeros m

https://www.bbva.com.co/content/dam/public-web/colombia/documents/person
https://www.bbva.com.co/personas/productos/tarjetas-de-credito/mastercard/bl

NO CUOTA INTERES
0
1 $ 500,000 $ 506,121
2 $ 1,004,145 $ 506,245
3 $ 1,004,145 $ 496,165
4 $ 1,004,145 $ 485,881
5 $ 1,004,145 $ 475,389
6 $ 1,004,145 $ 464,685
7 $ 1,004,145 $ 453,763
8 $ 1,004,145 $ 442,621
9 $ 1,004,145 $ 431,253
10 $ 1,004,145 $ 419,655
11 $ 1,004,145 $ 407,822
12 $ 1,004,145 $ 395,749
13 $ 1,004,145 $ 383,433
14 $ 1,004,145 $ 370,866
15 $ 1,004,145 $ 358,046
16 $ 1,004,145 $ 344,966
17 $ 1,004,145 $ 331,621
18 $ 1,004,145 $ 318,005
19 $ 1,004,145 $ 304,115
20 $ 1,004,145 $ 289,943
21 $ 1,004,145 $ 275,484
22 $ 1,004,145 $ 260,732
23 $ 1,004,145 $ 245,682
24 $ 1,004,145 $ 230,327
25 $ 1,004,145 $ 214,661
26 $ 1,004,145 $ 198,678
27 $ 1,004,145 $ 182,371
28 $ 1,004,145 $ 165,735
29 $ 1,004,145 $ 148,761
30 $ 1,004,145 $ 131,444
31 $ 1,004,145 $ 113,776
32 $ 1,004,145 $ 95,751
33 $ 1,004,145 $ 77,360
34 $ 1,004,145 $ 58,598
35 $ 1,004,145 $ 39,455
36 $ 1,004,145 $ 19,925
VIENDA PARA NO VIS EN UNO DE LOS 45 MUNICIPIOS CON TOPES

Para 45 municipios Max 150 SMMLV

Hasta 30 años

oductos/prestamos/vivienda/hipotecario/tradicional.html

AMORTIZACIÓN SALDO
$ 131,670,450
$ 1,936,186 $ 129,734,264
$ 2,158,847 $ 127,575,418
$ 2,407,114 $ 125,168,303
$ 2,683,932 $ 122,484,371
$ 2,992,585 $ 119,491,786
$ 3,336,732 $ 116,155,055
$ 3,720,456 $ 112,434,599
$ 4,148,308 $ 108,286,290
$ 4,625,364 $ 103,660,926
$ 5,157,281 $ 98,503,646
$ 5,750,368 $ 92,753,278
$ 6,411,660 $ 86,341,617
$ 7,149,001 $ 79,192,616
$ 7,971,136 $ 71,221,479
$ 8,887,817 $ 62,333,662
$ 9,909,916 $ 52,423,746
$ 11,049,556 $ 41,374,190
$ 12,320,255 $ 29,053,934
$ 13,737,085 $ 15,316,850
$ 15,316,850 $0

CRÉDITO DE VEHÍCULO PRODUCTIVO

Se financia hasta el 95% de vehiculo usado, para Pick Ups, Vans, o camiones

EM 1.389%
oductos/prestamos/vehiculo/productivos.html
AMORTIZACIÓN SALDO
$ 142,500,000
$ 1,164,483 $ 141,335,517.350
$ 1,180,655 $ 140,154,861.863
$ 1,197,053 $ 138,957,808.925
$ 1,213,678 $ 137,744,130.800
$ 1,230,534 $ 136,513,596.592
$ 1,247,624 $ 135,265,972.195
$ 1,264,952 $ 134,001,020.253
$ 1,282,520 $ 132,718,500.114
$ 1,300,332 $ 131,418,167.784
$ 1,318,392 $ 130,099,775.879
$ 1,336,702 $ 128,763,073.579
$ 1,355,267 $ 127,407,806.583
$ 1,374,090 $ 126,033,717.056
$ 1,393,173 $ 124,640,543.581
$ 1,412,522 $ 123,228,021.114
$ 1,432,140 $ 121,795,880.928
$ 1,452,030 $ 120,343,850.561
$ 1,472,197 $ 118,871,653.773
$ 1,492,643 $ 117,379,010.482
$ 1,513,374 $ 115,865,636.718
$ 1,534,392 $ 114,331,244.568
$ 1,555,702 $ 112,775,542.120
$ 1,577,309 $ 111,198,233.407
$ 1,599,215 $ 109,599,018.351
$ 1,621,426 $ 107,977,592.709
$ 1,643,945 $ 106,333,648.009
$ 1,666,777 $ 104,666,871.498
$ 1,689,925 $ 102,976,946.078
$ 1,713,396 $ 101,263,550.246
$ 1,737,192 $ 99,526,358.035
$ 1,761,319 $ 97,765,038.951
$ 1,785,781 $ 95,979,257.910
$ 1,810,583 $ 94,168,675.174
$ 1,835,729 $ 92,332,946.285
$ 1,861,224 $ 90,471,722.003
$ 1,887,074 $ 88,584,648.237
$ 1,913,282 $ 86,671,365.979
$ 1,939,855 $ 84,731,511.234
$ 1,966,796 $ 82,764,714.951
$ 1,994,112 $ 80,770,602.955
$ 2,021,807 $ 78,748,795.873
$ 2,049,887 $ 76,698,909.064
$ 2,078,357 $ 74,620,552.546
$ 2,107,222 $ 72,513,330.917
$ 2,136,488 $ 70,376,843.288
$ 2,166,160 $ 68,210,683.199
$ 2,196,245 $ 66,014,438.546
$ 2,226,747 $ 63,787,691.503
$ 2,257,673 $ 61,530,018.439
$ 2,289,029 $ 59,240,989.839
$ 2,320,820 $ 56,920,170.225
$ 2,353,052 $ 54,567,118.070
$ 2,385,732 $ 52,181,385.713
$ 2,418,866 $ 49,762,519.279
$ 2,452,461 $ 47,310,058.587
$ 2,486,522 $ 44,823,537.065
$ 2,521,055 $ 42,302,481.663
$ 2,556,069 $ 39,746,412.758
$ 2,591,569 $ 37,154,844.068
$ 2,627,562 $ 34,527,282.557
$ 2,664,054 $ 31,863,228.341
$ 2,701,054 $ 29,162,174.593
$ 2,738,567 $ 26,423,607.449
$ 2,776,602 $ 23,647,005.905
$ 2,815,164 $ 20,831,841.724
$ 2,854,262 $ 17,977,579.332
$ 2,893,904 $ 15,083,675.716
$ 2,934,095 $ 12,149,580.320
$ 2,974,845 $ 9,174,734.945
$ 3,016,161 $ 6,158,573.637
$ 3,058,051 $ 3,100,522.583
$ 3,100,523 $ 0.000

CRÉDITO DE LIBRE INVERSIÓN

á la simulación con una tasa de máxima política en el segmento de banca premium

EM 1.978%

oductos/prestamos/consumo/libre-inversion.html

AMORTIZACIÓN SALDO
$ 57,000,000
$ 503,548 $ 56,496,451.78
$ 513,510 $ 55,982,942.13
$ 523,668 $ 55,459,273.98
$ 534,028 $ 54,925,246.39
$ 544,592 $ 54,380,654.41
$ 555,365 $ 53,825,289.05
$ 566,352 $ 53,258,937.20
$ 577,556 $ 52,681,381.50
$ 588,981 $ 52,092,400.32
$ 600,633 $ 51,491,767.64
$ 612,515 $ 50,879,252.95
$ 624,632 $ 50,254,621.21
$ 636,989 $ 49,617,632.71
$ 649,590 $ 48,968,043.00
$ 662,440 $ 48,305,602.80
$ 675,545 $ 47,630,057.90
$ 688,909 $ 46,941,149.04
$ 702,537 $ 46,238,611.87
$ 716,435 $ 45,522,176.77
$ 730,608 $ 44,791,568.81
$ 745,061 $ 44,046,507.62
$ 759,800 $ 43,286,707.27
$ 774,831 $ 42,511,876.20
$ 790,159 $ 41,721,717.05
$ 805,790 $ 40,915,926.59
$ 821,731 $ 40,094,195.61
$ 837,987 $ 39,256,208.76
$ 854,564 $ 38,401,644.45
$ 871,470 $ 37,530,174.75
$ 888,710 $ 36,641,465.22
$ 906,290 $ 35,735,174.82
$ 924,219 $ 34,810,955.76
$ 942,502 $ 33,868,453.35
$ 961,147 $ 32,907,305.91
$ 980,161 $ 31,927,144.60
$ 999,551 $ 30,927,593.28
$ 1,019,325 $ 29,908,268.35
$ 1,039,490 $ 28,868,778.66
$ 1,060,053 $ 27,808,725.29
$ 1,081,024 $ 26,727,701.45
$ 1,102,409 $ 25,625,292.27
$ 1,124,218 $ 24,501,074.72
$ 1,146,457 $ 23,354,617.36
$ 1,169,137 $ 22,185,480.24
$ 1,192,266 $ 20,993,214.70
$ 1,215,852 $ 19,777,363.19
$ 1,239,904 $ 18,537,459.14
$ 1,264,432 $ 17,273,026.71
$ 1,289,446 $ 15,983,580.68
$ 1,314,954 $ 14,668,626.22
$ 1,340,968 $ 13,327,658.71
$ 1,367,495 $ 11,960,163.54
$ 1,394,548 $ 10,565,615.94
$ 1,422,135 $ 9,143,480.73
$ 1,450,269 $ 7,693,212.18
$ 1,478,958 $ 6,214,253.72
$ 1,508,216 $ 4,706,037.81
$ 1,538,052 $ 3,167,985.65
$ 1,568,479 $ 1,599,507.02
$ 1,599,507 $ 0.00
TARJETA DE CRÉDITO BLACK

EM 2.024%

s en adelante, exoneración los 6 primeros meses, hay asistente las 24 horas

/public-web/colombia/documents/personas/tarjetas/DO-10-Tasas-Tarjetas-de-Credito.pdf
oductos/tarjetas-de-credito/mastercard/black.html?tms-tagging-cta=info_mastercardblack

AMORTIZACIÓN SALDO MANEJO PAGO TOTAL


$ 25,000,000
-$ 6,121 $ 25,006,121.41 37400 $ 537,400
$ 497,900 $ 24,508,221.50 37400 $ 1,041,545
$ 507,980 $ 24,000,241.67 37400 $ 1,041,545
$ 518,264 $ 23,481,977.87 37400 $ 1,041,545
$ 528,756 $ 22,953,221.89 37400 $ 1,041,545
$ 539,461 $ 22,413,761.32 37400 $ 1,041,545
$ 550,382 $ 21,863,379.45 37400 $ 1,041,545
$ 561,524 $ 21,301,855.18 37400 $ 1,041,545
$ 572,892 $ 20,728,962.93 37400 $ 1,041,545
$ 584,490 $ 20,144,472.55 37400 $ 1,041,545
$ 596,323 $ 19,548,149.26 37400 $ 1,041,545
$ 608,396 $ 18,939,753.48 37400 $ 1,041,545
$ 620,713 $ 18,319,040.82 37400 $ 1,041,545
$ 633,279 $ 17,685,761.92 37400 $ 1,041,545
$ 646,100 $ 17,039,662.38 37400 $ 1,041,545
$ 659,180 $ 16,380,482.65 37400 $ 1,041,545
$ 672,525 $ 15,707,957.92 37400 $ 1,041,545
$ 686,140 $ 15,021,818.02 37400 $ 1,041,545
$ 700,031 $ 14,321,787.32 37400 $ 1,041,545
$ 714,203 $ 13,607,584.60 37400 $ 1,041,545
$ 728,662 $ 12,878,922.95 37400 $ 1,041,545
$ 743,413 $ 12,135,509.64 37400 $ 1,041,545
$ 758,464 $ 11,377,046.04 37400 $ 1,041,545
$ 773,819 $ 10,603,227.45 37400 $ 1,041,545
$ 789,484 $ 9,813,743.02 37400 $ 1,041,545
$ 805,467 $ 9,008,275.59 37400 $ 1,041,545
$ 821,774 $ 8,186,501.59 37400 $ 1,041,545
$ 838,411 $ 7,348,090.88 37400 $ 1,041,545
$ 855,384 $ 6,492,706.68 37400 $ 1,041,545
$ 872,701 $ 5,620,005.34 37400 $ 1,041,545
$ 890,369 $ 4,729,636.29 37400 $ 1,041,545
$ 908,394 $ 3,821,241.85 37400 $ 1,041,545
$ 926,785 $ 2,894,457.09 37400 $ 1,041,545
$ 945,547 $ 1,948,909.71 37400 $ 1,041,545
$ 964,690 $ 984,219.86 37400 $ 1,041,545
$ 984,220 $ 0.00 37400 $ 1,041,545

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