MÊS 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28

M 0.30 0.80 1.30 1.90 2.70 3.60 5.00 6.30 7.30 8.10 8.40 8.50 8.30 8.20 6.40 5.80 4.90 3.70 3.10 1.70 1.50 1.10 0.70 0.40
Curva "S" Teórica
A 0.3 1.1 2.4 4.3 7.0 10.6 15.6 21.9 29.2 37.3 45.7 54.2 62.5 70.7 77.1 82.9 87.8 91.5 94.6 96.3 97.8 98.9 99.6 100
M 0.87 0.87 1.57 2.23 2.83 3.09 3.68 4.27 4.35 5.72 5.17 5.97 7.23 8.92 8.01 7.07 6.48 5.11 4.21 3.74 3.27 2.77 1.74 0.87 ROSSI RESIDENCIAL (Curva adotada para
A 0.9 1.7 3.3 5.5 8.4 11.4 15.1 19.4 23.7 29.5 34.6 40.6 47.8 56.7 64.7 71.8 78.3 83.4 87.6 91.4 94.6 97.4 99.1 100.0 estudos de viabilidade )
24
M 1.66 1.52 1.65 2.49 1.90 3.04 3.08 4.01 4.43 4.94 4.96 4.31 4.93 4.37 4.91 4.11 4.14 5.92 6.56 7.20 7.58 6.46 3.43 2.40 SCHAHIN ENGENHARIA (Média da curva
A 1.7 3.2 4.8 7.3 9.2 12.3 15.3 19.4 23.8 28.7 33.7 38.0 42.9 47.3 52.2 56.3 60.5 66.4 72.9 80.1 87.7 94.2 97.6 100.0 4 empreendimentos-real)
M 1.3 1.2 1.6 2.4 2.4 3.1 3.4 4.1 4.4 5.3 5.1 5.1 6.1 6.6 6.5 5.6 5.3 5.5 5.4 5.5 5.4 4.6 2.6 1.6
MÉDIA: ROSSI x SCHAHIN
A 1.3 2.5 4.1 6.4 8.8 11.9 15.2 19.4 23.8 29.1 34.2 39.3 45.4 52.0 58.5 64.1 69.4 74.9 80.3 85.7 91.2 95.8 98.4 100.0
M 0.56 1.30 0.83 1.33 1.50 2.14 2.70 2.95 3.52 4.08 4.16 5.47 4.94 5.71 6.91 7.46 7.46 6.76 6.20 4.89 4.03 3.58 3.12 2.65 1.66 1.83 1.50 0.73 ROSSI RESIDENCIAL (Curva adotada para
A 0.6 1.9 2.7 4.0 5.5 7.7 10.4 13.3 16.8 20.9 25.1 30.5 35.5 41.2 48.1 55.6 63.0 69.8 76.0 80.9 84.9 88.5 91.6 94.2 95.9 97.7 99.2 100.0 estudos de viabilidade )
M 2.48 2.06 1.66 1.97 2.82 3.46 2.07 2.16 2.15 2.49 4.20 3.79 4.32 4.40 4.63 4.50 3.40 4.64 4.03 5.59 4.47 5.24 3.17 5.26 5.29 4.61 4.18 0.96 SCHAHIN ENGENHARIA (Média da curva
A 2.5 4.5 6.2 8.2 11.0 14.5 16.5 18.7 20.8 23.3 27.5 31.3 35.6 40.0 44.7 49.2 52.6 57.2 61.2 66.8 71.3 76.5 79.7 85.0 90.3 94.9 99.0 100.0 4 empreendimentos-real)
28
M 1.5 1.7 1.2 1.7 2.2 2.8 2.4 2.6 2.8 3.3 4.2 4.6 4.6 5.1 5.8 6.0 5.4 5.7 5.1 5.2 4.3 4.4 3.1 4.0 3.5 3.2 2.8 0.8
MÉDIA: ROSSI x SCHAHIN
A 1.5 3.2 4.4 6.1 8.3 11.1 13.4 16.0 18.8 22.1 26.3 30.9 35.5 40.6 46.4 52.4 57.8 63.5 68.6 73.8 78.1 82.5 85.6 89.6 93.1 96.3 99.1 100.0
M 0.30 0.50 0.90 1.30 2.00 2.50 3.10 4.30 5.10 5.80 6.80 7.00 7.30 7.30 6.90 6.90 6.30 5.50 4.60 3.90 3.20 2.40 1.90 1.60 1.00 0.70 0.50 0.40
Curva "S" Teórica
A 0.3 0.8 1.7 3.0 5.0 7.5 10.6 14.9 20.0 25.8 32.6 39.6 46.9 54.2 61.1 68.0 74.3 79.8 84.4 88.3 91.5 93.9 95.8 97.4 98.4 99.1 99.6 100.0

120.0 ESTUDO CURVA DESEMBOLSO ACUMULADO - 24 Meses 120.0 ESTUDO CURVA DESEMBOLSO ACUMULADO - 28 Meses

100.0 100.0

80.0 80.0

60.0 60.0

40.0 40.0

20.0 20.0

0.0 0.0
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28

Teórica 24 Meses ROSSI SCHAHIN MÉDIA ROSSI SCHAHIN Teórica 28 Meses MÉDIA

ESTUDO CURVA DESEMBOLSO MENSAL - 24 Meses ESTUDO CURVA DESEMBOLSO MENSAL - 28 Meses
10.00 8.00

7.30 7.30
9.00
8.40 8.50 7.00 7.00 6.90 6.90
8.30 8.20 6.80
8.10
8.00 6.30
7.30 6.00
5.80 6.0
7.00 5.8 5.75.50
6.30 6.40 5.4
6.6 5.00 5.10 5.2
6.5 5.80 5.1 5.1
6.00
6.1 4.60
4.6 4.6
4.30
5.00 5.6 5.5 5.5 4.4
5.3 4.90 5.4 5.4 4.00 4.3
5.00 5.3 4.2 3.90
5.1 5.1 4.0
4.6
4.4 3.20 3.5
4.00 3.70 3.10 3.3
3.60 4.1 3.00 3.1 3.2
3.10 2.82.50 2.8 2.8
3.00 3.4 2.6 2.40
2.70
3.1 2.4
2.00 2.22.00 1.90
2.6
1.90
2.4 2.4 1.60
2.00 1.70 1.7 1.7
1.50 1.5 1.30
1.30
1.6 1.10 1.6 1.00 1.2 1.00
0.90
1.00 1.3 0.80 0.70 0.70
1.2 0.8
0.40 0.50 0.50 0.40
0.30 0.30
0.00 0.00
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28

Teórica 24 Meses ROSSI SCHAHIN MÈDIA ROSSI SCHAHIN MÉDIA Téorica 28 Meses
Mês Acumul
2.48% 2.48%
2.06% 4.54%
1.66% 6.20%
1.97% 8.17%
2.82% 10.99%
3.46% 14.45%
2.07% 16.52%
2.16% 18.68%
2.15% 20.83%
2.49% 23.32%
4.20% 27.52%
3.79% 31.31%
4.32% 35.63%
4.40% 40.03%
4.63% 44.66%
4.50% 49.16%
3.40% 52.56%
4.64% 57.20%
4.03% 61.23%
5.59% 66.82%
4.47% 71.29%
5.24% 76.53%
3.17% 79.70%
5.26% 84.96%
5.29% 90.25%
4.61% 94.86%
4.18% 99.04%
0.96% 100.00%