Payment Table for Personal Financing-i for Pensioners

Variable Rate (promo) FY2022

Annual Effective
7.25%
Rate
Equivalent Flat
3.86% 3.87% 3.90% 3.94% 3.97% 4.01% 4.05% 4.09%
Rate
Total Financing 3 4 5 6 7 8 9 10
Amount 36 48 60 72 84 96 108 120
5,000 154.96 120.31 99.60 85.85 76.08 68.79 63.17 58.70
6,000 185.95 144.37 119.52 103.02 91.29 82.55 75.80 70.44
7,000 216.94 168.44 139.44 120.19 106.51 96.31 88.43 82.18
8,000 247.93 192.50 159.35 137.35 121.72 110.07 101.07 93.92
9,000 278.92 216.56 179.27 154.52 136.94 123.83 113.70 105.66
10,000 309.92 240.62 199.19 171.69 152.15 137.58 126.33 117.40
11,000 340.91 264.69 219.11 188.86 167.37 151.34 138.97 129.14
12,000 371.90 288.75 239.03 206.03 182.58 165.10 151.60 140.88
13,000 402.89 312.81 258.95 223.20 197.80 178.86 164.23 152.62
14,000 433.88 336.87 278.87 240.37 213.01 192.62 176.87 164.36
15,000 464.87 360.94 298.79 257.54 228.23 206.38 189.50 176.10
16,000 495.86 385.00 318.71 274.71 243.44 220.14 202.13 187.84
17,000 526.86 409.06 338.63 291.88 258.66 233.89 214.77 199.58
18,000 557.85 433.12 358.55 309.05 273.87 247.65 227.40 211.32
19,000 588.84 457.19 378.47 326.22 289.09 261.41 240.03 223.06
20,000 619.83 481.25 398.39 343.39 304.30 275.17 252.67 234.80
21,000 650.82 505.31 418.31 360.56 319.52 288.93 265.30 246.54
22,000 681.81 529.37 438.23 377.72 334.73 302.69 277.93 258.28
23,000 712.81 553.44 458.15 394.89 349.95 316.44 290.57 270.02
24,000 743.80 577.50 478.06 412.06 365.16 330.20 303.20 281.76
25,000 774.79 601.56 497.98 429.23 380.38 343.96 315.83 293.50
26,000 805.78 625.62 517.90 446.40 395.59 357.72 328.47 305.24
27,000 836.77 649.68 537.82 463.57 410.81 371.48 341.10 316.98
28,000 867.76 673.75 557.74 480.74 426.03 385.24 353.73 328.72
29,000 898.75 697.81 577.66 497.91 441.24 399.00 366.36 340.46
30,000 929.75 721.87 597.58 515.08 456.46 412.75 379.00 352.20
31,000 960.74 745.93 617.50 532.25 471.67 426.51 391.63 363.94
32,000 991.73 770.00 637.42 549.42 486.89 440.27 404.26 375.68
33,000 1,022.72 794.06 657.34 566.59 502.10 454.03 416.90 387.42
34,000 1,053.71 818.12 677.26 583.76 517.32 467.79 429.53 399.16
35,000 1,084.70 842.18 697.18 600.93 532.53 481.55 442.16 410.90
36,000 1,115.70 866.25 717.10 618.10 547.75 495.30 454.80 422.64
37,000 1,146.69 890.31 737.02 635.26 562.96 509.06 467.43 434.38
38,000 1,177.68 914.37 756.94 652.43 578.18 522.82 480.06 446.12
39,000 1,208.67 938.43 776.86 669.60 593.39 536.58 492.70 457.86
40,000 1,239.66 962.50 796.77 686.77 608.61 550.34 505.33 469.60
41,000 1,270.65 986.56 816.69 703.94 623.82 564.10 517.96 481.34
42,000 1,301.64 1,010.62 836.61 721.11 639.04 577.86 530.60 493.08
43,000 1,332.64 1,034.68 856.53 738.28 654.25 591.61 543.23 504.82
44,000 1,363.63 1,058.75 876.45 755.45 669.47 605.37 555.86 516.56
45,000 1,394.62 1,082.81 896.37 772.62 684.68 619.13 568.50 528.30
46,000 1,425.61 1,106.87 916.29 789.79 699.90 632.89 581.13 540.04
47,000 1,456.60 1,130.93 936.21 806.96 715.11 646.65 593.76 551.78
48,000 1,487.59 1,155.00 956.13 824.13 730.33 660.41 606.40 563.52
49,000 1,518.58 1,179.06 976.05 841.30 745.54 674.16 619.03 575.27
 50,000 1,549.58 1,203.12 995.97 858.47 760.76 687.92 631.66 587.01
51,000 1,580.57 1,227.18 1,015.89 875.63 775.97 701.68 644.30 598.75
52,000 1,611.56 1,251.24 1,035.81 892.80 791.19 715.44 656.93 610.49
53,000 1,642.55 1,275.31 1,055.73 909.97 806.40 729.20 669.56 622.23
54,000 1,673.54 1,299.37 1,075.65 927.14 821.62 742.96 682.20 633.97
55,000 1,704.53 1,323.43 1,095.56 944.31 836.84 756.72 694.83 645.71
56,000 1,735.53 1,347.49 1,115.48 961.48 852.05 770.47 707.46 657.45
57,000 1,766.52 1,371.56 1,135.40 978.65 867.27 784.23 720.10 669.19
58,000 1,797.51 1,395.62 1,155.32 995.82 882.48 797.99 732.73 680.93
59,000 1,828.50 1,419.68 1,175.24 1,012.99 897.70 811.75 745.36 692.67
60,000 1,859.49 1,443.74 1,195.16 1,030.16 912.91 825.51 758.00 704.41
61,000 1,890.48 1,467.81 1,215.08 1,047.33 928.13 839.27 770.63 716.15
62,000 1,921.47 1,491.87 1,235.00 1,064.50 943.34 853.02 783.26 727.89
63,000 1,952.47 1,515.93 1,254.92 1,081.67 958.56 866.78 795.90 739.63
64,000 1,983.46 1,539.99 1,274.84 1,098.84 973.77 880.54 808.53 751.37
65,000 2,014.45 1,564.06 1,294.76 1,116.00 988.99 894.30 821.16 763.11
66,000 2,045.44 1,588.12 1,314.68 1,133.17 1,004.20 908.06 833.80 774.85
67,000 2,076.43 1,612.18 1,334.60 1,150.34 1,019.42 921.82 846.43 786.59
68,000 2,107.42 1,636.24 1,354.52 1,167.51 1,034.63 935.58 859.06 798.33
69,000 2,138.42 1,660.31 1,374.44 1,184.68 1,049.85 949.33 871.70 810.07
70,000 2,169.41 1,684.37 1,394.36 1,201.85 1,065.06 963.09 884.33 821.81
71,000 2,200.40 1,708.43 1,414.27 1,219.02 1,080.28 976.85 896.96 833.55
72,000 2,231.39 1,732.49 1,434.19 1,236.19 1,095.49 990.61 909.60 845.29
73,000 2,262.38 1,756.56 1,454.11 1,253.36 1,110.71 1,004.37 922.23 857.03
74,000 2,293.37 1,780.62 1,474.03 1,270.53 1,125.92 1,018.13 934.86 868.77
75,000 2,324.36 1,804.68 1,493.95 1,287.70 1,141.14 1,031.88 947.50 880.51
76,000 2,355.36 1,828.74 1,513.87 1,304.87 1,156.35 1,045.64 960.13 892.25
77,000 2,386.35 1,852.81 1,533.79 1,322.04 1,171.57 1,059.40 972.76 903.99
78,000 2,417.34 1,876.87 1,553.71 1,339.21 1,186.78 1,073.16 985.40 915.73
79,000 2,448.33 1,900.93 1,573.63 1,356.38 1,202.00 1,086.92 998.03 927.47
80,000 2,479.32 1,924.99 1,593.55 1,373.54 1,217.21 1,100.68 1,010.66 939.21
81,000 2,510.31 1,949.05 1,613.47 1,390.71 1,232.43 1,114.44 1,023.30 950.95
82,000 2,541.31 1,973.12 1,633.39 1,407.88 1,247.65 1,128.19 1,035.93 962.69
83,000 2,572.30 1,997.18 1,653.31 1,425.05 1,262.86 1,141.95 1,048.56 974.43
84,000 2,603.29 2,021.24 1,673.23 1,442.22 1,278.08 1,155.71 1,061.20 986.17
85,000 2,634.28 2,045.30 1,693.15 1,459.39 1,293.29 1,169.47 1,073.83 997.91
86,000 2,665.27 2,069.37 1,713.07 1,476.56 1,308.51 1,183.23 1,086.46 1,009.65
87,000 2,696.26 2,093.43 1,732.98 1,493.73 1,323.72 1,196.99 1,099.09 1,021.39
88,000 2,727.25 2,117.49 1,752.90 1,510.90 1,338.94 1,210.74 1,111.73 1,033.13
89,000 2,758.25 2,141.55 1,772.82 1,528.07 1,354.15 1,224.50 1,124.36 1,044.87
90,000 2,789.24 2,165.62 1,792.74 1,545.24 1,369.37 1,238.26 1,136.99 1,056.61
91,000 2,820.23 2,189.68 1,812.66 1,562.41 1,384.58 1,252.02 1,149.63 1,068.35
92,000 2,851.22 2,213.74 1,832.58 1,579.58 1,399.80 1,265.78 1,162.26 1,080.09
93,000 2,882.21 2,237.80 1,852.50 1,596.75 1,415.01 1,279.54 1,174.89 1,091.83
94,000 2,913.20 2,261.87 1,872.42 1,613.91 1,430.23 1,293.30 1,187.53 1,103.57
95,000 2,944.20 2,285.93 1,892.34 1,631.08 1,445.44 1,307.05 1,200.16 1,115.31
96,000 2,975.19 2,309.99 1,912.26 1,648.25 1,460.66 1,320.81 1,212.79 1,127.05
97,000 3,006.18 2,334.05 1,932.18 1,665.42 1,475.87 1,334.57 1,225.43 1,138.79
98,000 3,037.17 2,358.12 1,952.10 1,682.59 1,491.09 1,348.33 1,238.06 1,150.53
99,000 3,068.16 2,382.18 1,972.02 1,699.76 1,506.30 1,362.09 1,250.69 1,162.27
100,000 3,099.15 2,406.24 1,991.94 1,716.93 1,521.52 1,375.85 1,263.33 1,174.01
Note:
1. This campaign rate is applicable for financing with takaful coverage only
2. This financing is based on variable rate, reducing balance on daily rest basis
3. Current base rate (BR) is 2.75%, spread is 4.50%
4. The equivalent flat rate is only for reference
upd_17/5/22