Payment Table for Personal Financing Variable Rate (promo) FY2022

3.88%
Financing tenure 1 2 3 4 5 6 7
Financing Amount (RM) 12 24 36 48 60 72 84
Annual Effective rate 21.50%
Equivalent Flat rate 12.02% 11.96% 12.19% 12.48% 12.80% 13.13% 13.46%
2,000 186.71 103.26 75.86 62.47 54.67 49.66 46.24
3,000 280.06 154.89 113.80 93.71 82.01 74.49 69.35
4,000 373.42 206.53 151.73 124.94 109.34 99.32 92.47
5,000 466.77 258.16 189.66 156.18 136.68 124.15 115.59
6,000 560.12 309.79 227.59 187.41 164.01 148.98 138.71
7,000 653.48 361.42 265.53 218.65 191.35 173.81 161.83
8,000 746.83 413.05 303.46 249.88 218.68 198.64 184.95
9,000 840.19 464.68 341.39 281.12 246.02 223.47 208.06
10,000 933.54 516.32 379.32 312.35 273.35 248.30 231.18
11,000 1,026.89 567.95 417.26 343.59 300.69 273.13 254.30
12,000 1,120.25 619.58 455.19 374.82 328.02 297.96 277.42
13,000 1,213.60 671.21 493.12 406.06 355.36 322.79 300.54
14,000 1,306.95 722.84 531.05 437.29 382.70 347.62 323.65
15,000 1,400.31 774.47 568.98 468.53 410.03 372.45 346.77
Annual Effective rate 18.50%
Equivalent Flat rate 10.30% 10.20% 10.35% 10.56% 10.80% 11.04% 11.29%
16,000 1,470.69 802.66 582.46 474.19 410.66 369.46 340.99
17,000 1,562.61 852.82 618.86 503.83 436.33 392.55 362.30
18,000 1,654.53 902.99 655.27 533.46 461.99 415.64 383.61
19,000 1,746.44 953.15 691.67 563.10 487.66 438.74 404.93
20,000 1,838.36 1,003.32 728.07 592.74 513.32 461.83 426.24
21,000 1,930.28 1,053.49 764.48 622.38 538.99 484.92 447.55
22,000 2,022.20 1,103.65 800.88 652.01 564.66 508.01 468.86
23,000 2,114.12 1,153.82 837.29 681.65 590.32 531.10 490.17
24,000 2,206.03 1,203.98 873.69 711.29 615.99 554.19 511.49
25,000 2,297.95 1,254.15 910.09 740.92 641.66 577.28 532.80
26,000 2,389.87 1,304.32 946.50 770.56 667.32 600.38 554.11
27,000 2,481.79 1,354.48 982.90 800.20 692.99 623.47 575.42
28,000 2,573.71 1,404.65 1,019.30 829.83 718.65 646.56 596.73
29,000 2,665.63 1,454.81 1,055.71 859.47 744.32 669.65 618.05
30,000 2,757.54 1,504.98 1,092.11 889.11 769.99 692.74 639.36
31,000 2,849.46 1,555.15 1,128.52 918.74 795.65 715.83 660.67
32,000 2,941.38 1,605.31 1,164.92 948.38 821.32 738.92 681.98
33,000 3,033.30 1,655.48 1,201.32 978.02 846.98 762.01 703.29
34,000 3,125.22 1,705.64 1,237.73 1,007.66 872.65 785.11 724.61
35,000 3,217.13 1,755.81 1,274.13 1,037.29 898.32 808.20 745.92
36,000 3,309.05 1,805.98 1,310.53 1,066.93 923.98 831.29 767.23
37,000 3,400.97 1,856.14 1,346.94 1,096.57 949.65 854.38 788.54
38,000 3,492.89 1,906.31 1,383.34 1,126.20 975.32 877.47 809.85
39,000 3,584.81 1,956.47 1,419.74 1,155.84 1,000.98 900.56 831.16