MODELO DE TABLA DE AMORTIZACION CUOTA FIJA

Datos de entrada
Monto del préstamo (va) 500,000,000
Fecha del préstamo 7/1/2020
Tasa e.a. 18%
Num_per_año 12 meses
Tasa nominal 16.66%
Tasa periódica 1.39%
Plazo en años 5
Nper 60
PAGO 12,335,063

ABONO A ABONO A
FECHA MES INTERESES CAPITAL
01/07/20 0 0
01/08/20 1 6,941,667 5,393,396
01/09/20 2 6,866,788 5,468,275
01/10/20 3 6,790,870 5,544,192
01/11/20 4 6,713,899 5,621,164
01/12/20 5 6,635,858 5,699,205
01/01/21 6 6,556,734 5,778,329
01/02/21 7 6,476,512 5,858,551
01/03/21 8 6,395,175 5,939,887
01/04/21 9 6,312,710 6,022,353
01/05/21 10 6,229,100 6,105,963
01/06/21 11 6,144,329 6,190,734
01/07/21 12 6,058,381 6,276,682
01/08/21 13 5,971,239 6,363,824
01/09/21 14 5,882,888 6,452,175
01/10/21 15 5,793,310 6,541,752
01/11/21 16 5,702,489 6,632,574
01/12/21 17 5,610,407 6,724,656
01/01/22 18 5,517,046 6,818,017
01/02/22 19 5,422,389 6,912,673
01/03/22 20 5,326,419 7,008,644
01/04/22 21 5,229,115 7,105,948
01/05/22 22 5,130,461 7,204,602
01/06/22 23 5,030,437 7,304,626
01/07/22 24 4,929,024 7,406,038
01/08/22 25 4,826,204 7,508,859
01/09/22 26 4,721,956 7,613,107
01/10/22 27 4,616,261 7,718,802
01/11/22 28 4,509,098 7,825,965
01/12/22 29 4,400,448 7,934,615
01/01/23 30 4,290,289 8,044,774
01/02/23 31 4,178,600 8,156,463
01/03/23 32 4,065,361 8,269,702
01/04/23 33 3,950,550 8,384,513
01/05/23 34 3,834,145 8,500,918
01/06/23 35 3,716,124 8,618,939
01/07/23 36 3,596,465 8,738,598
01/08/23 37 3,475,144 8,859,919
01/09/23 38 3,352,139 8,982,924
01/10/23 39 3,227,426 9,107,637
01/11/23 40 3,100,981 9,234,082
01/12/23 41 2,972,782 9,362,281
01/01/24 42 2,842,802 9,492,261
01/02/24 43 2,711,018 9,624,045
01/03/24 44 2,577,404 9,757,659
01/04/24 45 2,441,935 9,893,128
01/05/24 46 2,304,585 10,030,478
01/06/24 47 2,165,329 10,169,734
01/07/24 48 2,024,139 10,310,924
01/08/24 49 1,880,989 10,454,074
01/09/24 50 1,735,852 10,599,211
01/10/24 51 1,588,699 10,746,364
01/11/24 52 1,439,504 10,895,559
01/12/24 53 1,288,237 11,046,826
01/01/25 54 1,134,871 11,200,192
01/02/25 55 979,375 11,355,688
01/03/25 56 821,720 11,513,343
01/04/25 57 661,876 11,673,187
01/05/25 58 499,813 11,835,250
01/06/25 59 335,501 11,999,562
01/07/25 60 168,907 12,166,156
ION CUOTA FIJA

6941666.666667
0.56 12,335,062.94

SALDO DE
CAPITAL
500,000,000 500,000,000
494,606,604 6,941,667 5,393,396 494,606,604
489,138,329 6,866,788 5,468,275 489,138,329
483,594,137 6,790,870 5,544,192 483,594,137
477,972,972 6,713,899 5,621,164 477,972,972
472,273,767 6,635,858 5,699,205 472,273,767
466,495,439 6,556,734 5,778,329 466,495,439
460,636,887 6,476,512 5,858,551 460,636,887
454,697,000 6,395,175 5,939,887 454,697,000
448,674,647 6,312,710 6,022,353 448,674,647
442,568,684 6,229,100 6,105,963 442,568,684
436,377,949 6,144,329 6,190,734 436,377,949
430,101,267 6,058,381 6,276,682 430,101,267
423,737,443 5,971,239 6,363,824 423,737,443
417,285,269 5,882,888 6,452,175 417,285,269
410,743,516 5,793,310 6,541,752 410,743,516
404,110,942 5,702,489 6,632,574 404,110,942
397,386,286 5,610,407 6,724,656 397,386,286
390,568,270 5,517,046 6,818,017 390,568,270
383,655,596 5,422,389 6,912,673 383,655,596
376,646,952 5,326,419 7,008,644 376,646,952
369,541,004 5,229,115 7,105,948 369,541,004
362,336,402 5,130,461 7,204,602 362,336,402
355,031,776 5,030,437 7,304,626 355,031,776
347,625,738 4,929,024 7,406,038 347,625,738
340,116,879 4,826,204 7,508,859 340,116,879
332,503,772 4,721,956 7,613,107 332,503,772
324,784,970 4,616,261 7,718,802 324,784,970
316,959,005 4,509,098 7,825,965 316,959,005
309,024,389 4,400,448 7,934,615 309,024,389
300,979,615 4,290,289 8,044,774 300,979,615
292,823,152 4,178,600 8,156,463 292,823,152
284,553,451 4,065,361 8,269,702 284,553,451
276,168,938 3,950,550 8,384,513 276,168,938
267,668,021 3,834,145 8,500,918 267,668,021
259,049,082 3,716,124 8,618,939 259,049,082
250,310,484 3,596,465 8,738,598 250,310,484
241,450,565 3,475,144 8,859,919 241,450,565
232,467,641 3,352,139 8,982,924 232,467,641
223,360,003 3,227,426 9,107,637 223,360,003
214,125,922 3,100,981 9,234,082 214,125,922
204,763,640 2,972,782 9,362,281 204,763,640
195,271,379 2,842,802 9,492,261 195,271,379
185,647,334 2,711,018 9,624,045 185,647,334
175,889,675 2,577,404 9,757,659 175,889,675
165,996,547 2,441,935 9,893,128 165,996,547
155,966,069 2,304,585 10,030,478 155,966,069
145,796,335 2,165,329 10,169,734 145,796,335
135,485,412 2,024,139 10,310,924 135,485,412
125,031,338 1,880,989 10,454,074 125,031,338
114,432,127 1,735,852 10,599,211 114,432,127
103,685,763 1,588,699 10,746,364 103,685,763
92,790,204 1,439,504 10,895,559 92,790,204
81,743,379 1,288,237 11,046,826 81,743,379
70,543,186 1,134,871 11,200,192 70,543,186
59,187,498 979,375 11,355,688 59,187,498
47,674,155 821,720 11,513,343 47,674,155
36,000,968 661,876 11,673,187 36,000,968
24,165,718 499,813 11,835,250 24,165,718
12,166,156 335,501 11,999,562 12,166,156
0 168,907 12,166,156 0
NUM_PER_ANOMINAL PERIODICA
12 NMV MENSUAL
6 NBV BIMESTRAL
4 NTV TRIMESTARL

3 NCV CUATRIMESTRAL
2 NSV SEMESTRAL
1 NAV ANUAL
 MODELO DE TABLA DE AMORTIZACION CUOTA DECRECIE
Datos de entrada
MONTO DEL PRÉSTAMO (VA)
FECHA DEL PRÉSTAMO
TASA
SPREAD
NPER

SPREAD TASA
FECHA MES DTF E.A. COMBINADA
E.A. E.A.
CUOTA DECRECIENTE

TASA ABONO A SALDO DE ABONO A

COMBINADA CUOTA
PERIODICA CAPITAL CAPITAL INTERESES
NUM_PER_ANOMINAL PERIODICA
12 NMV MENSUAL
6 NBV BIMESTRAL
4 NTV TRIMESTARL

1 NAV ANUAL
 MODELO DE TABLA DE AMORTIZACION LEASING FINANCIERO
Datos de entrada El contrato de leasin
MONTO 60,000,000 virtud del cual la soci
NPER 120
previamente selecc
18.00% E.A.
concederle al us
TASA
usualmente irrevoca
contraprestación a fa
OPCION DE COMPRA 10%
VALOR OPCION DE COMPRA
periódicas, equivale
VALOR DE LA CUOTA facultado, al final de

ABONO A ABONO A SALDO DE

TRIMESTE
INTERES CAPITAL CAPITAL
ING FINANCIERO

El contrato de leasing o arrendamiento financiero es una operación en

virtud del cual la sociedad autorizada incorpora a su patrimonio un bien
previamente seleccionado por su cliente adquiriendo la obligación de
concederle al usuario su uso y goce por un plazo determinado,
usualmente irrevocable. A su vez, el tomador se obliga a pagar como
contraprestación a favor de la sociedad una suma de dinero en cuotas
periódicas, equivalentes a los cánones de arrendamiento quedando
facultado, al final del contrato, para comprar el bien por el valor de la
opción de adquisición.
PAGO OPC
FC
COMPRA