Cuota Fija

Crédito
Caracteristicas
Tradicional Tasa Fija

VALOR VEHICULO 700,000

CUOTA INICIAL -
VALOR FINANCIACION 259,888
TASA DE INTERES 24.96% ANUAL
1.59% MENSUAL
PLAZO 36 MESES
VALOR CUOTA MENSUAL $ 9,536.97
TOTAL INTERESES PAGADOS $ 83,443.10

$259,888.68
19,888
552.444444444445 $0.68 $0.02

TABLA DE PAGOS

PERIODO CUOTA INTERES

0
1 9,537 4,132.22
2 9,537 4,046.28
3 9,537 3,958.98
4 9,537 3,870.29
5 9,537 3,780.19
6 9,537 3,688.66
7 9,537 3,595.67
8 9,537 3,501.20
9 9,537 3,405.23
10 9,537 3,307.74
11 9,537 3,208.70
12 9,537 3,108.08
13 9,537 3,005.86
14 9,537 2,902.01
15 9,537 2,796.52
16 9,537 2,689.34
17 9,537 2,580.46
18 9,537 2,469.86
19 9,537 2,357.49
20 9,537 2,243.34
21 9,537 2,127.37
22 9,537 2,009.55
23 9,537 1,889.87
24 9,537 1,768.28
25 9,537 1,644.76
26 9,537 1,519.27
27 9,537 1,391.79
28 9,537 1,262.28
29 9,537 1,130.71
30 9,537 997.05
31 9,537 861.27
32 9,537 723.32
33 9,537 583.19
34 9,537 440.82
35 9,537 296.19
36 9,537 149.26
37 9,537 -
38 9,537 (151.64)
39 9,537 (305.69)
40 9,537 (462.19)
41 9,537 (621.17)
42 9,537 (782.69)
43 9,537 (946.77)
44 9,537 (1,113.46)
45 9,537 (1,282.80)
46 9,537 (1,454.84)
47 9,537 (1,629.61)
48 9,537 (1,807.16)
49 9,537 (1,987.53)
50 9,537 (2,170.77)
51 9,537 (2,356.92)
52 9,537 (2,546.03)
53 9,537 (2,738.15)
54 9,537 (2,933.33)
55 9,537 (3,131.60)
56 9,537 (3,333.04)
57 9,537 (3,537.67)
58 9,537 (3,745.56)
59 9,537 (3,956.75)
60 9,537 (4,171.30)
 Crédito
con DTF

32

6,134.76
0.00%

GOS

ABONO A CAPITAL SALDO

259,888.00
5,404.76 254,483.24 254,483.24
5,490.69 248,992.55 248,992.55
5,577.99 243,414.56
5,666.68 237,747.88
5,756.78 231,991.09
5,848.32 226,142.78
5,941.30 220,201.47
6,035.77 214,165.70
6,131.74 208,033.96
6,229.23 201,804.72
6,328.28 195,476.44
6,428.90 189,047.55
6,531.12 182,516.43
6,634.96 175,881.46
6,740.46 169,141.00
6,847.63 162,293.37
6,956.51 155,336.86
7,067.12 148,269.74
7,179.49 141,090.26
7,293.64 133,796.62
7,409.61 126,387.01
7,527.42 118,859.59
7,647.11 111,212.48
7,768.70 103,443.78
7,892.22 95,551.56
8,017.71 87,533.86
8,145.19 79,388.67
8,274.70 71,113.98
8,406.26 62,707.71
 8,539.92 54,167.79
8,675.71 45,492.08
8,813.65 36,678.43
8,953.79 27,724.65
9,096.15 18,628.49
9,240.78 9,387.71
9,387.71 -
9,536.97 (9,536.97)
9,688.61 (19,225.59)
9,842.66 (29,068.25)
9,999.16 (39,067.41)
10,158.15 (49,225.56)
10,319.66 (59,545.22)
10,483.74 (70,028.96)
10,650.44 (80,679.40)
10,819.78 (91,499.17)
10,991.81 (102,490.99)
11,166.58 (113,657.57)
11,344.13 (125,001.70)
11,524.50 (136,526.20)
11,707.74 (148,233.94)
11,893.89 (160,127.84)
12,083.01 (172,210.84)
12,275.13 (184,485.97)
12,470.30 (196,956.27)
12,668.58 (209,624.85)
12,870.01 (222,494.86)
13,074.64 (235,569.50)
13,282.53 (248,852.03)
13,493.72 (262,345.76)
13,708.27 (276,054.03)
 Cuota Fija
Caracteristicas
Tasa variable 1 PB

10 PB
Tasa
DTF + 10,8% VALOR VEHICULO
DTF T.A 4.42% CUOTA INICIAL
Puntos Basicos 10.80% VALOR FINANCIACION
NA.TA 15.22% TASA DE INTERES
TA 3.81%
TV 3.96% PLAZO
MV 1.30% VALOR CUOTA MENSUAL
EA 16.79% TOTAL INTERESES PAGADOS

TABLA DE PAGOS

PERIODO CUOTA INTERES ABONO A CAPITAL

0
1 241,155 130,149.01 111,005.91
2 241,155 129,347.80 111,807.12
3 241,155 128,524.79 112,630.13
4 241,155 127,679.45 113,475.47
5 241,155 126,811.21 114,343.71
6 241,155 125,919.52 115,235.40
7 241,155 125,003.78 116,151.14
8 241,155 124,063.39 117,091.53
9 241,155 123,097.74 118,057.18
10 241,155 122,106.19 119,048.74
11 241,155 121,088.07 120,066.85
12 241,155 120,042.73 121,112.19
13 241,155 118,969.46 122,185.46
14 241,155 117,867.55 123,287.37
15 241,155 116,736.27 124,418.65
16 241,155 115,574.86 125,580.06
17 241,155 114,382.55 126,772.37
18 241,155 113,158.54 127,996.38
19 241,155 111,902.00 129,252.92
20 241,155 110,612.09 130,542.84
21 241,155 109,287.93 131,867.00
22 241,155 107,928.62 133,226.30
23 241,155 106,533.25 134,621.67
24 241,155 105,100.86 136,054.06
25 241,155 103,630.47 137,524.45
26 241,155 102,121.07 139,033.85
27 241,155 100,571.62 140,583.30
28 241,155 98,981.05 142,173.88
29 241,155 97,348.25 143,806.67
30 241,155 95,672.10 145,482.83
31 241,155 93,951.41 147,203.51
32 241,155 92,184.99 148,969.94
33 241,155 90,371.58 150,783.34
34 241,155 88,509.91 152,645.01
35 241,155 86,598.66 154,556.26
36 241,155 84,636.47 156,518.45
37 241,155 82,621.93 158,533.00
38 241,155 80,553.59 160,601.33
39 241,155 78,429.97 162,724.95
40 241,155 76,249.52 164,905.40
41 241,155 74,010.67 167,144.25
42 241,155 71,711.77 169,443.15
43 241,155 69,351.14 171,803.78
44 241,155 66,927.04 174,227.89
45 241,155 64,437.67 176,717.25
46 241,155 61,881.18 179,273.74
47 241,155 59,255.67 181,899.26
48 241,155 56,559.15 184,595.77
49 241,155 53,789.60 187,365.32
50 241,155 50,944.92 190,210.00
51 241,155 48,022.94 193,131.99
52 241,155 45,021.42 196,133.51
53 241,155 41,938.05 199,216.87
54 241,155 38,770.45 202,384.47
55 241,155 35,516.16 205,638.77
56 241,155 32,172.63 208,982.29
57 241,155 28,737.24 212,417.68
58 241,155 25,207.29 215,947.64
59 241,155 21,579.96 219,574.97
60 241,155 17,852.36 223,302.56
241,155 14,021.51 227,133.41
241,155 10,084.32 231,070.60
241,155 6,037.60 235,117.32
107,269 1,878.04 105,390.89
 Crédito
Caracteristicas
0.01% con IPC

0.10%
Tasa
10,000,000 IPC + 10,8%
- IPC EA
10,000,000 Puntos Basicos
16.79% ea
1.30% MV
60 EA
$ 241,154.92
$ 4,469,295.31

Supongamos que
SALDO la tasa aumenta PERIODO
10,000,000.00 0
9,888,994.09 1.30% 1
9,777,186.97 1.31% 2
9,664,556.84 1.31% 3
9,551,081.36 1.32% 4
9,436,737.66 1.33% 5
9,321,502.25 1.33% 6
9,205,351.11 1.34% 7
9,088,259.58 1.35% 8
8,970,202.40 1.35% 9
8,851,153.67 1.36% 10
8,731,086.82 1.37% 11
8,609,974.63 1.37% 12
8,487,789.16 1.38% 13
8,364,501.79 1.39% 14
8,240,083.14 1.40% 15
8,114,503.08 1.40% 16
7,987,730.71 1.41% 17
7,859,734.33 1.42% 18
7,730,481.40 1.42% 19
7,599,938.57 1.43% 20
7,468,071.57 1.44% 21
7,334,845.27 1.45% 22
7,200,223.60 1.45% 23
7,064,169.54 1.46% 24
6,926,645.09 1.47% 25
6,787,611.24 1.47% 26
6,647,027.93 1.48% 27
6,504,854.06 1.49% 28
6,361,047.38 1.50% 29
6,215,564.56 1.50% 30
6,068,361.05 1.51% 31
5,919,391.11 1.52% 32
5,768,607.77 1.53% 33
5,615,962.76 1.53% 34
5,461,406.50 1.54% 35
5,304,888.05 1.55% 36
5,146,355.05 1.56% 37
4,985,753.72 1.57% 38
4,823,028.77 1.57% 39
4,658,123.37 1.58% 40
4,490,979.12 1.59% 41
4,321,535.96 1.60% 42
4,149,732.18 1.60% 43
3,975,504.29 1.61% 44
3,798,787.04 1.62% 45
3,619,513.30 1.63% 46
3,437,614.04 1.64% 47
3,253,018.27 1.65% 48
3,065,652.95 1.65% 49
2,875,442.95 1.66% 50
2,682,310.97 1.67% 51
2,486,177.46 1.68% 52
2,286,960.58 1.69% 53
2,084,576.11 1.70% 54
1,878,937.35 1.70% 55
1,669,955.05 1.71% 56
1,457,537.38 1.72% 57
1,241,589.74 1.73% 58
1,022,014.77 1.74% 59
798,712.21 1.75% 60
571,578.81 1.76%
340,508.21 1.76%
105,390.89 1.77%
0 1.78%
 Cuota Fija

Tasa variable

Tasa VALOR VEHICULO 10,000,000

IPC + 10,8% CUOTA INICIAL -
3.51% VALOR FINANCIACION 10,000,000
10.80% TASA DE INTERES 14.69%
14.69% 1.15%
1.15% PLAZO 60
14.69% VALOR CUOTA MENSUAL $ 231,564.35
TOTAL INTERESES PAGADOS $ 3,893,860.86

TABLA DE PAGOS

CUOTA INTERES ABONO A CAPITAL SALDO

10,000,000.00
231,564 114,866.90 116,697.45 9,883,302.55
231,564 114,094.07 117,470.28 9,765,832.27
231,564 113,301.67 118,262.68 9,647,569.59
231,564 112,489.25 119,075.10 9,528,494.49
231,564 111,656.35 119,907.99 9,408,586.50
231,564 110,802.51 120,761.84 9,287,824.66
231,564 109,927.23 121,637.12 9,166,187.54
231,564 109,030.02 122,534.33 9,043,653.21
231,564 108,110.36 123,453.99 8,920,199.22
231,564 107,167.73 124,396.62 8,795,802.60
231,564 106,201.59 125,362.76 8,670,439.84
231,564 105,211.38 126,352.97 8,544,086.87
231,564 104,196.54 127,367.81 8,416,719.06
231,564 103,156.49 128,407.86 8,288,311.20
231,564 102,090.62 129,473.73 8,158,837.47
231,564 100,998.31 130,566.04 8,028,271.44
231,564 99,878.94 131,685.40 7,896,586.03
231,564 98,731.86 132,832.49 7,763,753.55
231,564 97,556.40 134,007.95 7,629,745.60
231,564 96,351.87 135,212.48 7,494,533.12
231,564 95,117.57 136,446.78 7,358,086.34
231,564 93,852.77 137,711.58 7,220,374.76
231,564 92,556.73 139,007.62 7,081,367.14
231,564 91,228.69 140,335.66 6,941,031.48
231,564 89,867.86 141,696.49 6,799,335.00
231,564 88,473.44 143,090.91 6,656,244.08
231,564 87,044.58 144,519.76 6,511,724.32
231,564 85,580.45 145,983.89 6,365,740.43
231,564 84,080.17 147,484.18 6,218,256.24
231,564 82,542.82 149,021.53 6,069,234.72
231,564 80,967.49 150,596.85 5,918,637.87
231,564 79,353.23 152,211.12 5,766,426.74
231,564 77,699.04 153,865.31 5,612,561.44
231,564 76,003.93 155,560.42 5,457,001.02
231,564 74,266.86 157,297.49 5,299,703.53
231,564 72,486.75 159,077.59 5,140,625.94
231,564 70,662.52 160,901.83 4,979,724.11
231,564 68,793.04 162,771.31 4,816,952.80
231,564 66,877.13 164,687.21 4,652,265.58
231,564 64,913.62 166,650.73 4,485,614.85
231,564 62,901.26 168,663.09 4,316,951.77
231,564 60,838.80 170,725.55 4,146,226.22
231,564 58,724.93 172,839.42 3,973,386.80
231,564 56,558.31 175,006.04 3,798,380.76
231,564 54,337.56 177,226.79 3,621,153.97
231,564 52,061.26 179,503.09 3,441,650.89
231,564 49,727.95 181,836.40 3,259,814.49
231,564 47,336.12 184,228.22 3,075,586.27
231,564 44,884.23 186,680.12 2,888,906.15
231,564 42,370.67 189,193.67 2,699,712.47
231,564 39,793.81 191,770.54 2,507,941.94
231,564 37,151.94 194,412.40 2,313,529.53
231,564 34,443.33 197,121.01 2,116,408.52
231,564 31,666.18 199,898.17 1,916,510.35
231,564 28,818.64 202,745.71 1,713,764.64
231,564 25,898.79 205,665.56 1,508,099.08
231,564 22,904.68 208,659.67 1,299,439.41
231,564 19,834.28 211,730.07 1,087,709.35
231,564 16,685.50 214,878.84 872,830.50
231,564 13,456.20 218,108.15 654,722.36
231,564 10,144.15 221,420.19 433,302.16
231,564 6,747.07 224,817.27 208,484.89
211,748 3,262.61 208,484.89 0
Supongamos que
la tasa aumenta

1.15%
1.15%
1.16%
1.17%
1.17%
1.18%
1.18%
1.19%
1.20%
1.20%
1.21%
1.21%
1.22%
1.23%
1.23%
1.24%
1.24%
1.25%
1.26%
1.26%
1.27%
1.28%
1.28%
1.29%
1.29%
1.30%
1.31%
1.31%
1.32%
1.33%
1.33%
1.34%
1.35%
1.35%
1.36%
1.37%
1.37%
1.38%
1.39%
1.40%
1.40%
1.41%
1.42%
1.42%
1.43%
1.44%
1.44%
1.45%
1.46%
1.47%
1.47%
1.48%
1.49%
1.50%
1.50%
1.51%
1.52%
1.53%
1.53%
1.54%
1.55%
1.56%
1.56%
 Cuota Fija
Crédito
Caracteristicas
Tradicional Tasa Fija

VALOR VEHICULO 700,000

CUOTA INICIAL -
VALOR FINANCIACION 19,888
TASA DE INTERES 24.96% ANUAL
1.59% MENSUAL
PLAZO 36 MESES
VALOR CUOTA MENSUAL $ 729.82
TOTAL INTERESES PAGADOS $ 6,385.51

$259,888.68
(220,112)
-6114.22222222222 $240,000.68 $6,666.69

TABLA DE PAGOS

PERIODO CUOTA INTERES

0
1 730 316.22
2 730 309.64
3 730 302.96
4 730 296.18
5 730 289.28
6 730 282.28
7 730 275.16
8 730 267.93
9 730 260.59
10 730 253.13
11 730 245.55
12 730 237.85
13 730 230.02
14 730 222.08
15 730 214.00
16 730 205.80
17 730 197.47
18 730 189.01
19 730 180.41
20 730 171.67
21 730 162.80
22 730 153.78
23 730 144.62
24 730 135.32
25 730 125.87
26 730 116.26
27 730 106.51
28 730 96.60
29 730 86.53
30 730 76.30
31 730 65.91
32 730 55.35
33 730 44.63
34 730 33.73
35 730 22.67
36 730 11.42
37 730 0.00
38 730 (11.60)
39 730 (23.39)
40 730 (35.37)
41 730 (47.54)
42 730 (59.90)
43 730 (72.45)
44 730 (85.21)
45 730 (98.17)
46 730 (111.33)
47 730 (124.71)
48 730 (138.29)
49 730 (152.10)
50 730 (166.12)
51 730 (180.36)
52 730 (194.84)
53 730 (209.54)
54 730 (224.47)
55 730 (239.65)
56 730 (255.06)
57 730 (270.72)
58 730 (286.63)
59 730 (302.79)
60 730 (319.21)
 Crédito
con DTF

32

- 5,700.62
1206.76%

GOS

ABONO A CAPITAL SALDO

19,888.00
413.60 19,474.40 19,474.40
420.18 19,054.22 19,054.22
426.86 18,627.37
433.64 18,193.72
440.54 17,753.18
447.54 17,305.64
454.66 16,850.98
461.89 16,389.09
469.23 15,919.86
476.69 15,443.16
484.27 14,958.89
491.97 14,466.91
499.80 13,967.12
507.74 13,459.38
515.82 12,943.56
524.02 12,419.54
532.35 11,887.20
540.81 11,346.38
549.41 10,796.97
558.15 10,238.82
567.02 9,671.80
576.04 9,095.76
585.20 8,510.57
594.50 7,916.06
603.95 7,312.11
613.56 6,698.55
623.31 6,075.24
633.22 5,442.02
643.29 4,798.72
 653.52 4,145.20
663.91 3,481.29
674.47 2,806.83
685.19 2,121.64
696.09 1,425.55
707.15 718.40
718.40 0.00
729.82 (729.82)
741.42 (1,471.24)
753.21 (2,224.46)
765.19 (2,989.64)
777.35 (3,767.00)
789.71 (4,556.71)
802.27 (5,358.99)
815.03 (6,174.01)
827.99 (7,002.00)
841.15 (7,843.15)
854.53 (8,697.68)
868.11 (9,565.79)
881.92 (10,447.70)
895.94 (11,343.64)
910.18 (12,253.83)
924.66 (13,178.48)
939.36 (14,117.84)
954.29 (15,072.13)
969.47 (16,041.60)
984.88 (17,026.48)
1,000.54 (18,027.02)
1,016.45 (19,043.47)
1,032.61 (20,076.08)
1,049.03 (21,125.11)
 Cuota Fija
Caracteristicas
Tasa variable 1 PB

10 PB
Tasa
DTF + 10,8% VALOR VEHICULO
DTF T.A 4.42% CUOTA INICIAL
Puntos Basicos 10.80% VALOR FINANCIACION
NA.TA 15.22% TASA DE INTERES
TA 3.81%
TV 3.96% PLAZO
MV 1.30% VALOR CUOTA MENSUAL
EA 16.79% TOTAL INTERESES PAGADOS

TABLA DE PAGOS

PERIODO CUOTA INTERES ABONO A CAPITAL

0
1 241,155 130,149.01 111,005.91
2 241,155 129,347.80 111,807.12
3 241,155 128,524.79 112,630.13
4 241,155 127,679.45 113,475.47
5 241,155 126,811.21 114,343.71
6 241,155 125,919.52 115,235.40
7 241,155 125,003.78 116,151.14
8 241,155 124,063.39 117,091.53
9 241,155 123,097.74 118,057.18
10 241,155 122,106.19 119,048.74
11 241,155 121,088.07 120,066.85
12 241,155 120,042.73 121,112.19
13 241,155 118,969.46 122,185.46
14 241,155 117,867.55 123,287.37
15 241,155 116,736.27 124,418.65
16 241,155 115,574.86 125,580.06
17 241,155 114,382.55 126,772.37
18 241,155 113,158.54 127,996.38
19 241,155 111,902.00 129,252.92
20 241,155 110,612.09 130,542.84
21 241,155 109,287.93 131,867.00
22 241,155 107,928.62 133,226.30
23 241,155 106,533.25 134,621.67
24 241,155 105,100.86 136,054.06
25 241,155 103,630.47 137,524.45
26 241,155 102,121.07 139,033.85
27 241,155 100,571.62 140,583.30
28 241,155 98,981.05 142,173.88
29 241,155 97,348.25 143,806.67
30 241,155 95,672.10 145,482.83
31 241,155 93,951.41 147,203.51
32 241,155 92,184.99 148,969.94
33 241,155 90,371.58 150,783.34
34 241,155 88,509.91 152,645.01
35 241,155 86,598.66 154,556.26
36 241,155 84,636.47 156,518.45
37 241,155 82,621.93 158,533.00
38 241,155 80,553.59 160,601.33
39 241,155 78,429.97 162,724.95
40 241,155 76,249.52 164,905.40
41 241,155 74,010.67 167,144.25
42 241,155 71,711.77 169,443.15
43 241,155 69,351.14 171,803.78
44 241,155 66,927.04 174,227.89
45 241,155 64,437.67 176,717.25
46 241,155 61,881.18 179,273.74
47 241,155 59,255.67 181,899.26
48 241,155 56,559.15 184,595.77
49 241,155 53,789.60 187,365.32
50 241,155 50,944.92 190,210.00
51 241,155 48,022.94 193,131.99
52 241,155 45,021.42 196,133.51
53 241,155 41,938.05 199,216.87
54 241,155 38,770.45 202,384.47
55 241,155 35,516.16 205,638.77
56 241,155 32,172.63 208,982.29
57 241,155 28,737.24 212,417.68
58 241,155 25,207.29 215,947.64
59 241,155 21,579.96 219,574.97
60 241,155 17,852.36 223,302.56
241,155 14,021.51 227,133.41
241,155 10,084.32 231,070.60
241,155 6,037.60 235,117.32
107,269 1,878.04 105,390.89
 Crédito
Caracteristicas
0.01% con IPC

0.10%
Tasa
10,000,000 IPC + 10,8%
- IPC EA
10,000,000 Puntos Basicos
16.79% ea
1.30% MV
60 EA
$ 241,154.92
$ 4,469,295.31

Supongamos que
SALDO la tasa aumenta PERIODO
10,000,000.00 0
9,888,994.09 1.30% 1
9,777,186.97 1.31% 2
9,664,556.84 1.31% 3
9,551,081.36 1.32% 4
9,436,737.66 1.33% 5
9,321,502.25 1.33% 6
9,205,351.11 1.34% 7
9,088,259.58 1.35% 8
8,970,202.40 1.35% 9
8,851,153.67 1.36% 10
8,731,086.82 1.37% 11
8,609,974.63 1.37% 12
8,487,789.16 1.38% 13
8,364,501.79 1.39% 14
8,240,083.14 1.40% 15
8,114,503.08 1.40% 16
7,987,730.71 1.41% 17
7,859,734.33 1.42% 18
7,730,481.40 1.42% 19
7,599,938.57 1.43% 20
7,468,071.57 1.44% 21
7,334,845.27 1.45% 22
7,200,223.60 1.45% 23
7,064,169.54 1.46% 24
6,926,645.09 1.47% 25
6,787,611.24 1.47% 26
6,647,027.93 1.48% 27
6,504,854.06 1.49% 28
6,361,047.38 1.50% 29
6,215,564.56 1.50% 30
6,068,361.05 1.51% 31
5,919,391.11 1.52% 32
5,768,607.77 1.53% 33
5,615,962.76 1.53% 34
5,461,406.50 1.54% 35
5,304,888.05 1.55% 36
5,146,355.05 1.56% 37
4,985,753.72 1.57% 38
4,823,028.77 1.57% 39
4,658,123.37 1.58% 40
4,490,979.12 1.59% 41
4,321,535.96 1.60% 42
4,149,732.18 1.60% 43
3,975,504.29 1.61% 44
3,798,787.04 1.62% 45
3,619,513.30 1.63% 46
3,437,614.04 1.64% 47
3,253,018.27 1.65% 48
3,065,652.95 1.65% 49
2,875,442.95 1.66% 50
2,682,310.97 1.67% 51
2,486,177.46 1.68% 52
2,286,960.58 1.69% 53
2,084,576.11 1.70% 54
1,878,937.35 1.70% 55
1,669,955.05 1.71% 56
1,457,537.38 1.72% 57
1,241,589.74 1.73% 58
1,022,014.77 1.74% 59
798,712.21 1.75% 60
571,578.81 1.76%
340,508.21 1.76%
105,390.89 1.77%
0 1.78%
 Cuota Fija

Tasa variable

Tasa VALOR VEHICULO 10,000,000

IPC + 10,8% CUOTA INICIAL -
3.51% VALOR FINANCIACION 10,000,000
10.80% TASA DE INTERES 14.69%
14.69% 1.15%
1.15% PLAZO 60
14.69% VALOR CUOTA MENSUAL $ 231,564.35
TOTAL INTERESES PAGADOS $ 3,893,860.86

TABLA DE PAGOS

CUOTA INTERES ABONO A CAPITAL SALDO

10,000,000.00
231,564 114,866.90 116,697.45 9,883,302.55
231,564 114,094.07 117,470.28 9,765,832.27
231,564 113,301.67 118,262.68 9,647,569.59
231,564 112,489.25 119,075.10 9,528,494.49
231,564 111,656.35 119,907.99 9,408,586.50
231,564 110,802.51 120,761.84 9,287,824.66
231,564 109,927.23 121,637.12 9,166,187.54
231,564 109,030.02 122,534.33 9,043,653.21
231,564 108,110.36 123,453.99 8,920,199.22
231,564 107,167.73 124,396.62 8,795,802.60
231,564 106,201.59 125,362.76 8,670,439.84
231,564 105,211.38 126,352.97 8,544,086.87
231,564 104,196.54 127,367.81 8,416,719.06
231,564 103,156.49 128,407.86 8,288,311.20
231,564 102,090.62 129,473.73 8,158,837.47
231,564 100,998.31 130,566.04 8,028,271.44
231,564 99,878.94 131,685.40 7,896,586.03
231,564 98,731.86 132,832.49 7,763,753.55
231,564 97,556.40 134,007.95 7,629,745.60
231,564 96,351.87 135,212.48 7,494,533.12
231,564 95,117.57 136,446.78 7,358,086.34
231,564 93,852.77 137,711.58 7,220,374.76
231,564 92,556.73 139,007.62 7,081,367.14
231,564 91,228.69 140,335.66 6,941,031.48
231,564 89,867.86 141,696.49 6,799,335.00
231,564 88,473.44 143,090.91 6,656,244.08
231,564 87,044.58 144,519.76 6,511,724.32
231,564 85,580.45 145,983.89 6,365,740.43
231,564 84,080.17 147,484.18 6,218,256.24
231,564 82,542.82 149,021.53 6,069,234.72
231,564 80,967.49 150,596.85 5,918,637.87
231,564 79,353.23 152,211.12 5,766,426.74
231,564 77,699.04 153,865.31 5,612,561.44
231,564 76,003.93 155,560.42 5,457,001.02
231,564 74,266.86 157,297.49 5,299,703.53
231,564 72,486.75 159,077.59 5,140,625.94
231,564 70,662.52 160,901.83 4,979,724.11
231,564 68,793.04 162,771.31 4,816,952.80
231,564 66,877.13 164,687.21 4,652,265.58
231,564 64,913.62 166,650.73 4,485,614.85
231,564 62,901.26 168,663.09 4,316,951.77
231,564 60,838.80 170,725.55 4,146,226.22
231,564 58,724.93 172,839.42 3,973,386.80
231,564 56,558.31 175,006.04 3,798,380.76
231,564 54,337.56 177,226.79 3,621,153.97
231,564 52,061.26 179,503.09 3,441,650.89
231,564 49,727.95 181,836.40 3,259,814.49
231,564 47,336.12 184,228.22 3,075,586.27
231,564 44,884.23 186,680.12 2,888,906.15
231,564 42,370.67 189,193.67 2,699,712.47
231,564 39,793.81 191,770.54 2,507,941.94
231,564 37,151.94 194,412.40 2,313,529.53
231,564 34,443.33 197,121.01 2,116,408.52
231,564 31,666.18 199,898.17 1,916,510.35
231,564 28,818.64 202,745.71 1,713,764.64
231,564 25,898.79 205,665.56 1,508,099.08
231,564 22,904.68 208,659.67 1,299,439.41
231,564 19,834.28 211,730.07 1,087,709.35
231,564 16,685.50 214,878.84 872,830.50
231,564 13,456.20 218,108.15 654,722.36
231,564 10,144.15 221,420.19 433,302.16
231,564 6,747.07 224,817.27 208,484.89
211,748 3,262.61 208,484.89 0
Supongamos que
la tasa aumenta

1.15%
1.15%
1.16%
1.17%
1.17%
1.18%
1.18%
1.19%
1.20%
1.20%
1.21%
1.21%
1.22%
1.23%
1.23%
1.24%
1.24%
1.25%
1.26%
1.26%
1.27%
1.28%
1.28%
1.29%
1.29%
1.30%
1.31%
1.31%
1.32%
1.33%
1.33%
1.34%
1.35%
1.35%
1.36%
1.37%
1.37%
1.38%
1.39%
1.40%
1.40%
1.41%
1.42%
1.42%
1.43%
1.44%
1.44%
1.45%
1.46%
1.47%
1.47%
1.48%
1.49%
1.50%
1.50%
1.51%
1.52%
1.53%
1.53%
1.54%
1.55%
1.56%
1.56%