Maria Camila Ortiz Bermudez

Laura Orjuela Barahona

1
m ?
K 5,000,000.00
p 2%
q 4 capitalizaciones trimestrales
Tiempo 18 años 3 meses
n 73
Monto 21,221,815.91
tasa nominal = 0.0800000 0.0800000

PROCEDIMIENTO LOGICO 412,160.80

Rendimiento en un año= 0.08243216
Tasa efectiva anual =
412,160.8000000
Comprobacion = 0.0800000

PROCEDIMIENTO CON FORMULA

5,412,160.80 412,160.80
𝑚=1(1+𝐽/𝑞)^𝑞

i= 8.243216 %

Tasa peridica = 2%
tasa nominal = 0.0800000
Tasa efectiva anual = 8.243216 %

ⅈ=(1+𝐽/𝑞)^𝑞−1
0.08243216 8.24321600
comprobacion
m= 21,221,815.91 PERIODO RENDIMIENTO MONTO ACUMULADO
0 5,000,000.00
1 100,000.00 5,100,000.00
2 102,000.00 5,202,000.00
3 104,040.00 5,306,040.00
4 106,120.80 5,412,160.80
5 108,243.22 5,520,404.02
6 110,408.08 5,630,812.10
7 112,616.24 5,743,428.34
8 114,868.57 5,858,296.91
9 117,165.94 5,975,462.84
10 119,509.26 6,094,972.10
11 121,899.44 6,216,871.54
12 124,337.43 6,341,208.97
13 126,824.18 6,468,033.15
14 129,360.66 6,597,393.82
15 131,947.88 6,729,341.69
16 134,586.83 6,863,928.53
17 137,278.57 7,001,207.10
18 140,024.14 7,141,231.24
19 142,824.62 7,284,055.86
20 145,681.12 7,429,736.98
21 148,594.74 7,578,331.72
22 151,566.63 7,729,898.35
23 154,597.97 7,884,496.32
24 157,689.93 8,042,186.25
25 160,843.72 8,203,029.97
26 164,060.60 8,367,090.57
% 27 167,341.81 8,534,432.38
28 170,688.65 8,705,121.03
29 174,102.42 8,879,223.45
30 177,584.47 9,056,807.92
31 181,136.16 9,237,944.08
32 184,758.88 9,422,702.96
33 188,454.06 9,611,157.02
34 192,223.14 9,803,380.16
35 196,067.60 9,999,447.76
36 199,988.96 10,199,436.72
37 203,988.73 10,403,425.45
38 208,068.51 10,611,493.96
39 212,229.88 10,823,723.84
40 216,474.48 11,040,198.32
41 220,803.97 11,261,002.28
42 225,220.05 11,486,222.33
43 229,724.45 11,715,946.78
44 234,318.94 11,950,265.71
45 239,005.31 12,189,271.03
46 243,785.42 12,433,056.45
47 248,661.13 12,681,717.58
48 253,634.35 12,935,351.93
49 258,707.04 13,194,058.97
50 263,881.18 13,457,940.15
51 269,158.80 13,727,098.95
52 274,541.98 14,001,640.93
53 280,032.82 14,281,673.75
54 285,633.47 14,567,307.22
55 291,346.14 14,858,653.37
56 297,173.07 15,155,826.43
57 303,116.53 15,458,942.96
58 309,178.86 15,768,121.82
59 315,362.44 16,083,484.26
60 321,669.69 16,405,153.94
61 328,103.08 16,733,257.02
62 334,665.14 17,067,922.16
63 341,358.44 17,409,280.60
64 348,185.61 17,757,466.22
65 355,149.32 18,112,615.54
66 362,252.31 18,474,867.85
67 369,497.36 18,844,365.21
68 376,887.30 19,221,252.51
69 384,425.05 19,605,677.56
70 392,113.55 19,997,791.11
71 399,955.82 20,397,746.94
72 407,954.94 20,805,701.88
73 416,114.04 21,221,815.91
2

capiatal 5,000,000.00 monto = 54,702,062.5219

tasa nominal 12%
tasa peridica 4%
capitalizaciones 3 cuatrimestales
tiempo 15 años 4 meses
n 61.0000

PROCEDIMIENTO LOGICO
rendimiento en un año = 624,320.00
tasa efectiva anual = 0.124864 12.4864

comprobacion 624,320.00

PROCEDIMIENTO CON FORMULA

𝑚=1(1+𝐽/𝑞)^𝑞
5,624,320.00 624,320.00

i= 12.4864 %

Tasa periodica = 4%
Tasa nominal = 12%
Tasa efectiva anual= 12.4864 %

i=(1+𝐽/𝑞)^𝑞−1
0.124864 12.4864 %
PERIODO RENDIMIENTO MONTO ACUMULADO
0 5,000,000.00
1 200,000.00 5,200,000.00
2 208,000.00 5,408,000.00
3 216,320.00 5,624,320.00
4 224,972.80 5,849,292.80
5 233,971.71 6,083,264.51
6 243,330.58 6,326,595.09
7 253,063.80 6,579,658.90
8 263,186.36 6,842,845.25
9 273,713.81 7,116,559.06
10 284,662.36 7,401,221.42
11 296,048.86 7,697,270.28
12 307,890.81 8,005,161.09
13 320,206.44 8,325,367.54
14 333,014.70 8,658,382.24
15 346,335.29 9,004,717.53
16 360,188.70 9,364,906.23
17 374,596.25 9,739,502.48
18 389,580.10 10,129,082.58
19 405,163.30 10,534,245.88
20 421,369.84 10,955,615.72
21 438,224.63 11,393,840.34
22 455,753.61 11,849,593.96
23 473,983.76 12,323,577.72
24 492,943.11 12,816,520.82
25 512,660.83 13,329,181.66
26 533,167.27 13,862,348.92
27 554,493.96 14,416,842.88
28 576,673.72 14,993,516.60
29 599,740.66 15,593,257.26
30 623,730.29 16,216,987.55
31 648,679.50 16,865,667.05
32 674,626.68 17,540,293.73
33 701,611.75 18,241,905.48
34 729,676.22 18,971,581.70
35 758,863.27 19,730,444.97
36 789,217.80 20,519,662.77
37 820,786.51 21,340,449.28
38 853,617.97 22,194,067.25
39 887,762.69 23,081,829.94
40 923,273.20 24,005,103.14
41 960,204.13 24,965,307.27
42 998,612.29 25,963,919.56
43 1,038,556.78 27,002,476.34
44 1,080,099.05 28,082,575.39
45 1,123,303.02 29,205,878.41
46 1,168,235.14 30,374,113.54
47 1,214,964.54 31,589,078.09
48 1,263,563.12 32,852,641.21
49 1,314,105.65 34,166,746.86
50 1,366,669.87 35,533,416.73
51 1,421,336.67 36,954,753.40
52 1,478,190.14 38,432,943.54
53 1,537,317.74 39,970,261.28
54 1,598,810.45 41,569,071.73
55 1,662,762.87 43,231,834.60
56 1,729,273.38 44,961,107.98
57 1,798,444.32 46,759,552.30
58 1,870,382.09 48,629,934.39
59 1,945,197.38 50,575,131.77
60 2,023,005.27 52,598,137.04
61 2,103,925.48 54,702,062.52