Numbers Sheet Name Numbers Table Name

3% Salary Increase
Table 1
6% Salary Increase
Table 1
3% Salary Increase 20W I30
Table 1
6% Salary Increase 20W I30
Table 1
Excel Worksheet Name

3% Salary Increase

6% Salary Increase

3% Salary Increase 20W I30

6% Salary Increase 20W I30

 Table 1
Year Salary Needs 50% Wants 30% Investments @ 20% Returns @ 10 % Returns @ 12% Returns @ 15%

1 50,000 25,000 15,000 10,000 11,000 11,200 11,500

2 51,500 25,750 15,450 10,300 23,430 24,080 25,070

3 53,045 26,523 15,914 10,609 37,443 38,852 41,031
4 54,636 27,318 16,391 10,927 53,207 55,752 59,752
5 56,275 28,138 16,883 11,255 70,909 75,048 81,658
6 57,964 28,982 17,389 11,593 90,751 97,038 107,238
7 59,703 29,851 17,911 11,941 112,961 122,056 137,056
8 61,494 30,747 18,448 12,299 137,786 150,477 171,758
9 63,339 31,669 19,002 12,668 165,499 182,722 212,089
10 65,239 32,619 19,572 13,048 196,401 219,263 258,907
11 67,196 33,598 20,159 13,439 230,824 260,626 313,198
12 69,212 34,606 20,764 13,842 269,133 307,405 376,097
13 71,288 35,644 21,386 14,258 311,730 360,262 448,908
14 73,427 36,713 22,028 14,685 359,057 419,941 533,132
15 75,629 37,815 22,689 15,126 411,601 487,274 630,497
16 77,898 38,949 23,370 15,580 469,899 563,197 742,988
17 80,235 40,118 24,071 16,047 534,541 648,753 872,890
18 82,642 41,321 24,793 16,528 606,176 745,115 1,022,831
19 85,122 42,561 25,536 17,024 685,520 853,596 1,195,834
20 87,675 43,838 26,303 17,535 773,361 975,667 1,395,374
21 90,306 45,153 27,092 18,061 870,564 1,112,976 1,625,451
22 93,015 46,507 27,904 18,603 978,084 1,267,368 1,890,662
23 95,805 47,903 28,742 19,161 1,096,970 1,440,912 2,196,296
24 98,679 49,340 29,604 19,736 1,228,376 1,635,926 2,548,437
25 101,640 50,820 30,492 20,328 1,373,574 1,855,005 2,954,079
26 104,689 52,344 31,407 20,938 1,533,963 2,101,055 3,421,270
27 107,830 53,915 32,349 21,566 1,711,082 2,377,336 3,959,261
28 111,064 55,532 33,319 22,213 1,906,625 2,687,495 4,578,695
29 114,396 57,198 34,319 22,879 2,122,454 3,035,619 5,291,810
30 117,828 58,914 35,348 23,566 2,360,622 3,426,287 6,112,682

31 121,363 60,682 36,409 24,273 2,623,384 3,864,626 7,057,498

32 125,004 62,502 37,501 25,001 2,913,223 4,356,382 8,144,874
33 128,754 64,377 38,626 25,751 3,232,872 4,907,989 9,396,218
34 132,617 66,308 39,785 26,523 3,585,334 5,526,654 10,836,153
35 136,595 68,298 40,979 27,319 3,973,919 6,220,450 12,492,993
36 140,693 70,347 42,208 28,139 4,402,263 6,998,419 14,399,301
37 144,914 72,457 43,474 28,983 4,874,371 7,870,690 16,592,526
38 149,261 74,631 44,778 29,852 5,394,645 8,848,607 19,115,735
39 153,739 76,870 46,122 30,748 5,967,932 9,944,878 22,018,455
40 158,351 79,176 47,505 31,670 6,599,563 11,173,734 25,357,645

3
 Table 1
Year Salary Needs 50% Wants 30% Investments @ 20% Returns @ 10 % Returns @ 12% Returns @ 15%

1 240,000 120,000 72,000 48,000 52,800 53,760 55,200

2 254,400 127,200 76,320 50,880 114,048 117,197 121,992

3 269,664 134,832 80,899 53,933 184,779 191,665 202,314
4 285,844 142,922 85,753 57,169 266,142 278,694 298,405
5 302,994 151,497 90,898 60,599 359,415 380,008 412,854
6 321,174 160,587 96,352 64,235 466,015 497,552 548,652
7 340,445 170,222 102,133 68,089 587,515 633,518 709,252
8 360,871 180,436 108,261 72,174 725,658 790,375 898,641
9 382,524 191,262 114,757 76,505 882,379 970,905 1,121,417
10 405,475 202,737 121,642 81,095 1,059,821 1,178,240 1,382,889
11 429,803 214,902 128,941 85,961 1,260,360 1,415,905 1,689,177
12 455,592 227,796 136,677 91,118 1,486,626 1,687,866 2,047,340
13 482,927 241,464 144,878 96,585 1,741,533 1,998,586 2,465,514
14 511,903 255,951 153,571 102,381 2,028,305 2,353,083 2,953,078
15 542,617 271,308 162,785 108,523 2,350,511 2,756,999 3,520,842
16 575,174 287,587 172,552 115,035 2,712,100 3,216,678 4,181,258
17 609,684 304,842 182,905 121,937 3,117,441 3,739,248 4,948,675
18 646,265 323,133 193,880 129,253 3,571,363 4,332,721 5,839,617
19 685,041 342,521 205,512 137,008 4,079,209 5,006,097 6,873,119
20 726,144 363,072 217,843 145,229 4,646,881 5,769,485 8,071,100
21 769,713 384,856 230,914 153,943 5,280,906 6,634,239 9,458,799
22 815,895 407,948 244,769 163,179 5,988,494 7,613,108 11,065,274
23 864,849 432,424 259,455 172,970 6,777,610 8,720,407 12,923,981
24 916,740 458,370 275,022 183,348 7,657,053 9,972,206 15,073,428
25 971,744 485,872 291,523 194,349 8,636,542 11,386,542 17,557,944
26 1,030,049 515,024 309,015 206,010 9,726,808 12,983,657 20,428,546
27 1,091,852 545,926 327,556 218,370 10,939,696 14,786,271 23,743,954
28 1,157,363 578,682 347,209 231,473 12,288,285 16,819,873 27,571,741
29 1,226,805 613,402 368,041 245,361 13,787,011 19,113,062 31,989,667
30 1,300,413 650,207 390,124 260,083 15,451,803 21,697,922 37,087,212

31 1,378,438 689,219 413,531 275,688 17,300,239 24,610,443 42,967,335

32 1,461,144 730,572 438,343 292,229 19,351,715 27,890,992 49,748,498
33 1,548,813 774,406 464,644 309,763 21,627,625 31,584,845 57,567,000
34 1,641,742 820,871 492,522 328,348 24,151,571 35,742,777 66,579,650
35 1,740,246 870,123 522,074 348,049 26,949,582 40,421,725 76,966,854
36 1,844,661 922,330 553,398 368,932 30,050,366 45,685,536 88,936,155
37 1,955,340 977,670 586,602 391,068 33,485,577 51,605,797 102,726,306
38 2,072,661 1,036,330 621,798 414,532 37,290,120 58,262,769 118,611,964
39 2,197,021 1,098,510 659,106 439,404 41,502,477 65,746,434 136,909,073
40 2,328,842 1,164,421 698,653 465,768 46,165,070 74,157,666 157,981,068

4
 Table 1
Year Salary Needs 50% Wants 20% Investments @ 30% Returns @ 10 % Returns @ 12% Returns @ 15%

1 240,000 120,000 48,000 72,000 79,200 80,640 82,800

2 247,200 123,600 49,440 74,160 168,696 173,376 180,504

3 254,616 127,308 50,923 76,385 269,589 279,732 295,422
4 262,254 131,127 52,451 78,676 383,092 401,417 430,213
5 270,122 135,061 54,024 81,037 510,541 540,349 587,937
6 278,226 139,113 55,645 83,468 653,410 698,674 772,116
7 286,573 143,286 57,315 85,972 813,320 878,804 986,801
8 295,170 147,585 59,034 88,551 992,058 1,083,437 1,236,654
9 304,025 152,012 60,805 91,207 1,191,592 1,315,602 1,527,041
10 313,146 156,573 62,629 93,944 1,414,089 1,578,691 1,864,133
11 322,540 161,270 64,508 96,762 1,661,936 1,876,507 2,255,029
12 332,216 166,108 66,443 99,665 1,937,761 2,213,313 2,707,898
13 342,183 171,091 68,437 102,655 2,244,457 2,593,884 3,232,135
14 352,448 176,224 70,490 105,734 2,585,211 3,023,572 3,838,550
15 363,022 181,511 72,604 108,906 2,963,529 3,508,376 4,539,575
16 373,912 186,956 74,782 112,174 3,383,273 4,055,016 5,349,511
17 385,130 192,565 77,026 115,539 3,848,693 4,671,021 6,284,807
18 396,683 198,342 79,337 119,005 4,364,468 5,364,829 7,364,384
19 408,584 204,292 81,717 122,575 4,935,747 6,145,893 8,610,003
20 420,841 210,421 84,168 126,252 5,568,200 7,024,803 10,046,694
21 433,467 216,733 86,693 130,040 6,268,064 8,013,424 11,703,244
22 446,471 223,235 89,294 133,941 7,042,206 9,125,049 13,612,763
23 459,865 229,932 91,973 137,959 7,898,181 10,374,570 15,813,331
24 473,661 236,830 94,732 142,098 8,844,308 11,778,668 18,348,744
25 487,871 243,935 97,574 146,361 9,889,736 13,356,033 21,269,371
26 502,507 251,253 100,501 150,752 11,044,536 15,127,599 24,633,141
27 517,582 258,791 103,516 155,275 12,319,792 17,116,818 28,506,678
28 533,109 266,555 106,622 159,933 13,727,697 19,349,961 32,966,602
29 549,103 274,551 109,821 164,731 15,281,671 21,856,455 38,101,033
30 565,576 282,788 113,115 169,673 16,996,478 24,669,263 44,011,312

31 582,543 291,271 116,509 174,763 18,888,365 27,825,309 50,813,986

32 600,019 300,010 120,004 180,006 20,975,208 31,365,953 58,643,090
33 618,020 309,010 123,604 185,406 23,276,675 35,337,522 67,652,770
34 636,560 318,280 127,312 190,968 25,814,408 39,791,909 78,020,299
35 655,657 327,829 131,131 196,697 28,612,216 44,787,238 89,949,546
36 675,327 337,663 135,065 202,598 31,696,295 50,388,617 103,674,966
37 695,587 347,793 139,117 208,676 35,095,468 56,668,968 119,466,188
38 716,454 358,227 143,291 214,936 38,841,445 63,709,973 137,633,293
39 737,948 368,974 147,590 221,384 42,969,112 71,603,120 158,532,879
40 760,086 380,043 152,017 228,026 47,516,852 80,450,884 182,575,041

5
 Table 1
Year Salary Needs 50% Wants 20% Investments @ 30% Returns @ 10 % Returns @ 12% Returns @ 15%

1 240,000 120,000 48,000 72,000 79,200 80,640 82,800

2 254,400 127,200 50,880 76,320 171,072 175,795 182,988

3 269,664 134,832 53,933 80,899 277,168 287,498 303,470
4 285,844 142,922 57,169 85,753 399,214 418,041 447,607
5 302,994 151,497 60,599 90,898 539,123 570,012 619,281
6 321,174 160,587 64,235 96,352 699,023 746,328 822,978
7 340,445 170,222 68,089 102,133 881,272 950,277 1,063,878
8 360,871 180,436 72,174 108,261 1,088,487 1,185,563 1,347,961
9 382,524 191,262 76,505 114,757 1,323,568 1,456,358 1,682,126
10 405,475 202,737 81,095 121,642 1,589,732 1,767,361 2,074,333
11 429,803 214,902 85,961 128,941 1,890,540 2,123,858 2,533,765
12 455,592 227,796 91,118 136,677 2,229,939 2,531,800 3,071,009
13 482,927 241,464 96,585 144,878 2,612,299 2,997,879 3,698,271
14 511,903 255,951 102,381 153,571 3,042,457 3,529,624 4,429,618
15 542,617 271,308 108,523 162,785 3,525,766 4,135,498 5,281,263
16 575,174 287,587 115,035 172,552 4,068,150 4,825,016 6,271,888
17 609,684 304,842 121,937 182,905 4,676,161 5,608,872 7,423,012
18 646,265 323,133 129,253 193,880 5,357,045 6,499,082 8,759,425
19 685,041 342,521 137,008 205,512 6,118,813 7,509,146 10,309,678
20 726,144 363,072 145,229 217,843 6,970,322 8,654,228 12,106,650
21 769,713 384,856 153,943 230,914 7,921,359 9,951,359 14,188,198
22 815,895 407,948 163,179 244,769 8,982,740 11,419,662 16,597,912
23 864,849 432,424 172,970 259,455 10,166,414 13,080,611 19,385,971
24 916,740 458,370 183,348 275,022 11,485,580 14,958,309 22,610,142
25 971,744 485,872 194,349 291,523 12,954,814 17,079,812 26,336,915
26 1,030,049 515,024 206,010 309,015 14,590,211 19,475,486 30,642,820
27 1,091,852 545,926 218,370 327,556 16,409,544 22,179,407 35,615,931
28 1,157,363 578,682 231,473 347,209 18,432,428 25,229,810 41,357,611
29 1,226,805 613,402 245,361 368,041 20,680,516 28,669,593 47,984,501
30 1,300,413 650,207 260,083 390,124 23,177,704 32,546,883 55,630,818

31 1,378,438 689,219 275,688 413,531 25,950,359 36,915,664 64,451,002

32 1,461,144 730,572 292,229 438,343 29,027,572 41,836,488 74,622,747
33 1,548,813 774,406 309,763 464,644 32,441,438 47,377,268 86,350,500
34 1,641,742 820,871 328,348 492,522 36,227,356 53,614,166 99,869,475
35 1,740,246 870,123 348,049 522,074 40,424,373 60,632,588 115,450,282
36 1,844,661 922,330 368,932 553,398 45,075,548 68,528,305 133,404,232
37 1,955,340 977,670 391,068 586,602 50,228,366 77,408,696 154,089,459
38 2,072,661 1,036,330 414,532 621,798 55,935,180 87,394,153 177,917,946
39 2,197,021 1,098,510 439,404 659,106 62,253,715 98,619,650 205,363,610
40 2,328,842 1,164,421 465,768 698,653 69,247,605 111,236,499 236,971,602