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 u|]; cjlw -Moratorium Period_ sf]
Aofh k'FhLs/0f (Interest Capitalisation)

;DaGwL Joj:yfsf]

d:of}bf

g]kfn /fi6« a}+s

a}+s tyf ljQLo ;+:yf lgodg ljefu
!= k[i7e"ld
Ohfhtkqk|fKt a}+s tyf ljQLo ;+:yfn] k|bfg ug]{ shf{sf] nflu kl/of]hgfsf] k|s[lt cg';f/
ljlEfGg zt{x? tf]lsPsf] x'G5 . ef}lts lgdf{0f sfo{ ug'{kg]{ 7'nf kl/of]hgfx? ;~rfngdf
cfpg s]xL ;do nfUg] / pQm ;dodf kl/of]hgfaf6 gub k|jfx gx'g] x' Fbf shf{ k|bfg ubf{
Ohfhtkqk|fKt ;+:yfn] kl/of]hgfsf] cfjZostf cg';f/ u|]; cjlw (Moratorium Period)
klg tf]s]sf] x'G5 / ;f] ;dodf shf{sf] ;fFjf / Aofh ltg'{ gkg]{ u/L cfjZos Joj:yf
u/]sf] x'G5 .

u|]; cjlwdf kfs]sf] Aofhsf] ;DaGwdf Ohfhtkqk|fKt a}+s tyf ljQLo ;+:yfn] o;
a}+saf6 hf/L PsLs[t lgb]{zgsf] Joj:yf cg';f/ Aofh k'FhLs/0f (Interest Capitalisation)
u/L cfDbfgL hgfpFb} cfO/x]sf] ;DaGwdf ljleGg cGt/f{li6«o c;n cEof; ;d]tnfO{
dWogh/ ub}{ ljBdfg Joj:yf k'g/fjnf]sg ug{ cfjZos b]lvPsf]n] of] d:of}bf
;/f]sf/jfnfsf] /fo ;'emfasf nflu hf/L ul/Psf] 5 .

@= u|]; cjlw (Moratorium Period) ;DaGwL Joj:yf

;fdfGotof Ps jif{eGbf j9L u|]; cjlw /fvL cfjlws shf{ k|bfg ug{ kfOg] 5}g . t/,
Joj;fo tyf kl/of]hgfsf] k|s[lt cg';f/ ;f] eGbf a9L u|]; cjlw (Moratorium Period)
k|bfg ug'{kg]{ ePdf s] slt sf/0fn] / s'g s'g cfwf/df a9L u|]; cjlw (Moratorium
Period) sfod ug'{k/]sf] xf] ;f]sf] Joxf]/f v'nfO{ :jLs[t ug]{ clVtof/ k|fKt clwsf/Ln]
C0fLn] k]z u/]sf]] Project Report / ;f]sf] cf}lRfTosf] cfwf/df lg0f{o ug{ ;Sg]5 / ;f] sf]
cg'df]bg shf{ :jLs[t ug{ clVtof/ k|fKt clwsf/L eGbf Ps tx dflyNnf] clwsf/Laf6
u/fpg' kg]{5 . o; k|of]hgsf] nflu ;a}eGbf dflyNnf] tx ;~rfns ;ldlt x'g]5 . Ps
k6s to ul/Psf] u|]; cjlw (Moratorium Period) yk u/]df To:tf] shf{nfO{
k'g/;+/rgf÷k'g/tflnsLs/0f u/]sf] dflgg] / ;f]lx adf]lhd shf{ gf]S;fgL Joj:yf sfod
ug'{kg]{5 .

k|i6Ls/0fM u|]; cjlw (Moratorium Period) eGgfn] shf{ k|jfx z'? ePsf] ldltb]lv shf{sf]
ls:tf e'QmfgL ug{ z'? x'g] ldlt a'em\g' kg]{5 .

#= Aofh k'FhLs/0f (Interest Capitalisation) sf nflu tf]lsPsf If]q

-s_ hnljB't pTkfbg, k|zf/0f tyf ljt/0f nufotsf phf{d"ns pBf]u,
-v_ :jb]zL sRrf kbfy{ k|of]u x'g] lSnÍ/ tyf l;d]G6 pTkfbg ;DaGwL pBf]u,
-u_ cf}iflw pBf]u,
 -3_ s]a'nsf/ pBf]u,
-ª_ lrgL pTkfbg ;DaGwL pBf]u,
-r_ b"Uw hGo j:t' pTkfbg pBf]u,
-5_ g]kfn ;/sf/sf] ;DalGwt lgsfojf6 dg;fo kq k|fKt u/]sf d]l8sn sn]hx?
-h_ ko{6s :t/Lo xf]6nx?
-em_ c:ktfn
-`_ kmnkm"n, d;nf, hl8a'6L nufotsf bL3{sfnLg s[lif kl/of]hgfx? .
-6_ :jb]zL sRrf kbfy{ k|of]u x'g] n]bf] /]zf -Pulp_ tyf sfuh pBf]u

$= Aofh k'FhLs/0f (Interest Capitalisation) ;DaGwL k|s[of tyf cfDbfgL n]vf+sg

$=! Ohfhtkqk|fKt a}+s tyf ljQLo ;+:yfn] cfjZostf Pj+ cf}lrTosf cfwf/df a'Fbf g+=
# df tf]lsPsf If]qdf k|jfx u/]sf] shf{sf] u|]; cjlw (Moratorium Period) sf]
AofhnfO{ k'FhLs/0f (Interest Capitalisation) ug{ o; a}+ssf] :jLs[lt cfjZos x'g]
5}g .
$=@ Aofh k"FhLs/0f (Interest Capitalisation) sf nflu ;DalGwt a}+s tyf ljQLo ;+:yfsf]
;~rfns ;ldltn] lg0f{o ug'{ kg]5 { .
$=# k'g/;+/rgf jf k'g/tflnsLs/0f ul/Psf]] shf{sf] AofhnfO{ k'FhLs/0f (Interest
Capitalisation) ug{ kfOg] 5}g .
$=$ u|]; cjlw -Moratorium Period_ sf] AofhnfO{ k'FhLs/0f (Interest Capitalisation)
ubf{ k'FhLs[t Aofh /sdnfO{ Interest Capitalized Term Loan (ICTL) lzif{sdf 5'§}
n]vf+sg ug'{ kg{]5 .
$=% ICTL df n]vf+sg ePsf] k'FhLs[t Aofh a/fa/sf] /sdnfO{ Interest Capitalized
Reserve (ICR) vftfdf s|]l86 n]vf+sg u/L sG6«f lx;fa /fVg' kg]5{ .
$=^ ICTL lzif{sdf n]vf+sg ul/Psf] k'FhLs[t Aofh /sd k|fKt ePkZrftdfq gfkmf
gf]S;fg lx;fadf n]vf+sg ug{' kg]{5 / ;f]xL a/fa/sf] /sd Interest Capitalized
Reserve (ICR) vftfaf6 36fpb} nfg' kg]5 { .
$=& kl/of]hgsf] gub k|afx ljZn]if0f ul/ ICTL sf] e'QmfgL cjlw tf]Sg ;lsg] 5 .

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