ESTADISTICAS DEL SISTEMA COOPERATIVO FEDERADO DE AHORRO Y CREDITO MICOOPE

Al 31 de Diciembre de 2017
INFANTO JUVENIL ASOCIADOS ADULTOS ACTIVOS PRESTAMOS
TAMAÑO DE USUARIOS E
No. COOPERATIVA REGIÓN COOPERATIVA INSTITUCIONES 1/ 2016 2017 INCRE. % 2016 2017 INCRE. % 2016 2017 INCRE.
%
2016 2017 INCRE.
1 COOSAJO, R.L. III GRANDE 126,367 17,952 17,451 (501) -3% 99,695 105,468 5,773 6% 1,557,661,025 1,706,715,629 149,054,604 10% 1,166,976,764 1,262,654,941 95,678,177
2 COSAMI, R.L. I GRANDE 130,758 2,873 5,303 2,430 85% 92,935 107,194 14,259 15% 1,346,627,737 1,570,786,679 224,158,942 17% 1,099,446,423 1,274,353,952 174,907,529
3 U.P.A. R.L. II GRANDE 177,084 5,786 5,742 (44) -1% 156,103 170,959 14,856 10% 1,206,988,792 1,360,198,270 153,209,478 13% 921,189,370 1,019,507,279 98,317,909
4 ACREDICOM, R.L. I GRANDE 133,027 14,666 15,534 868 6% 104,392 112,239 7,847 8% 926,259,699 1,068,254,250 141,994,551 15% 609,877,871 701,677,796 91,799,925
5 GUAYACAN, R.L. III GRANDE 162,788 25,294 24,222 (1,072) -4% 126,365 137,146 10,781 9% 891,413,467 1,023,144,985 131,731,518 15% 672,046,867 773,060,698 101,013,831
6 ECOSABA, R.L. II GRANDE 195,987 46,471 47,896 1,425 3% 129,754 142,023 12,269 9% 783,512,811 912,310,079 128,797,268 16% 612,515,312 698,177,547 85,662,235
7 GUADALUPANA, R.L. II GRANDE 142,876 4,414 5,769 1,355 31% 105,760 114,896 9,136 9% 762,611,939 869,148,152 106,536,213 14% 565,150,430 630,801,828 65,651,398
8 COLUA, R.L. I GRANDE 89,674 13,811 17,206 3,395 25% 56,958 64,738 7,780 14% 571,574,783 683,885,463 112,310,680 20% 465,011,537 545,255,380 80,243,843
9 TONANTEL, R.L. II MEDIANA 105,507 1,052 1,839 787 75% 77,409 86,065 8,656 11% 601,781,114 666,635,537 64,854,423 11% 475,945,067 542,167,154 66,222,087
10 SALCAJA, R.L. I MEDIANA 64,798 3,069 4,309 1,240 40% 48,870 54,831 5,961 12% 564,430,861 665,945,753 101,514,892 18% 450,885,910 506,001,050 55,115,140
11 SAN MIGUEL GUALAN, R.L. III MEDIANA 42,116 3,087 3,489 402 13% 24,199 26,483 2,284 9% 374,029,070 406,011,173 31,982,103 9% 269,369,789 295,429,695 26,059,906
12 CHIQUIMULJA, R.L. III MEDIANA 44,712 1,161 1,535 374 32% 37,026 39,420 2,394 6% 323,951,083 353,037,654 29,086,571 9% 254,415,851 278,222,123 23,806,272
13 COBAN, R.L. III PEQUEÑA 49,240 3,643 4,555 912 25% 33,398 38,717 5,319 16% 298,624,431 322,399,428 23,774,997 8% 220,437,761 247,091,963 26,654,202
14 UNION POPULAR, R.L. II PEQUEÑA 90,741 376 633 257 68% 65,194 67,491 2,297 4% 277,489,224 300,838,664 23,349,440 8% 169,786,177 193,360,966 23,574,789
15 YAMAN KUTX, R.L. I PEQUEÑA 19,916 2,786 2,902 116 4% 14,155 16,896 2,741 19% 218,356,504 292,567,364 74,210,860 34% 164,544,847 214,508,649 49,963,802
16 COOSANJER, R.L. III PEQUEÑA 37,955 1,291 2,357 1,066 83% 23,510 27,104 3,594 15% 176,128,554 213,140,306 37,011,752 21% 138,852,183 167,232,473 28,380,290
17 COTONEB, R. L. I PEQUEÑA 18,961 503 1,536 1,033 0% 12,621 14,974 2,353 19% 152,814,267 203,971,122 51,156,855 33% 127,592,532 171,436,417 43,843,885
18 El BIENESTAR, R.L. I PEQUEÑA 28,184 260 1,229 969 373% 20,967 23,409 2,442 12% 150,332,201 193,093,674 42,761,473 28% 122,252,517 155,449,058 33,196,541
19 SAN PEDRO, R.L. I PEQUEÑA 16,693 1,279 1,347 68 5% 13,401 15,132 1,731 13% 155,313,181 187,682,886 32,369,705 21% 117,980,159 149,481,367 31,501,208
20 LA ENCARNACION, R.L. I PEQUEÑA 15,887 834 993 159 19% 11,473 13,683 2,210 19% 133,107,608 170,174,605 37,066,997 28% 103,305,817 129,500,691 26,194,874
21 COOTECU, R.L. III PEQUEÑA 30,596 2,640 2,425 (215) -8% 25,614 27,934 2,320 9% 155,963,356 167,980,686 12,017,330 8% 131,584,813 134,076,569 2,491,756
22 COOPSAMA, R.L. III PEQUEÑA 21,149 7 7 0 0% 14,723 16,792 2,069 14% 128,098,900 161,007,726 32,908,826 26% 105,029,470 131,456,824 26,427,354
23 MOYUTAN, R.L. II PEQUEÑA 16,648 574 980 406 71% 11,571 12,784 1,213 10% 139,285,328 146,621,982 7,336,654 5% 117,057,942 126,159,544 9,101,602
24 COPECOM, R.L. II PEQUEÑA 17,833 6 884 878 14633% 13,364 16,472 3,108 23% 78,895,741 100,599,062 21,703,321 28% 62,327,590 81,190,693 18,863,103
25 HORIZONTES, R.L. II PEQUEÑA 24,284 16 8 (8) -50% 16,885 17,555 670 4% 72,335,981 73,310,475 974,494 1% 59,665,105 57,798,576 (1,866,529)

GRAN TOTAL SISTEMA 1,803,781 153,851 170,151 16,300 11% 1,336,342 1,470,405 134,063 10% 12,047,587,657 13,819,461,604 1,771,873,947 15% 9,203,248,104 10,486,053,233 1,282,805,129

GRAN TOTAL VARIABLE DE ANÁLISIS 1,803,781 153,851 170,151 16,300 11% 1,336,342 1,470,405 134,063 10% 12,047,587,657 13,819,461,604 1,771,873,947 15% 9,203,248,104 10,486,053,233 1,282,805,129
PARTICIPACIÓN EN EL SISTEMA 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100%

Nota:
1/ Incluye asociados adultos, infanto juvenil y cuentas institucionales y terceros.
Las fechas de la información son al 31/12/2016 y al 31/12/2017 Respectivamente.

COOPERATIVAS GRANDES MAS DE Q.682.7 MILLONES DE ACTIVOS (40% DEL ACTIVO DE LA COOPERATIVA MAS GRANDE)
COOPERATIVAS MEDIANAS CON ACTIVOS DE MAS DE Q.341.3 A Q.682.7 MILLONES (ENTRE 20% Y 4O% DEL ACTIVO DE LA COOPERATIVA MAS GRANDE)
COOPERATIVAS PEQUEÑAS CON ACTIVOS HASTA Q.341.3 MILLONES (20% DEL ACTIVO DE LA COOPERATIVA MAS GRANDE)
PRESTAMOS

%
8%
16%
11%
15%
15%
14%
12%
17%
14%
12%
10%
9%
12%
14%
30%
20%
34%
27%
27%
25%
2%
25%
8%
30%
-3%

14%

14%
 MOROSIDAD APORTACIONES AHORROS RESULTADO CAPITAL INSTITUCIONAL

2016 2017 INC % 2016 2017 INCRE. % 2016 2017 INCRE. % 2016 2017 2016 2017 INCRE.
%
2.55 2.35 (0.2) -8% 238,220,962 251,341,323 13,120,361 6% 1,103,228,927 1,219,619,999 116,391,072 11% 17,011,193 12,140,370 153,939,385 164,904,897 10,965,512 7%
2.05 2.09 0.0 2% 155,707,855 165,664,746 9,956,891 6% 1,010,308,219 1,207,802,081 197,493,862 20% 15,520,390 18,987,554 132,319,977 150,960,815 18,640,838 14%
3.16 3.19 0.0 1% 245,186,856 268,909,293 23,722,437 10% 731,267,956 852,092,658 120,824,702 17% 5,953,457 6,709,672 176,315,751 182,918,778 6,603,027 4%
3.58 2.70 (0.9) -24% 46,518,085 50,253,535 3,735,450 8% 724,446,889 843,836,947 119,390,058 16% 11,554,527 11,903,493 122,105,103 133,964,620 11,859,517 10%
2.66 2.11 (0.6) -21% 30,002,696 30,509,785 507,089 2% 715,316,881 818,239,015 102,922,134 14% 7,332,359 12,569,652 126,550,429 137,863,116 11,312,687 9%
2.14 2.41 0.3 13% 32,744,744 32,393,415 (351,329) -1% 594,336,877 704,858,387 110,521,510 19% 12,967,471 15,317,116 130,462,354 149,831,072 19,368,718 15%
4.90 4.72 (0.2) -4% 139,440,375 149,689,080 10,248,705 7% 532,884,077 619,871,463 86,987,386 16% 7,086,657 9,601,904 73,013,883 81,536,947 8,523,064 12%
3.13 3.21 0.1 3% 28,940,481 31,650,875 2,710,394 9% 451,752,779 519,015,328 67,262,549 15% 10,285,482 12,180,070 61,617,993 72,580,056 10,962,063 18%
2.50 2.78 0.3 11% 23,872,202 24,779,561 907,359 4% 490,586,253 558,405,784 67,819,531 14% 4,579,254 5,368,057 41,575,865 46,407,116 4,831,251 12%
3.17 3.48 0.3 10% 93,597,364 107,952,250 14,354,886 15% 405,783,645 480,057,130 74,273,485 18% 6,492,945 8,099,790 55,020,259 64,357,682 9,337,423 17%
2.74 1.89 (0.9) -31% 33,541,258 32,970,841 (570,417) -2% 272,856,119 298,535,961 25,679,842 9% 6,122,115 6,406,020 60,808,085 66,629,868 5,821,783 10%
2.83 3.13 0.3 11% 31,086,893 31,967,607 880,714 3% 272,304,874 301,814,624 29,509,750 11% 436,860 477,230 13,184,138 13,628,731 444,593 3%
2.94 3.30 0.4 12% 50,866,272 50,152,469 (713,803) -1% 179,518,622 211,841,329 32,322,707 18% 54,411 (837,494) 52,464,996 49,519,340 (2,945,656) -6%
2.02 1.86 (0.2) -8% 22,915,031 24,640,445 1,725,414 8% 204,877,540 222,197,964 17,320,424 8% 915,801 1,125,001 41,757,155 42,770,641 1,013,486 2%
0.83 0.16 (0.7) -80% 8,621,898 10,989,413 2,367,515 27% 173,001,520 239,287,824 66,286,304 38% 3,036,242 6,213,729 27,459,632 33,051,988 5,592,356 20%
2.47 2.61 0.1 5% 16,393,779 18,731,988 2,338,209 14% 141,745,347 171,354,673 29,609,326 21% 3,512,396 3,654,657 14,712,179 18,432,610 3,720,431 25%
1.63 0.88 (0.7) -46% 1,990,428 2,293,369 302,941 15% 102,326,303 136,928,888 34,602,585 34% 5,062,434 5,754,811 29,400,982 34,565,322 5,164,340 18%
2.03 1.44 (0.6) -29% 11,661,631 11,711,557 49,926 0% 113,403,572 148,255,359 34,851,787 31% 4,346,898 2,720,857 15,215,649 19,075,479 3,859,830 25%
4.15 3.56 (0.6) -14% 5,897,894 7,321,593 1,423,699 24% 128,527,375 154,460,270 25,932,895 20% 4,893,913 4,247,132 16,154,205 19,976,624 3,822,419 24%
1.19 1.12 (0.1) -6% 8,413,874 9,841,697 1,427,823 17% 106,057,079 133,793,866 27,736,787 26% 1,945,914 3,908,136 11,907,428 15,424,749 3,517,321 30%
5.45 9.50 4.1 74% 9,879,339 11,416,847 1,537,508 16% 126,383,320 137,533,576 11,150,256 9% 2,718,519 296,337 13,369,257 13,740,898 371,641 3%
3.52 2.33 (1.2) -34% 11,413,077 13,387,098 1,974,021 17% 96,907,467 112,763,612 15,856,145 16% 2,434,305 3,131,391 11,245,425 14,658,247 3,412,822 30%
8.96 13.58 4.6 51% 7,440,107 8,428,020 987,913 13% 96,890,699 104,719,837 7,829,138 8% 1,905,721 1,810,333 26,071,464 24,700,765 (1,370,699) -5%
2.41 2.62 0.2 9% 1,956,592 1,827,998 (128,594) -7% 64,406,616 82,852,214 18,445,598 29% 1,082,197 1,036,440 6,439,340 7,480,355 1,041,015 16%
7.24 7.32 0.1 1% 12,442,250 11,720,516 (721,734) -6% 42,152,526 42,991,941 839,415 2% 701,465 1,051,073 12,428,709 13,374,675 945,966 8%

1,268,751,943 1,360,545,321 91,793,378 7% 8,881,271,482 10,323,130,730 1,441,859,248 16% 137,952,926 153,873,331 1,425,539,643 1,572,355,391 146,815,748 10%

1,268,751,943 1,360,545,321 91,793,378 7% 8,881,271,482 10,323,130,730 1,441,859,248 16% 137,952,926 153,873,331 1,425,539,643 1,572,355,391 146,815,748 10%
100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100%
ORDEN DE COOPERATIVAS SEGÚN TAMAÑO DE ACTIVOS:
INDICADOR INDICADOR
COOPERATIVA USUARIOS Infanto Juvenil ASOCIADOS ACTIVOS PRESTAMOS SALDO EN MORA DE MOROSIDAD REDONDEADO APORTACIONES AHORROS RESULTADO
COOSAJO, R.L. 126,367 17,451 105,468 1,706,715,629 1,262,654,941 29,732,787 0.02 2.35 251,341,323 1,219,619,999 12,140,370
COSAMI, R.L. 130,758 5,303 107,194 1,570,786,679 1,274,353,952 26,614,083 0.02 2.09 165,664,746 1,207,802,081 18,987,554
U.P.A. R.L. 177,084 5,742 170,959 1,360,198,270 1,019,507,279 32,481,624 0.03 3.19 268,909,293 852,092,658 6,709,672
ACREDICOM, R.L. 133,027 15,534 112,239 1,068,254,250 701,677,796 18,965,193 0.03 2.70 50,253,535 843,836,947 11,903,493
GUAYACAN, R.L. 162,788 24,222 137,146 1,023,144,985 773,060,698 16,308,984 0.02 2.11 30,509,785 818,239,015 12,569,652
ECOSABA, R.L. 195,987 47,896 142,023 912,310,079 698,177,547 16,832,070 0.02 2.41 32,393,415 704,858,387 15,317,116
GUADALUPANA, R.L. 142,876 5,769 114,896 869,148,152 630,801,828 29,746,993 0.05 4.72 149,689,080 619,871,463 9,601,904
COLUA, R.L. 89,674 17,206 64,738 683,885,463 545,255,380 17,528,858 0.03 3.21 31,650,875 519,015,328 12,180,070
TONANTEL, R.L. 105,507 1,839 86,065 666,635,537 542,167,154 15,095,186 0.03 2.78 24,779,561 558,405,784 5,368,057
SALCAJA, R.L. 64,798 4,309 54,831 665,945,753 506,001,050 17,622,672 0.03 3.48 107,952,250 480,057,130 8,099,790
SAN MIGUEL GUALAN, R.L. 42,116 3,489 26,483 406,011,173 295,429,695 5,576,796 0.02 1.89 32,970,841 298,535,961 6,406,020
CHIQUIMULJA, R.L. 44,712 1,535 39,420 353,037,654 278,222,123 8,703,141 0.03 3.13 31,967,607 301,814,624 477,230
COBAN, R.L. 49,240 4,555 38,717 322,399,428 247,091,963 8,151,966 0.03 3.30 50,152,469 211,841,329 (837,494)
UNION POPULAR, R.L. 90,741 633 67,491 300,838,664 193,360,966 3,600,212 0.02 1.86 24,640,445 222,197,964 1,125,001
YAMAN KUTX, R.L. 19,916 2,902 16,896 292,567,364 214,508,649 352,835 0.00 0.16 10,989,413 239,287,824 6,213,729
COOSANJER, R.L. 37,955 2,357 27,104 213,140,306 167,232,473 4,362,780 0.03 2.61 18,731,988 171,354,673 3,654,657
COTONEB, R. L. 18,961 1,536 14,974 203,971,122 171,436,417 1,510,435 0.01 0.88 2,293,369 136,928,888 5,754,811
El BIENESTAR, R.L. 28,184 1,229 23,409 193,093,674 155,449,058 2,235,737 0.01 1.44 11,711,557 148,255,359 2,720,857
SAN PEDRO, R.L. 16,693 1,347 15,132 187,682,886 149,481,367 5,315,083 0.04 3.56 7,321,593 154,460,270 4,247,132
LA ENCARNACION, R.L. 15,887 993 13,683 170,174,605 129,500,691 1,455,287 0.01 1.12 9,841,697 133,793,866 3,908,136
COOTECU, R.L. 30,596 2,425 27,934 167,980,686 134,076,569 12,743,554 0.10 9.50 11,416,847 137,533,576 296,337
COOPSAMA, R.L. 21,149 7 16,792 161,007,726 131,456,824 3,065,582 0.02 2.33 13,387,098 112,763,612 3,131,391
MOYUTAN, R.L. 16,648 980 12,784 146,621,982 126,159,544 17,128,923 0.14 13.58 8,428,020 104,719,837 1,810,333
COPECOM, R.L. 17,833 884 16,472 100,599,062 81,190,693 2,130,088 0.03 2.62 1,827,998 82,852,214 1,036,440
HORIZONTES, R.L. 24,284 8 17,555 73,310,475 57,798,576 4,230,101 0.07 7.32 11,720,516 42,991,941 1,051,073
TOTALES 1,803,781 170,151 1,470,405 13,819,461,604 10,486,053,233 301,490,972 1,360,545,321 10,323,130,730 153,873,331
VALIDACIÓN 1 1 1 1 1 1 1 1 1
 1 1 1

DATOS ABSOLUTOS TRIMESTRE ANTERIOR ACREDICOM, R.L. CHIQUIMULJA, R.L. COBAN, R.L.
COOPERATIVA ACREDICOM, R.L. CHIQUIMULJA, R.L. COBAN, R.L.

Número de Otros Usuarios de Servicos de la CAC 131,177 44,109 47,464

Infanto Juvenil 15,492 1,472 4,353
Número Total de Asociados 110,346 38,885 37,101
Total Activos 1,062,270,203 353,351,931 311,030,510
Cartera de Préstamos 670,964,199 271,292,867 237,052,767
Saldo en Mora a partir de 30 días 17,265,640 12,502,278 8,755,344
Total Capital de los Asociados 48,094,035 32,073,852 46,971,290
Total Depósitos de Ahorro 839,966,365 298,884,489 200,731,730
Resultados del Ejercicio 12,184,953 3,907,426 (2,871,598)
Total Capital Institucional 133,056,812 16,700,821 49,593,399

DATOS ABSOLUTOS TRIMESTRE ACTUAL

Número de Otros Usuarios de Servicos de la CAC 133,027 44,712 49,240
Infanto Juvenil 15,534 1,535 4,555
Número Total de Asociados 112,239 39,420 38,717
Total Activos 1,068,254,250 353,037,654 322,399,428
Cartera de Préstamos 701,677,796 278,222,123 247,091,963
Saldo en Mora a partir de 30 días 18,965,193 8,703,141 8,151,966
Total Capital de los Asociados 50,253,535 31,967,607 50,152,469
Total Depósitos de Ahorro 843,836,947 301,814,624 211,841,329
Resultados del Ejercicio 11,903,493 477,230 (837,494)
Total Capital Institucional 133,964,620 13,628,731 49,519,340

VARIACIONES ABSOLUTAS
Número de Otros Usuarios de Servicos de la CAC 1,850 603 1,776
Infanto Juvenil 42 63 202
Número Total de Asociados 1,893 535 1,616
Total Activos 5,984,047 (314,277) 11,368,918
Cartera de Préstamos 30,713,597 6,929,256 10,039,196
Saldo Total en Mora 1,699,553 (3,799,137) (603,379)
Total Capital de los Asociados 2,159,500 (106,245) 3,181,179
Total Depósitos de Ahorro 3,870,582 2,930,135 11,109,599
Resultados del Ejercicio (281,460) (3,430,196) 2,034,104
Total Capital Institucional 907,808 (3,072,090) (74,059)

CRECIMIENTOS %
Número de Otros Usuarios de Servicos de la CAC 1.41% 1.37% 3.74%
Infanto Juvenil 0.27% 4.28% 4.64%
Número Total de Asociados 1.72% 1.38% 4.36%
Total Activos 0.56% -0.09% 3.66%
Cartera de Préstamos 4.58% 2.55% 4.24%
Saldo Total en Mora 9.84% -30.39% -6.89%
Total Capital de los Asociados 4.49% -0.33% 6.77%
Total Depósitos de Ahorro 0.46% 0.98% 5.53%
Resultados del Ejercicio -2.31% -87.79% -70.84%
Total Capital Institucional 0.68% -18.39% -0.15%
 COOPERATIVA USUARIOS Infanto Juvenil ASOCIADOS
ACREDICOM, R.L. 133,027 15,534 112,239
CHIQUIMULJA, R.L. 44,712 1,535 39,420
COBAN, R.L. 49,240 4,555 38,717
COLUA, R.L. 89,674 17,206 64,738
COOPSAMA, R.L. 21,149 7 16,792
COOSAJO, R.L. 126,367 17,451 105,468
COOSANJER, R.L. 37,955 2,357 27,104
COOTECU, R.L. 30,596 2,425 27,934
COPECOM, R.L. 17,833 884 16,472
COSAMI, R.L. 130,758 5,303 107,194
COTONEB, R. L. 18,961 1,536 14,974
ECOSABA, R.L. 195,987 47,896 142,023
EL BIENESTAR, R.L. 28,184 1,229 23,409
GUADALUPANA, R.L. 142,876 5,769 114,896
GUAYACAN, R.L. 162,788 24,222 137,146
HORIZONTES, R.L. 24,284 8 17,555
LA ENCARNACION, R.L. 15,887 993 13,683
MOYUTAN, R.L. 16,648 980 12,784
SALCAJA, R.L. 64,798 4,309 54,831
SAN MIGUEL GUALAN, R.L. 42,116 3,489 26,483
SAN PEDRO, R.L. 16,693 1,347 15,132
TONANTEL, R.L. 105,507 1,839 86,065
U.P.A. R.L. 177,084 5,742 170,959
UNION POPULAR, R.L. 90,741 633 67,491
YAMAN KUTX, R.L. 19,916 2,902 16,896
TOTALES 1,803,781 170,151 1,470,405

COMPROBACIÓN 1 1 1
 1 1 1 1 1 1

COLUA, R.L. COOPSAMA, R.L. COOSAJO, R.L. COOSANJER, R.L. COOTECU, R.L. COPECOM, R.L.

COLUA, R.L. COOPSAMA, R.L. COOSAJO, R.L. COOSANJER, R.L. COOTECU, R.L. COPECOM, R.L.

87,097 20,650 125,302 37,071 30,169 17,450

16,202 7 17,724 2,220 2,483 4
62,833 16,283 104,120 26,262 27,460 15,557
654,524,879 149,547,384 1,695,889,833 205,707,505 166,332,152 94,400,347
521,646,678 124,487,219 1,219,433,288 157,816,690 134,602,356 73,886,199
16,986,500 3,255,486 43,017,612 4,916,482 11,885,481 2,109,675
29,761,428 12,735,803 239,400,634 17,808,014 10,865,952 2,261,420
496,423,670 106,794,576 1,207,752,674 165,326,139 135,574,399 76,129,600
11,100,259 2,194,242 16,925,604 2,698,352 320,470 600,796
71,608,225 13,532,577 169,307,788 17,491,936 13,762,619 7,088,277

89,674 21,149 126,367 37,955 30,596 17,833

17,206 7 17,451 2,357 2,425 884
64,738 16,792 105,468 27,104 27,934 16,472
683,885,463 161,007,726 1,706,715,629 213,140,306 167,980,686 100,599,062
545,255,380 131,456,824 1,262,654,941 167,232,473 134,076,569 81,190,693
17,528,858 3,065,582 29,732,787 4,362,780 12,743,554 2,130,088
31,650,875 13,387,098 251,341,323 18,731,988 11,416,847 1,827,998
519,015,328 112,763,612 1,219,619,999 171,354,673 137,533,576 82,852,214
12,180,070 3,131,391 12,140,370 3,654,657 296,337 1,036,440
72,580,056 14,658,247 164,904,897 18,432,610 13,740,898 7,480,355

2,577 499 1,065 884 427 383

1,004 0 (273) 137 (58) 880
1,905 509 1,348 842 474 915
29,360,584 11,460,342 10,825,796 7,432,801 1,648,534 6,198,715
23,608,702 6,969,605 43,221,653 9,415,783 (525,787) 7,304,494
542,358 (189,904) (13,284,825) (553,702) 858,073 20,413
1,889,447 651,295 11,940,689 923,974 550,895 (433,422)
22,591,658 5,969,036 11,867,325 6,028,534 1,959,177 6,722,614
1,079,811 937,149 (4,785,234) 956,305 (24,133) 435,644
971,831 1,125,670 (4,402,891) 940,674 (21,721) 392,078

2.96% 2.42% 0.85% 2.38% 1.42% 2.19%

6.20% 0.00% -1.54% 6.17% -2.34% 22000.00%
3.03% 3.13% 1.29% 3.21% 1.73% 5.88%
4.49% 7.66% 0.64% 3.61% 0.99% 6.57%
4.53% 5.60% 3.54% 5.97% -0.39% 9.89%
3.19% -5.83% -30.88% -11.26% 7.22% 0.97%
6.35% 5.11% 4.99% 5.19% 5.07% -19.17%
4.55% 5.59% 0.98% 3.65% 1.45% 8.83%
9.73% 42.71% -28.27% 35.44% -7.53% 72.51%
1.36% 8.32% -2.60% 5.38% -0.16% 5.53%
 INDICADOR INDICADOR
ACTIVOS PRESTAMOS SALDO EN MORA DE MOROSIDAD REDONDEADO APORTACIONES
1,068,254,250 701,677,796 18,965,193 0.03 2.70 50,253,535
353,037,654 278,222,123 8,703,141 0.03 3.13 31,967,607
322,399,428 247,091,963 8,151,966 0.03 3.30 50,152,469
683,885,463 545,255,380 17,528,858 0.03 3.21 31,650,875
161,007,726 131,456,824 3,065,582 0.02 2.33 13,387,098
1,706,715,629 1,262,654,941 29,732,787 0.02 2.35 251,341,323
213,140,306 167,232,473 4,362,780 0.03 2.61 18,731,988
167,980,686 134,076,569 12,743,554 0.10 9.50 11,416,847
100,599,062 81,190,693 2,130,088 0.03 2.62 1,827,998
1,570,786,679 1,274,353,952 26,614,083 0.02 2.09 165,664,746
203,971,122 171,436,417 1,510,435 0.01 0.88 2,293,369
912,310,079 698,177,547 16,832,070 0.02 2.41 32,393,415
193,093,674 155,449,058 2,235,737 0.01 1.44 11,711,557
869,148,152 630,801,828 29,746,993 0.05 4.72 149,689,080
1,023,144,985 773,060,698 16,308,984 0.02 2.11 30,509,785
73,310,475 57,798,576 4,230,101 0.07 7.32 11,720,516
170,174,605 129,500,691 1,455,287 0.01 1.12 9,841,697
146,621,982 126,159,544 17,128,923 0.14 13.58 8,428,020
665,945,753 506,001,050 17,622,672 0.03 3.48 107,952,250
406,011,173 295,429,695 5,576,796 0.02 1.89 32,970,841
187,682,886 149,481,367 5,315,083 0.04 3.56 7,321,593
666,635,537 542,167,154 15,095,186 0.03 2.78 24,779,561
1,360,198,270 1,019,507,279 32,481,624 0.03 3.19 268,909,293
300,838,664 193,360,966 3,600,212 0.02 1.86 24,640,445
292,567,364 214,508,649 352,835 0.00 0.16 10,989,413
13,819,461,604 10,486,053,233 301,490,972 1,360,545,321

1 1 1 1
 1 1 1 1 1 1

COSAMI, R.L. COTONEB, R. L. ECOSABA, R.L. EL BIENESTAR, R.L. GUADALUPANA, R.L. GUAYACAN, R.L.

COSAMI, R.L. COTONEB, R. L. ECOSABA, R.L. EL BIENESTAR, R.L. GUADALUPANA, R.L. GUAYACAN, R.L.

126,711 17,852 192,178 27,298 140,479 161,376

4,949 983 47,655 961 5,492 25,158
103,340 14,402 138,420 22,737 112,643 134,822
1,518,696,611 187,540,860 873,654,255 178,423,844 843,741,918 1,004,460,151
1,206,752,035 156,983,328 662,653,784 139,874,797 601,971,038 732,063,031
24,242,277 2,621,215 18,357,726 2,274,432 35,975,482 21,504,512
159,331,020 2,223,365 32,560,883 11,413,328 143,902,977 30,545,138
1,165,196,482 131,875,093 670,681,952 135,436,132 601,613,608 803,281,949
16,573,599 4,194,289 11,851,011 2,204,876 6,504,382 9,505,924
147,236,217 33,160,851 146,715,412 18,611,096 78,762,873 135,105,760

130,758 18,961 195,987 28,184 142,876 162,788

5,303 1,536 47,896 1,229 5,769 24,222
107,194 14,974 142,023 23,409 114,896 137,146
1,570,786,679 203,971,122 912,310,079 193,093,674 869,148,152 1,023,144,985
1,274,353,952 171,436,417 698,177,547 155,449,058 630,801,828 773,060,698
26,614,083 1,510,435 16,832,070 2,235,737 29,746,993 16,308,984
165,664,746 2,293,369 32,393,415 11,711,557 149,689,080 30,509,785
1,207,802,081 136,928,888 704,858,387 148,255,359 619,871,463 818,239,015
18,987,554 5,754,811 15,317,116 2,720,857 9,601,904 12,569,652
150,960,815 34,565,322 149,831,072 19,075,479 81,536,947 137,863,116

4,047 1,109 3,809 886 2,397 1,412

354 553 241 268 277 (936)
3,854 572 3,603 672 2,253 2,324
52,090,068 16,430,262 38,655,824 14,669,830 25,406,234 18,684,834
67,601,917 14,453,089 35,523,763 15,574,261 28,830,790 40,997,667
2,371,805 (1,110,780) (1,525,656) (38,695) (6,228,489) (5,195,527)
6,333,726 70,004 (167,468) 298,229 5,786,103 (35,353)
42,605,599 5,053,795 34,176,435 12,819,227 18,257,855 14,957,066
2,413,955 1,560,522 3,466,105 515,981 3,097,522 3,063,728
3,724,598 1,404,471 3,115,660 464,383 2,774,074 2,757,356

3.19% 6.21% 1.98% 3.25% 1.71% 0.87%

7.15% 56.26% 0.51% 27.89% 5.04% -3.72%
3.73% 3.97% 2.60% 2.96% 2.00% 1.72%
3.43% 8.76% 4.42% 8.22% 3.01% 1.86%
5.60% 9.21% 5.36% 11.13% 4.79% 5.60%
9.78% -42.38% -8.31% -1.70% -17.31% -24.16%
3.98% 3.15% -0.51% 2.61% 4.02% -0.12%
3.66% 3.83% 5.10% 9.47% 3.03% 1.86%
14.57% 37.21% 29.25% 23.40% 47.62% 32.23%
2.53% 4.24% 2.12% 2.50% 3.52% 2.04%
 CAPITAL
AHORROS RESULTADO INSTITUCIONAL
843,836,947 11,903,493 133,964,620
301,814,624 477,230 13,628,731
211,841,329 (837,494) 49,519,340
519,015,328 12,180,070 72,580,056
112,763,612 3,131,391 14,658,247
1,219,619,999 12,140,370 164,904,897
171,354,673 3,654,657 18,432,610
137,533,576 296,337 13,740,898
82,852,214 1,036,440 7,480,355
1,207,802,081 18,987,554 150,960,815
136,928,888 5,754,811 34,565,322
704,858,387 15,317,116 149,831,072
148,255,359 2,720,857 19,075,479
619,871,463 9,601,904 81,536,947
818,239,015 12,569,652 137,863,116
42,991,941 1,051,073 13,374,675
133,793,866 3,908,136 15,424,749
104,719,837 1,810,333 24,700,765
480,057,130 8,099,790 64,357,682
298,535,961 6,406,020 66,629,868
154,460,270 4,247,132 19,976,624
558,405,784 5,368,057 46,407,116
852,092,658 6,709,672 182,918,778
222,197,964 1,125,001 42,770,641
239,287,824 6,213,729 33,051,988
10,323,130,730 153,873,331 1,572,355,391

1 1 1
 1 1 1 1 1 1 1

HORIZONTES, R.L. LA ENCARNACION, R.L. MOYUTAN, R.L. SALCAJA, R.L. IGUEL GUALAN, R.L. SAN PEDRO, R.L. TONANTEL, R.L.

HORIZONTES, R.L. LA ENCARNACION, R.L. MOYUTAN, R.L. SALCAJA, R.L. IGUEL GUALAN, R.L. SAN PEDRO, R.L. TONANTEL, R.L.

24,138 15,313 16,334 63,179 41,577 16,174 102,813

13 954 883 3,860 3,394 1,283 1,583
17,408 13,134 12,530 53,458 25,867 14,688 83,491
73,575,383 160,358,034 145,159,278 647,103,030 401,891,059 182,146,991 656,088,601
54,957,132 120,766,932 125,178,468 494,730,634 290,692,374 135,989,425 512,108,056
4,618,446 1,751,225 14,543,593 15,387,337 11,143,045 6,193,934 17,745,019
12,405,995 9,275,855 7,942,667 98,696,212 34,141,869 6,739,761 23,823,923
42,859,128 128,584,903 104,824,325 469,072,690 293,322,370 150,931,796 548,074,380
559,683 3,006,721 1,007,692 7,417,502 5,242,103 2,708,702 3,874,557
12,932,423 14,613,477 23,978,385 61,692,794 65,525,978 18,592,035 45,062,967

24,284 15,887 16,648 64,798 42,116 16,693 105,507

8 993 980 4,309 3,489 1,347 1,839
17,555 13,683 12,784 54,831 26,483 15,132 86,065
73,310,475 170,174,605 146,621,982 665,945,753 406,011,173 187,682,886 666,635,537
57,798,576 129,500,691 126,159,544 506,001,050 295,429,695 149,481,367 542,167,154
4,230,101 1,455,287 17,128,923 17,622,672 5,576,796 5,315,083 15,095,186
11,720,516 9,841,697 8,428,020 107,952,250 32,970,841 7,321,593 24,779,561
42,991,941 133,793,866 104,719,837 480,057,130 298,535,961 154,460,270 558,405,784
1,051,073 3,908,136 1,810,333 8,099,790 6,406,020 4,247,132 5,368,057
13,374,675 15,424,749 24,700,765 64,357,682 66,629,868 19,976,624 46,407,116

146 574 314 1,619 539 519 2,694

(5) 39 97 449 95 64 256
147 549 254 1,373 616 444 2,574
(264,908) 9,816,571 1,462,704 18,842,723 4,120,114 5,535,895 10,546,936
2,841,444 8,733,759 981,076 11,270,416 4,737,321 13,491,942 30,059,098
(388,345) (295,938) 2,585,330 2,235,335 (5,566,249) (878,851) (2,649,833)
(685,479) 565,842 485,353 9,256,038 (1,171,028) 581,832 955,638
132,813 5,208,963 (104,488) 10,984,440 5,213,591 3,528,474 10,331,404
491,390 901,415 802,641 682,288 1,163,917 1,538,430 1,493,500
442,252 811,272 722,380 2,664,888 1,103,890 1,384,589 1,344,149

0.60% 3.75% 1.92% 2.56% 1.30% 3.21% 2.62%

-38.46% 4.09% 10.99% 11.63% 2.80% 4.99% 16.17%
0.84% 4.18% 2.03% 2.57% 2.38% 3.02% 3.08%
-0.36% 6.12% 1.01% 2.91% 1.03% 3.04% 1.61%
5.17% 7.23% 0.78% 2.28% 1.63% 9.92% 5.87%
-8.41% -16.90% 17.78% 14.53% -49.95% -14.19% -14.93%
-5.53% 6.10% 6.11% 9.38% -3.43% 8.63% 4.01%
0.31% 4.05% -0.10% 2.34% 1.78% 2.34% 1.89%
87.80% 29.98% 79.65% 9.20% 22.20% 56.80% 38.55%
3.42% 5.55% 3.01% 4.32% 1.68% 7.45% 2.98%
 1 1 1

U.P.A. R.L. NION POPULAR, R.L. YAMAN KUTX, R.L. SISTEMA MICOOPE

U.P.A. R.L. NION POPULAR, R.L. YAMAN KUTX, R.L. SISTEMA MICOOPE

173,273 90,187 19,261 1,768,632

5,783 590 2,841 166,339
167,115 66,879 16,303 1,436,084
1,326,073,096 296,816,165 279,244,384 13,468,028,404
986,240,334 175,136,841 205,679,826 10,012,960,298
35,178,479 4,016,840 1,861,284 338,109,346
258,224,465 23,784,692 10,173,581 1,305,158,159
829,118,544 219,444,672 228,903,370 10,050,805,036
4,500,347 1,641,712 4,123,949 131,977,553
180,366,062 43,234,696 31,171,187 1,548,904,667

177,084 90,741 19,916 1,803,781

5,742 633 2,902 170,151
170,959 67,491 16,896 1,470,405
1,360,198,270 300,838,664 292,567,364 13,819,461,604
1,019,507,279 193,360,966 214,508,649 10,486,053,233
32,481,624 3,600,212 352,835 301,490,972
268,909,293 24,640,445 10,989,413 1,360,545,321
852,092,658 222,197,964 239,287,824 10,323,130,730
6,709,672 1,125,001 6,213,729 153,873,331
182,918,778 42,770,641 33,051,988 1,572,355,391

3,811 554 655 35,149

(41) 43 61 3,812
3,844 612 593 34,321
34,125,174 4,022,499 13,322,980 351,433,200
33,266,945 18,224,125 8,828,823 473,092,935
(2,696,855) (416,628) (1,508,449) (36,618,374)
10,684,828 855,753 815,832 55,387,162
22,974,114 2,753,292 10,384,454 272,325,694
2,209,325 (516,711) 2,089,780 21,895,778
2,552,716 (464,055) 1,880,801 23,450,724

2.20% 0.61% 3.40% 1.99%

-0.71% 7.29% 2.15% 2.29%
2.30% 0.92% 3.64% 2.39%
2.57% 1.36% 4.77% 2.61%
3.37% 10.41% 4.29% 4.72%
-7.67% -10.37% -81.04% -10.83%
4.14% 3.60% 8.02% 4.24%
2.77% 1.25% 4.54% 2.71%
49.09% -31.47% 50.67% 16.59%
1.42% -1.07% 6.03% 1.51%