CUADROS DE AMORTIZACION METODO FRANCES Y ALEMAN

CASO DE PRESTAMO BANCARIO

PRESTAMO 200,000.00
PLAZO AÑOS 36 MESES
TASA 26.00% ANUAL DIAS
CAPIT/MENSUAL DIAS
TEM 1.9446%
PAGO S/7,776.92

METODO FRANCES
FRC (CUOTAS CONSTANTES) R=

n CAPITAL INTERESES AMORTIZ. CUOTA

0 S/200,000.00
1 S/ 196,112.27 3889.19 3887.73 7776.92
2 S/ 192,148.94 3813.59 3963.33 7776.92
3 S/ 188,108.53 3736.52 4040.40 7776.92
4 S/ 183,989.56 3657.95 4118.97 7776.92
5 S/ 179,790.49 3577.85 4199.07 7776.92
6 S/ 175,509.77 3496.20 4280.73 7776.92
7 S/ 171,145.80 3412.96 4363.97 7776.92
8 S/ 166,696.97 3328.10 4448.83 7776.92
9 S/ 162,161.63 3241.58 4535.34 7776.92
10 S/ 157,538.09 3153.39 4623.54 7776.92
11 S/ 152,824.65 3063.48 4713.44 7776.92
12 S/ 148,019.54 2971.82 4805.10 7776.92
13 S/ 143,121.00 2878.38 4898.54 7776.92
14 S/ 138,127.20 2783.13 4993.80 7776.92
15 S/ 133,036.30 2686.02 5090.91 7776.92
16 S/ 127,846.39 2587.02 5189.91 7776.92
17 S/ 122,555.56 2486.10 5290.83 7776.92
18 S/ 117,161.85 2383.21 5393.71 7776.92
19 S/ 111,663.25 2278.33 5498.60 7776.92
20 S/ 106,057.72 2171.40 5605.53 7776.92
21 S/ 100,343.19 2062.39 5714.53 7776.92
22 S/ 94,517.54 1951.27 5825.65 7776.92
23 S/ 88,578.60 1837.98 5938.94 7776.92
24 S/ 82,524.17 1722.50 6054.43 7776.92
25 S/ 76,352.01 1604.76 6172.16 7776.92
26 S/ 70,059.82 1484.74 6292.19 7776.92
27 S/ 63,645.28 1362.38 6414.54 7776.92
28 S/ 57,106.00 1237.64 6539.28 7776.92
29 S/ 50,439.55 1110.48 6666.44 7776.92
30 S/ 43,643.47 980.85 6796.08 7776.92
31 S/ 36,715.24 848.69 6928.24 7776.92
32 S/ 29,652.28 713.96 7062.96 7776.92
33 S/ 22,451.97 576.62 7200.31 7776.92
34 S/ 15,111.64 436.60 7340.32 7776.92
35 S/ 7,628.58 293.86 7483.06 7776.92
36 S/ 0.00 148.35 7628.58 7776.92
200000.00
NCES Y ALEMAN

0.0001945

METODO ALEMAN METODO AMER

(AMORTIZACIONES CONSTANTES)
N CAPITAL
n CAPITAL INTERESES AMORTIZ. CUOTA 0 200,000.00
0 S/ 200,000.00 1 200,000.00
1 S/ 200,000.00 3889.19 5555.56 9444.75 2 200,000.00
2 S/ 194,444.44 3781.16 5555.56 9336.72 3 200,000.00
3 S/ 188,888.89 3673.13 5555.56 9228.68 4 200,000.00
4 S/ 183,333.33 3565.09 5555.56 9120.65 5 200,000.00
5 S/ 177,777.78 3457.06 5555.56 9012.62 6 200,000.00
6 S/ 172,222.22 3349.03 5555.56 8904.58 7 200,000.00
7 S/ 166,666.67 3240.99 5555.56 8796.55 8 200,000.00
8 S/ 161,111.11 3132.96 5555.56 8688.52 9 200,000.00
9 S/ 155,555.56 3024.93 5555.56 8580.48 10 200,000.00
10 S/ 150,000.00 2916.90 5555.56 8472.45 11 200,000.00
11 S/ 144,444.44 2808.86 5555.56 8364.42 12 200,000.00
12 S/ 138,888.89 2700.83 5555.56 8256.38 13 200,000.00
13 S/ 133,333.33 2592.80 5555.56 8148.35 14 200,000.00
14 S/ 127,777.78 2484.76 5555.56 8040.32 15 200,000.00
15 S/ 122,222.22 2376.73 5555.56 7932.28 16 200,000.00
16 S/ 116,666.67 2268.70 5555.56 7824.25 17 200,000.00
17 S/ 111,111.11 2160.66 5555.56 7716.22 18 200,000.00
18 S/ 105,555.56 2052.63 5555.56 7608.19 19 200,000.00
19 S/ 100,000.00 1944.60 5555.56 7500.15 20 200,000.00
20 S/ 94,444.44 1836.56 5555.56 7392.12 21 200,000.00
21 S/ 88,888.89 1728.53 5555.56 7284.09 22 200,000.00
22 S/ 83,333.33 1620.50 5555.56 7176.05 23 200,000.00
23 S/ 77,777.78 1512.46 5555.56 7068.02 24 200,000.00
24 S/ 72,222.22 1404.43 5555.56 6959.99 25 200,000.00
25 S/ 66,666.67 1296.40 5555.56 6851.95 26 200,000.00
26 S/ 61,111.11 1188.36 5555.56 6743.92 27 200,000.00
27 S/ 55,555.56 1080.33 5555.56 6635.89 28 200,000.00
28 S/ 50,000.00 972.30 5555.56 6527.85 29 200,000.00
29 S/ 44,444.44 864.27 5555.56 6419.82 30 200,000.00
30 S/ 38,888.89 756.23 5555.56 6311.79 31 200,000.00
31 S/ 33,333.33 648.20 5555.56 6203.75 32 200,000.00
32 S/ 27,777.78 540.17 5555.56 6095.72 33 200,000.00
33 S/ 22,222.22 432.13 5555.56 5987.69 34 200,000.00
34 S/ 16,666.67 324.10 5555.56 5879.66 35 200,000.00
35 S/ 11,111.11 216.07 5555.56 5771.62 36 200,000.00
36 S/ 5,555.56 108.03 5555.56 5663.59
200000.00
METODO AMERICANO

INTERESES AMOTIZACION CUOTA

3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 3,889.19
3,889.19 200,000.00 203,889.19
340,010.96