Carga Recuperació Capital

Período Cuota Cuota neta financiera n del coste pendiente IVA Cuota bruta
4,000.00
0 1 480.45 480.45 3,519.55 100.90 581.35
1 2 480.45 70.39 410.06 3,109.49 100.90 581.35
2 3 480.45 62.19 418.26 2,691.22 100.90 581.35
3 4 480.45 53.82 426.63 2,264.59 100.90 581.35
4 5 480.45 45.29 435.16 1,829.43 100.90 581.35
5 6 480.45 36.59 443.86 1,385.57 100.90 581.35
6 7 480.45 27.71 452.74 932.83 100.90 581.35
7 8 480.45 18.66 461.80 471.03 100.90 581.35
8 VR 480.45 9.42 471.03 0.00 100.90 581.35
Totales 4,324.07 324.07 4,000.00
 Carga Recuperació Capital
Fecha Cuota Cuota neta financiera n del coste pendiente IVA Cuota bruta
3/15/2020 1 1,081.76 159.45 922.30 24,077.70 227.17 1,308.93
4/15/2020 2 1,081.76 153.31 928.45 23,149.25 227.17 1,308.93
5/15/2020 3 1,081.76 147.12 934.64 22,214.61 227.17 1,308.93
6/15/2020 4 1,081.76 140.89 940.87 21,273.73 227.17 1,308.93
7/15/2020 5 1,081.76 134.61 947.14 20,326.59 227.17 1,308.93
8/15/2020 6 1,081.76 128.30 953.46 19,373.13 227.17 1,308.93
9/15/2020 7 1,081.76 121.94 959.81 18,413.32 227.17 1,308.93
10/15/2020 8 1,081.76 115.54 966.21 17,447.10 227.17 1,308.93
11/15/2020 9 1,081.76 109.10 972.66 16,474.45 227.17 1,308.93
12/15/2020 10 1,081.76 102.62 979.14 15,495.31 227.17 1,308.93
1/15/2021 11 1,081.76 96.09 985.67 14,509.64 227.17 1,308.93
2/15/2021 12 1,081.76 89.52 992.24 13,517.40 227.17 1,308.93
3/15/2021 13 1,081.76 82.90 998.85 12,518.55 227.17 1,308.93
4/15/2021 14 1,081.76 76.25 1,005.51 11,513.04 227.17 1,308.93
5/15/2021 15 1,081.76 69.54 1,012.22 10,500.82 227.17 1,308.93
6/15/2021 16 1,081.76 62.79 1,018.96 9,481.86 227.17 1,308.93
7/15/2021 17 1,081.76 56.00 1,025.76 8,456.10 227.17 1,308.93
8/15/2021 18 1,081.76 49.16 1,032.60 7,423.51 227.17 1,308.93
9/15/2021 19 1,081.76 42.28 1,039.48 6,384.03 227.17 1,308.93
10/15/2021 20 1,081.76 35.35 1,046.41 5,337.62 227.17 1,308.93
11/15/2021 21 1,081.76 28.37 1,053.38 4,284.23 227.17 1,308.93
12/15/2021 22 1,081.76 21.35 1,060.41 3,223.83 227.17 1,308.93
1/15/2022 23 1,081.76 14.28 1,067.48 2,156.35 227.17 1,308.93
2/15/2022 24 1,081.76 7.16 1,074.59 1,081.76 227.17 1,308.93
Opción VR 1,081.76 0.00 1,081.76 0.00 227.17 1,308.93
Totales 27,043.93 2,043.93 25,000.00

TAE 1 2 3 4 5 6 7
-23543.24 1081.76 1081.76 1081.76 1081.76 1081.76 1081.76 1081.76

0.798% Interés efectivo mensual

10% TAE Anual
 8 9 10 11 12 13 14 15
1081.76 1081.76 1081.76 1081.76 1081.76 1081.76 1081.76 1081.76
 16 17 18 19 20 21 22 23
1081.76 1081.76 1081.76 1081.76 1081.76 1081.76 1081.76 1081.76
 24
1081.76
Si el Valor Residual es distinto que el resto de pagos

Carga Recuperació Capital

Período Cuota Cuota neta financiera n del coste pendiente IVA Cuota bruta
0 1 957.86 121.26 836.59 4,163.41 201.15 1,159.01
1 2 957.86 96.17 861.69 3,301.71 201.15 1,159.01
2 3 957.86 70.32 887.54 2,414.17 201.15 1,159.01
3 4 957.86 43.69 914.17 1,500.00 201.15 1,159.01
4 5 1,500.00 1,500.00 315.00 1,815.00
Totales 5,331.44 331.44 5,000.00
Si la cuota inicial es diferente del resto de pagos

Carga Recuperació Capital

Período Cuota Cuota neta financiera n del coste pendiente IVA Cuota bruta
12/31/2020 1 12,000.00 90.00 11,910.00 18,090.00 2,520.00 14,520.00
1/31/2021 2 422.73 88.34 334.39 17,755.61 88.77 511.50
2/28/2021 3 422.73 86.66 336.07 17,419.54 88.77 511.50
3/31/2021 4 422.73 84.98 337.75 17,081.79 88.77 511.50
4/30/2021 5 422.73 83.30 339.44 16,742.36 88.77 511.50
5/31/2021 6 422.73 81.60 341.13 16,401.23 88.77 511.50
6/30/2021 7 422.73 79.89 342.84 16,058.39 88.77 511.50
7/31/2021 8 422.73 78.18 344.55 15,713.84 88.77 511.50
8/31/2021 9 422.73 76.46 346.27 15,367.56 88.77 511.50
9/30/2021 10 422.73 74.72 348.01 15,019.55 88.77 511.50
10/31/2021 11 422.73 72.98 349.75 14,669.81 88.77 511.50
11/30/2021 12 422.73 71.24 351.50 14,318.31 88.77 511.50
12/31/2021 13 422.73 69.48 353.25 13,965.06 88.77 511.50
1/31/2022 14 422.73 67.71 355.02 13,610.04 88.77 511.50
2/28/2022 15 422.73 65.94 356.79 13,253.25 88.77 511.50
3/31/2022 16 422.73 64.15 358.58 12,894.67 88.77 511.50
4/30/2022 17 422.73 62.36 360.37 12,534.30 88.77 511.50
5/31/2022 18 422.73 60.56 362.17 12,172.13 88.77 511.50
6/30/2022 19 422.73 58.75 363.98 11,808.14 88.77 511.50
7/31/2022 20 422.73 56.93 365.80 11,442.34 88.77 511.50
8/31/2022 21 422.73 55.10 367.63 11,074.71 88.77 511.50
9/30/2022 22 422.73 53.26 369.47 10,705.24 88.77 511.50
10/31/2022 23 422.73 51.41 371.32 10,333.92 88.77 511.50
11/30/2022 24 422.73 49.56 373.17 9,960.74 88.77 511.50
12/31/2022 25 422.73 47.69 375.04 9,585.70 88.77 511.50
1/31/2023 26 422.73 45.81 376.92 9,208.79 88.77 511.50
2/28/2023 27 422.73 43.93 378.80 8,829.99 88.77 511.50
3/31/2023 28 422.73 42.04 380.69 8,449.29 88.77 511.50
4/30/2023 29 422.73 40.13 382.60 8,066.69 88.77 511.50
5/31/2023 30 422.73 38.22 384.51 7,682.18 88.77 511.50
6/30/2023 31 422.73 36.30 386.43 7,295.75 88.77 511.50
7/31/2023 32 422.73 34.37 388.37 6,907.39 88.77 511.50
8/31/2023 33 422.73 32.42 390.31 6,517.08 88.77 511.50
9/30/2023 34 422.73 30.47 392.26 6,124.82 88.77 511.50
10/31/2023 35 422.73 28.51 394.22 5,730.60 88.77 511.50
11/30/2023 36 422.73 26.54 396.19 5,334.41 88.77 511.50
12/31/2023 37 422.73 24.56 398.17 4,936.24 88.77 511.50
1/31/2024 38 422.73 22.57 400.16 4,536.07 88.77 511.50
2/29/2024 39 422.73 20.57 402.16 4,133.91 88.77 511.50
3/31/2024 40 422.73 18.56 404.17 3,729.73 88.77 511.50
 4/30/2024 41 422.73 16.54 406.20 3,323.54 88.77 511.50
5/31/2024 42 422.73 14.50 408.23 2,915.31 88.77 511.50
6/30/2024 43 422.73 12.46 410.27 2,505.04 88.77 511.50
7/31/2024 44 422.73 10.41 412.32 2,092.73 88.77 511.50
8/31/2024 45 422.73 8.35 414.38 1,678.35 88.77 511.50
9/30/2024 46 422.73 6.28 416.45 1,261.89 88.77 511.50
10/31/2024 47 422.73 4.20 418.53 843.36 88.77 511.50
11/30/2024 48 422.73 2.10 420.63 422.73 88.77 511.50
Opción VR 422.73 0.00 422.73 0.00 88.77 511.50
Totales 32,291.07 2,291.07 30,000.00