EXAMEN ORDINARIO TEMA 3

ONI ALDAIR SEGURA SANTOS

valor del auto 324,000

enganche 25%
valor pagado a credito 243,000
plazo 36
taza 16.20%
m 12
taza efectiva 0.0135

pago $8,567.17

interes
fecha pago periodico s/saldo amortizaciòn saldo insoluto
inicio $8,567.17 243,000
fin del mes 1 $8,567.17 3280.5 $5,286.67 $237,713.33
fin del mes 2 $8,567.17 3209.12992 $5,358.04 $232,355.29
fin del mes 3 $8,567.17 3136.79635 $5,430.38 $226,924.91
fin del mes 4 $8,567.17 3063.48627 $5,503.69 $221,421.22
fin del mes 5 $8,567.17 2989.18651 $5,577.99 $215,843.24
fin del mes 6 $8,567.17 2913.8837 $5,653.29 $210,189.95
fin del mes 7 $8,567.17 2837.56431 $5,729.61 $204,460.34
fin del mes 8 $8,567.17 2760.2146 $5,806.96 $198,653.38
fin del mes 9 $8,567.17 2681.82067 $5,885.35 $192,768.03
fin del mes 10 $8,567.17 2602.36842 $5,964.80 $186,803.23
fin del mes 11 $8,567.17 2521.84357 $6,045.33 $180,757.90
fin del mes 12 $8,567.17 2440.23163 $6,126.94 $174,630.96
fin del mes 13 $8,567.17 2357.51793 $6,209.65 $168,421.30
fin del mes 14 $8,567.17 2273.6876 $6,293.48 $162,127.82
fin del mes 15 $8,567.17 2188.72555 $6,378.45 $155,749.37
fin del mes 16 $8,567.17 2102.61652 $6,464.56 $149,284.82
fin del mes 17 $8,567.17 2015.34502 $6,551.83 $142,732.99
fin del mes 18 $8,567.17 1926.89535 $6,640.28 $136,092.71
fin del mes 19 $8,567.17 1837.25161 $6,729.92 $129,362.79
fin del mes 20 $8,567.17 1746.39768 $6,820.77 $122,542.02
fin del mes 21 $8,567.17 1654.31722 $6,912.86 $115,629.16
fin del mes 22 $8,567.17 1560.99368 $7,006.18 $108,622.98
fin del mes 23 $8,567.17 1466.41027 $7,100.76 $101,522.22
fin del mes 24 $8,567.17 1370.54998 $7,196.62 $94,325.60
fin del mes 25 $8,567.17 1273.39558 $7,293.78 $87,031.82
fin del mes 26 $8,567.17 1174.92959 $7,392.24 $79,639.58
fin del mes 27 $8,567.17 1075.13431 $7,492.04 $72,147.54
fin del mes 28 $8,567.17 973.991799 $7,593.18 $64,554.36
fin del mes 29 $8,567.17 871.483861 $7,695.69 $56,858.67
fin del mes 30 $8,567.17 767.592067 $7,799.58 $49,059.09
fin del mes 31 $8,567.17 662.297733 $7,904.87 $41,154.22
fin del mes 32 $8,567.17 555.581926 $8,011.59 $33,142.63
fin del mes 33 $8,567.17 447.425455 $8,119.75 $25,022.88
fin del mes 34 $8,567.17 337.808872 $8,229.36 $16,793.52
fin del mes 35 $8,567.17 226.712465 $8,340.46 $8,453.06
fin del mes 36 $8,567.17 114.116257 $8,453.06 -$0.00
total: 65418.2043
$131,109.19
prestamo 50,000
plazo 18
interes 0.09
m 6
taza efectiva 0.015

pago $3,190.29
pago
fecha periodico interes s/saldo amortizacion saldo insoluto
inicio 50,000
final del bimestre1 $3,190.29 750 $2,440.29 $47,559.71
final del bimestre2 $3,190.29 713.39566367609 $2,476.89 $45,082.82
final del bimestre3 $3,190.29 676.242262307322 $2,514.05 $42,568.77
final del bimestre4 $3,190.29 638.531559918022 $2,551.76 $40,017.01
final del bimestre5 $3,190.29 600.255196992883 $2,590.03 $37,426.98
final del bimestre6 $3,190.29 561.404688623866 $2,628.88 $34,798.09
final del bimestre7 $3,190.29 521.971422629314 $2,668.32 $32,129.78
final del bimestre8 $3,190.29 481.946657644844 $2,708.34 $29,421.43
final del bimestre9 $3,190.29 441.321521185607 $2,748.97 $26,672.47
final del bimestre10 $3,190.29 400.087007679481 $2,790.20 $23,882.27
final del bimestre11 $3,190.29 358.233976470764 $2,832.06 $21,050.21
final del bimestre12 $3,190.29 315.753149793915 $2,874.54 $18,175.67
final del bimestre13 $3,190.29 272.635110716914 $2,917.65 $15,258.02
final del bimestre14 $3,190.29 228.870301053758 $2,961.42 $12,296.60
final del bimestre15 $3,190.29 184.449019245655 $3,005.84 $9,290.76
final del bimestre16 $3,190.29 139.36141821043 $3,050.93 $6,239.83
final del bimestre17 $3,190.29 93.5975031596768 $3,096.69 $3,143.14
final del bimestre18 $3,190.29 47.1471293831622 $3,143.14 $0.00
7425.20358869171
 $29,862.76

57,425
cantidad