credito de libre inversion $ 26,000,000.

00
tasa de interes 1.30%
numero de cuotas 36
Cuota mensual $ 908,956.66
Monto a pagar durante todo el plazo $ 32,722,439.75

Cuota Saldo inicial Valor de cuota Interes

1 $ 26,000,000.00 $ 908,956.66 $ 338,000.00
2 $ 25,429,043.34 $ 908,956.66 $ 330,577.56
3 $ 24,850,664.24 $ 908,956.66 $ 323,058.64
4 $ 24,264,766.22 $ 908,956.66 $ 315,441.96
5 $ 23,671,251.52 $ 908,956.66 $ 307,726.27
6 $ 23,070,021.13 $ 908,956.66 $ 299,910.27
7 $ 22,460,974.75 $ 908,956.66 $ 291,992.67
8 $ 21,844,010.76 $ 908,956.66 $ 283,972.14
9 $ 21,219,026.24 $ 908,956.66 $ 275,847.34
10 $ 20,585,916.92 $ 908,956.66 $ 267,616.92
11 $ 19,944,577.18 $ 908,956.66 $ 259,279.50
12 $ 19,294,900.02 $ 908,956.66 $ 250,833.70
13 $ 18,636,777.06 $ 908,956.66 $ 242,278.10
14 $ 17,970,098.51 $ 908,956.66 $ 233,611.28
15 $ 17,294,753.13 $ 908,956.66 $ 224,831.79
16 $ 16,610,628.26 $ 908,956.66 $ 215,938.17
17 $ 15,917,609.76 $ 908,956.66 $ 206,928.93
18 $ 15,215,582.03 $ 908,956.66 $ 197,802.57
19 $ 14,504,427.94 $ 908,956.66 $ 188,557.56
20 $ 13,784,028.84 $ 908,956.66 $ 179,192.37
21 $ 13,054,264.56 $ 908,956.66 $ 169,705.44
22 $ 12,315,013.34 $ 908,956.66 $ 160,095.17
23 $ 11,566,151.85 $ 908,956.66 $ 150,359.97
24 $ 10,807,555.16 $ 908,956.66 $ 140,498.22
25 $ 10,039,096.72 $ 908,956.66 $ 130,508.26
26 $ 9,260,648.32 $ 908,956.66 $ 120,388.43
27 $ 8,472,080.09 $ 908,956.66 $ 110,137.04
28 $ 7,673,260.47 $ 908,956.66 $ 99,752.39
29 $ 6,864,056.20 $ 908,956.66 $ 89,232.73
30 $ 6,044,332.27 $ 908,956.66 $ 78,576.32
31 $ 5,213,951.93 $ 908,956.66 $ 67,781.38
32 $ 4,372,776.64 $ 908,956.66 $ 56,846.10
33 $ 3,520,666.08 $ 908,956.66 $ 45,768.66
34 $ 2,657,478.08 $ 908,956.66 $ 34,547.22
35 $ 1,783,068.63 $ 908,956.66 $ 23,179.89
36 $ 897,291.87 $ 908,956.66 $ 11,664.79
Abono a capital Saldo final
$ 570,956.66 $ 25,429,043.34
$ 578,379.10 $ 24,850,664.24
$ 585,898.02 $ 24,264,766.22
$ 593,514.70 $ 23,671,251.52
$ 601,230.39 $ 23,070,021.13
$ 609,046.39 $ 22,460,974.75
$ 616,963.99 $ 21,844,010.76
$ 624,984.52 $ 21,219,026.24
$ 633,109.32 $ 20,585,916.92
$ 641,339.74 $ 19,944,577.18
$ 649,677.16 $ 19,294,900.02
$ 658,122.96 $ 18,636,777.06
$ 666,678.56 $ 17,970,098.51
$ 675,345.38 $ 17,294,753.13
$ 684,124.87 $ 16,610,628.26
$ 693,018.49 $ 15,917,609.76
$ 702,027.73 $ 15,215,582.03
$ 711,154.09 $ 14,504,427.94
$ 720,399.10 $ 13,784,028.84
$ 729,764.28 $ 13,054,264.56
$ 739,251.22 $ 12,315,013.34
$ 748,861.49 $ 11,566,151.85
$ 758,596.69 $ 10,807,555.16
$ 768,458.44 $ 10,039,096.72
$ 778,448.40 $ 9,260,648.32
$ 788,568.23 $ 8,472,080.09
$ 798,819.62 $ 7,673,260.47
$ 809,204.27 $ 6,864,056.20
$ 819,723.93 $ 6,044,332.27
$ 830,380.34 $ 5,213,951.93
$ 841,175.28 $ 4,372,776.64
$ 852,110.56 $ 3,520,666.08
$ 863,188.00 $ 2,657,478.08
$ 874,409.44 $ 1,783,068.63
$ 885,776.77 $ 897,291.87
$ 897,291.87 -$ 0.00
Credito para vehículo $ 45,000,000.00
Tasa de interes 1.60%
Numero de cuotas 48
Cuota mensual $ 1,350,259.12
Monto a pagar durante todo el plazo $ 64,812,437.64

Cuota Saldo inicial Valor de cuota Interes

1 $ 45,000,000.00 $ 1,350,259.12 $ 720,000.00
2 $ 44,369,740.88 $ 1,350,259.12 $ 709,915.85
3 $ 43,729,397.62 $ 1,350,259.12 $ 699,670.36
4 $ 43,078,808.86 $ 1,350,259.12 $ 689,260.94
5 $ 42,417,810.69 $ 1,350,259.12 $ 678,684.97
6 $ 41,746,236.54 $ 1,350,259.12 $ 667,939.78
7 $ 41,063,917.21 $ 1,350,259.12 $ 657,022.68
8 $ 40,370,680.77 $ 1,350,259.12 $ 645,930.89
9 $ 39,666,352.54 $ 1,350,259.12 $ 634,661.64
10 $ 38,950,755.06 $ 1,350,259.12 $ 623,212.08
11 $ 38,223,708.03 $ 1,350,259.12 $ 611,579.33
12 $ 37,485,028.24 $ 1,350,259.12 $ 599,760.45
13 $ 36,734,529.57 $ 1,350,259.12 $ 587,752.47
14 $ 35,972,022.93 $ 1,350,259.12 $ 575,552.37
15 $ 35,197,316.18 $ 1,350,259.12 $ 563,157.06
16 $ 34,410,214.12 $ 1,350,259.12 $ 550,563.43
17 $ 33,610,518.43 $ 1,350,259.12 $ 537,768.29
18 $ 32,798,027.61 $ 1,350,259.12 $ 524,768.44
19 $ 31,972,536.93 $ 1,350,259.12 $ 511,560.59
20 $ 31,133,838.40 $ 1,350,259.12 $ 498,141.41
21 $ 30,281,720.70 $ 1,350,259.12 $ 484,507.53
22 $ 29,415,969.11 $ 1,350,259.12 $ 470,655.51
23 $ 28,536,365.50 $ 1,350,259.12 $ 456,581.85
24 $ 27,642,688.23 $ 1,350,259.12 $ 442,283.01
25 $ 26,734,712.13 $ 1,350,259.12 $ 427,755.39
26 $ 25,812,208.40 $ 1,350,259.12 $ 412,995.33
27 $ 24,874,944.62 $ 1,350,259.12 $ 397,999.11
28 $ 23,922,684.62 $ 1,350,259.12 $ 382,762.95
29 $ 22,955,188.45 $ 1,350,259.12 $ 367,283.02
30 $ 21,972,212.35 $ 1,350,259.12 $ 351,555.40
31 $ 20,973,508.63 $ 1,350,259.12 $ 335,576.14
32 $ 19,958,825.65 $ 1,350,259.12 $ 319,341.21
33 $ 18,927,907.75 $ 1,350,259.12 $ 302,846.52
34 $ 17,880,495.15 $ 1,350,259.12 $ 286,087.92
35 $ 16,816,323.96 $ 1,350,259.12 $ 269,061.18
36 $ 15,735,126.02 $ 1,350,259.12 $ 251,762.02
37 $ 14,636,628.92 $ 1,350,259.12 $ 234,186.06
38 $ 13,520,555.87 $ 1,350,259.12 $ 216,328.89
39 $ 12,386,625.64 $ 1,350,259.12 $ 198,186.01
40 $ 11,234,552.54 $ 1,350,259.12 $ 179,752.84
41 $ 10,064,046.26 $ 1,350,259.12 $ 161,024.74
42 $ 8,874,811.88 $ 1,350,259.12 $ 141,996.99
43 $ 7,666,549.76 $ 1,350,259.12 $ 122,664.80
44 $ 6,438,955.43 $ 1,350,259.12 $ 103,023.29
45 $ 5,191,719.60 $ 1,350,259.12 $ 83,067.51
46 $ 3,924,528.00 $ 1,350,259.12 $ 62,792.45
47 $ 2,637,061.33 $ 1,350,259.12 $ 42,192.98
48 $ 1,328,995.19 $ 1,350,259.12 $ 21,263.92
Abono a capital Saldo final
$ 630,259.12 $ 44,369,740.88
$ 640,343.26 $ 43,729,397.62
$ 650,588.76 $ 43,078,808.86
$ 660,998.18 $ 42,417,810.69
$ 671,574.15 $ 41,746,236.54
$ 682,319.33 $ 41,063,917.21
$ 693,236.44 $ 40,370,680.77
$ 704,328.23 $ 39,666,352.54
$ 715,597.48 $ 38,950,755.06
$ 727,047.04 $ 38,223,708.03
$ 738,679.79 $ 37,485,028.24
$ 750,498.67 $ 36,734,529.57
$ 762,506.64 $ 35,972,022.93
$ 774,706.75 $ 35,197,316.18
$ 787,102.06 $ 34,410,214.12
$ 799,695.69 $ 33,610,518.43
$ 812,490.82 $ 32,798,027.61
$ 825,490.68 $ 31,972,536.93
$ 838,698.53 $ 31,133,838.40
$ 852,117.70 $ 30,281,720.70
$ 865,751.59 $ 29,415,969.11
$ 879,603.61 $ 28,536,365.50
$ 893,677.27 $ 27,642,688.23
$ 907,976.11 $ 26,734,712.13
$ 922,503.72 $ 25,812,208.40
$ 937,263.78 $ 24,874,944.62
$ 952,260.00 $ 23,922,684.62
$ 967,496.16 $ 22,955,188.45
$ 982,976.10 $ 21,972,212.35
$ 998,703.72 $ 20,973,508.63
$ 1,014,682.98 $ 19,958,825.65
$ 1,030,917.91 $ 18,927,907.75
$ 1,047,412.59 $ 17,880,495.15
$ 1,064,171.20 $ 16,816,323.96
$ 1,081,197.93 $ 15,735,126.02
$ 1,098,497.10 $ 14,636,628.92
$ 1,116,073.05 $ 13,520,555.87
$ 1,133,930.22 $ 12,386,625.64
$ 1,152,073.11 $ 11,234,552.54
$ 1,170,506.28 $ 10,064,046.26
$ 1,189,234.38 $ 8,874,811.88
$ 1,208,262.13 $ 7,666,549.76
$ 1,227,594.32 $ 6,438,955.43
$ 1,247,235.83 $ 5,191,719.60
$ 1,267,191.60 $ 3,924,528.00
$ 1,287,466.67 $ 2,637,061.33
$ 1,308,066.14 $ 1,328,995.19
$ 1,328,995.19 $ 0.00
 ¿Cómo afecta el porcentaje en créditos bancarios?

Pienso que es de gran importancia conocer la tasa de interés a la cual nos van
a generar dicho crédito para así mismo conocer el valor que realmente
pagaremos según el plazo al cual lo financiamos, lo que también podemos
evidenciar es que el número de cuotas es directamente proporcional a el valor
que pagaremos al final del plazo, es decir, entre menos plazo menor será el
valor que pagaremos por la financiación, asimismo debemos conocer que cada
entidad bancaria maneja porcentajes de interés según la capacidad de
endeudamiento, entre mayor sea la capacidad de endeudamiento menor será
la tasa de interés.