BBVA FIJA

VALOR TOTAL $ 725,000.00

MONTO A FINANCIAR 90% Tabla de amortización
ENGANCHE $ 72,500.00 Mes Saldo inicial Amortización Intereses
TASA MENSUAL 0.9333% 0 $ 725,000.00 $ 72,500.00 $ -
MONTO A CRÉDITO $ 652,500.00 1 $ 652,500.00 $1,408.45 $ 6,090.00
TASA ANUAL 11.20% 2 $ 651,091.55 $1,421.59 $ 6,076.85
PAGO MENSUAL $7,498.45 3 $ 649,669.96 $1,434.86 $ 6,063.59
PLAZO 180 4 $ 648,235.10 $1,448.25 $ 6,050.19
5 $ 646,786.85 $1,461.77 $ 6,036.68
6 $ 645,325.08 $1,475.41 $ 6,023.03
7 $ 643,849.67 $1,489.18 $ 6,009.26
8 $ 642,360.48 $1,503.08 $ 5,995.36
9 $ 640,857.40 $1,517.11 $ 5,981.34
10 $ 639,340.29 $1,531.27 $ 5,967.18
11 $ 637,809.02 $1,545.56 $ 5,952.88
12 $ 636,263.46 $1,559.99 $ 5,938.46
13 $ 634,703.47 $1,574.55 $ 5,923.90
14 $ 633,128.92 $1,589.24 $ 5,909.20
15 $ 631,539.68 $1,604.08 $ 5,894.37
16 $ 629,935.60 $1,619.05 $ 5,879.40
17 $ 628,316.55 $1,634.16 $ 5,864.29
18 $ 626,682.40 $1,649.41 $ 5,849.04
19 $ 625,032.98 $1,664.81 $ 5,833.64
20 $ 623,368.18 $1,680.34 $ 5,818.10
21 $ 621,687.84 $1,696.03 $ 5,802.42
22 $ 619,991.81 $1,711.86 $ 5,786.59
23 $ 618,279.95 $1,727.83 $ 5,770.61
24 $ 616,552.12 $1,743.96 $ 5,754.49
25 $ 614,808.16 $1,760.24 $ 5,738.21
26 $ 613,047.92 $1,776.67 $ 5,721.78
27 $ 611,271.25 $1,793.25 $ 5,705.20
28 $ 609,478.01 $1,809.99 $ 5,688.46
29 $ 607,668.02 $1,826.88 $ 5,671.57
30 $ 605,841.14 $1,843.93 $ 5,654.52
31 $ 603,997.21 $1,861.14 $ 5,637.31
32 $ 602,136.07 $1,878.51 $ 5,619.94
33 $ 600,257.56 $1,896.04 $ 5,602.40
34 $ 598,361.52 $1,913.74 $ 5,584.71
35 $ 596,447.78 $1,931.60 $ 5,566.85
36 $ 594,516.18 $1,949.63 $ 5,548.82
37 $ 592,566.55 $1,967.83 $ 5,530.62
38 $ 590,598.73 $1,986.19 $ 5,512.25
39 $ 588,612.53 $2,004.73 $ 5,493.72
40 $ 586,607.81 $2,023.44 $ 5,475.01
41 $ 584,584.36 $2,042.33 $ 5,456.12
42 $ 582,542.04 $2,061.39 $ 5,437.06
43 $ 580,480.65 $2,080.63 $ 5,417.82
44 $ 578,400.02 $2,100.05 $ 5,398.40
45 $ 576,299.98 $2,119.65 $ 5,378.80
46 $ 574,180.33 $2,139.43 $ 5,359.02
47 $ 572,040.90 $2,159.40 $ 5,339.05
48 $ 569,881.50 $2,179.55 $ 5,318.89
49 $ 567,701.95 $2,199.90 $ 5,298.55
50 $ 565,502.05 $2,220.43 $ 5,278.02
51 $ 563,281.63 $2,241.15 $ 5,257.30
52 $ 561,040.48 $2,262.07 $ 5,236.38
53 $ 558,778.41 $2,283.18 $ 5,215.27
54 $ 556,495.22 $2,304.49 $ 5,193.96
55 $ 554,190.73 $2,326.00 $ 5,172.45
56 $ 551,864.73 $2,347.71 $ 5,150.74
57 $ 549,517.02 $2,369.62 $ 5,128.83
58 $ 547,147.40 $2,391.74 $ 5,106.71
59 $ 544,755.67 $2,414.06 $ 5,084.39
60 $ 542,341.61 $2,436.59 $ 5,061.85
61 $ 539,905.01 $2,459.33 $ 5,039.11
62 $ 537,445.68 $2,482.29 $ 5,016.16
63 $ 534,963.39 $2,505.45 $ 4,992.99
64 $ 532,457.94 $2,528.84 $ 4,969.61
65 $ 529,929.10 $2,552.44 $ 4,946.00
66 $ 527,376.66 $2,576.26 $ 4,922.18
67 $ 524,800.39 $2,600.31 $ 4,898.14
68 $ 522,200.08 $2,624.58 $ 4,873.87
69 $ 519,575.50 $2,649.08 $ 4,849.37
70 $ 516,926.43 $2,673.80 $ 4,824.65
71 $ 514,252.63 $2,698.76 $ 4,799.69
72 $ 511,553.87 $2,723.94 $ 4,774.50
73 $ 508,829.93 $2,749.37 $ 4,749.08
74 $ 506,080.56 $2,775.03 $ 4,723.42
75 $ 503,305.53 $2,800.93 $ 4,697.52
76 $ 500,504.61 $2,827.07 $ 4,671.38
77 $ 497,677.54 $2,853.46 $ 4,644.99
78 $ 494,824.08 $2,880.09 $ 4,618.36
79 $ 491,943.99 $2,906.97 $ 4,591.48
80 $ 489,037.02 $2,934.10 $ 4,564.35
81 $ 486,102.92 $2,961.49 $ 4,536.96
82 $ 483,141.43 $2,989.13 $ 4,509.32
83 $ 480,152.31 $3,017.03 $ 4,481.42
84 $ 477,135.28 $3,045.18 $ 4,453.26
85 $ 474,090.10 $3,073.61 $ 4,424.84
86 $ 471,016.49 $3,102.29 $ 4,396.15
87 $ 467,914.20 $3,131.25 $ 4,367.20
88 $ 464,782.95 $3,160.47 $ 4,337.97
89 $ 461,622.48 $3,189.97 $ 4,308.48
90 $ 458,432.51 $3,219.74 $ 4,278.70
91 $ 455,212.77 $3,249.79 $ 4,248.65
 92 $ 451,962.97 $3,280.13 $ 4,218.32
93 $ 448,682.85 $3,310.74 $ 4,187.71
94 $ 445,372.11 $3,341.64 $ 4,156.81
95 $ 442,030.47 $3,372.83 $ 4,125.62
96 $ 438,657.64 $3,404.31 $ 4,094.14
97 $ 435,253.33 $3,436.08 $ 4,062.36
98 $ 431,817.25 $3,468.15 $ 4,030.29
99 $ 428,349.09 $3,500.52 $ 3,997.92
100 $ 424,848.57 $3,533.19 $ 3,965.25
101 $ 421,315.38 $3,566.17 $ 3,932.28
102 $ 417,749.21 $3,599.45 $ 3,898.99
103 $ 414,149.75 $3,633.05 $ 3,865.40
104 $ 410,516.71 $3,666.96 $ 3,831.49
105 $ 406,849.75 $3,701.18 $ 3,797.26
106 $ 403,148.57 $3,735.73 $ 3,762.72
107 $ 399,412.84 $3,770.59 $ 3,727.85
108 $ 395,642.25 $3,805.79 $ 3,692.66
109 $ 391,836.46 $3,841.31 $ 3,657.14
110 $ 387,995.15 $3,877.16 $ 3,621.29
111 $ 384,118.00 $3,913.35 $ 3,585.10
112 $ 380,204.65 $3,949.87 $ 3,548.58
113 $ 376,254.78 $3,986.74 $ 3,511.71
114 $ 372,268.04 $4,023.94 $ 3,474.50
115 $ 368,244.10 $4,061.50 $ 3,436.94
116 $ 364,182.60 $4,099.41 $ 3,399.04
117 $ 360,083.19 $4,137.67 $ 3,360.78
118 $ 355,945.52 $4,176.29 $ 3,322.16
119 $ 351,769.23 $4,215.27 $ 3,283.18
120 $ 347,553.96 $4,254.61 $ 3,243.84
121 $ 343,299.35 $4,294.32 $ 3,204.13
122 $ 339,005.03 $4,334.40 $ 3,164.05
123 $ 334,670.63 $4,374.85 $ 3,123.59
124 $ 330,295.78 $4,415.69 $ 3,082.76
125 $ 325,880.09 $4,456.90 $ 3,041.55
126 $ 321,423.19 $4,498.50 $ 2,999.95
127 $ 316,924.70 $4,540.48 $ 2,957.96
128 $ 312,384.21 $4,582.86 $ 2,915.59
129 $ 307,801.35 $4,625.63 $ 2,872.81
130 $ 303,175.72 $4,668.81 $ 2,829.64
131 $ 298,506.91 $4,712.38 $ 2,786.06
132 $ 293,794.53 $4,756.36 $ 2,742.08
133 $ 289,038.17 $4,800.76 $ 2,697.69
134 $ 284,237.41 $4,845.56 $ 2,652.88
135 $ 279,391.85 $4,890.79 $ 2,607.66
136 $ 274,501.06 $4,936.44 $ 2,562.01
137 $ 269,564.62 $4,982.51 $ 2,515.94
138 $ 264,582.11 $5,029.01 $ 2,469.43
139 $ 259,553.10 $5,075.95 $ 2,422.50
140 $ 254,477.14 $5,123.33 $ 2,375.12
141 $ 249,353.82 $5,171.14 $ 2,327.30
142 $ 244,182.67 $5,219.41 $ 2,279.04
143 $ 238,963.27 $5,268.12 $ 2,230.32
144 $ 233,695.14 $5,317.29 $ 2,181.15
145 $ 228,377.85 $5,366.92 $ 2,131.53
146 $ 223,010.93 $5,417.01 $ 2,081.44
147 $ 217,593.92 $5,467.57 $ 2,030.88
148 $ 212,126.35 $5,518.60 $ 1,979.85
149 $ 206,607.75 $5,570.11 $ 1,928.34
150 $ 201,037.64 $5,622.10 $ 1,876.35
151 $ 195,415.55 $5,674.57 $ 1,823.88
152 $ 189,740.98 $5,727.53 $ 1,770.92
153 $ 184,013.45 $5,780.99 $ 1,717.46
154 $ 178,232.46 $5,834.94 $ 1,663.50
155 $ 172,397.51 $5,889.40 $ 1,609.04
156 $ 166,508.11 $5,944.37 $ 1,554.08
157 $ 160,563.74 $5,999.85 $ 1,498.59
158 $ 154,563.89 $6,055.85 $ 1,442.60
159 $ 148,508.04 $6,112.37 $ 1,386.08
160 $ 142,395.67 $6,169.42 $ 1,329.03
161 $ 136,226.25 $6,227.00 $ 1,271.44
162 $ 129,999.24 $6,285.12 $ 1,213.33
163 $ 123,714.12 $6,343.78 $ 1,154.67
164 $ 117,370.34 $6,402.99 $ 1,095.46
165 $ 110,967.35 $6,462.75 $ 1,035.70
166 $ 104,504.60 $6,523.07 $ 975.38
167 $ 97,981.53 $6,583.95 $ 914.49
168 $ 91,397.58 $6,645.40 $ 853.04
169 $ 84,752.18 $6,707.43 $ 791.02
170 $ 78,044.75 $6,770.03 $ 728.42
171 $ 71,274.72 $6,833.22 $ 665.23
172 $ 64,441.50 $6,896.99 $ 601.45
173 $ 57,544.51 $6,961.36 $ 537.08
174 $ 50,583.15 $7,026.34 $ 472.11
175 $ 43,556.81 $7,091.92 $ 406.53
176 $ 36,464.89 $7,158.11 $ 340.34
177 $ 29,306.79 $7,224.92 $ 273.53
178 $ 22,081.87 $7,292.35 $ 206.10
179 $ 14,789.52 $7,360.41 $ 138.04
180 $ 7,429.11 $7,429.11 $ 69.34
amortización TAE 11.7932%
Pago Saldo final CAT 11.7932%
$ 72,500.00 $ 652,500.00 TIR 0.9333%
$7,498.45 $ 651,091.55 0 $ 652,500.00
$7,498.45 $ 649,669.96 1 -$7,498.45
$7,498.45 $ 648,235.10 2 -$7,498.45
$7,498.45 $ 646,786.85 3 -$7,498.45
$7,498.45 $ 645,325.08 4 -$7,498.45
$7,498.45 $ 643,849.67 5 -$7,498.45
$7,498.45 $ 642,360.48 6 -$7,498.45
$7,498.45 $ 640,857.40 7 -$7,498.45
$7,498.45 $ 639,340.29 8 -$7,498.45
$7,498.45 $ 637,809.02 9 -$7,498.45
$7,498.45 $ 636,263.46 10 -$7,498.45
$7,498.45 $ 634,703.47 11 -$7,498.45
$7,498.45 $ 633,128.92 12 -$7,498.45
$7,498.45 $ 631,539.68 13 -$7,498.45
$7,498.45 $ 629,935.60 14 -$7,498.45
$7,498.45 $ 628,316.55 15 -$7,498.45
$7,498.45 $ 626,682.40 16 -$7,498.45
$7,498.45 $ 625,032.98 17 -$7,498.45
$7,498.45 $ 623,368.18 18 -$7,498.45
$7,498.45 $ 621,687.84 19 -$7,498.45
$7,498.45 $ 619,991.81 20 -$7,498.45
$7,498.45 $ 618,279.95 21 -$7,498.45
$7,498.45 $ 616,552.12 22 -$7,498.45
$7,498.45 $ 614,808.16 23 -$7,498.45
$7,498.45 $ 613,047.92 24 -$7,498.45
$7,498.45 $ 611,271.25 25 -$7,498.45
$7,498.45 $ 609,478.01 26 -$7,498.45
$7,498.45 $ 607,668.02 27 -$7,498.45
$7,498.45 $ 605,841.14 28 -$7,498.45
$7,498.45 $ 603,997.21 29 -$7,498.45
$7,498.45 $ 602,136.07 30 -$7,498.45
$7,498.45 $ 600,257.56 31 -$7,498.45
$7,498.45 $ 598,361.52 32 -$7,498.45
$7,498.45 $ 596,447.78 33 -$7,498.45
$7,498.45 $ 594,516.18 34 -$7,498.45
$7,498.45 $ 592,566.55 35 -$7,498.45
$7,498.45 $ 590,598.73 36 -$7,498.45
$7,498.45 $ 588,612.53 37 -$7,498.45
$7,498.45 $ 586,607.81 38 -$7,498.45
$7,498.45 $ 584,584.36 39 -$7,498.45
$7,498.45 $ 582,542.04 40 -$7,498.45
$7,498.45 $ 580,480.65 41 -$7,498.45
$7,498.45 $ 578,400.02 42 -$7,498.45
$7,498.45 $ 576,299.98 43 -$7,498.45
$7,498.45 $ 574,180.33 44 -$7,498.45
$7,498.45 $ 572,040.90 45 -$7,498.45
$7,498.45 $ 569,881.50 46 -$7,498.45
$7,498.45 $ 567,701.95 47 -$7,498.45
$7,498.45 $ 565,502.05 48 -$7,498.45
$7,498.45 $ 563,281.63 49 -$7,498.45
$7,498.45 $ 561,040.48 50 -$7,498.45
$7,498.45 $ 558,778.41 51 -$7,498.45
$7,498.45 $ 556,495.22 52 -$7,498.45
$7,498.45 $ 554,190.73 53 -$7,498.45
$7,498.45 $ 551,864.73 54 -$7,498.45
$7,498.45 $ 549,517.02 55 -$7,498.45
$7,498.45 $ 547,147.40 56 -$7,498.45
$7,498.45 $ 544,755.67 57 -$7,498.45
$7,498.45 $ 542,341.61 58 -$7,498.45
$7,498.45 $ 539,905.01 59 -$7,498.45
$7,498.45 $ 537,445.68 60 -$7,498.45
$7,498.45 $ 534,963.39 61 -$7,498.45
$7,498.45 $ 532,457.94 62 -$7,498.45
$7,498.45 $ 529,929.10 63 -$7,498.45
$7,498.45 $ 527,376.66 64 -$7,498.45
$7,498.45 $ 524,800.39 65 -$7,498.45
$7,498.45 $ 522,200.08 66 -$7,498.45
$7,498.45 $ 519,575.50 67 -$7,498.45
$7,498.45 $ 516,926.43 68 -$7,498.45
$7,498.45 $ 514,252.63 69 -$7,498.45
$7,498.45 $ 511,553.87 70 -$7,498.45
$7,498.45 $ 508,829.93 71 -$7,498.45
$7,498.45 $ 506,080.56 72 -$7,498.45
$7,498.45 $ 503,305.53 73 -$7,498.45
$7,498.45 $ 500,504.61 74 -$7,498.45
$7,498.45 $ 497,677.54 75 -$7,498.45
$7,498.45 $ 494,824.08 76 -$7,498.45
$7,498.45 $ 491,943.99 77 -$7,498.45
$7,498.45 $ 489,037.02 78 -$7,498.45
$7,498.45 $ 486,102.92 79 -$7,498.45
$7,498.45 $ 483,141.43 80 -$7,498.45
$7,498.45 $ 480,152.31 81 -$7,498.45
$7,498.45 $ 477,135.28 82 -$7,498.45
$7,498.45 $ 474,090.10 83 -$7,498.45
$7,498.45 $ 471,016.49 84 -$7,498.45
$7,498.45 $ 467,914.20 85 -$7,498.45
$7,498.45 $ 464,782.95 86 -$7,498.45
$7,498.45 $ 461,622.48 87 -$7,498.45
$7,498.45 $ 458,432.51 88 -$7,498.45
$7,498.45 $ 455,212.77 89 -$7,498.45
$7,498.45 $ 451,962.97 90 -$7,498.45
$7,498.45 $ 448,682.85 91 -$7,498.45
$7,498.45 $ 445,372.11 92 -$7,498.45
$7,498.45 $ 442,030.47 93 -$7,498.45
$7,498.45 $ 438,657.64 94 -$7,498.45
$7,498.45 $ 435,253.33 95 -$7,498.45
$7,498.45 $ 431,817.25 96 -$7,498.45
$7,498.45 $ 428,349.09 97 -$7,498.45
$7,498.45 $ 424,848.57 98 -$7,498.45
$7,498.45 $ 421,315.38 99 -$7,498.45
$7,498.45 $ 417,749.21 100 -$7,498.45
$7,498.45 $ 414,149.75 101 -$7,498.45
$7,498.45 $ 410,516.71 102 -$7,498.45
$7,498.45 $ 406,849.75 103 -$7,498.45
$7,498.45 $ 403,148.57 104 -$7,498.45
$7,498.45 $ 399,412.84 105 -$7,498.45
$7,498.45 $ 395,642.25 106 -$7,498.45
$7,498.45 $ 391,836.46 107 -$7,498.45
$7,498.45 $ 387,995.15 108 -$7,498.45
$7,498.45 $ 384,118.00 109 -$7,498.45
$7,498.45 $ 380,204.65 110 -$7,498.45
$7,498.45 $ 376,254.78 111 -$7,498.45
$7,498.45 $ 372,268.04 112 -$7,498.45
$7,498.45 $ 368,244.10 113 -$7,498.45
$7,498.45 $ 364,182.60 114 -$7,498.45
$7,498.45 $ 360,083.19 115 -$7,498.45
$7,498.45 $ 355,945.52 116 -$7,498.45
$7,498.45 $ 351,769.23 117 -$7,498.45
$7,498.45 $ 347,553.96 118 -$7,498.45
$7,498.45 $ 343,299.35 119 -$7,498.45
$7,498.45 $ 339,005.03 120 -$7,498.45
$7,498.45 $ 334,670.63 121 -$7,498.45
$7,498.45 $ 330,295.78 122 -$7,498.45
$7,498.45 $ 325,880.09 123 -$7,498.45
$7,498.45 $ 321,423.19 124 -$7,498.45
$7,498.45 $ 316,924.70 125 -$7,498.45
$7,498.45 $ 312,384.21 126 -$7,498.45
$7,498.45 $ 307,801.35 127 -$7,498.45
$7,498.45 $ 303,175.72 128 -$7,498.45
$7,498.45 $ 298,506.91 129 -$7,498.45
$7,498.45 $ 293,794.53 130 -$7,498.45
$7,498.45 $ 289,038.17 131 -$7,498.45
$7,498.45 $ 284,237.41 132 -$7,498.45
$7,498.45 $ 279,391.85 133 -$7,498.45
$7,498.45 $ 274,501.06 134 -$7,498.45
$7,498.45 $ 269,564.62 135 -$7,498.45
$7,498.45 $ 264,582.11 136 -$7,498.45
$7,498.45 $ 259,553.10 137 -$7,498.45
$7,498.45 $ 254,477.14 138 -$7,498.45
$7,498.45 $ 249,353.82 139 -$7,498.45
$7,498.45 $ 244,182.67 140 -$7,498.45
$7,498.45 $ 238,963.27 141 -$7,498.45
$7,498.45 $ 233,695.14 142 -$7,498.45
$7,498.45 $ 228,377.85 143 -$7,498.45
$7,498.45 $ 223,010.93 144 -$7,498.45
$7,498.45 $ 217,593.92 145 -$7,498.45
$7,498.45 $ 212,126.35 146 -$7,498.45
$7,498.45 $ 206,607.75 147 -$7,498.45
$7,498.45 $ 201,037.64 148 -$7,498.45
$7,498.45 $ 195,415.55 149 -$7,498.45
$7,498.45 $ 189,740.98 150 -$7,498.45
$7,498.45 $ 184,013.45 151 -$7,498.45
$7,498.45 $ 178,232.46 152 -$7,498.45
$7,498.45 $ 172,397.51 153 -$7,498.45
$7,498.45 $ 166,508.11 154 -$7,498.45
$7,498.45 $ 160,563.74 155 -$7,498.45
$7,498.45 $ 154,563.89 156 -$7,498.45
$7,498.45 $ 148,508.04 157 -$7,498.45
$7,498.45 $ 142,395.67 158 -$7,498.45
$7,498.45 $ 136,226.25 159 -$7,498.45
$7,498.45 $ 129,999.24 160 -$7,498.45
$7,498.45 $ 123,714.12 161 -$7,498.45
$7,498.45 $ 117,370.34 162 -$7,498.45
$7,498.45 $ 110,967.35 163 -$7,498.45
$7,498.45 $ 104,504.60 164 -$7,498.45
$7,498.45 $ 97,981.53 165 -$7,498.45
$7,498.45 $ 91,397.58 166 -$7,498.45
$7,498.45 $ 84,752.18 167 -$7,498.45
$7,498.45 $ 78,044.75 168 -$7,498.45
$7,498.45 $ 71,274.72 169 -$7,498.45
$7,498.45 $ 64,441.50 170 -$7,498.45
$7,498.45 $ 57,544.51 171 -$7,498.45
$7,498.45 $ 50,583.15 172 -$7,498.45
$7,498.45 $ 43,556.81 173 -$7,498.45
$7,498.45 $ 36,464.89 174 -$7,498.45
$7,498.45 $ 29,306.79 175 -$7,498.45
$7,498.45 $ 22,081.87 176 -$7,498.45
$7,498.45 $ 14,789.52 177 -$7,498.45
$7,498.45 $ 7,429.11 178 -$7,498.45
$7,498.45 -$ 0.00 179 -$7,498.45
180 -$7,498.45
 BBVA RESIDENCIAL 80%
VALOR TOTAL $ 725,000.00
MONTO A FINANCIAR 80% Tabla de amortización
ENGANCHE $ 145,000.00 Mes Saldo inicial Amortización Intereses
TASA MENSUAL 0.8958% 0 $ 725,000.00 $ 145,000.00 $ -
MONTO A CRÉDITO $ 580,000.00 1 $ 580,000.00 $1,305.66 $ 5,195.83
TASA ANUAL 10.75% 2 $ 578,694.34 $1,317.36 $ 5,184.14
PAGO MENSUAL $6,501.50 3 $ 577,376.97 $1,329.16 $ 5,172.34
PLAZO 180 4 $ 576,047.81 $1,341.07 $ 5,160.43
5 $ 574,706.74 $1,353.08 $ 5,148.41
6 $ 573,353.66 $1,365.21 $ 5,136.29
7 $ 571,988.45 $1,377.44 $ 5,124.06
8 $ 570,611.02 $1,389.77 $ 5,111.72
9 $ 569,221.24 $1,402.22 $ 5,099.27
10 $ 567,819.02 $1,414.79 $ 5,086.71
11 $ 566,404.23 $1,427.46 $ 5,074.04
12 $ 564,976.77 $1,440.25 $ 5,061.25
13 $ 563,536.52 $1,453.15 $ 5,048.35
14 $ 562,083.37 $1,466.17 $ 5,035.33
15 $ 560,617.20 $1,479.30 $ 5,022.20
16 $ 559,137.90 $1,492.55 $ 5,008.94
17 $ 557,645.35 $1,505.93 $ 4,995.57
18 $ 556,139.42 $1,519.42 $ 4,982.08
19 $ 554,620.01 $1,533.03 $ 4,968.47
20 $ 553,086.98 $1,546.76 $ 4,954.74
21 $ 551,540.22 $1,560.62 $ 4,940.88
22 $ 549,979.60 $1,574.60 $ 4,926.90
23 $ 548,405.00 $1,588.70 $ 4,912.79
24 $ 546,816.30 $1,602.94 $ 4,898.56
25 $ 545,213.36 $1,617.30 $ 4,884.20
26 $ 543,596.07 $1,631.78 $ 4,869.71
27 $ 541,964.28 $1,646.40 $ 4,855.10
28 $ 540,317.88 $1,661.15 $ 4,840.35
29 $ 538,656.73 $1,676.03 $ 4,825.47
30 $ 536,980.70 $1,691.05 $ 4,810.45
31 $ 535,289.65 $1,706.20 $ 4,795.30
32 $ 533,583.46 $1,721.48 $ 4,780.02
33 $ 531,861.98 $1,736.90 $ 4,764.60
34 $ 530,125.08 $1,752.46 $ 4,749.04
35 $ 528,372.62 $1,768.16 $ 4,733.34
36 $ 526,604.46 $1,784.00 $ 4,717.50
37 $ 524,820.46 $1,799.98 $ 4,701.52
38 $ 523,020.47 $1,816.11 $ 4,685.39
39 $ 521,204.37 $1,832.38 $ 4,669.12
40 $ 519,371.99 $1,848.79 $ 4,652.71
41 $ 517,523.20 $1,865.35 $ 4,636.15
42 $ 515,657.85 $1,882.06 $ 4,619.43
43 $ 513,775.79 $1,898.92 $ 4,602.57
44 $ 511,876.86 $1,915.93 $ 4,585.56
45 $ 509,960.93 $1,933.10 $ 4,568.40
46 $ 508,027.83 $1,950.42 $ 4,551.08
47 $ 506,077.41 $1,967.89 $ 4,533.61
48 $ 504,109.52 $1,985.52 $ 4,515.98
49 $ 502,124.01 $2,003.30 $ 4,498.19
50 $ 500,120.70 $2,021.25 $ 4,480.25
51 $ 498,099.45 $2,039.36 $ 4,462.14
52 $ 496,060.10 $2,057.63 $ 4,443.87
53 $ 494,002.47 $2,076.06 $ 4,425.44
54 $ 491,926.41 $2,094.66 $ 4,406.84
55 $ 489,831.75 $2,113.42 $ 4,388.08
56 $ 487,718.33 $2,132.35 $ 4,369.14
57 $ 485,585.98 $2,151.46 $ 4,350.04
58 $ 483,434.52 $2,170.73 $ 4,330.77
59 $ 481,263.79 $2,190.18 $ 4,311.32
60 $ 479,073.61 $2,209.80 $ 4,291.70
61 $ 476,863.81 $2,229.59 $ 4,271.90
62 $ 474,634.22 $2,249.57 $ 4,251.93
63 $ 472,384.65 $2,269.72 $ 4,231.78
64 $ 470,114.93 $2,290.05 $ 4,211.45
65 $ 467,824.88 $2,310.57 $ 4,190.93
66 $ 465,514.31 $2,331.27 $ 4,170.23
67 $ 463,183.05 $2,352.15 $ 4,149.35
68 $ 460,830.90 $2,373.22 $ 4,128.28
69 $ 458,457.68 $2,394.48 $ 4,107.02
70 $ 456,063.20 $2,415.93 $ 4,085.57
71 $ 453,647.26 $2,437.57 $ 4,063.92
72 $ 451,209.69 $2,459.41 $ 4,042.09
73 $ 448,750.28 $2,481.44 $ 4,020.05
74 $ 446,268.83 $2,503.67 $ 3,997.82
75 $ 443,765.16 $2,526.10 $ 3,975.40
76 $ 441,239.06 $2,548.73 $ 3,952.77
77 $ 438,690.33 $2,571.56 $ 3,929.93
78 $ 436,118.76 $2,594.60 $ 3,906.90
79 $ 433,524.16 $2,617.84 $ 3,883.65
80 $ 430,906.32 $2,641.30 $ 3,860.20
81 $ 428,265.02 $2,664.96 $ 3,836.54
82 $ 425,600.06 $2,688.83 $ 3,812.67
83 $ 422,911.23 $2,712.92 $ 3,788.58
84 $ 420,198.31 $2,737.22 $ 3,764.28
85 $ 417,461.09 $2,761.74 $ 3,739.76
86 $ 414,699.35 $2,786.48 $ 3,715.02
87 $ 411,912.87 $2,811.45 $ 3,690.05
88 $ 409,101.42 $2,836.63 $ 3,664.87
89 $ 406,264.79 $2,862.04 $ 3,639.46
90 $ 403,402.75 $2,887.68 $ 3,613.82
91 $ 400,515.06 $2,913.55 $ 3,587.95
 92 $ 397,601.51 $2,939.65 $ 3,561.85
93 $ 394,661.86 $2,965.99 $ 3,535.51
94 $ 391,695.88 $2,992.56 $ 3,508.94
95 $ 388,703.32 $3,019.36 $ 3,482.13
96 $ 385,683.96 $3,046.41 $ 3,455.09
97 $ 382,637.54 $3,073.70 $ 3,427.79
98 $ 379,563.84 $3,101.24 $ 3,400.26
99 $ 376,462.60 $3,129.02 $ 3,372.48
100 $ 373,333.58 $3,157.05 $ 3,344.45
101 $ 370,176.53 $3,185.33 $ 3,316.16
102 $ 366,991.19 $3,213.87 $ 3,287.63
103 $ 363,777.32 $3,242.66 $ 3,258.84
104 $ 360,534.67 $3,271.71 $ 3,229.79
105 $ 357,262.96 $3,301.02 $ 3,200.48
106 $ 353,961.94 $3,330.59 $ 3,170.91
107 $ 350,631.35 $3,360.43 $ 3,141.07
108 $ 347,270.92 $3,390.53 $ 3,110.97
109 $ 343,880.39 $3,420.90 $ 3,080.60
110 $ 340,459.49 $3,451.55 $ 3,049.95
111 $ 337,007.94 $3,482.47 $ 3,019.03
112 $ 333,525.47 $3,513.67 $ 2,987.83
113 $ 330,011.81 $3,545.14 $ 2,956.36
114 $ 326,466.67 $3,576.90 $ 2,924.60
115 $ 322,889.76 $3,608.94 $ 2,892.55
116 $ 319,280.82 $3,641.27 $ 2,860.22
117 $ 315,639.55 $3,673.89 $ 2,827.60
118 $ 311,965.65 $3,706.81 $ 2,794.69
119 $ 308,258.85 $3,740.01 $ 2,761.49
120 $ 304,518.83 $3,773.52 $ 2,727.98
121 $ 300,745.32 $3,807.32 $ 2,694.18
122 $ 296,937.99 $3,841.43 $ 2,660.07
123 $ 293,096.57 $3,875.84 $ 2,625.66
124 $ 289,220.72 $3,910.56 $ 2,590.94
125 $ 285,310.16 $3,945.59 $ 2,555.90
126 $ 281,364.57 $3,980.94 $ 2,520.56
127 $ 277,383.63 $4,016.60 $ 2,484.89
128 $ 273,367.02 $4,052.59 $ 2,448.91
129 $ 269,314.44 $4,088.89 $ 2,412.61
130 $ 265,225.55 $4,125.52 $ 2,375.98
131 $ 261,100.03 $4,162.48 $ 2,339.02
132 $ 256,937.55 $4,199.77 $ 2,301.73
133 $ 252,737.78 $4,237.39 $ 2,264.11
134 $ 248,500.40 $4,275.35 $ 2,226.15
135 $ 244,225.05 $4,313.65 $ 2,187.85
136 $ 239,911.40 $4,352.29 $ 2,149.21
137 $ 235,559.11 $4,391.28 $ 2,110.22
138 $ 231,167.82 $4,430.62 $ 2,070.88
139 $ 226,737.20 $4,470.31 $ 2,031.19
140 $ 222,266.89 $4,510.36 $ 1,991.14
141 $ 217,756.54 $4,550.76 $ 1,950.74
142 $ 213,205.77 $4,591.53 $ 1,909.97
143 $ 208,614.24 $4,632.66 $ 1,868.84
144 $ 203,981.58 $4,674.16 $ 1,827.33
145 $ 199,307.42 $4,716.04 $ 1,785.46
146 $ 194,591.38 $4,758.28 $ 1,743.21
147 $ 189,833.10 $4,800.91 $ 1,700.59
148 $ 185,032.19 $4,843.92 $ 1,657.58
149 $ 180,188.27 $4,887.31 $ 1,614.19
150 $ 175,300.96 $4,931.09 $ 1,570.40
151 $ 170,369.86 $4,975.27 $ 1,526.23
152 $ 165,394.60 $5,019.84 $ 1,481.66
153 $ 160,374.76 $5,064.81 $ 1,436.69
154 $ 155,309.95 $5,110.18 $ 1,391.32
155 $ 150,199.77 $5,155.96 $ 1,345.54
156 $ 145,043.81 $5,202.15 $ 1,299.35
157 $ 139,841.66 $5,248.75 $ 1,252.75
158 $ 134,592.91 $5,295.77 $ 1,205.73
159 $ 129,297.14 $5,343.21 $ 1,158.29
160 $ 123,953.93 $5,391.08 $ 1,110.42
161 $ 118,562.85 $5,439.37 $ 1,062.13
162 $ 113,123.48 $5,488.10 $ 1,013.40
163 $ 107,635.38 $5,537.26 $ 964.23
164 $ 102,098.12 $5,586.87 $ 914.63
165 $ 96,511.25 $5,636.92 $ 864.58
166 $ 90,874.33 $5,687.42 $ 814.08
167 $ 85,186.91 $5,738.37 $ 763.13
168 $ 79,448.55 $5,789.77 $ 711.73
169 $ 73,658.78 $5,841.64 $ 659.86
170 $ 67,817.14 $5,893.97 $ 607.53
171 $ 61,923.17 $5,946.77 $ 554.73
172 $ 55,976.40 $6,000.04 $ 501.46
173 $ 49,976.35 $6,053.79 $ 447.70
174 $ 43,922.56 $6,108.03 $ 393.47
175 $ 37,814.54 $6,162.74 $ 338.76
176 $ 31,651.79 $6,217.95 $ 283.55
177 $ 25,433.84 $6,273.65 $ 227.84
178 $ 19,160.19 $6,329.85 $ 171.64
179 $ 12,830.33 $6,386.56 $ 114.94
180 $ 6,443.77 $6,443.77 $ 57.73
amortización TAE 11.2958%
Pago Saldo final CAT 11.2958%
$ 145,000.00 $ 580,000.00 TIR 0.8958%
$6,501.50 $ 578,694.34 0 $ 580,000.00
$6,501.50 $ 577,376.97 1 -$6,501.50
$6,501.50 $ 576,047.81 2 -$6,501.50
$6,501.50 $ 574,706.74 3 -$6,501.50
$6,501.50 $ 573,353.66 4 -$6,501.50
$6,501.50 $ 571,988.45 5 -$6,501.50
$6,501.50 $ 570,611.02 6 -$6,501.50
$6,501.50 $ 569,221.24 7 -$6,501.50
$6,501.50 $ 567,819.02 8 -$6,501.50
$6,501.50 $ 566,404.23 9 -$6,501.50
$6,501.50 $ 564,976.77 10 -$6,501.50
$6,501.50 $ 563,536.52 11 -$6,501.50
$6,501.50 $ 562,083.37 12 -$6,501.50
$6,501.50 $ 560,617.20 13 -$6,501.50
$6,501.50 $ 559,137.90 14 -$6,501.50
$6,501.50 $ 557,645.35 15 -$6,501.50
$6,501.50 $ 556,139.42 16 -$6,501.50
$6,501.50 $ 554,620.01 17 -$6,501.50
$6,501.50 $ 553,086.98 18 -$6,501.50
$6,501.50 $ 551,540.22 19 -$6,501.50
$6,501.50 $ 549,979.60 20 -$6,501.50
$6,501.50 $ 548,405.00 21 -$6,501.50
$6,501.50 $ 546,816.30 22 -$6,501.50
$6,501.50 $ 545,213.36 23 -$6,501.50
$6,501.50 $ 543,596.07 24 -$6,501.50
$6,501.50 $ 541,964.28 25 -$6,501.50
$6,501.50 $ 540,317.88 26 -$6,501.50
$6,501.50 $ 538,656.73 27 -$6,501.50
$6,501.50 $ 536,980.70 28 -$6,501.50
$6,501.50 $ 535,289.65 29 -$6,501.50
$6,501.50 $ 533,583.46 30 -$6,501.50
$6,501.50 $ 531,861.98 31 -$6,501.50
$6,501.50 $ 530,125.08 32 -$6,501.50
$6,501.50 $ 528,372.62 33 -$6,501.50
$6,501.50 $ 526,604.46 34 -$6,501.50
$6,501.50 $ 524,820.46 35 -$6,501.50
$6,501.50 $ 523,020.47 36 -$6,501.50
$6,501.50 $ 521,204.37 37 -$6,501.50
$6,501.50 $ 519,371.99 38 -$6,501.50
$6,501.50 $ 517,523.20 39 -$6,501.50
$6,501.50 $ 515,657.85 40 -$6,501.50
$6,501.50 $ 513,775.79 41 -$6,501.50
$6,501.50 $ 511,876.86 42 -$6,501.50
$6,501.50 $ 509,960.93 43 -$6,501.50
$6,501.50 $ 508,027.83 44 -$6,501.50
$6,501.50 $ 506,077.41 45 -$6,501.50
$6,501.50 $ 504,109.52 46 -$6,501.50
$6,501.50 $ 502,124.01 47 -$6,501.50
$6,501.50 $ 500,120.70 48 -$6,501.50
$6,501.50 $ 498,099.45 49 -$6,501.50
$6,501.50 $ 496,060.10 50 -$6,501.50
$6,501.50 $ 494,002.47 51 -$6,501.50
$6,501.50 $ 491,926.41 52 -$6,501.50
$6,501.50 $ 489,831.75 53 -$6,501.50
$6,501.50 $ 487,718.33 54 -$6,501.50
$6,501.50 $ 485,585.98 55 -$6,501.50
$6,501.50 $ 483,434.52 56 -$6,501.50
$6,501.50 $ 481,263.79 57 -$6,501.50
$6,501.50 $ 479,073.61 58 -$6,501.50
$6,501.50 $ 476,863.81 59 -$6,501.50
$6,501.50 $ 474,634.22 60 -$6,501.50
$6,501.50 $ 472,384.65 61 -$6,501.50
$6,501.50 $ 470,114.93 62 -$6,501.50
$6,501.50 $ 467,824.88 63 -$6,501.50
$6,501.50 $ 465,514.31 64 -$6,501.50
$6,501.50 $ 463,183.05 65 -$6,501.50
$6,501.50 $ 460,830.90 66 -$6,501.50
$6,501.50 $ 458,457.68 67 -$6,501.50
$6,501.50 $ 456,063.20 68 -$6,501.50
$6,501.50 $ 453,647.26 69 -$6,501.50
$6,501.50 $ 451,209.69 70 -$6,501.50
$6,501.50 $ 448,750.28 71 -$6,501.50
$6,501.50 $ 446,268.83 72 -$6,501.50
$6,501.50 $ 443,765.16 73 -$6,501.50
$6,501.50 $ 441,239.06 74 -$6,501.50
$6,501.50 $ 438,690.33 75 -$6,501.50
$6,501.50 $ 436,118.76 76 -$6,501.50
$6,501.50 $ 433,524.16 77 -$6,501.50
$6,501.50 $ 430,906.32 78 -$6,501.50
$6,501.50 $ 428,265.02 79 -$6,501.50
$6,501.50 $ 425,600.06 80 -$6,501.50
$6,501.50 $ 422,911.23 81 -$6,501.50
$6,501.50 $ 420,198.31 82 -$6,501.50
$6,501.50 $ 417,461.09 83 -$6,501.50
$6,501.50 $ 414,699.35 84 -$6,501.50
$6,501.50 $ 411,912.87 85 -$6,501.50
$6,501.50 $ 409,101.42 86 -$6,501.50
$6,501.50 $ 406,264.79 87 -$6,501.50
$6,501.50 $ 403,402.75 88 -$6,501.50
$6,501.50 $ 400,515.06 89 -$6,501.50
$6,501.50 $ 397,601.51 90 -$6,501.50
$6,501.50 $ 394,661.86 91 -$6,501.50
$6,501.50 $ 391,695.88 92 -$6,501.50
$6,501.50 $ 388,703.32 93 -$6,501.50
$6,501.50 $ 385,683.96 94 -$6,501.50
$6,501.50 $ 382,637.54 95 -$6,501.50
$6,501.50 $ 379,563.84 96 -$6,501.50
$6,501.50 $ 376,462.60 97 -$6,501.50
$6,501.50 $ 373,333.58 98 -$6,501.50
$6,501.50 $ 370,176.53 99 -$6,501.50
$6,501.50 $ 366,991.19 100 -$6,501.50
$6,501.50 $ 363,777.32 101 -$6,501.50
$6,501.50 $ 360,534.67 102 -$6,501.50
$6,501.50 $ 357,262.96 103 -$6,501.50
$6,501.50 $ 353,961.94 104 -$6,501.50
$6,501.50 $ 350,631.35 105 -$6,501.50
$6,501.50 $ 347,270.92 106 -$6,501.50
$6,501.50 $ 343,880.39 107 -$6,501.50
$6,501.50 $ 340,459.49 108 -$6,501.50
$6,501.50 $ 337,007.94 109 -$6,501.50
$6,501.50 $ 333,525.47 110 -$6,501.50
$6,501.50 $ 330,011.81 111 -$6,501.50
$6,501.50 $ 326,466.67 112 -$6,501.50
$6,501.50 $ 322,889.76 113 -$6,501.50
$6,501.50 $ 319,280.82 114 -$6,501.50
$6,501.50 $ 315,639.55 115 -$6,501.50
$6,501.50 $ 311,965.65 116 -$6,501.50
$6,501.50 $ 308,258.85 117 -$6,501.50
$6,501.50 $ 304,518.83 118 -$6,501.50
$6,501.50 $ 300,745.32 119 -$6,501.50
$6,501.50 $ 296,937.99 120 -$6,501.50
$6,501.50 $ 293,096.57 121 -$6,501.50
$6,501.50 $ 289,220.72 122 -$6,501.50
$6,501.50 $ 285,310.16 123 -$6,501.50
$6,501.50 $ 281,364.57 124 -$6,501.50
$6,501.50 $ 277,383.63 125 -$6,501.50
$6,501.50 $ 273,367.02 126 -$6,501.50
$6,501.50 $ 269,314.44 127 -$6,501.50
$6,501.50 $ 265,225.55 128 -$6,501.50
$6,501.50 $ 261,100.03 129 -$6,501.50
$6,501.50 $ 256,937.55 130 -$6,501.50
$6,501.50 $ 252,737.78 131 -$6,501.50
$6,501.50 $ 248,500.40 132 -$6,501.50
$6,501.50 $ 244,225.05 133 -$6,501.50
$6,501.50 $ 239,911.40 134 -$6,501.50
$6,501.50 $ 235,559.11 135 -$6,501.50
$6,501.50 $ 231,167.82 136 -$6,501.50
$6,501.50 $ 226,737.20 137 -$6,501.50
$6,501.50 $ 222,266.89 138 -$6,501.50
$6,501.50 $ 217,756.54 139 -$6,501.50
$6,501.50 $ 213,205.77 140 -$6,501.50
$6,501.50 $ 208,614.24 141 -$6,501.50
$6,501.50 $ 203,981.58 142 -$6,501.50
$6,501.50 $ 199,307.42 143 -$6,501.50
$6,501.50 $ 194,591.38 144 -$6,501.50
$6,501.50 $ 189,833.10 145 -$6,501.50
$6,501.50 $ 185,032.19 146 -$6,501.50
$6,501.50 $ 180,188.27 147 -$6,501.50
$6,501.50 $ 175,300.96 148 -$6,501.50
$6,501.50 $ 170,369.86 149 -$6,501.50
$6,501.50 $ 165,394.60 150 -$6,501.50
$6,501.50 $ 160,374.76 151 -$6,501.50
$6,501.50 $ 155,309.95 152 -$6,501.50
$6,501.50 $ 150,199.77 153 -$6,501.50
$6,501.50 $ 145,043.81 154 -$6,501.50
$6,501.50 $ 139,841.66 155 -$6,501.50
$6,501.50 $ 134,592.91 156 -$6,501.50
$6,501.50 $ 129,297.14 157 -$6,501.50
$6,501.50 $ 123,953.93 158 -$6,501.50
$6,501.50 $ 118,562.85 159 -$6,501.50
$6,501.50 $ 113,123.48 160 -$6,501.50
$6,501.50 $ 107,635.38 161 -$6,501.50
$6,501.50 $ 102,098.12 162 -$6,501.50
$6,501.50 $ 96,511.25 163 -$6,501.50
$6,501.50 $ 90,874.33 164 -$6,501.50
$6,501.50 $ 85,186.91 165 -$6,501.50
$6,501.50 $ 79,448.55 166 -$6,501.50
$6,501.50 $ 73,658.78 167 -$6,501.50
$6,501.50 $ 67,817.14 168 -$6,501.50
$6,501.50 $ 61,923.17 169 -$6,501.50
$6,501.50 $ 55,976.40 170 -$6,501.50
$6,501.50 $ 49,976.35 171 -$6,501.50
$6,501.50 $ 43,922.56 172 -$6,501.50
$6,501.50 $ 37,814.54 173 -$6,501.50
$6,501.50 $ 31,651.79 174 -$6,501.50
$6,501.50 $ 25,433.84 175 -$6,501.50
$6,501.50 $ 19,160.19 176 -$6,501.50
$6,501.50 $ 12,830.33 177 -$6,501.50
$6,501.50 $ 6,443.77 178 -$6,501.50
$6,501.50 $ 0.00 179 -$6,501.50
180 -$6,501.50
 BBVA RESIDENCIAL 70%
VALOR TOTAL $ 725,000.00
MONTO A FINANCIAR 70% Tabla de amortización
ENGANCHE $ 217,500.00 Mes Saldo inicial Amortización Intereses
TASA MENSUAL 0.8750% 0 $ 725,000.00 $ 217,500.00 $ -
MONTO A CRÉDITO $ 507,500.00 1 $ 507,500.00 $1,169.27 $ 4,440.62
TASA ANUAL 10.50% 2 $ 506,330.73 $1,179.51 $ 4,430.39
PAGO MENSUAL $5,609.90 3 $ 505,151.22 $1,189.83 $ 4,420.07
PLAZO 180 4 $ 503,961.39 $1,200.24 $ 4,409.66
5 $ 502,761.16 $1,210.74 $ 4,399.16
6 $ 501,550.42 $1,221.33 $ 4,388.57
7 $ 500,329.08 $1,232.02 $ 4,377.88
8 $ 499,097.06 $1,242.80 $ 4,367.10
9 $ 497,854.26 $1,253.67 $ 4,356.22
10 $ 496,600.59 $1,264.64 $ 4,345.26
11 $ 495,335.94 $1,275.71 $ 4,334.19
12 $ 494,060.23 $1,286.87 $ 4,323.03
13 $ 492,773.36 $1,298.13 $ 4,311.77
14 $ 491,475.23 $1,309.49 $ 4,300.41
15 $ 490,165.74 $1,320.95 $ 4,288.95
16 $ 488,844.79 $1,332.51 $ 4,277.39
17 $ 487,512.28 $1,344.17 $ 4,265.73
18 $ 486,168.11 $1,355.93 $ 4,253.97
19 $ 484,812.18 $1,367.79 $ 4,242.11
20 $ 483,444.39 $1,379.76 $ 4,230.14
21 $ 482,064.63 $1,391.83 $ 4,218.07
22 $ 480,672.80 $1,404.01 $ 4,205.89
23 $ 479,268.78 $1,416.30 $ 4,193.60
24 $ 477,852.49 $1,428.69 $ 4,181.21
25 $ 476,423.80 $1,441.19 $ 4,168.71
26 $ 474,982.60 $1,453.80 $ 4,156.10
27 $ 473,528.80 $1,466.52 $ 4,143.38
28 $ 472,062.28 $1,479.35 $ 4,130.54
29 $ 470,582.93 $1,492.30 $ 4,117.60
30 $ 469,090.63 $1,505.36 $ 4,104.54
31 $ 467,585.27 $1,518.53 $ 4,091.37
32 $ 466,066.74 $1,531.82 $ 4,078.08
33 $ 464,534.93 $1,545.22 $ 4,064.68
34 $ 462,989.71 $1,558.74 $ 4,051.16
35 $ 461,430.97 $1,572.38 $ 4,037.52
36 $ 459,858.59 $1,586.14 $ 4,023.76
37 $ 458,272.45 $1,600.02 $ 4,009.88
38 $ 456,672.44 $1,614.02 $ 3,995.88
39 $ 455,058.42 $1,628.14 $ 3,981.76
40 $ 453,430.28 $1,642.38 $ 3,967.51
41 $ 451,787.90 $1,656.76 $ 3,953.14
42 $ 450,131.14 $1,671.25 $ 3,938.65
43 $ 448,459.89 $1,685.88 $ 3,924.02
44 $ 446,774.02 $1,700.63 $ 3,909.27
45 $ 445,073.39 $1,715.51 $ 3,894.39
46 $ 443,357.88 $1,730.52 $ 3,879.38
47 $ 441,627.36 $1,745.66 $ 3,864.24
48 $ 439,881.70 $1,760.93 $ 3,848.96
49 $ 438,120.77 $1,776.34 $ 3,833.56
50 $ 436,344.43 $1,791.89 $ 3,818.01
51 $ 434,552.54 $1,807.56 $ 3,802.33
52 $ 432,744.97 $1,823.38 $ 3,786.52
53 $ 430,921.59 $1,839.34 $ 3,770.56
54 $ 429,082.26 $1,855.43 $ 3,754.47
55 $ 427,226.83 $1,871.66 $ 3,738.23
56 $ 425,355.16 $1,888.04 $ 3,721.86
57 $ 423,467.12 $1,904.56 $ 3,705.34
58 $ 421,562.56 $1,921.23 $ 3,688.67
59 $ 419,641.33 $1,938.04 $ 3,671.86
60 $ 417,703.29 $1,955.00 $ 3,654.90
61 $ 415,748.30 $1,972.10 $ 3,637.80
62 $ 413,776.20 $1,989.36 $ 3,620.54
63 $ 411,786.84 $2,006.76 $ 3,603.13
64 $ 409,780.07 $2,024.32 $ 3,585.58
65 $ 407,755.75 $2,042.04 $ 3,567.86
66 $ 405,713.71 $2,059.90 $ 3,549.99
67 $ 403,653.81 $2,077.93 $ 3,531.97
68 $ 401,575.88 $2,096.11 $ 3,513.79
69 $ 399,479.77 $2,114.45 $ 3,495.45
70 $ 397,365.32 $2,132.95 $ 3,476.95
71 $ 395,232.37 $2,151.62 $ 3,458.28
72 $ 393,080.75 $2,170.44 $ 3,439.46
73 $ 390,910.31 $2,189.43 $ 3,420.47
74 $ 388,720.87 $2,208.59 $ 3,401.31
75 $ 386,512.28 $2,227.92 $ 3,381.98
76 $ 384,284.36 $2,247.41 $ 3,362.49
77 $ 382,036.95 $2,267.08 $ 3,342.82
78 $ 379,769.88 $2,286.91 $ 3,322.99
79 $ 377,482.96 $2,306.92 $ 3,302.98
80 $ 375,176.04 $2,327.11 $ 3,282.79
81 $ 372,848.93 $2,347.47 $ 3,262.43
82 $ 370,501.46 $2,368.01 $ 3,241.89
83 $ 368,133.45 $2,388.73 $ 3,221.17
84 $ 365,744.71 $2,409.63 $ 3,200.27
85 $ 363,335.08 $2,430.72 $ 3,179.18
86 $ 360,904.36 $2,451.99 $ 3,157.91
87 $ 358,452.38 $2,473.44 $ 3,136.46
88 $ 355,978.94 $2,495.08 $ 3,114.82
89 $ 353,483.85 $2,516.92 $ 3,092.98
90 $ 350,966.94 $2,538.94 $ 3,070.96
91 $ 348,428.00 $2,561.15 $ 3,048.74
 92 $ 345,866.84 $2,583.56 $ 3,026.33
93 $ 343,283.28 $2,606.17 $ 3,003.73
94 $ 340,677.11 $2,628.97 $ 2,980.92
95 $ 338,048.13 $2,651.98 $ 2,957.92
96 $ 335,396.15 $2,675.18 $ 2,934.72
97 $ 332,720.97 $2,698.59 $ 2,911.31
98 $ 330,022.38 $2,722.20 $ 2,887.70
99 $ 327,300.18 $2,746.02 $ 2,863.88
100 $ 324,554.15 $2,770.05 $ 2,839.85
101 $ 321,784.10 $2,794.29 $ 2,815.61
102 $ 318,989.81 $2,818.74 $ 2,791.16
103 $ 316,171.07 $2,843.40 $ 2,766.50
104 $ 313,327.67 $2,868.28 $ 2,741.62
105 $ 310,459.39 $2,893.38 $ 2,716.52
106 $ 307,566.01 $2,918.70 $ 2,691.20
107 $ 304,647.31 $2,944.24 $ 2,665.66
108 $ 301,703.08 $2,970.00 $ 2,639.90
109 $ 298,733.08 $2,995.99 $ 2,613.91
110 $ 295,737.09 $3,022.20 $ 2,587.70
111 $ 292,714.89 $3,048.64 $ 2,561.26
112 $ 289,666.25 $3,075.32 $ 2,534.58
113 $ 286,590.93 $3,102.23 $ 2,507.67
114 $ 283,488.70 $3,129.37 $ 2,480.53
115 $ 280,359.33 $3,156.76 $ 2,453.14
116 $ 277,202.57 $3,184.38 $ 2,425.52
117 $ 274,018.20 $3,212.24 $ 2,397.66
118 $ 270,805.96 $3,240.35 $ 2,369.55
119 $ 267,565.61 $3,268.70 $ 2,341.20
120 $ 264,296.91 $3,297.30 $ 2,312.60
121 $ 260,999.61 $3,326.15 $ 2,283.75
122 $ 257,673.45 $3,355.26 $ 2,254.64
123 $ 254,318.20 $3,384.62 $ 2,225.28
124 $ 250,933.58 $3,414.23 $ 2,195.67
125 $ 247,519.35 $3,444.11 $ 2,165.79
126 $ 244,075.25 $3,474.24 $ 2,135.66
127 $ 240,601.00 $3,504.64 $ 2,105.26
128 $ 237,096.36 $3,535.31 $ 2,074.59
129 $ 233,561.06 $3,566.24 $ 2,043.66
130 $ 229,994.82 $3,597.44 $ 2,012.45
131 $ 226,397.37 $3,628.92 $ 1,980.98
132 $ 222,768.45 $3,660.68 $ 1,949.22
133 $ 219,107.77 $3,692.71 $ 1,917.19
134 $ 215,415.07 $3,725.02 $ 1,884.88
135 $ 211,690.05 $3,757.61 $ 1,852.29
136 $ 207,932.44 $3,790.49 $ 1,819.41
137 $ 204,141.95 $3,823.66 $ 1,786.24
138 $ 200,318.29 $3,857.11 $ 1,752.79
139 $ 196,461.18 $3,890.86 $ 1,719.04
140 $ 192,570.31 $3,924.91 $ 1,684.99
141 $ 188,645.40 $3,959.25 $ 1,650.65
142 $ 184,686.15 $3,993.90 $ 1,616.00
143 $ 180,692.25 $4,028.84 $ 1,581.06
144 $ 176,663.41 $4,064.09 $ 1,545.80
145 $ 172,599.32 $4,099.66 $ 1,510.24
146 $ 168,499.66 $4,135.53 $ 1,474.37
147 $ 164,364.13 $4,171.71 $ 1,438.19
148 $ 160,192.42 $4,208.22 $ 1,401.68
149 $ 155,984.20 $4,245.04 $ 1,364.86
150 $ 151,739.17 $4,282.18 $ 1,327.72
151 $ 147,456.98 $4,319.65 $ 1,290.25
152 $ 143,137.33 $4,357.45 $ 1,252.45
153 $ 138,779.89 $4,395.58 $ 1,214.32
154 $ 134,384.31 $4,434.04 $ 1,175.86
155 $ 129,950.27 $4,472.83 $ 1,137.06
156 $ 125,477.44 $4,511.97 $ 1,097.93
157 $ 120,965.47 $4,551.45 $ 1,058.45
158 $ 116,414.02 $4,591.28 $ 1,018.62
159 $ 111,822.74 $4,631.45 $ 978.45
160 $ 107,191.29 $4,671.98 $ 937.92
161 $ 102,519.31 $4,712.86 $ 897.04
162 $ 97,806.46 $4,754.09 $ 855.81
163 $ 93,052.36 $4,795.69 $ 814.21
164 $ 88,256.67 $4,837.65 $ 772.25
165 $ 83,419.02 $4,879.98 $ 729.92
166 $ 78,539.04 $4,922.68 $ 687.22
167 $ 73,616.35 $4,965.76 $ 644.14
168 $ 68,650.60 $5,009.21 $ 600.69
169 $ 63,641.39 $5,053.04 $ 556.86
170 $ 58,588.35 $5,097.25 $ 512.65
171 $ 53,491.10 $5,141.85 $ 468.05
172 $ 48,349.25 $5,186.84 $ 423.06
173 $ 43,162.40 $5,232.23 $ 377.67
174 $ 37,930.18 $5,278.01 $ 331.89
175 $ 32,652.17 $5,324.19 $ 285.71
176 $ 27,327.97 $5,370.78 $ 239.12
177 $ 21,957.19 $5,417.77 $ 192.13
178 $ 16,539.42 $5,465.18 $ 144.72
179 $ 11,074.24 $5,513.00 $ 96.90
180 $ 5,561.24 $5,561.24 $ 48.66
amortización TAE 11.0203%
Pago Saldo final CAT 11.0203%
$ 217,500.00 $ 507,500.00 TIR 0.8750%
$5,609.90 $ 506,330.73 0 $ 507,500.00
$5,609.90 $ 505,151.22 1 -$5,609.90
$5,609.90 $ 503,961.39 2 -$5,609.90
$5,609.90 $ 502,761.16 3 -$5,609.90
$5,609.90 $ 501,550.42 4 -$5,609.90
$5,609.90 $ 500,329.08 5 -$5,609.90
$5,609.90 $ 499,097.06 6 -$5,609.90
$5,609.90 $ 497,854.26 7 -$5,609.90
$5,609.90 $ 496,600.59 8 -$5,609.90
$5,609.90 $ 495,335.94 9 -$5,609.90
$5,609.90 $ 494,060.23 10 -$5,609.90
$5,609.90 $ 492,773.36 11 -$5,609.90
$5,609.90 $ 491,475.23 12 -$5,609.90
$5,609.90 $ 490,165.74 13 -$5,609.90
$5,609.90 $ 488,844.79 14 -$5,609.90
$5,609.90 $ 487,512.28 15 -$5,609.90
$5,609.90 $ 486,168.11 16 -$5,609.90
$5,609.90 $ 484,812.18 17 -$5,609.90
$5,609.90 $ 483,444.39 18 -$5,609.90
$5,609.90 $ 482,064.63 19 -$5,609.90
$5,609.90 $ 480,672.80 20 -$5,609.90
$5,609.90 $ 479,268.78 21 -$5,609.90
$5,609.90 $ 477,852.49 22 -$5,609.90
$5,609.90 $ 476,423.80 23 -$5,609.90
$5,609.90 $ 474,982.60 24 -$5,609.90
$5,609.90 $ 473,528.80 25 -$5,609.90
$5,609.90 $ 472,062.28 26 -$5,609.90
$5,609.90 $ 470,582.93 27 -$5,609.90
$5,609.90 $ 469,090.63 28 -$5,609.90
$5,609.90 $ 467,585.27 29 -$5,609.90
$5,609.90 $ 466,066.74 30 -$5,609.90
$5,609.90 $ 464,534.93 31 -$5,609.90
$5,609.90 $ 462,989.71 32 -$5,609.90
$5,609.90 $ 461,430.97 33 -$5,609.90
$5,609.90 $ 459,858.59 34 -$5,609.90
$5,609.90 $ 458,272.45 35 -$5,609.90
$5,609.90 $ 456,672.44 36 -$5,609.90
$5,609.90 $ 455,058.42 37 -$5,609.90
$5,609.90 $ 453,430.28 38 -$5,609.90
$5,609.90 $ 451,787.90 39 -$5,609.90
$5,609.90 $ 450,131.14 40 -$5,609.90
$5,609.90 $ 448,459.89 41 -$5,609.90
$5,609.90 $ 446,774.02 42 -$5,609.90
$5,609.90 $ 445,073.39 43 -$5,609.90
$5,609.90 $ 443,357.88 44 -$5,609.90
$5,609.90 $ 441,627.36 45 -$5,609.90
$5,609.90 $ 439,881.70 46 -$5,609.90
$5,609.90 $ 438,120.77 47 -$5,609.90
$5,609.90 $ 436,344.43 48 -$5,609.90
$5,609.90 $ 434,552.54 49 -$5,609.90
$5,609.90 $ 432,744.97 50 -$5,609.90
$5,609.90 $ 430,921.59 51 -$5,609.90
$5,609.90 $ 429,082.26 52 -$5,609.90
$5,609.90 $ 427,226.83 53 -$5,609.90
$5,609.90 $ 425,355.16 54 -$5,609.90
$5,609.90 $ 423,467.12 55 -$5,609.90
$5,609.90 $ 421,562.56 56 -$5,609.90
$5,609.90 $ 419,641.33 57 -$5,609.90
$5,609.90 $ 417,703.29 58 -$5,609.90
$5,609.90 $ 415,748.30 59 -$5,609.90
$5,609.90 $ 413,776.20 60 -$5,609.90
$5,609.90 $ 411,786.84 61 -$5,609.90
$5,609.90 $ 409,780.07 62 -$5,609.90
$5,609.90 $ 407,755.75 63 -$5,609.90
$5,609.90 $ 405,713.71 64 -$5,609.90
$5,609.90 $ 403,653.81 65 -$5,609.90
$5,609.90 $ 401,575.88 66 -$5,609.90
$5,609.90 $ 399,479.77 67 -$5,609.90
$5,609.90 $ 397,365.32 68 -$5,609.90
$5,609.90 $ 395,232.37 69 -$5,609.90
$5,609.90 $ 393,080.75 70 -$5,609.90
$5,609.90 $ 390,910.31 71 -$5,609.90
$5,609.90 $ 388,720.87 72 -$5,609.90
$5,609.90 $ 386,512.28 73 -$5,609.90
$5,609.90 $ 384,284.36 74 -$5,609.90
$5,609.90 $ 382,036.95 75 -$5,609.90
$5,609.90 $ 379,769.88 76 -$5,609.90
$5,609.90 $ 377,482.96 77 -$5,609.90
$5,609.90 $ 375,176.04 78 -$5,609.90
$5,609.90 $ 372,848.93 79 -$5,609.90
$5,609.90 $ 370,501.46 80 -$5,609.90
$5,609.90 $ 368,133.45 81 -$5,609.90
$5,609.90 $ 365,744.71 82 -$5,609.90
$5,609.90 $ 363,335.08 83 -$5,609.90
$5,609.90 $ 360,904.36 84 -$5,609.90
$5,609.90 $ 358,452.38 85 -$5,609.90
$5,609.90 $ 355,978.94 86 -$5,609.90
$5,609.90 $ 353,483.85 87 -$5,609.90
$5,609.90 $ 350,966.94 88 -$5,609.90
$5,609.90 $ 348,428.00 89 -$5,609.90
$5,609.90 $ 345,866.84 90 -$5,609.90
$5,609.90 $ 343,283.28 91 -$5,609.90
$5,609.90 $ 340,677.11 92 -$5,609.90
$5,609.90 $ 338,048.13 93 -$5,609.90
$5,609.90 $ 335,396.15 94 -$5,609.90
$5,609.90 $ 332,720.97 95 -$5,609.90
$5,609.90 $ 330,022.38 96 -$5,609.90
$5,609.90 $ 327,300.18 97 -$5,609.90
$5,609.90 $ 324,554.15 98 -$5,609.90
$5,609.90 $ 321,784.10 99 -$5,609.90
$5,609.90 $ 318,989.81 100 -$5,609.90
$5,609.90 $ 316,171.07 101 -$5,609.90
$5,609.90 $ 313,327.67 102 -$5,609.90
$5,609.90 $ 310,459.39 103 -$5,609.90
$5,609.90 $ 307,566.01 104 -$5,609.90
$5,609.90 $ 304,647.31 105 -$5,609.90
$5,609.90 $ 301,703.08 106 -$5,609.90
$5,609.90 $ 298,733.08 107 -$5,609.90
$5,609.90 $ 295,737.09 108 -$5,609.90
$5,609.90 $ 292,714.89 109 -$5,609.90
$5,609.90 $ 289,666.25 110 -$5,609.90
$5,609.90 $ 286,590.93 111 -$5,609.90
$5,609.90 $ 283,488.70 112 -$5,609.90
$5,609.90 $ 280,359.33 113 -$5,609.90
$5,609.90 $ 277,202.57 114 -$5,609.90
$5,609.90 $ 274,018.20 115 -$5,609.90
$5,609.90 $ 270,805.96 116 -$5,609.90
$5,609.90 $ 267,565.61 117 -$5,609.90
$5,609.90 $ 264,296.91 118 -$5,609.90
$5,609.90 $ 260,999.61 119 -$5,609.90
$5,609.90 $ 257,673.45 120 -$5,609.90
$5,609.90 $ 254,318.20 121 -$5,609.90
$5,609.90 $ 250,933.58 122 -$5,609.90
$5,609.90 $ 247,519.35 123 -$5,609.90
$5,609.90 $ 244,075.25 124 -$5,609.90
$5,609.90 $ 240,601.00 125 -$5,609.90
$5,609.90 $ 237,096.36 126 -$5,609.90
$5,609.90 $ 233,561.06 127 -$5,609.90
$5,609.90 $ 229,994.82 128 -$5,609.90
$5,609.90 $ 226,397.37 129 -$5,609.90
$5,609.90 $ 222,768.45 130 -$5,609.90
$5,609.90 $ 219,107.77 131 -$5,609.90
$5,609.90 $ 215,415.07 132 -$5,609.90
$5,609.90 $ 211,690.05 133 -$5,609.90
$5,609.90 $ 207,932.44 134 -$5,609.90
$5,609.90 $ 204,141.95 135 -$5,609.90
$5,609.90 $ 200,318.29 136 -$5,609.90
$5,609.90 $ 196,461.18 137 -$5,609.90
$5,609.90 $ 192,570.31 138 -$5,609.90
$5,609.90 $ 188,645.40 139 -$5,609.90
$5,609.90 $ 184,686.15 140 -$5,609.90
$5,609.90 $ 180,692.25 141 -$5,609.90
$5,609.90 $ 176,663.41 142 -$5,609.90
$5,609.90 $ 172,599.32 143 -$5,609.90
$5,609.90 $ 168,499.66 144 -$5,609.90
$5,609.90 $ 164,364.13 145 -$5,609.90
$5,609.90 $ 160,192.42 146 -$5,609.90
$5,609.90 $ 155,984.20 147 -$5,609.90
$5,609.90 $ 151,739.17 148 -$5,609.90
$5,609.90 $ 147,456.98 149 -$5,609.90
$5,609.90 $ 143,137.33 150 -$5,609.90
$5,609.90 $ 138,779.89 151 -$5,609.90
$5,609.90 $ 134,384.31 152 -$5,609.90
$5,609.90 $ 129,950.27 153 -$5,609.90
$5,609.90 $ 125,477.44 154 -$5,609.90
$5,609.90 $ 120,965.47 155 -$5,609.90
$5,609.90 $ 116,414.02 156 -$5,609.90
$5,609.90 $ 111,822.74 157 -$5,609.90
$5,609.90 $ 107,191.29 158 -$5,609.90
$5,609.90 $ 102,519.31 159 -$5,609.90
$5,609.90 $ 97,806.46 160 -$5,609.90
$5,609.90 $ 93,052.36 161 -$5,609.90
$5,609.90 $ 88,256.67 162 -$5,609.90
$5,609.90 $ 83,419.02 163 -$5,609.90
$5,609.90 $ 78,539.04 164 -$5,609.90
$5,609.90 $ 73,616.35 165 -$5,609.90
$5,609.90 $ 68,650.60 166 -$5,609.90
$5,609.90 $ 63,641.39 167 -$5,609.90
$5,609.90 $ 58,588.35 168 -$5,609.90
$5,609.90 $ 53,491.10 169 -$5,609.90
$5,609.90 $ 48,349.25 170 -$5,609.90
$5,609.90 $ 43,162.40 171 -$5,609.90
$5,609.90 $ 37,930.18 172 -$5,609.90
$5,609.90 $ 32,652.17 173 -$5,609.90
$5,609.90 $ 27,327.97 174 -$5,609.90
$5,609.90 $ 21,957.19 175 -$5,609.90
$5,609.90 $ 16,539.42 176 -$5,609.90
$5,609.90 $ 11,074.24 177 -$5,609.90
$5,609.90 $ 5,561.24 178 -$5,609.90
$5,609.90 $ 0.00 179 -$5,609.90
180 -$5,609.90
 BBVA RESIDENCIAL 60%
VALOR TOTAL $ 725,000.00
MONTO A FINANCIAR 60% Tabla de amortización
ENGANCHE $ 290,000.00 Mes Saldo inicial Amortización Intereses
TASA MENSUAL 0.8542% 0 $ 725,000.00 $ 290,000.00 $ -
MONTO A CRÉDITO $ 435,000.00 1 $ 435,000.00 $1,025.66 $ 3,715.63
TASA ANUAL 10.25% 2 $ 433,974.34 $1,034.42 $ 3,706.86
PAGO MENSUAL $4,741.29 3 $ 432,939.92 $1,043.26 $ 3,698.03
PLAZO 180 4 $ 431,896.66 $1,052.17 $ 3,689.12
5 $ 430,844.49 $1,061.16 $ 3,680.13
6 $ 429,783.33 $1,070.22 $ 3,671.07
7 $ 428,713.11 $1,079.36 $ 3,661.92
8 $ 427,633.75 $1,088.58 $ 3,652.70
9 $ 426,545.17 $1,097.88 $ 3,643.41
10 $ 425,447.29 $1,107.26 $ 3,634.03
11 $ 424,340.03 $1,116.72 $ 3,624.57
12 $ 423,223.32 $1,126.25 $ 3,615.03
13 $ 422,097.06 $1,135.87 $ 3,605.41
14 $ 420,961.19 $1,145.58 $ 3,595.71
15 $ 419,815.61 $1,155.36 $ 3,585.93
16 $ 418,660.25 $1,165.23 $ 3,576.06
17 $ 417,495.02 $1,175.18 $ 3,566.10
18 $ 416,319.84 $1,185.22 $ 3,556.07
19 $ 415,134.62 $1,195.34 $ 3,545.94
20 $ 413,939.27 $1,205.56 $ 3,535.73
21 $ 412,733.71 $1,215.85 $ 3,525.43
22 $ 411,517.86 $1,226.24 $ 3,515.05
23 $ 410,291.62 $1,236.71 $ 3,504.57
24 $ 409,054.91 $1,247.28 $ 3,494.01
25 $ 407,807.64 $1,257.93 $ 3,483.36
26 $ 406,549.71 $1,268.67 $ 3,472.61
27 $ 405,281.03 $1,279.51 $ 3,461.78
28 $ 404,001.52 $1,290.44 $ 3,450.85
29 $ 402,711.08 $1,301.46 $ 3,439.82
30 $ 401,409.62 $1,312.58 $ 3,428.71
31 $ 400,097.04 $1,323.79 $ 3,417.50
32 $ 398,773.25 $1,335.10 $ 3,406.19
33 $ 397,438.15 $1,346.50 $ 3,394.78
34 $ 396,091.65 $1,358.00 $ 3,383.28
35 $ 394,733.64 $1,369.60 $ 3,371.68
36 $ 393,364.04 $1,381.30 $ 3,359.98
37 $ 391,982.74 $1,393.10 $ 3,348.19
38 $ 390,589.64 $1,405.00 $ 3,336.29
39 $ 389,184.64 $1,417.00 $ 3,324.29
40 $ 387,767.64 $1,429.10 $ 3,312.18
41 $ 386,338.53 $1,441.31 $ 3,299.97
42 $ 384,897.22 $1,453.62 $ 3,287.66
43 $ 383,443.60 $1,466.04 $ 3,275.25
44 $ 381,977.56 $1,478.56 $ 3,262.72
45 $ 380,499.00 $1,491.19 $ 3,250.10
46 $ 379,007.81 $1,503.93 $ 3,237.36
47 $ 377,503.88 $1,516.77 $ 3,224.51
48 $ 375,987.10 $1,529.73 $ 3,211.56
49 $ 374,457.37 $1,542.80 $ 3,198.49
50 $ 372,914.58 $1,555.97 $ 3,185.31
51 $ 371,358.60 $1,569.27 $ 3,172.02
52 $ 369,789.34 $1,582.67 $ 3,158.62
53 $ 368,206.67 $1,596.19 $ 3,145.10
54 $ 366,610.48 $1,609.82 $ 3,131.46
55 $ 365,000.66 $1,623.57 $ 3,117.71
56 $ 363,377.09 $1,637.44 $ 3,103.85
57 $ 361,739.65 $1,651.43 $ 3,089.86
58 $ 360,088.22 $1,665.53 $ 3,075.75
59 $ 358,422.69 $1,679.76 $ 3,061.53
60 $ 356,742.93 $1,694.11 $ 3,047.18
61 $ 355,048.82 $1,708.58 $ 3,032.71
62 $ 353,340.24 $1,723.17 $ 3,018.11
63 $ 351,617.07 $1,737.89 $ 3,003.40
64 $ 349,879.18 $1,752.74 $ 2,988.55
65 $ 348,126.44 $1,767.71 $ 2,973.58
66 $ 346,358.74 $1,782.81 $ 2,958.48
67 $ 344,575.93 $1,798.03 $ 2,943.25
68 $ 342,777.90 $1,813.39 $ 2,927.89
69 $ 340,964.51 $1,828.88 $ 2,912.41
70 $ 339,135.62 $1,844.50 $ 2,896.78
71 $ 337,291.12 $1,860.26 $ 2,881.03
72 $ 335,430.86 $1,876.15 $ 2,865.14
73 $ 333,554.72 $1,892.17 $ 2,849.11
74 $ 331,662.54 $1,908.34 $ 2,832.95
75 $ 329,754.21 $1,924.64 $ 2,816.65
76 $ 327,829.57 $1,941.08 $ 2,800.21
77 $ 325,888.49 $1,957.66 $ 2,783.63
78 $ 323,930.84 $1,974.38 $ 2,766.91
79 $ 321,956.46 $1,991.24 $ 2,750.04
80 $ 319,965.22 $2,008.25 $ 2,733.04
81 $ 317,956.97 $2,025.40 $ 2,715.88
82 $ 315,931.57 $2,042.70 $ 2,698.58
83 $ 313,888.86 $2,060.15 $ 2,681.13
84 $ 311,828.71 $2,077.75 $ 2,663.54
85 $ 309,750.96 $2,095.50 $ 2,645.79
86 $ 307,655.46 $2,113.40 $ 2,627.89
87 $ 305,542.07 $2,131.45 $ 2,609.84
88 $ 303,410.62 $2,149.65 $ 2,591.63
89 $ 301,260.96 $2,168.02 $ 2,573.27
90 $ 299,092.95 $2,186.53 $ 2,554.75
91 $ 296,906.41 $2,205.21 $ 2,536.08
 92 $ 294,701.20 $2,224.05 $ 2,517.24
93 $ 292,477.16 $2,243.04 $ 2,498.24
94 $ 290,234.11 $2,262.20 $ 2,479.08
95 $ 287,971.91 $2,281.53 $ 2,459.76
96 $ 285,690.38 $2,301.01 $ 2,440.27
97 $ 283,389.37 $2,320.67 $ 2,420.62
98 $ 281,068.70 $2,340.49 $ 2,400.80
99 $ 278,728.21 $2,360.48 $ 2,380.80
100 $ 276,367.72 $2,380.65 $ 2,360.64
101 $ 273,987.08 $2,400.98 $ 2,340.31
102 $ 271,586.10 $2,421.49 $ 2,319.80
103 $ 269,164.61 $2,442.17 $ 2,299.11
104 $ 266,722.44 $2,463.03 $ 2,278.25
105 $ 264,259.41 $2,484.07 $ 2,257.22
106 $ 261,775.34 $2,505.29 $ 2,236.00
107 $ 259,270.05 $2,526.69 $ 2,214.60
108 $ 256,743.36 $2,548.27 $ 2,193.02
109 $ 254,195.09 $2,570.04 $ 2,171.25
110 $ 251,625.05 $2,591.99 $ 2,149.30
111 $ 249,033.06 $2,614.13 $ 2,127.16
112 $ 246,418.93 $2,636.46 $ 2,104.83
113 $ 243,782.47 $2,658.98 $ 2,082.31
114 $ 241,123.50 $2,681.69 $ 2,059.60
115 $ 238,441.81 $2,704.60 $ 2,036.69
116 $ 235,737.21 $2,727.70 $ 2,013.59
117 $ 233,009.51 $2,751.00 $ 1,990.29
118 $ 230,258.52 $2,774.50 $ 1,966.79
119 $ 227,484.02 $2,798.19 $ 1,943.09
120 $ 224,685.83 $2,822.10 $ 1,919.19
121 $ 221,863.73 $2,846.20 $ 1,895.09
122 $ 219,017.53 $2,870.51 $ 1,870.77
123 $ 216,147.02 $2,895.03 $ 1,846.26
124 $ 213,251.99 $2,919.76 $ 1,821.53
125 $ 210,332.23 $2,944.70 $ 1,796.59
126 $ 207,387.53 $2,969.85 $ 1,771.44
127 $ 204,417.68 $2,995.22 $ 1,746.07
128 $ 201,422.46 $3,020.80 $ 1,720.48
129 $ 198,401.66 $3,046.61 $ 1,694.68
130 $ 195,355.05 $3,072.63 $ 1,668.66
131 $ 192,282.42 $3,098.87 $ 1,642.41
132 $ 189,183.55 $3,125.34 $ 1,615.94
133 $ 186,058.21 $3,152.04 $ 1,589.25
134 $ 182,906.17 $3,178.96 $ 1,562.32
135 $ 179,727.20 $3,206.12 $ 1,535.17
136 $ 176,521.09 $3,233.50 $ 1,507.78
137 $ 173,287.59 $3,261.12 $ 1,480.16
138 $ 170,026.46 $3,288.98 $ 1,452.31
139 $ 166,737.49 $3,317.07 $ 1,424.22
140 $ 163,420.42 $3,345.40 $ 1,395.88
141 $ 160,075.01 $3,373.98 $ 1,367.31
142 $ 156,701.03 $3,402.80 $ 1,338.49
143 $ 153,298.23 $3,431.86 $ 1,309.42
144 $ 149,866.37 $3,461.18 $ 1,280.11
145 $ 146,405.19 $3,490.74 $ 1,250.54
146 $ 142,914.45 $3,520.56 $ 1,220.73
147 $ 139,393.89 $3,550.63 $ 1,190.66
148 $ 135,843.26 $3,580.96 $ 1,160.33
149 $ 132,262.30 $3,611.55 $ 1,129.74
150 $ 128,650.76 $3,642.39 $ 1,098.89
151 $ 125,008.36 $3,673.51 $ 1,067.78
152 $ 121,334.86 $3,704.88 $ 1,036.40
153 $ 117,629.97 $3,736.53 $ 1,004.76
154 $ 113,893.44 $3,768.45 $ 972.84
155 $ 110,124.99 $3,800.64 $ 940.65
156 $ 106,324.36 $3,833.10 $ 908.19
157 $ 102,491.26 $3,865.84 $ 875.45
158 $ 98,625.42 $3,898.86 $ 842.43
159 $ 94,726.56 $3,932.16 $ 809.12
160 $ 90,794.39 $3,965.75 $ 775.54
161 $ 86,828.64 $3,999.63 $ 741.66
162 $ 82,829.02 $4,033.79 $ 707.50
163 $ 78,795.23 $4,068.24 $ 673.04
164 $ 74,726.98 $4,102.99 $ 638.29
165 $ 70,623.99 $4,138.04 $ 603.25
166 $ 66,485.95 $4,173.39 $ 567.90
167 $ 62,312.57 $4,209.03 $ 532.25
168 $ 58,103.53 $4,244.99 $ 496.30
169 $ 53,858.55 $4,281.24 $ 460.04
170 $ 49,577.30 $4,317.81 $ 423.47
171 $ 45,259.49 $4,354.70 $ 386.59
172 $ 40,904.79 $4,391.89 $ 349.40
173 $ 36,512.90 $4,429.41 $ 311.88
174 $ 32,083.50 $4,467.24 $ 274.05
175 $ 27,616.26 $4,505.40 $ 235.89
176 $ 23,110.86 $4,543.88 $ 197.41
177 $ 18,566.98 $4,582.69 $ 158.59
178 $ 13,984.28 $4,621.84 $ 119.45
179 $ 9,362.45 $4,661.32 $ 79.97
180 $ 4,701.13 $4,701.13 $ 40.16
amortización TAE 10.7455%
Pago Saldo final CAT 10.7455%
$ 290,000.00 $ 435,000.00 TIR 0.8542%
$4,741.29 $ 433,974.34 0 $ 435,000.00
$4,741.29 $ 432,939.92 1 -$4,741.29
$4,741.29 $ 431,896.66 2 -$4,741.29
$4,741.29 $ 430,844.49 3 -$4,741.29
$4,741.29 $ 429,783.33 4 -$4,741.29
$4,741.29 $ 428,713.11 5 -$4,741.29
$4,741.29 $ 427,633.75 6 -$4,741.29
$4,741.29 $ 426,545.17 7 -$4,741.29
$4,741.29 $ 425,447.29 8 -$4,741.29
$4,741.29 $ 424,340.03 9 -$4,741.29
$4,741.29 $ 423,223.32 10 -$4,741.29
$4,741.29 $ 422,097.06 11 -$4,741.29
$4,741.29 $ 420,961.19 12 -$4,741.29
$4,741.29 $ 419,815.61 13 -$4,741.29
$4,741.29 $ 418,660.25 14 -$4,741.29
$4,741.29 $ 417,495.02 15 -$4,741.29
$4,741.29 $ 416,319.84 16 -$4,741.29
$4,741.29 $ 415,134.62 17 -$4,741.29
$4,741.29 $ 413,939.27 18 -$4,741.29
$4,741.29 $ 412,733.71 19 -$4,741.29
$4,741.29 $ 411,517.86 20 -$4,741.29
$4,741.29 $ 410,291.62 21 -$4,741.29
$4,741.29 $ 409,054.91 22 -$4,741.29
$4,741.29 $ 407,807.64 23 -$4,741.29
$4,741.29 $ 406,549.71 24 -$4,741.29
$4,741.29 $ 405,281.03 25 -$4,741.29
$4,741.29 $ 404,001.52 26 -$4,741.29
$4,741.29 $ 402,711.08 27 -$4,741.29
$4,741.29 $ 401,409.62 28 -$4,741.29
$4,741.29 $ 400,097.04 29 -$4,741.29
$4,741.29 $ 398,773.25 30 -$4,741.29
$4,741.29 $ 397,438.15 31 -$4,741.29
$4,741.29 $ 396,091.65 32 -$4,741.29
$4,741.29 $ 394,733.64 33 -$4,741.29
$4,741.29 $ 393,364.04 34 -$4,741.29
$4,741.29 $ 391,982.74 35 -$4,741.29
$4,741.29 $ 390,589.64 36 -$4,741.29
$4,741.29 $ 389,184.64 37 -$4,741.29
$4,741.29 $ 387,767.64 38 -$4,741.29
$4,741.29 $ 386,338.53 39 -$4,741.29
$4,741.29 $ 384,897.22 40 -$4,741.29
$4,741.29 $ 383,443.60 41 -$4,741.29
$4,741.29 $ 381,977.56 42 -$4,741.29
$4,741.29 $ 380,499.00 43 -$4,741.29
$4,741.29 $ 379,007.81 44 -$4,741.29
$4,741.29 $ 377,503.88 45 -$4,741.29
$4,741.29 $ 375,987.10 46 -$4,741.29
$4,741.29 $ 374,457.37 47 -$4,741.29
$4,741.29 $ 372,914.58 48 -$4,741.29
$4,741.29 $ 371,358.60 49 -$4,741.29
$4,741.29 $ 369,789.34 50 -$4,741.29
$4,741.29 $ 368,206.67 51 -$4,741.29
$4,741.29 $ 366,610.48 52 -$4,741.29
$4,741.29 $ 365,000.66 53 -$4,741.29
$4,741.29 $ 363,377.09 54 -$4,741.29
$4,741.29 $ 361,739.65 55 -$4,741.29
$4,741.29 $ 360,088.22 56 -$4,741.29
$4,741.29 $ 358,422.69 57 -$4,741.29
$4,741.29 $ 356,742.93 58 -$4,741.29
$4,741.29 $ 355,048.82 59 -$4,741.29
$4,741.29 $ 353,340.24 60 -$4,741.29
$4,741.29 $ 351,617.07 61 -$4,741.29
$4,741.29 $ 349,879.18 62 -$4,741.29
$4,741.29 $ 348,126.44 63 -$4,741.29
$4,741.29 $ 346,358.74 64 -$4,741.29
$4,741.29 $ 344,575.93 65 -$4,741.29
$4,741.29 $ 342,777.90 66 -$4,741.29
$4,741.29 $ 340,964.51 67 -$4,741.29
$4,741.29 $ 339,135.62 68 -$4,741.29
$4,741.29 $ 337,291.12 69 -$4,741.29
$4,741.29 $ 335,430.86 70 -$4,741.29
$4,741.29 $ 333,554.72 71 -$4,741.29
$4,741.29 $ 331,662.54 72 -$4,741.29
$4,741.29 $ 329,754.21 73 -$4,741.29
$4,741.29 $ 327,829.57 74 -$4,741.29
$4,741.29 $ 325,888.49 75 -$4,741.29
$4,741.29 $ 323,930.84 76 -$4,741.29
$4,741.29 $ 321,956.46 77 -$4,741.29
$4,741.29 $ 319,965.22 78 -$4,741.29
$4,741.29 $ 317,956.97 79 -$4,741.29
$4,741.29 $ 315,931.57 80 -$4,741.29
$4,741.29 $ 313,888.86 81 -$4,741.29
$4,741.29 $ 311,828.71 82 -$4,741.29
$4,741.29 $ 309,750.96 83 -$4,741.29
$4,741.29 $ 307,655.46 84 -$4,741.29
$4,741.29 $ 305,542.07 85 -$4,741.29
$4,741.29 $ 303,410.62 86 -$4,741.29
$4,741.29 $ 301,260.96 87 -$4,741.29
$4,741.29 $ 299,092.95 88 -$4,741.29
$4,741.29 $ 296,906.41 89 -$4,741.29
$4,741.29 $ 294,701.20 90 -$4,741.29
$4,741.29 $ 292,477.16 91 -$4,741.29
$4,741.29 $ 290,234.11 92 -$4,741.29
$4,741.29 $ 287,971.91 93 -$4,741.29
$4,741.29 $ 285,690.38 94 -$4,741.29
$4,741.29 $ 283,389.37 95 -$4,741.29
$4,741.29 $ 281,068.70 96 -$4,741.29
$4,741.29 $ 278,728.21 97 -$4,741.29
$4,741.29 $ 276,367.72 98 -$4,741.29
$4,741.29 $ 273,987.08 99 -$4,741.29
$4,741.29 $ 271,586.10 100 -$4,741.29
$4,741.29 $ 269,164.61 101 -$4,741.29
$4,741.29 $ 266,722.44 102 -$4,741.29
$4,741.29 $ 264,259.41 103 -$4,741.29
$4,741.29 $ 261,775.34 104 -$4,741.29
$4,741.29 $ 259,270.05 105 -$4,741.29
$4,741.29 $ 256,743.36 106 -$4,741.29
$4,741.29 $ 254,195.09 107 -$4,741.29
$4,741.29 $ 251,625.05 108 -$4,741.29
$4,741.29 $ 249,033.06 109 -$4,741.29
$4,741.29 $ 246,418.93 110 -$4,741.29
$4,741.29 $ 243,782.47 111 -$4,741.29
$4,741.29 $ 241,123.50 112 -$4,741.29
$4,741.29 $ 238,441.81 113 -$4,741.29
$4,741.29 $ 235,737.21 114 -$4,741.29
$4,741.29 $ 233,009.51 115 -$4,741.29
$4,741.29 $ 230,258.52 116 -$4,741.29
$4,741.29 $ 227,484.02 117 -$4,741.29
$4,741.29 $ 224,685.83 118 -$4,741.29
$4,741.29 $ 221,863.73 119 -$4,741.29
$4,741.29 $ 219,017.53 120 -$4,741.29
$4,741.29 $ 216,147.02 121 -$4,741.29
$4,741.29 $ 213,251.99 122 -$4,741.29
$4,741.29 $ 210,332.23 123 -$4,741.29
$4,741.29 $ 207,387.53 124 -$4,741.29
$4,741.29 $ 204,417.68 125 -$4,741.29
$4,741.29 $ 201,422.46 126 -$4,741.29
$4,741.29 $ 198,401.66 127 -$4,741.29
$4,741.29 $ 195,355.05 128 -$4,741.29
$4,741.29 $ 192,282.42 129 -$4,741.29
$4,741.29 $ 189,183.55 130 -$4,741.29
$4,741.29 $ 186,058.21 131 -$4,741.29
$4,741.29 $ 182,906.17 132 -$4,741.29
$4,741.29 $ 179,727.20 133 -$4,741.29
$4,741.29 $ 176,521.09 134 -$4,741.29
$4,741.29 $ 173,287.59 135 -$4,741.29
$4,741.29 $ 170,026.46 136 -$4,741.29
$4,741.29 $ 166,737.49 137 -$4,741.29
$4,741.29 $ 163,420.42 138 -$4,741.29
$4,741.29 $ 160,075.01 139 -$4,741.29
$4,741.29 $ 156,701.03 140 -$4,741.29
$4,741.29 $ 153,298.23 141 -$4,741.29
$4,741.29 $ 149,866.37 142 -$4,741.29
$4,741.29 $ 146,405.19 143 -$4,741.29
$4,741.29 $ 142,914.45 144 -$4,741.29
$4,741.29 $ 139,393.89 145 -$4,741.29
$4,741.29 $ 135,843.26 146 -$4,741.29
$4,741.29 $ 132,262.30 147 -$4,741.29
$4,741.29 $ 128,650.76 148 -$4,741.29
$4,741.29 $ 125,008.36 149 -$4,741.29
$4,741.29 $ 121,334.86 150 -$4,741.29
$4,741.29 $ 117,629.97 151 -$4,741.29
$4,741.29 $ 113,893.44 152 -$4,741.29
$4,741.29 $ 110,124.99 153 -$4,741.29
$4,741.29 $ 106,324.36 154 -$4,741.29
$4,741.29 $ 102,491.26 155 -$4,741.29
$4,741.29 $ 98,625.42 156 -$4,741.29
$4,741.29 $ 94,726.56 157 -$4,741.29
$4,741.29 $ 90,794.39 158 -$4,741.29
$4,741.29 $ 86,828.64 159 -$4,741.29
$4,741.29 $ 82,829.02 160 -$4,741.29
$4,741.29 $ 78,795.23 161 -$4,741.29
$4,741.29 $ 74,726.98 162 -$4,741.29
$4,741.29 $ 70,623.99 163 -$4,741.29
$4,741.29 $ 66,485.95 164 -$4,741.29
$4,741.29 $ 62,312.57 165 -$4,741.29
$4,741.29 $ 58,103.53 166 -$4,741.29
$4,741.29 $ 53,858.55 167 -$4,741.29
$4,741.29 $ 49,577.30 168 -$4,741.29
$4,741.29 $ 45,259.49 169 -$4,741.29
$4,741.29 $ 40,904.79 170 -$4,741.29
$4,741.29 $ 36,512.90 171 -$4,741.29
$4,741.29 $ 32,083.50 172 -$4,741.29
$4,741.29 $ 27,616.26 173 -$4,741.29
$4,741.29 $ 23,110.86 174 -$4,741.29
$4,741.29 $ 18,566.98 175 -$4,741.29
$4,741.29 $ 13,984.28 176 -$4,741.29
$4,741.29 $ 9,362.45 177 -$4,741.29
$4,741.29 $ 4,701.13 178 -$4,741.29
$4,741.29 -$ 0.00 179 -$4,741.29
180 -$4,741.29
 CETES DIRECTOS
Monto a Invertir $ 200,000.00
Plazo 1 año
Precio $ 9.562000
Tasa de Rendimiento 4.58% 4.38%
ISR $ 2,899.98
Interés Bruto $ 8,881.60
Monto Final Neto $ 199,998.79
Monto Final Bruto $ 209,160.00
Cetes Obtenibles 20916
GAT 4.58%
TIR 4.5800%

https://www.cetesdirecto.com/sites/portal/inicio
 FONDO DE INVERSIÓN (BBVAPZO) COMPRAS DE DIVISAS (DÓLARES)
Monto a Invertir $ 200,000.00 Monto a Invetir
Plazo 1 año Plazo
Resultado del Periodo $ 15,380.00 Compra al 31/12/2018
Tasa de Rendimiento 7.69% Venta al 01/01/2018
Monto Final $ 215,380.00 Tasa de Rendimiento
GAT 7.69% Precio de Venta 2020
TIR 7.69% Dólares Obtenibles
Monto Final
GAT
https://www.bbva.mx/personas/productos/inversion/fondos-de-inversion-de-deuda-avanzada/fondo-de-mediano-plazo-b
TIR

https://www.eldolar.info/es-MX/mexico/dia/h

La mejor opción para un plan de inversión para Norma es la

compra de centenarios, ya que la tasa de rendimiento anual
está muy por encima de las demás opciones, además que la
Tasa Interna de Retorno (TIR) es muy alta y al término del año
se obtiene una ganancia de más de $46,000, por lo que es la
opción más rentable.
S DE DIVISAS (DÓLARES) CENTENARIOS
$ 200,000.00 Monto a Invertir $ 200,000.00
1 año Plazo 1 año
$ 18.25 Compra $ 45,500.00
$ 20.05 Venta $ 56,000.00
9.86% Tasa de Rendimiento 23.08%
$ 21.39 Centenarios Obtenibles 3.5714
$ 9,350.16 Monto Final $ 246,153.85
$ 219,726.03 GAT 23.08%
9.86% TIR 23.0769%
9.8630%
https://www.coleccionistasdemonedas.com/monedas-antiguas-mexicanas/cen
dolar.info/es-MX/mexico/dia/hoy
 PAGARÉS (28 DÍAS)
Monto a Invertir $ 200,000.00
Plazo 1 año
Compra $ 1,000.00
Tasa de Rendimiento (28 días) 0.3846%
Tasa de Rendimiento (Anual) 5%
Pagarés Obtenibles 200
Monto Final $ 210,000.00
GAT 5%
TIR 5%
https://simulador.condusef.gob.mx/condusefahorro/imprime_tasas.php?o=p2
 OPCIÓN 1 FLUJO NETO DE EFE
TREMA 13.7400% AÑO
COSTO FOOD TRUCK $ 650,000.00 0
PREMIO $ 200,000.00 1
PRÉSTAMO $ 450,000.00 2
PERIODO 5 años 3
FLUJOS NETOS MENSUAL $ 12,000.00 4
FLUJOS NETOS ANUAL $ 144,000.00 5

TIR 66.3473%
VPN $297,468.62
La opción más recomendable para N
TIEMPO DE RECUPERACIÓN que el Valor Presente Neto es mayor
-$ 56,000.00 1 año ese crédito, además que la Tasa Inte
0.3889 1.3889 años mayor a la Tasa de Rendimiento Mín
por lo que también por es

PERFIL DE VPN OPCIÓN 1

$600,000.00

$500,000.00

$400,000.00

$300,000.00

$200,000.00

$100,000.00

$-
1% 3% 5% 7% 9% 11% 13% 15% 17% 19% 21% 23% 25% 27% 29% 31% 33% 35% 37% 39% 41% 43% 45% 47% 49% 51% 53% 55% 57% 59% 61%

$(100,000.00)
 FLUJO NETO DE EFECTIVO TASA DE INTERÉS FLUJO
CANTIDAD INTERÉS VPN 1% $ 498,894.10
-$ 200,000.00 1.0000 -$ 200,000.00 2% $ 478,738.17
$ 144,000.00 1.1374 $ 126,604.54 3% $ 459,477.83
$ 144,000.00 1.2937 $ 111,310.48 4% $ 441,062.42
$ 144,000.00 1.4714 $ 97,863.97 5% $ 423,444.64
$ 144,000.00 1.6736 $ 86,041.82 6% $ 406,580.39
$ 144,000.00 1.9036 $ 75,647.81 7% $ 390,428.43
$ 297,468.62 8% $ 374,950.25
9% $ 360,109.78
10% $ 345,873.29
La opción más recomendable para Norma es la Opción 1, ya
que el Valor Presente Neto es mayor a 0, por lo que se acepta 11% $ 332,209.17
ese crédito, además que la Tasa Interna de Retorno (TIR) es 12% $ 319,087.77
mayor a la Tasa de Rendimiento Mínima Aceptable (TREMA), 13% $ 306,481.30
por lo que también por eso se acepta.
14% $ 294,363.66
15% $ 282,710.33
16% $ 271,498.29
17% $ 260,705.85
18% $ 250,312.63
CIÓN 1 19% $ 240,299.42
20% $ 230,648.15
21% $ 221,341.74
22% $ 212,364.13
23% $ 203,700.11
24% $ 195,335.36
25% $ 187,256.32
26% $ 179,450.19
27% $ 171,904.87
28% $ 164,608.87
29% $ 157,551.36
30% $ 150,722.04
31% $ 144,111.19
32% $ 137,709.54
33% $ 131,508.35
34% $ 125,499.28
35% $ 119,674.44
36% $ 114,026.33
37% $ 108,547.81
38% $ 103,232.10
% % % % % % % % % % % % % % % % % % 39% $ 98,072.74
41 43 45 47 49 51 53 55 57 59 61 63 65 67 69 71 73 75
40% $ 93,063.60
41% $ 88,198.83
42% $ 83,472.86
43% $ 78,880.39
44% $ 74,416.35
45% $ 70,075.93
46% $ 65,854.52
47% $ 61,747.73
48% $ 57,751.37
49% $ 53,861.42
50% $ 50,074.07
51% $ 46,385.66
52% $ 42,792.69
53% $ 39,291.81
54% $ 35,879.83
55% $ 32,553.67
56% $ 29,310.40
57% $ 26,147.23
58% $ 23,061.44
59% $ 20,050.46
60% $ 17,111.82
61% $ 14,243.14
62% $ 11,442.14
63% $ 8,706.64
64% $ 6,034.54
65% $ 3,423.83
66% $ 872.57
67% -$ 1,621.10
68% -$ 4,058.96
69% -$ 6,442.74
70% -$ 8,774.09
71% -$ 11,054.60
72% -$ 13,285.80
73% -$ 15,469.16
74% -$ 17,606.10
75% -$ 19,697.98
 OPCIÓN 2 FLUJO NETO DE
TREMA 13.7400% AÑO
COSTO FOOD TRUCK $ 650,000.00 0
PRÉSTAMO $ 650,000.00 1
PERIODO 5 años 2
FLUJOS NETOS MENSUAL $ 12,000.00 3
FLUJOS NETOS ANUAL $ 144,000.00 4
5
TIR 3.5091%
VPN -$152,531.38
TIEMPO DE RECUPERACIÓN
-$ 506,000.00 1 año FLUJO NETO DE EFECTIVO (BB
-$ 362,000.00 2 años AÑO
-$ 218,000.00 3 años 0
-$ 74,000.00 4 años 1
0.5139 4.5139 años 2
3
4
5
 FLUJO NETO DE EFECTIVO TASA DE INTERÉS FLUJO
CANTIDAD INTERÉS VPN 1% $ 48,894.10
-$ 650,000.00 1.0000 -$ 650,000.00 2% $ 28,738.17
$ 144,000.00 1.1374 $ 126,604.54 3% $ 9,477.83
$ 144,000.00 1.2937 $ 111,310.48 4% -$ 8,937.58
$ 144,000.00 1.4714 $ 97,863.97 5% -$ 26,555.36
$ 144,000.00 1.6736 $ 86,041.82 6% -$ 43,419.61
$ 144,000.00 1.9036 $ 75,647.81 7% -$ 59,571.57
-$ 152,531.38 8% -$ 75,049.75

FLUJO NETO DE EFECTIVO (BBVA) 12% PERFIL DE VPN OP

CANTIDAD INTERÉS VPN
$60,000.00
-$ 650,000.00 1.0000 -$ 650,000.00
$ 144,000.00 1.1200 $ 128,571.43
$ 144,000.00 1.2544 $ 114,795.92 $40,000.00

$ 144,000.00 1.4049 $ 102,496.36

$ 144,000.00 1.5735 $ 91,514.60 $20,000.00
$ 144,000.00 1.7623 $ 81,709.47
-$ 130,912.23 $-
1% 2% 3% 4%

$(20,000.00)

$(40,000.00)

$(60,000.00)

$(80,000.00)

$(100,000.00)
PERFIL DE VPN OPCIÓN 2

3% 4% 5% 6% 7% 8%
NAFIN Jóvenes Emprendedores 12% OPCIÓN
Deuda=
Impuestos 30% TIPO
Deuda
Capital Común

OPCIONES TIR WACC

1 3.5091% 9.8154% OPCIÓN
2 3.5091% 8.4000% Deuda=
3 3.5091% 10.7000% TIPO
4 3.5091% 10.2400% Deuda
5 3.5091% 11.1600% Capital Común

OPCIÓN
Nacional Financiera. (2020). Jóvenes Emprendedores. Deuda=
Recuperado el 23 de octubre de 2020, de: TIPO
Deuda
https://www.nafin.com/portalnf/content/financiamiento/jovenes_empresarios.html
Capital Común
 OPCIÓN 1 OPCIÓN 2
$ 450,000.00 Capital Común= $ 200,000.00 Deuda= $ 650,000.00
W S WACC TIPO W
69.2308% 12.0000% 5.8154% Deuda 100.0000%
30.7692% 13.0000% 4.0000% Capital Común 0.0000%
9.8154%

OPCIÓN 3 OPCIÓN 4
$ 325,000.00 Capital Común= $ 325,000.00 Deuda= $ 390,000.00
W S WACC TIPO W
50.0000% 12.0000% 4.2000% Deuda 60.0000%
50.0000% 13.0000% 6.5000% Capital Común 40.0000%
10.7000%

OPCIÓN 5
$ 260,000.00 Capital Común= $ 390,000.00
W S WACC
40.0000% 12.0000% 3.3600%
60.0000% 13.0000% 7.8000%
11.1600%
OPCIÓN 2
Capital Común= $ -
S WACC
12.0000% 8.4000%
13.0000% 0.0000%
8.4000%

OPCIÓN 4
Capital Común= $ 260,000.00
S WACC
12.0000% 5.0400%
13.0000% 5.2000%
10.2400%
 Gold Prices - 100 Year Historical Chart. (2020). Retrieved
October 10, 2020, from Macrotrends.net website:
Instituto Nacional de Estadística y Geografía (INEGI. (2020).
Índice Nacional de Precios al Consumidor (INPC). Retrieved
October 10, 2020, from Inegi.org.mx website:
Banxico (2011). Retrieved October 10, 2020, from
Banxico.org.mx website:
Estructura de información (SIE, Banco de México). (2020).
Retrieved October 10, 2020, from Banxico.org.mx website:
SIE - Mercado de valores. (2020). Retrieved October 10,
2020, from Banxico.org.mx website:
Nacional Financiera. (2020). Jóvenes Emprendedores.
Recuperado el 23 de octubre de 2020, de:
‌
https://www.macrotrends.net/1333/historical-gold-prices-100-year-chart

https://www.inegi.org.mx/temas/inpc/

https://www.banxico.org.mx/tipcamb/main.do?page=tip&idioma=sp

https://www.banxico.org.mx/SieInternet/consultarDirectorioInternetAction.do?accion=consultarCuadro&idCuadro=CF107&se

https://www.banxico.org.mx/tipcamb/llenarTasasInteresAction.do?idioma=sp

https://www.nafin.com/portalnf/content/financiamiento/jovenes_empresarios.html