inversión $ 53,000,000

PLAZO 36
TASA DE INTERÉS 2.30%

SISTEMA FRANCES

PERIODO DEUDA INTERÉS CAPITAL

0 $ 53,000,000 0
1 $ 53,000,000 $ 1,219,000.00 $ 961,832.70
2 $ 52,038,167 $ 1,196,877.85 $ 983,954.85
3 $ 51,054,212 $ 1,174,246.89 $ 1,006,585.81
4 $ 50,047,627 $ 1,151,095.41 $ 1,029,737.28
5 $ 49,017,889 $ 1,127,411.46 $ 1,053,421.24
6 $ 47,964,468 $ 1,103,182.77 $ 1,077,649.93
7 $ 46,886,818 $ 1,078,396.82 $ 1,102,435.88
8 $ 45,784,382 $ 1,053,040.79 $ 1,127,791.90
9 $ 44,656,590 $ 1,027,101.58 $ 1,153,731.12
10 $ 43,502,859 $ 1,000,565.76 $ 1,180,266.93
11 $ 42,322,592 $ 973,419.62 $ 1,207,413.07
12 $ 41,115,179 $ 945,649.12 $ 1,235,183.57
13 $ 39,879,996 $ 917,239.90 $ 1,263,592.79
14 $ 38,616,403 $ 888,177.27 $ 1,292,655.43
15 $ 37,323,748 $ 858,446.19 $ 1,322,386.50
16 $ 36,001,361 $ 828,031.30 $ 1,352,801.39
17 $ 34,648,560 $ 796,916.87 $ 1,383,915.82
18 $ 33,264,644 $ 765,086.81 $ 1,415,745.89
19 $ 31,848,898 $ 732,524.65 $ 1,448,308.04
20 $ 30,400,590 $ 699,213.57 $ 1,481,619.13
21 $ 28,918,971 $ 665,136.33 $ 1,515,696.37
22 $ 27,403,274 $ 630,275.31 $ 1,550,557.39
23 $ 25,852,717 $ 594,612.49 $ 1,586,220.21
24 $ 24,266,497 $ 558,129.43 $ 1,622,703.27
25 $ 22,643,793 $ 520,807.25 $ 1,660,025.45
26 $ 20,983,768 $ 482,626.67 $ 1,698,206.03
27 $ 19,285,562 $ 443,567.93 $ 1,737,264.77
28 $ 17,548,297 $ 403,610.84 $ 1,777,221.86
29 $ 15,771,075 $ 362,734.73 $ 1,818,097.96
30 $ 13,952,977 $ 320,918.48 $ 1,859,914.21
 31 $ 12,093,063 $ 278,140.45 $ 1,902,692.24
32 $ 10,190,371 $ 234,378.53 $ 1,946,454.16
33 $ 8,243,917 $ 189,610.09 $ 1,991,222.61
34 $ 6,252,694 $ 143,811.97 $ 2,037,020.73
35 $ 4,215,673 $ 96,960.49 $ 2,083,872.21
36 $ 2,131,801 $ 49,031.43 $ 2,131,801.27
$ 25,509,977.04 $ 53,000,000.00

inversión $ 98,000,000
PLAZO 60
TASA DE INTERÉS 1.10%

SISTEMA FRANCES

PERIODO DEUDA INTERÉS CAPITAL

0 $ 98,000,000 $0 0
1 $ 98,000,000 $ 1,078,000.00 $ 1,161,847.43
2 $ 96,838,153 $ 1,052,590.87 $ 1,174,627.75
3 $ 95,663,525 $ 1,027,210.30 $ 1,187,548.66
4 $ 94,475,976 $ 1,001,865.42 $ 1,200,611.69
5 $ 93,275,364 $ 976,563.57 $ 1,213,818.42
6 $ 92,061,546 $ 951,312.36 $ 1,227,170.42
7 $ 90,834,376 $ 926,119.61 $ 1,240,669.30
8 $ 89,593,706 $ 900,993.41 $ 1,254,316.66
9 $ 88,339,390 $ 875,942.10 $ 1,268,114.14
10 $ 87,071,276 $ 850,974.26 $ 1,282,063.40
11 $ 85,789,212 $ 826,098.76 $ 1,296,166.09
12 $ 84,493,046 $ 801,324.73 $ 1,310,423.92
13 $ 83,182,622 $ 776,661.58 $ 1,324,838.58
14 $ 81,857,784 $ 752,119.02 $ 1,339,411.81
15 $ 80,518,372 $ 727,707.04 $ 1,354,145.34
16 $ 79,164,226 $ 703,435.94 $ 1,369,040.94
17 $ 77,795,185 $ 679,316.32 $ 1,384,100.39
18 $ 76,411,085 $ 655,359.11 $ 1,399,325.49
19 $ 75,011,760 $ 631,575.56 $ 1,414,718.07
20 $ 73,597,041 $ 607,977.24 $ 1,430,279.97
21 $ 72,166,762 $ 584,576.08 $ 1,446,013.05
22 $ 70,720,748 $ 561,384.36 $ 1,461,919.20
23 $ 69,258,829 $ 538,414.69 $ 1,478,000.31
24 $ 67,780,829 $ 515,680.09 $ 1,494,258.31
25 $ 66,286,571 $ 493,193.92 $ 1,510,695.15
26 $ 64,775,876 $ 470,969.94 $ 1,527,312.80
27 $ 63,248,563 $ 449,022.32 $ 1,544,113.24
28 $ 61,704,449 $ 427,365.61 $ 1,561,098.48
29 $ 60,143,351 $ 406,014.79 $ 1,578,270.57
30 $ 58,565,080 $ 384,985.26 $ 1,595,631.54
31 $ 56,969,449 $ 364,292.85 $ 1,613,183.49
32 $ 55,356,265 $ 343,953.85 $ 1,630,928.51
33 $ 53,725,337 $ 323,985.00 $ 1,648,868.72
34 $ 52,076,468 $ 304,403.51 $ 1,667,006.28
35 $ 50,409,462 $ 285,227.06 $ 1,685,343.35
36 $ 48,724,119 $ 266,473.85 $ 1,703,882.12
37 $ 47,020,236 $ 248,162.54 $ 1,722,624.83
38 $ 45,297,612 $ 230,312.34 $ 1,741,573.70
39 $ 43,556,038 $ 212,942.99 $ 1,760,731.01
40 $ 41,795,307 $ 196,074.74 $ 1,780,099.05
41 $ 40,015,208 $ 179,728.42 $ 1,799,680.14
42 $ 38,215,528 $ 163,925.43 $ 1,819,476.62
43 $ 36,396,051 $ 148,687.73 $ 1,839,490.87
44 $ 34,556,560 $ 134,037.90 $ 1,859,725.27
45 $ 32,696,835 $ 119,999.11 $ 1,880,182.24
46 $ 30,816,653 $ 106,595.17 $ 1,900,864.25
47 $ 28,915,788 $ 93,850.52 $ 1,921,773.76
48 $ 26,994,015 $ 81,790.26 $ 1,942,913.27
49 $ 25,051,101 $ 70,440.15 $ 1,964,285.31
50 $ 23,086,816 $ 59,826.65 $ 1,985,892.45
51 $ 21,100,924 $ 49,976.93 $ 2,007,737.27
52 $ 19,093,186 $ 40,918.85 $ 2,029,822.38
53 $ 17,063,364 $ 32,681.04 $ 2,052,150.42
54 $ 15,011,214 $ 25,292.88 $ 2,074,724.08
55 $ 12,936,489 $ 18,784.49 $ 2,097,546.04
56 $ 10,838,943 $ 13,186.83 $ 2,120,619.05
57 $ 8,718,324 $ 8,531.64 $ 2,143,945.86
58 $ 6,574,379 $ 4,851.50 $ 2,167,529.26
59 $ 4,406,849 $ 2,179.83 $ 2,191,372.09
60 $ 2,215,477 $ 550.94 $ 2,215,477.18
$25,766,419 $ 98,000,000.00
 JULIANA VALEN

ES SISTEMA ALEMÁN

CUOTA SALDO PERIODO DEUDA INTERÉS

$ 53,000,000 0 $ 53,000,000 $0
$ 2,180,832.70 $ 52,038,167.30 1 $ 53,000,000 $ 1,219,000.00
$ 2,180,832.70 $ 51,054,212.46 2 $ 51,527,778 $ 1,185,138.89
$ 2,180,832.70 $ 50,047,626.65 3 $ 50,055,556 $ 1,151,277.78
$ 2,180,832.70 $ 49,017,889.37 4 $ 48,583,333 $ 1,117,416.67
$ 2,180,832.70 $ 47,964,468.13 5 $ 47,111,111 $ 1,083,555.56
$ 2,180,832.70 $ 46,886,818.20 6 $ 45,638,889 $ 1,049,694.44
$ 2,180,832.70 $ 45,784,382.32 7 $ 44,166,667 $ 1,015,833.33
$ 2,180,832.70 $ 44,656,590.42 8 $ 42,694,444 $ 981,972.22
$ 2,180,832.70 $ 43,502,859.30 9 $ 41,222,222 $ 948,111.11
$ 2,180,832.70 $ 42,322,592.37 10 $ 39,750,000 $ 914,250.00
$ 2,180,832.70 $ 41,115,179.30 11 $ 38,277,778 $ 880,388.89
$ 2,180,832.70 $ 39,879,995.73 12 $ 36,805,556 $ 846,527.78
$ 2,180,832.70 $ 38,616,402.93 13 $ 35,333,333 $ 812,666.67
$ 2,180,832.70 $ 37,323,747.51 14 $ 33,861,111 $ 778,805.56
$ 2,180,832.70 $ 36,001,361.00 15 $ 32,388,889 $ 744,944.44
$ 2,180,832.70 $ 34,648,559.61 16 $ 30,916,667 $ 711,083.33
$ 2,180,832.70 $ 33,264,643.79 17 $ 29,444,444 $ 677,222.22
$ 2,180,832.70 $ 31,848,897.90 18 $ 27,972,222 $ 643,361.11
$ 2,180,832.70 $ 30,400,589.85 19 $ 26,500,000 $ 609,500.00
$ 2,180,832.70 $ 28,918,970.72 20 $ 25,027,778 $ 575,638.89
$ 2,180,832.70 $ 27,403,274.35 21 $ 23,555,556 $ 541,777.78
$ 2,180,832.70 $ 25,852,716.97 22 $ 22,083,333 $ 507,916.67
$ 2,180,832.70 $ 24,266,496.76 23 $ 20,611,111 $ 474,055.56
$ 2,180,832.70 $ 22,643,793.49 24 $ 19,138,889 $ 440,194.44
$ 2,180,832.70 $ 20,983,768.05 25 $ 17,666,667 $ 406,333.33
$ 2,180,832.70 $ 19,285,562.02 26 $ 16,194,444 $ 372,472.22
$ 2,180,832.70 $ 17,548,297.25 27 $ 14,722,222 $ 338,611.11
$ 2,180,832.70 $ 15,771,075.39 28 $ 13,250,000 $ 304,750.00
$ 2,180,832.70 $ 13,952,977.43 29 $ 11,777,778 $ 270,888.89
$ 2,180,832.70 $ 12,093,063.21 30 $ 10,305,556 $ 237,027.78
 $ 2,180,832.70 $ 10,190,370.97 31 $ 8,833,333 $ 203,166.67
$ 2,180,832.70 $ 8,243,916.81 32 $ 7,361,111 $ 169,305.56
$ 2,180,832.70 $ 6,252,694.20 33 $ 5,888,889 $ 135,444.44
$ 2,180,832.70 $ 4,215,673.47 34 $ 4,416,667 $ 101,583.33
$ 2,180,832.70 $ 2,131,801.27 35 $ 2,944,444 $ 67,722.22
$ 2,180,832.70 $ 0.00 36 $ 1,472,222 $ 33,861.11
$22,551,500

sistemas de amortización es más rentable para Juliana? Justifique su respuesta. r/ De las tres opcion
esta amortización contiene una tasa de interes de menor grado. Con un total en el interés del
$22.551.500, y por ultimó el sistema America con una totalidad en la tasa de Interés de $43.88

TEXTILERA DEL

S SISTEM

CUOTA SALDO PERIODO DEUDA

$0 $ 98,000,000 0 $ 98,000,000
$ 2,239,847.43 $ 96,838,153 1 $ 98,000,000
$ 2,239,847.43 $ 95,663,525 2 $ 96,366,667
$ 2,239,847.43 $ 94,475,976 3 $ 94,733,333
$ 2,239,847.43 $ 93,275,364 4 $ 93,100,000
$ 2,239,847.43 $ 92,061,546 5 $ 91,466,667
$ 2,239,847.43 $ 90,834,376 6 $ 89,833,333
$ 2,239,847.43 $ 89,593,706 7 $ 88,200,000
$ 2,239,847.43 $ 88,339,390 8 $ 86,566,667
$ 2,239,847.43 $ 87,071,276 9 $ 84,933,333
$ 2,239,847.43 $ 85,789,212 10 $ 83,300,000
$ 2,239,847.43 $ 84,493,046 11 $ 81,666,667
$ 2,239,847.43 $ 83,182,622 12 $ 80,033,333
$ 2,239,847.43 $ 81,857,784 13 $ 78,400,000
$ 2,239,847.43 $ 80,518,372 14 $ 76,766,667
$ 2,239,847.43 $ 79,164,226 15 $ 75,133,333
$ 2,239,847.43 $ 77,795,185 16 $ 73,500,000
$ 2,239,847.43 $ 76,411,085 17 $ 71,866,667
$ 2,239,847.43 $ 75,011,760 18 $ 70,233,333
$ 2,239,847.43 $ 73,597,041 19 $ 68,600,000
$ 2,239,847.43 $ 72,166,762 20 $ 66,966,667
$ 2,239,847.43 $ 70,720,748 21 $ 65,333,333
$ 2,239,847.43 $ 69,258,829 22 $ 63,700,000
$ 2,239,847.43 $ 67,780,829 23 $ 62,066,667
$ 2,239,847.43 $ 66,286,571 24 $ 60,433,333
$ 2,239,847.43 $ 64,775,876 25 $ 58,800,000
$ 2,239,847.43 $ 63,248,563 26 $ 57,166,667
$ 2,239,847.43 $ 61,704,449 27 $ 55,533,333
$ 2,239,847.43 $ 60,143,351 28 $ 53,900,000
$ 2,239,847.43 $ 58,565,080 29 $ 52,266,667
$ 2,239,847.43 $ 56,969,449 30 $ 50,633,333
$ 2,239,847.43 $ 55,356,265 31 $ 49,000,000
$ 2,239,847.43 $ 53,725,337 32 $ 47,366,667
$ 2,239,847.43 $ 52,076,468 33 $ 45,733,333
$ 2,239,847.43 $ 50,409,462 34 $ 44,100,000
$ 2,239,847.43 $ 48,724,119 35 $ 42,466,667
$ 2,239,847.43 $ 47,020,236 36 $ 40,833,333
$ 2,239,847.43 $ 45,297,612 37 $ 39,200,000
$ 2,239,847.43 $ 43,556,038 38 $ 37,566,667
$ 2,239,847.43 $ 41,795,307 39 $ 35,933,333
$ 2,239,847.43 $ 40,015,208 40 $ 34,300,000
$ 2,239,847.43 $ 38,215,528 41 $ 32,666,667
$ 2,239,847.43 $ 36,396,051 42 $ 31,033,333
$ 2,239,847.43 $ 34,556,560 43 $ 29,400,000
$ 2,239,847.43 $ 32,696,835 44 $ 27,766,667
$ 2,239,847.43 $ 30,816,653 45 $ 26,133,333
$ 2,239,847.43 $ 28,915,788 46 $ 24,500,000
$ 2,239,847.43 $ 26,994,015 47 $ 22,866,667
$ 2,239,847.43 $ 25,051,101 48 $ 21,233,333
$ 2,239,847.43 $ 23,086,816 49 $ 19,600,000
$ 2,239,847.43 $ 21,100,924 50 $ 17,966,667
$ 2,239,847.43 $ 19,093,186 51 $ 16,333,333
$ 2,239,847.43 $ 17,063,364 52 $ 14,700,000
$ 2,239,847.43 $ 15,011,214 53 $ 13,066,667
$ 2,239,847.43 $ 12,936,489 54 $ 11,433,333
$ 2,239,847.43 $ 10,838,943 55 $ 9,800,000
$ 2,239,847.43 $ 8,718,324 56 $ 8,166,667
$ 2,239,847.43 $ 6,574,379 57 $ 6,533,333
$ 2,239,847.43 $ 4,406,849 58 $ 4,900,000
$ 2,239,847.43 $ 2,215,477 59 $ 3,266,667
$ 2,239,847.43 -$ 0 60 $ 1,633,333

¿cuál
los sistemas de amortización es más rentable para la empresa? ¿Por qué? R/ Entre los tres siste
empresa le sale más rentable el sistema Americano, estamos hablando de una empresa que en su a
mientras la empresa se encuentre en este proceso de venta de mercancia tiene que ir pagando el i
solo golpe el cre
ULIANA VALENCIA

SISTEMA ALEMÁN

CAPITAL CUOTA SALDO

$0 $0 $ 53,000,000 0
$ 1,472,222.22 $ 4,231,166.67 $ 51,527,777.78 1
$ 1,472,222.22 $ 2,657,361.11 $ 50,055,555.56 2
$ 1,472,222.22 $ 2,623,500.00 $ 48,583,333.33 3
$ 1,472,222.22 $ 2,589,638.89 $ 47,111,111.11 4
$ 1,472,222.22 $ 2,555,777.78 $ 45,638,888.89 5
$ 1,472,222.22 $ 2,521,916.67 $ 44,166,666.67 6
$ 1,472,222.22 $ 2,488,055.56 $ 42,694,444.44 7
$ 1,472,222.22 $ 2,454,194.44 $ 41,222,222.22 8
$ 1,472,222.22 $ 2,420,333.33 $ 39,750,000.00 9
$ 1,472,222.22 $ 2,386,472.22 $ 38,277,777.78 10
$ 1,472,222.22 $ 2,352,611.11 $ 36,805,555.56 11
$ 1,472,222.22 $ 2,318,750.00 $ 35,333,333.33 12
$ 1,472,222.22 $ 2,284,888.89 $ 33,861,111.11 13
$ 1,472,222.22 $ 2,251,027.78 $ 32,388,888.89 14
$ 1,472,222.22 $ 2,217,166.67 $ 30,916,666.67 15
$ 1,472,222.22 $ 2,183,305.56 $ 29,444,444.44 16
$ 1,472,222.22 $ 2,149,444.44 $ 27,972,222.22 17
$ 1,472,222.22 $ 2,115,583.33 $ 26,500,000.00 18
$ 1,472,222.22 $ 2,081,722.22 $ 25,027,777.78 19
$ 1,472,222.22 $ 2,047,861.11 $ 23,555,555.56 20
$ 1,472,222.22 $ 2,014,000.00 $ 22,083,333.33 21
$ 1,472,222.22 $ 1,980,138.89 $ 20,611,111.11 22
$ 1,472,222.22 $ 1,946,277.78 $ 19,138,888.89 23
$ 1,472,222.22 $ 1,912,416.67 $ 17,666,666.67 24
$ 1,472,222.22 $ 1,878,555.56 $ 16,194,444.44 25
$ 1,472,222.22 $ 1,844,694.44 $ 14,722,222.22 26
$ 1,472,222.22 $ 1,810,833.33 $ 13,250,000.00 27
$ 1,472,222.22 $ 1,776,972.22 $ 11,777,777.78 28
$ 1,472,222.22 $ 1,743,111.11 $ 10,305,555.56 29
$ 1,472,222.22 $ 1,709,250.00 $ 8,833,333.33 30
 $ 1,472,222.22 $ 1,675,388.89 $ 7,361,111.11 31
$ 1,472,222.22 $ 1,641,527.78 $ 5,888,888.89 32
$ 1,472,222.22 $ 1,607,666.67 $ 4,416,666.67 33
$ 1,472,222.22 $ 1,573,805.56 $ 2,944,444.44 34
$ 1,472,222.22 $ 1,539,944.44 $ 1,472,222.22 35
$ 1,472,222.22 $ 1,506,083.33 -$ 0.00 36
$53,000,000

¿Cuál de los
espuesta. r/ De las tres opciones la mas rentable para juliana seria el sistema de amortización frances, ya que,
Con un total en el interés del $25.209.977. En el sistema Alemán la totalidad de la tasa de interés es de
en la tasa de Interés de $43.884.000. Comparando las totalidades la menor pertenece al sistema Frances.

TEXTILERA DEL NORTE S.A.S.

SISTEMA ALEMÁN

INTERÉS CAPITAL CUOTA SALDO

$0 0 $0 $ 98,000,000
$ 1,078,000.00 $ 1,633,333.33 $ 2,711,333.33 $ 96,366,667
$ 1,060,033.33 $ 1,633,333.33 $ 2,693,366.67 $ 94,733,333
$ 1,042,066.67 $ 1,633,333.33 $ 2,675,400.00 $ 93,100,000
$ 1,024,100.00 $ 1,633,333.33 $ 2,657,433.33 $ 91,466,667
$ 1,006,133.33 $ 1,633,333.33 $ 2,639,466.67 $ 89,833,333
$ 988,166.67 $ 1,633,333.33 $ 2,621,500.00 $ 88,200,000
$ 970,200.00 $ 1,633,333.33 $ 2,603,533.33 $ 86,566,667
$ 952,233.33 $ 1,633,333.33 $ 2,585,566.67 $ 84,933,333
$ 934,266.67 $ 1,633,333.33 $ 2,567,600.00 $ 83,300,000
$ 916,300.00 $ 1,633,333.33 $ 2,549,633.33 $ 81,666,667
$ 898,333.33 $ 1,633,333.33 $ 2,531,666.67 $ 80,033,333
$ 880,366.67 $ 1,633,333.33 $ 2,513,700.00 $ 78,400,000
$ 862,400.00 $ 1,633,333.33 $ 2,495,733.33 $ 76,766,667
$ 844,433.33 $ 1,633,333.33 $ 2,477,766.67 $ 75,133,333
$ 826,466.67 $ 1,633,333.33 $ 2,459,800.00 $ 73,500,000
$ 808,500.00 $ 1,633,333.33 $ 2,441,833.33 $ 71,866,667
$ 790,533.33 $ 1,633,333.33 $ 2,423,866.67 $ 70,233,333
$ 772,566.67 $ 1,633,333.33 $ 2,405,900.00 $ 68,600,000
$ 754,600.00 $ 1,633,333.33 $ 2,387,933.33 $ 66,966,667
$ 736,633.33 $ 1,633,333.33 $ 2,369,966.67 $ 65,333,333
$ 718,666.67 $ 1,633,333.33 $ 2,352,000.00 $ 63,700,000
$ 700,700.00 $ 1,633,333.33 $ 2,334,033.33 $ 62,066,667
$ 682,733.33 $ 1,633,333.33 $ 2,316,066.67 $ 60,433,333
$ 664,766.67 $ 1,633,333.33 $ 2,298,100.00 $ 58,800,000
$ 646,800.00 $ 1,633,333.33 $ 2,280,133.33 $ 57,166,667
$ 628,833.33 $ 1,633,333.33 $ 2,262,166.67 $ 55,533,333
 $ 610,866.67 $ 1,633,333.33 $ 2,244,200.00 $ 53,900,000
$ 592,900.00 $ 1,633,333.33 $ 2,226,233.33 $ 52,266,667
$ 574,933.33 $ 1,633,333.33 $ 2,208,266.67 $ 50,633,333
$ 556,966.67 $ 1,633,333.33 $ 2,190,300.00 $ 49,000,000
$ 539,000.00 $ 1,633,333.33 $ 2,172,333.33 $ 47,366,667
$ 521,033.33 $ 1,633,333.33 $ 2,154,366.67 $ 45,733,333
$ 503,066.67 $ 1,633,333.33 $ 2,136,400.00 $ 44,100,000
$ 485,100.00 $ 1,633,333.33 $ 2,118,433.33 $ 42,466,667
$ 467,133.33 $ 1,633,333.33 $ 2,100,466.67 $ 40,833,333
$ 449,166.67 $ 1,633,333.33 $ 2,082,500.00 $ 39,200,000
$ 431,200.00 $ 1,633,333.33 $ 2,064,533.33 $ 37,566,667
$ 413,233.33 $ 1,633,333.33 $ 2,046,566.67 $ 35,933,333
$ 395,266.67 $ 1,633,333.33 $ 2,028,600.00 $ 34,300,000
$ 377,300.00 $ 1,633,333.33 $ 2,010,633.33 $ 32,666,667
$ 359,333.33 $ 1,633,333.33 $ 1,992,666.67 $ 31,033,333
$ 341,366.67 $ 1,633,333.33 $ 1,974,700.00 $ 29,400,000
$ 323,400.00 $ 1,633,333.33 $ 1,956,733.33 $ 27,766,667
$ 305,433.33 $ 1,633,333.33 $ 1,938,766.67 $ 26,133,333
$ 287,466.67 $ 1,633,333.33 $ 1,920,800.00 $ 24,500,000
$ 269,500.00 $ 1,633,333.33 $ 1,902,833.33 $ 22,866,667
$ 251,533.33 $ 1,633,333.33 $ 1,884,866.67 $ 21,233,333
$ 233,566.67 $ 1,633,333.33 $ 1,866,900.00 $ 19,600,000
$ 215,600.00 $ 1,633,333.33 $ 1,848,933.33 $ 17,966,667
$ 197,633.33 $ 1,633,333.33 $ 1,830,966.67 $ 16,333,333
$ 179,666.67 $ 1,633,333.33 $ 1,813,000.00 $ 14,700,000
$ 161,700.00 $ 1,633,333.33 $ 1,795,033.33 $ 13,066,667
$ 143,733.33 $ 1,633,333.33 $ 1,777,066.67 $ 11,433,333
$ 125,766.67 $ 1,633,333.33 $ 1,759,100.00 $ 9,800,000
$ 107,800.00 $ 1,633,333.33 $ 1,741,133.33 $ 8,166,667
$ 89,833.33 $ 1,633,333.33 $ 1,723,166.67 $ 6,533,333
$ 71,866.67 $ 1,633,333.33 $ 1,705,200.00 $ 4,900,000
$ 53,900.00 $ 1,633,333.33 $ 1,687,233.33 $ 3,266,667
$ 35,933.33 $ 1,633,333.33 $ 1,669,266.67 $ 1,633,333
$ 17,966.67 $ 1,633,333.33 $ 1,651,300.00 $ 0
$32,879,000 $ 98,000,000.00

¿cuál de
r qué? R/ Entre los tres sistemas de amortización para esta empresa, analizamos las totalidades, las tasas,el capital. Para la
o de una empresa que en su actividad económica tiene que vender toda su mercancia para poder saladar este credito. Entonces
ancia tiene que ir pagando el interés poco a poco. Después al final, la ultima cuota capa la totalidad del capital, saldando de un
solo golpe el credito solicitado.
 SISTEMA AMERICANO

DEUDA INTERÉS CAPITAL CUOTA SALDO

$ 53,000,000 $0 $0 $0 $ 53,000,000
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $0 $ 1,219,000.00 $ 53,000,000.00
$ 53,000,000 $ 1,219,000.00 $ 53,000,000.00 $ 54,219,000.00 $ -
$43,884,000 $53,000,000

SISTEMA AMERICANO

PERIODO DEUDA INTERÉS CAPITAL CUOTA

0 $ 98,000,000 $ - $ - $ -
1 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
2 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
3 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
4 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
5 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
6 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
7 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
8 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
9 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
10 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
11 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
12 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
13 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
14 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
15 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
16 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
17 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
18 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
19 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
20 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
21 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
22 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
23 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
24 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
25 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
26 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
 27 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
28 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
29 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
30 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
31 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
32 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
33 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
34 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
35 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
36 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
37 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
38 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
39 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
40 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
41 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
42 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
43 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
44 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
45 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
46 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
47 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
48 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
49 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
50 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
51 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
52 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
53 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
54 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
55 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
56 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
57 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
58 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
59 $ 98,000,000 $ 1,078,000 $ - $ 1,078,000
60 $ 98,000,000 $ 1,078,000 $ 98,000,000 $ 99,078,000
$ 64,680,000 $ 98,000,000

las tasas,el capital. Para la

aladar este credito. Entonces
del capital, saldando de un
SALDO
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ 98,000,000
$ -